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Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed.

 
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Old 01-09-2007, 12:27 AM   #151
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Originally Posted by will76 View Post
wow good for you! so because you do it this way so should everyone else ?

I've had millions of dollars of affiliate money sent to me via check. It is the way I prefer to do business and receive my money. I don't need the money today, I can wait for my check. My checks go directly to ME. I would never use epass or paypal or similar services. A wire transfer would be nice but call me cheap, I would rather not waste $1,000's of dollars a year in fees when I don't need the money now anyway. That is pointless and waste.

Good for you. That is your choice.

Now pay the 5 bucks and shut the fuck up, ya cheap bastard.
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Old 01-09-2007, 12:27 AM   #152
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Quote:
Originally Posted by AaronM View Post
Don't try to debate this issue with me as you are clearly way the fuck out of your league.

Now piss off.
I was simply trying to illustrate what an idiotic statement you had made.

Every single person who generates traffic to a program has expenses. They're simply different than the program's. That doesn't make them any less important.

But since you took it to this:

Quote:
Originally Posted by AaronM View Post
you are clearly way the fuck out of your league.
I likely spent more on advertising last month than you grossed in 2006.

Thanks for playing.
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Old 01-09-2007, 12:29 AM   #153
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Originally Posted by AaronM View Post
WTF is that supposed to mean?

Look idiot, my expenses are taken out of what my clients pay me plus I have a hefty markup so that I make a good profit. Likewise, the expenses that Mayor incurs for sending checks should come out of YOUR pocket and if he chooses to mark that cost up then you should eat it and either STFU or be polite and thank him for providing you the opportunity to make money with his program in the first place.

Don't try to debate this issue with me as you are clearly way the fuck out of your league.

Now piss off.

You are right about one thing, anyone trying to debate this with you is stupid... after reading your statement here:

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Originally Posted by AaronM View Post
Mayor pays 10's of thousands of dollars for the content production of his exclusive sites. I personally know this to be true as he is one of my clients.
i'm sure you are giving your non biased opinions here.
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Old 01-09-2007, 12:30 AM   #154
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Originally Posted by studiocritic View Post
I was simply trying to illustrate what an idiotic statement you had made.

Every single person who generates traffic to a program has expenses. They're simply different than the program's. That doesn't make them any less important.

But since you took it to this:



I likely spent more on advertising last month than you grossed in 2006.

Thanks for playing.

Do you have any good niche targeted traffic for sale?
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Old 01-09-2007, 12:31 AM   #155
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haha, I just started the thread to see why $5 was the number of choice...haha...I could care less about paying the $5....but look what I did!!!!

this may turn into the longest thread I have started in a long time! haha
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Old 01-09-2007, 12:43 AM   #156
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Originally Posted by studiocritic View Post
I was simply trying to illustrate what an idiotic statement you had made.

Every single person who generates traffic to a program has expenses. They're simply different than the program's. That doesn't make them any less important.

But since you took it to this:



I likely spent more on advertising last month than you grossed in 2006.

Thanks for playing.

My point being that Mayors expenses FAR outweigh those of the webmasters and yet he still makes less on the individual sales than they do.

You on the other hand have no point. You asked about my expenses which are in no way part of the topic at hand...But since you asked..... Mayor pays me and I produce the content based on the budget I have given myself for the production. I cover ALL expenses out of my payment INCLUDING shipping the finished product. Mayor in turn pays me via wire transfer which I gladly pay the $10 bank fee for. It costs money to do good business, if you can't afford it then get the fuck out.

I don't give two shits about how much money you spend on advertising. You haven't put dime one in my pocket and based on your responses here, you are too ignorant for me to consider doing business with you anyway. To top that off, anybody who makes what I made in 2006 would have no business complaining about these nominal fees. You should stick with trying to impress the newbies.

I posted facts and you pretty much called me a retard. Perhaps you missed the part where I instructed you to piss off....Or are you too ignorant to understand what that means too? <------Rhetorical question.
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Old 01-09-2007, 12:46 AM   #157
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You are right about one thing, anyone trying to debate this with you is stupid... after reading your statement here:



i'm sure you are giving your non biased opinions here.

I suppose you would rather hear the uneducated responses from those who have never done business with Mayor before.

Nothing quite like an uninformed opinion.

That's called sarcasm, son. Look it up on dictionary.com if needed.

Last edited by AaronM; 01-09-2007 at 12:47 AM..
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Old 01-09-2007, 12:49 AM   #158
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So here's the deal....I've said all I care to say about this subject. Either you understand and we have nothing further to discuss or you are a moron.

