PornMD

Enrollment period isn't over yet. Why would someone completely healthy want to needlessly pay for health insurance for more time than they need to?

__________________

crockett

George Bush was voted into office by a minority and he put us into two wars one of which he out right lied and twisted the information to get support. We went to war and while many Democrats did not support it and many were pretty pissed off they were lied to, Democrats didn't try to constantly short change the troops or play party politics with their lives.

Meanwhile tax payers are being screwed over by the right because they purposely turned away funding which would of helped them gain access to affordable health insurance. They made life harder on ordinary people just for party politics. How many of these people will die or have financial ruin come I to their lives because they couldn't afford to get the insurance that the medicaid expansion would have given them.

baddog

I do not need to read the other responses; you nailed it.

PornoMonster

Lots of people will be signing up, when more companies drop Part Time workers....

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Robbie

I guess we are seeing the beginning of the excuses for the Affordable Health Care Act falling apart:

It's once again: The EVIL Republicans Fault

I think if Pres. Obama were to accidentally stumble in his bedroom...that would be the Republican's fault too.

It's unbelievable to me to watch how some folks are just blindly manipulated and won't open their eyes no matter what.

NEWSFLASH: The President "sold" the country on this as a way to specifically LOWER the costs of "healthcare".
It has risen sharply instead.

You guys can not sugar coat that. I've never seen such a rise in my insurance rates in the 12 years I've had it as I have over the last 2 years. And this year was the most it's ever gone up.

The President SPECIFICALLY said it was going to save every family $2500 a year in lower insurance costs.
Just the opposite is occurring.

But it's the Republican's fault because they actually warned people that this would happen in the first place????
WTF???

Is there no chance that Pres. Obama may have been WRONG just ONE time in the eyes of the Obamamaniacs?

I would think that the politicians who have distanced themselves as far away from this abortion as possible and also fought against it because they knew how bad it was...would be applauded.

But somehow, the hypnotized have decided that it's THEIR fault it doesn't work...because they fought against it!

Goddamn, Pres. Obama is good. Maybe the best I've ever seen in my lifetime at this shit.

__________________
-Robbie
ClaudiaMarie.Com

GregE

Bingo.

And the fact that anyone in Washington thought that that hurdle was surmountable does not speak well of the collective intelligence quotient in our nation's capital.

And it's not just young people working shit jobs. Lots of college grads are gonna be strapped for funds well into their 30's due to student loan payments and such.

Bottom line: A law like Obamacare might have worked before the financial crash, but not in the middle of a quintessential jobless recovery.

Single Payer is the only way to go.

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Minte

The answer is none,, The emergency rooms still won't be allowed to kick people to the curb.

Now you answer this. Who is going to cover the healthcare costs of the millions of illegal aliens in the US? I assume you consider their lives important too..

__________________
You might not be as anonymous as you think you are.

Barry-xlovecam

crockett

Umm I hate to be captain obvious but emergency rooms do not provide medications for a chronic condition. How about trying to go to the emergency room every time you need a chemo treatment if you ever get cancer. They will turn you away because it's not an emergency.

Do you honestly think people go to the emergency room for stuff like that if they can't afford insurance? No they don't, they go with out treatment and die. People that do go to the emergency room for treatments that could of been taken care of by a regular doctor if they had insurance fit the second part of what I said. They end up in financial ruin.

Illegal immigration? Really why is it people on the right always brings up illegal immigration at election time then it's never heard from again till the next election? All those farmers out there running their farms using illegals, you really think the guys running the farms are voting democrat? You think people from red states which a large part of them depend on farming income are really trying to do anything about illegals?

Get real... If you think that, then why is it when Reagan was president he did nothing about illegals? Why is it when Bush Sr. Was president he did nothing about illegals? Why is it when Clinton was president suddenly the right makes a big deal about illegals? Why is it the 8 years after Clinton was out of office and Bush Jr. Was president he did nothing about illegals? Why is it soon as Obama was elected suddenly illegals were a big deal?

Seriously., do you really think about what you say when you just toss out dumb right wing talking points?

You want to deny American citizens access to affordable health insurance because illegals might abuse it?

