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Old 01-24-2014, 03:03 PM  
arock10
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Join Date: Jan 2006
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Quote:
Originally Posted by Robbie View Post
I received a letter from Blue Cross/Blue Shield telling me that our premium was going up to $880 a month starting Feb.
I've had this policy since 2002

It's a good policy and has a $3,000 deductible.

A couple of months ago I checked the exchange here in Nevada (state runs the exchange here).

The "Obama Care" option that came the CLOSEST to what I already have was going to save me $20 a month on premiums BUT raise my deductible to $5000!

I was shocked to say the least.

I had listened to the President and Vice President give speeches about how happy American's were going to be once the website worked and we could see the low cost affordable insurance we were gonna get.

That is my experience.

Also, our doctors office told us (this was a couple of months ago mind you) that there was only one of the insurers in the "Exchange" that they were going to accept. They were still trying to figure out what is going to happen in the end and waiting for the dust to settle.

So I stayed with my original Blue Cross/ Blue Shield.

And just like a lot of folks around the country...my premiums have risen meteorically.

Hardly the $2,500 savings per family that the President sold this whole program on to begin with.
A lot of those plans on ACA exchange have high deductibles but offer other things like doctor visits and prescriptions for small copay amounts. I'm not sure how close you looked but your old $3k deductible plan was a catastrophic plan. The other ones offered (what twin was talking about) offer new perks and not just male pregnancy help
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