I'm trying to cut back on my interactions with morons so I bid you farewell.
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Old 01-09-2007, 01:01 AM   #159
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Right-o there dipshit. I've known Mike since well before your mom bought you a computer and paid for your first internet connection.
Uhm dip shit I've been doing this since 99 you fuck tard
he must of bought you a couple cocktails at a show
well if he buys me a couple I guess it would be ok then
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Old 01-09-2007, 01:07 AM   #160
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Originally Posted by AaronM View Post
...either STFU or be polite and thank him for providing you the opportunity to make money with his program in the first place....
yeah, because only god knows there aint 31531315153153153513 other affiliate programs JUST LIKE MAYORS MONEY, who would gladly accept our "measily 5 hits a day" without charging stupid fees to recieve your money, because they would rather you use epass over a check, right?


sometimes GFY's "high rollers" amaze me...
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Old 01-09-2007, 01:08 AM   #161
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WTF is that supposed to mean?

Look idiot, my expenses are taken out of what my clients pay me plus I have a hefty markup so that I make a good profit. Likewise, the expenses that Mayor incurs for sending checks should come out of YOUR pocket and if he chooses to mark that cost up then you should eat it and either STFU or be polite and thank him for providing you the opportunity to make money with his program in the first place.

Don't try to debate this issue with me as you are clearly way the fuck out of your league.

Now piss off.
I think the lack of sleep is getting to you buddy.

I wonder how much he would be making without the affiliates.
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Old 01-09-2007, 01:11 AM   #162
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So here's the deal....I've said all I care to say about this subject. Either you understand and we have nothing further to discuss or you are a moron.

I'm trying to cut back on my interactions with morons so I bid you farewell.
hmmm, well guess it was nice knowing you?
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Old 01-09-2007, 01:24 AM   #163
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So here's the deal....I've said all I care to say about this subject. Either you understand and we have nothing further to discuss or you are a moron.

I'm trying to cut back on my interactions with morons so I bid you farewell.
so.. your strategy is..

1. Suck up to client.
2. Get owned.
3. Backpedal from thread, insulting everyone on the way out.

Did I miss anything?

Bring your debate-hat next time you decide to make such a poorly thought out comment in a business thread.

Thanks.
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Old 01-09-2007, 01:25 AM   #164
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Do you have any good niche targeted traffic for sale?
sure, hit me up on ICQ or e-mail me. My e-mail is on the link in my sig.
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Old 01-09-2007, 01:32 AM   #165
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My point being that Mayors expenses FAR outweigh those of the webmasters and yet he still makes less on the individual sales than they do.

You on the other hand have no point. You asked about my expenses which are in no way part of the topic at hand...
No, I didn't. I made an exaggerated analogy based on your ignorant assumptions about affiliates' expenses.
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But since you asked.....
I didn't.
Quote:
Originally Posted by AaronM View Post
Mayor pays me and I produce the content based on the budget I have given myself for the production. I cover ALL expenses out of my payment INCLUDING shipping the finished product. Mayor in turn pays me via wire transfer which I gladly pay the $10 bank fee for. It costs money to do good business, if you can't afford it then get the fuck out.

I don't give two shits about how much money you spend on advertising. You haven't put dime one in my pocket and based on your responses here, you are too ignorant for me to consider doing business with you anyway.
(emphasis mine)



Dear sir, please let me know if you'll ever consider letting my traffic grace your sites.

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To top that off, anybody who makes what I made in 2006 would have no business complaining about these nominal fees. You should stick with trying to impress the newbies.
Please quote where I complained about the fees. I don't have any problem with a nominal check fee.
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I posted facts and you pretty much called me a retard.
No, you posted wild hyperbole (no one could be that ignorant, so I'll label it hyperbole). You rambled about how it doesn't cost affiliates anything to do business. Are you STILL trying to say thats factual? It's nothing less than retarded. Not a single person on GFY who doesn't have your brown shit spread across their upper lip would agree with you. Find one.
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Perhaps you missed the part where I instructed you to piss off....Or are you too ignorant to understand what that means too? <------Rhetorical question.
Translation: I got owned. Now I'll show how angry I am, and maybe you'll embarass yourself as I did.
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Old 01-09-2007, 01:57 AM   #166
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You guys are pretty funny

Fact is, checks are retarded. I don't pay employees by check nor my bills nor anything at all for that matter.
I run a corporation, we receive cheques, they go to our bank, why do I have to single you out as the one sponsor out of 100 that I have to do something different for? Make it $2 and we have a deal, otherwise I may have to rethink our relationship.

Right now what I see is a $5 fee because Mayor wants to make a point, and charge me a tax because he doesn't agree with how I do business.. Waive the fee or see the last of me I think on this one.. Bad PR for you too bro. Nobody would complain to cover postage, $2 seems reasonable and more importantly fair. If you're not going to play fair, then fuck it why should I?
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Old 01-09-2007, 02:25 AM   #167
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I suppose you would rather hear the uneducated responses from those who have never done business with Mayor before.

Nothing quite like an uninformed opinion.