Vendzilla

What he did was shove a bill thru to law with no partisan support, he didn't listen to the two bills the GOP had, he was an asshat for thinking he didn't need them. The potus is a rep for the people, not just the Dems. He didn't read it, the biggest lie for 2013 according to politifact was "if you like your insurance, you can keep it"

Obamacare was thrown together and is expanding at a terrible rate. It was poorly written and has nothing in it to cover the promises made to get it

Fuck, do you ever take off those blinders?

Exactly, it's all to blame on the democrats, the gop offered up their own ideas and were laughed at.

__________________
Carbon is not the problem, it makes up 0.041% of our atmosphere , 95% of that is from Volcanos and decomposing plants and stuff. So people in the US are responsible for 13% of the carbon in the atmosphere which 95% is not from Humans, like cars and trucks and stuff and they want to spend trillions to fix it while Solar Panel plants are powered by coal plants
think about that

Vendzilla

You are truly an ignorant fuck, illegals in fields? Only makes up 2% of the illegal aliens in the US.
Here in LA, Hispanics makes up 50%. I have yet to see any strawberry fields here.

I have to wonder how you can spend a hour a day trying to figure out how to turn on your laptop!

__________________
Carbon is not the problem, it makes up 0.041% of our atmosphere , 95% of that is from Volcanos and decomposing plants and stuff. So people in the US are responsible for 13% of the carbon in the atmosphere which 95% is not from Humans, like cars and trucks and stuff and they want to spend trillions to fix it while Solar Panel plants are powered by coal plants
think about that

Vendzilla

Hey Idiot! The democrats have a solution for illegal aliens
Legalize them so they can use Obamacare
http://www.washingtontimes.com/news/...n-obamacare-d/

__________________
Carbon is not the problem, it makes up 0.041% of our atmosphere , 95% of that is from Volcanos and decomposing plants and stuff. So people in the US are responsible for 13% of the carbon in the atmosphere which 95% is not from Humans, like cars and trucks and stuff and they want to spend trillions to fix it while Solar Panel plants are powered by coal plants
think about that

TwinCities

Would you mind elaborating about your cost going up to $880? Did an existing policy increase or was a policy you found on the exchange more money? Did you check on the exchange? I'm curious to see what the experience was for you.

Personally, the end result of shopping the exchange has been great for my family. Our previous policy was $950 per month for 3 people. Deductible was $3K per person before ANY insurance kicked in at all. Everything preventative went towards deductible like regular doctors visits. We paid the negotiated rate however so I guess we got a bit of a discount with each service we had to access.

We found a platinum policy on the ACA exchange. The website was/is so poorly executed it isn't even funny. After nearly 3 exceedingly frustrating months, 4 separate apps started and restarted, and dozens of hours my poor wife spent on the phone we finally secured the plan for a few $100 LESS per month than our previous plan. Deductibles are $850 per person and we can go to doctors for a $15 co-pay and a specialist for $20 co-pay like people that are part of a group on an employers insurance. For my family, complaining about the exchange was not an effective strategy for hitting our goal of securing lower cost or substantially better health coverage, so we slugged along until we had success. I just figured that like most things in life if something was important for our family we'd persevere. If it wasn't, then we wouldn't.

Barry-xlovecam

12clicks

bingo......

Minte

Sorry I missed this post this morning. I was pressed for time.

Two degrees? Let me guess... A Bachelors in philosophical nonsense and a Masters in bull shit?

Death panels? Is that like drywall with nails sticking out the wrong way?

When obamacare became the law of the land, republicans had no say in any of it.

__________________
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Robbie

I received a letter from Blue Cross/Blue Shield telling me that our premium was going up to $880 a month starting Feb.
I've had this policy since 2002

It's a good policy and has a $3,000 deductible.

A couple of months ago I checked the exchange here in Nevada (state runs the exchange here).

The "Obama Care" option that came the CLOSEST to what I already have was going to save me $20 a month on premiums BUT raise my deductible to $5000!

I was shocked to say the least.

I had listened to the President and Vice President give speeches about how happy American's were going to be once the website worked and we could see the low cost affordable insurance we were gonna get.

That is my experience.

Also, our doctors office told us (this was a couple of months ago mind you) that there was only one of the insurers in the "Exchange" that they were going to accept. They were still trying to figure out what is going to happen in the end and waiting for the dust to settle.

So I stayed with my original Blue Cross/ Blue Shield.

