Quote:
Originally Posted by Robbie
My old plan was far from being a catastrophic plan.
Prescriptions were already a part of it. As were doctors visits.
We pay $3,000 and after that our insurance covers ALL of our medical costs.
I don't have any new "perks". The pregnancy coverage (that I don't need) is the only thing. 
And I'm still waiting for it to cover birth control pills for my wife. The cost of those has now risen from around 30 to 40 bucks a month up to the latest $90 a month that she just got filled.
The costs of everything has jumped meteorically in the last couple of years like I've never seen before.
I guess because the medical companies and pharma are ready to get on the govt. bandwagon and the sky is the limit when the govt. pays for it (talking about the possibility of single pay). Just like those $1,000 toilet seats at the Pentagon. lol
So the actual costs of healthcare are taking off like never before. |
I would love to know how much of a factor health insurance and its costs play in the price of medications. I have a feeling that many of them are getting more expensive simply because the pharm companies know they can charge that and we have no other option but to pay it.
I saw a story recently about a pharm company that developed a drug that treats a certain type of cancer. One full cycle of the drug costs $85,000. It came out that the pharm company has made back all of the money they invested to make the drug and now the full cycle only costs them $300 to make. However, they still have 6 years left on their exclusive patent so they have no intention of lowering the cost at all. Many insurance companies simply won't pay for it so if you get that form of cancer and you have the wrong insurance you better have a bunch of cash available or you won't get treatment.