Quote:
Originally Posted by Robbie
I don't see how they are ever gonna get the target demographic of "young" people.
Not only do young people not need insurance to go to the doctor (because they are generally healthier than older people)...but the law itself sabotaged the whole thing.
Why would a young person EVER buy insurance when the law itself says that they can stay on Mommy & Daddy's insurance until they are 26 years old?
That had to be the DUMBEST thing ever if your goal is to get millions of young people to enroll in order to pay for older people.
Typical dumbass govt. stupidity.
Anyone with an ounce of common sense can see that it isn't going to work the way it was sold to the American People.
"Affordable" Health Care Act?
Yeah...my insurance just jumped to $880 for my family of 3.
Thanks U.S. Govt.!
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Would you mind elaborating about your cost going up to $880? Did an existing policy increase or was a policy you found on the exchange more money? Did you check on the exchange? I'm curious to see what the experience was for you.
Personally, the end result of shopping the exchange has been great for my family. Our previous policy was $950 per month for 3 people. Deductible was $3K per person before ANY insurance kicked in at all. Everything preventative went towards deductible like regular doctors visits. We paid the negotiated rate however so I guess we got a bit of a discount with each service we had to access.
We found a platinum policy on the ACA exchange. The website was/is so poorly executed it isn't even funny. After nearly 3 exceedingly frustrating months, 4 separate apps started and restarted, and dozens of hours my poor wife spent on the phone we finally secured the plan for a few $100 LESS per month than our previous plan. Deductibles are $850 per person and we can go to doctors for a $15 co-pay and a specialist for $20 co-pay like people that are part of a group on an employers insurance. For my family, complaining about the exchange was not an effective strategy for hitting our goal of securing lower cost or substantially better health coverage, so we slugged along until we had success. I just figured that like most things in life if something was important for our family we'd persevere. If it wasn't, then we wouldn't.