And just like a lot of folks around the country...my premiums have risen meteorically.

Hardly the $2,500 savings per family that the President sold this whole program on to begin with.

__________________
-Robbie
ClaudiaMarie.Com

12clicks

hahaha, just for fun:
http://www.politifact.com/truth-o-me...-about-46-mil/

36million Americans uninsured when obama took office.


http://www.weeklystandard.com/blogs/...on_733740.html

In fact, the CBO projects that under Obamacare over the next decade, the number of uninsured will never fall below 30 million. Here are the year-by-year projections from the report:

2013 - 55,000,000
2014 - 44,000,000
2015 - 37,000,000
2016 - 31,000,000
2017 - 30,000,000
2018 - 30,000,000
2019 - 30,000,000
2020 - 30,000,000
2021 - 31,000,000
2022 - 31,000,000
2023 - 31,000,000


yeah, lets get behind ruining the best healthcare in the world, spend trillions of dollars, and have as many uninsured as when we started.

were your degrees from clown college?

Robbie

Yep, I'm not sure what the heck The Affordable Health Care Act is even in existence for.

It changes nothing in terms of number of people uninsured. It raises costs across the board.
And it's costing trillions of dollars. (even though the Pres. said it wouldn't cost "one thin dime")

I am starting to believe that it was designed to fail so that "single pay" could be ushered in.
This whole thing never made sense to me from the beginning.

__________________
-Robbie
ClaudiaMarie.Com

kane

I agree. I think they knew that they couldn't pass a single payer system so they pushed this through hoping for the best and assuming if it turns out bad they can always use it as an example of why we need a single payer system and push that.

This is step one of many on our road to that.

KillerK

The only thing I see it helping are people who want insurance but aren't able to. Like for instance if you are a girl and weigh like 250pds, you aren't going to get accepted by blue cross.

Rochard

But costs were going to go up no matter what. They always do, every year.

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Robbie

Yep, and that is what the Affordable Health Care Act was sold to us as a way to REVERSE that.

That was the entire premise of it when it was being rolled out.

Remember? Health care costs were the major thing that was draining the economy supposedly. And this was going to stop that and REVERSE it and make the average families insurance bill go DOWN $2,500

And I've never seen the costs go up so dramatically as they have now.

__________________
-Robbie
ClaudiaMarie.Com

crockett

Honestly man you are way too easy.. I wasn't even replying to you and you go off the deep end.. See a shrink before you go postal.

__________________
In November, you can vote for America's next president or its first dictator.

arock10

A lot of those plans on ACA exchange have high deductibles but offer other things like doctor visits and prescriptions for small copay amounts. I'm not sure how close you looked but your old $3k deductible plan was a catastrophic plan. The other ones offered (what twin was talking about) offer new perks and not just male pregnancy help

__________________
Sup

crockett

It appears 12 clicks ran out of fingers and toes to count with.. Obamacare is now in the trillions spent he says.. lol

__________________
In November, you can vote for America's next president or its first dictator.

kane

This is the fatal flaw in Obamacare. It was sold as way to help reign in costs yet it does nothing to do that. There is a big story in time about Obamacare and how it actually doesn't address costs at all. So really it is just an insurance plan, not a healthcare plan of any real kind.

Costs will keep going up unchecked and since there will be fewer people uninsured (in theory) those costs will then be passed on to the insurance companies which will then just keep raising rates.

Vendzilla

Yet you as usual have nothing to reply with. I don't need a shrink, calling you an idiot is just fun!
If you have a problem with what I said, please reply with a rebuttal. If you don't have one, go fuck yourself.

__________________
Carbon is not the problem, it makes up 0.041% of our atmosphere , 95% of that is from Volcanos and decomposing plants and stuff. So people in the US are responsible for 13% of the carbon in the atmosphere which 95% is not from Humans, like cars and trucks and stuff and they want to spend trillions to fix it while Solar Panel plants are powered by coal plants
think about that

Vendzilla

I believe that what they were hoping for was that getting people that didn't need it to buy and not use it would pay for those that can't afford it.

This will not work, people that don't want it or need it will just pay the fine.

Billions are being spent in promoting Obamacare, where does that come from?

Hell, they can't even say for sure who wrote Obamacare!!!!
Still looking for someone that actually read it before voting to approve it
http://www.sfexaminer.com/sanfrancis...nt?oid=2161708

__________________
Carbon is not the problem, it makes up 0.041% of our atmosphere , 95% of that is from Volcanos and decomposing plants and stuff. So people in the US are responsible for 13% of the carbon in the atmosphere which 95% is not from Humans, like cars and trucks and stuff and they want to spend trillions to fix it while Solar Panel plants are powered by coal plants
think about that

Vendzilla

Your statement makes no sense at all, he said spend, not spent you ignorant fuck!

__________________
Carbon is not the problem, it makes up 0.041% of our atmosphere , 95% of that is from Volcanos and decomposing plants and stuff. So people in the US are responsible for 13% of the carbon in the atmosphere which 95% is not from Humans, like cars and trucks and stuff and they want to spend trillions to fix it while Solar Panel plants are powered by coal plants
think about that

kane

For sure. They were hoping for something like social security. Those who pay into it and not really use it will pay for those that do use it, but I think one of the problems is that many people, hell, everyone I know other than myself, gets insurance through their job. Those without insurance normally have a reason. Sure, there are some people who are just young and healthy and don't feel the need to pay for it, but I think many of the uninsured either have pre-existing conditions or didn't make enough money to afford it. Those people are not coming on board, but there aren't enough "non-users" out there to cover the cost.

Robbie

My old plan was far from being a catastrophic plan.

Prescriptions were already a part of it. As were doctors visits.

We pay $3,000 and after that our insurance covers ALL of our medical costs.
I don't have any new "perks". The pregnancy coverage (that I don't need) is the only thing.

And I'm still waiting for it to cover birth control pills for my wife. The cost of those has now risen from around 30 to 40 bucks a month up to the latest $90 a month that she just got filled.

The costs of everything has jumped meteorically in the last couple of years like I've never seen before.

I guess because the medical companies and pharma are ready to get on the govt. bandwagon and the sky is the limit when the govt. pays for it (talking about the possibility of single pay). Just like those $1,000 toilet seats at the Pentagon. lol

So the actual costs of healthcare are taking off like never before.

__________________
-Robbie
ClaudiaMarie.Com

Vendzilla

Under Obama, the work force has shrunk and the median wage has gone down 7% in the last 5 years. Paying more for health insurance is going to make it worse. Every business will suffer as people will have less to spend!

__________________
Carbon is not the problem, it makes up 0.041% of our atmosphere , 95% of that is from Volcanos and decomposing plants and stuff. So people in the US are responsible for 13% of the carbon in the atmosphere which 95% is not from Humans, like cars and trucks and stuff and they want to spend trillions to fix it while Solar Panel plants are powered by coal plants
think about that

crockett

There is no reason to give you a serious reply, you are so brainwashed it doesn't matter what anyone says if it's doesn't coincide with your fantasyland ideas then it's always wrong.

__________________
In November, you can vote for America's next president or its first dictator.

arock10

Hell, young people don't get to touch their social security for 40 years. At least healthcare can be used immediately

That was always what made my mind up back in the day when it was put money in HSA or IRA...

__________________
Sup

crockett

Go see a shrink before you start shooting people..

__________________
In November, you can vote for America's next president or its first dictator.

bigluv

Thanks I'm here all week.

kane

The last 20 years have seen a lot of things happen that are indicators of bad things to come. The middle class has shrunk and those in it have more debt than ever before. The cost of education has skyrocketed. Healthcare costs have skyrocketed. Housing costs have skyrocketed in many parts of the country.

While the overall workforce has shrunk we have seen in increase in those working well into their retirement age because they can't afford to retire.

At some point something has to give. It seems like we are heading down a bad road.

tony286

Its been dropping waaay before obama. Wages have been dropping for over 30 yrs. Technology is doing the shrinking.
And alot of those polices cost more now than before because the policy actually has to cover shit and they could pitch you at will. They should of did single payer not a give me to the big business obama supposedly hates.

kane

I would love to know how much of a factor health insurance and its costs play in the price of medications. I have a feeling that many of them are getting more expensive simply because the pharm companies know they can charge that and we have no other option but to pay it.

I saw a story recently about a pharm company that developed a drug that treats a certain type of cancer. One full cycle of the drug costs $85,000. It came out that the pharm company has made back all of the money they invested to make the drug and now the full cycle only costs them $300 to make. However, they still have 6 years left on their exclusive patent so they have no intention of lowering the cost at all. Many insurance companies simply won't pay for it so if you get that form of cancer and you have the wrong insurance you better have a bunch of cash available or you won't get treatment.

Robbie

Same thing happens whenever the govt. "gravy train" comes to town.

Look at what happened to the cost of going to college once the govt. came out with student loans.

__________________
-Robbie
ClaudiaMarie.Com

Rochard

You've got to be kidding me.

Do you think that's because of Obama... Or because of the recession that happened during the term of the Republican White House before him?

__________________
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- Sarah Huckabee Sanders

YNOT MAIL | THE BEST ADULT MAILING SOLUTION

Robbie

I would say the housing market collapse in 2008 (which is what happened to the economy) caused a lot of folks to lose their jobs.

And the policies of the current administration have not helped in job creation very much at all.

__________________
-Robbie
ClaudiaMarie.Com

12clicks

Dear moron, I didn't say "spent" I said "spend" if that's your best argument to facts, no need to rush home from McDonald's to post it.

Vendzilla

Under Obama


http://www.washingtonpost.com/blogs/...r-force-again/

Three reasons the U.S. labor force keeps shrinking

1) The aging of America.
2) The bad economy is keeping workers in school and out of the labor force.
3) More workers are going on disability insurance

__________________
Carbon is not the problem, it makes up 0.041% of our atmosphere , 95% of that is from Volcanos and decomposing plants and stuff. So people in the US are responsible for 13% of the carbon in the atmosphere which 95% is not from Humans, like cars and trucks and stuff and they want to spend trillions to fix it while Solar Panel plants are powered by coal plants
think about that

Vendzilla

He's a moron, he comes into these threads and says the same thing to me, that I need a shrink.
The definition of insanity is doing the same thing over and over and expecting a different outcome, yet he never gets one, he's a fucking moron that needs to see a shrink! LOL

And apparently hooked on phonics!

__________________
Carbon is not the problem, it makes up 0.041% of our atmosphere , 95% of that is from Volcanos and decomposing plants and stuff. So people in the US are responsible for 13% of the carbon in the atmosphere which 95% is not from Humans, like cars and trucks and stuff and they want to spend trillions to fix it while Solar Panel plants are powered by coal plants
think about that

Vendzilla

We know what caused it, we need to move on a fix it, Obama has failed to do that, the liberals on this forum can't see that!

Even when the Democrats had all the power, all they could get done was to pass this piece of shit law. They could have done something great, but did this instead!

__________________
Carbon is not the problem, it makes up 0.041% of our atmosphere , 95% of that is from Volcanos and decomposing plants and stuff. So people in the US are responsible for 13% of the carbon in the atmosphere which 95% is not from Humans, like cars and trucks and stuff and they want to spend trillions to fix it while Solar Panel plants are powered by coal plants
think about that

Vendzilla

You have no serious reply, you can't even get the difference between spend and spent.

__________________
Carbon is not the problem, it makes up 0.041% of our atmosphere , 95% of that is from Volcanos and decomposing plants and stuff. So people in the US are responsible for 13% of the carbon in the atmosphere which 95% is not from Humans, like cars and trucks and stuff and they want to spend trillions to fix it while Solar Panel plants are powered by coal plants
think about that

Minte

You never back that up with anything relevant. Supply facts that actually pertain to the discussion. We see your opinion all the time.

Your rant on illegal aliens is a perfect example. I asked who is going to pay the healthcare costs of the millions of illegals and you went on and on about nothing close to taking on that question.

I'll ask again. What does obamacare plan to do with the millions of illegal aliens in the US?

__________________
You might not be as anonymous as you think you are.

Vendzilla

Here in LA I hear commercials on the radio about how illegal aliens deserve Obamacare and how they are going to push to get it.

__________________
Carbon is not the problem, it makes up 0.041% of our atmosphere , 95% of that is from Volcanos and decomposing plants and stuff. So people in the US are responsible for 13% of the carbon in the atmosphere which 95% is not from Humans, like cars and trucks and stuff and they want to spend trillions to fix it while Solar Panel plants are powered by coal plants
think about that