That's called sarcasm, son. Look it up on dictionary.com if needed.
Son, you don't need to do business with Mayor to have an opinion on whether someone should charge $5 to receive an affiliate payout check or the debate over sending money via epass vs. postal mail. Nor is it a requirement to do business with Mayor to see through his bullshit reasons why he put the charge their in the first place. Doing business with him is irrelvant to the issues at hand however everyone who does business with him seems to support what he has done, go figure.

if you want to argue/insult with me please try to have something intelligent to say or just do yourself a favor and refrain from replying to me.
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Old 01-09-2007, 02:45 AM   #168
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It's 5 fucking dollars. I see people brag on GFY about their cars, homes, computers, TV's, whatever.....And then you bitch about 5 bucks. Some of you seriously need to be bitch slapped.
There is just some irony in having someone calling people cheap while defending a company that is charging $5 to mail you a check and save themselves a few dimes.
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Old 01-09-2007, 02:54 AM   #169
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There is just some irony in having someone calling people cheap while defending a company that is charging $5 to mail you a check and save themselves a few dimes.
Hmm, I don't remember Mayor's explanation saying anything about trying to save a few dimes.
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Old 01-09-2007, 02:56 AM   #170
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I cant believe what this thread turned into. Just a mess, a real fucking mess.
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Old 01-09-2007, 03:05 AM   #171
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Not to stick my nose where it doesnt belong, but im kinda surprised nobody made this point yet.

why should the little guy have to pay the higher check fees and the whale get it free? Because you make more money from the whales right away?

Think of it this way:
The whales, you pay them all their money all the time ( you dont get to hold it )

The little guy ( a sale every now and then )
you get to hold their money untill they hit the min payout.
Therefor you have more money to invest in your own inhouse traffic/sales and make just that much more money.

So the whale who you dont get to hold his money and make money from it, you pay them for free.
But the lil guy who, you get to invest his money to make more for yourself untill they hit they min payout, you charge them that much more to get their check?

Im not at all bitching about the 5$ fee as it is only 3$ more, but it just doesnt make sense to me.
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Old 01-09-2007, 03:50 AM   #172
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Hmm, I don't remember Mayor's explanation saying anything about trying to save a few dimes.
What exactly would it be then? You charge $5 for the fun of it?
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Old 01-09-2007, 03:57 AM   #173
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Good on you for not supporting checks. They are a VERY old form of payment and USA is probably one of the only remaining counties in the WORLD that still uses them.

ive not offered check payouts as an option to affiliates for almost 3 years now. We live in an electronic age and you are (webmasters) promoting digital goods - you sure as hell better embrace the technology by having a digital account

Good on you Mayor!
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Old 01-09-2007, 04:00 AM   #174
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If there is anyone that should be picked on, it's the bucketload of sponsors that take out the $2 epassporte charges to do a transfer.......
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Old 01-09-2007, 04:47 AM   #175
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What exactly would it be then? You charge $5 for the fun of it?
Why don't you actually read the thread first, then make one of your isn't it ironic comments.
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Old 01-09-2007, 05:36 AM   #176
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that's not much
janswebring.com takes 30$ for my wire transfer each time
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Old 01-09-2007, 06:38 AM   #177
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[QUOTE=AaronM;11691583]Rabbit, I'm honestly surprised to read this. I know for a fact that you have great traffic and a nominal $5 fee should not concern you in the least.
QUOTE]

it's a matter of principle...
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Old 01-09-2007, 07:36 AM   #178
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Why don't you actually read the thread first, then make one of your isn't it ironic comments.
I did. I asked why else would they do it besides money?
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Old 01-09-2007, 08:24 AM   #179
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I just talked to a guy from my local bank - if i had to send out printed checks from them, it wouldt cost 5 $ pr check, unless i had a big volume...
switch banks duh

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Originally Posted by phasic View Post
They also offer epass for free.
fuck epass

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Originally Posted by BitAudioVideo View Post
it does cost $5+ to have an outside service print and ship checks.
why not pay some bimbo to do payroll hell hire some hottie for ten an hour

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Mayor's Money fucking blows cock.



Quote:
Originally Posted by Mayor View Post
I am adding a "big check" option to meet half way. If you insist on getting a check and not being charged then select "Big Check" and set your min payout at $500 or $1000. If insist on being paid in smaller amounts you can do so but you'll be paying $5 for the small checks.

Or you can take epass payments at no fee.
So basically your catering to the big playas and shitting on the pond fish

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Buncha cry babies in this thread.

Let me break this down for you....

Mayor pays 10's of thousands of dollars for the content production of his exclusive sites. I personally know this to be true as he is one of my clients. Going from there he pays to have the site designed, hosted, and then hires even more staff to babysit you lazy fuckers who have the balls to call yourselves webmasters.

They give you free hosting and FHGs that MM pays for.

I could go on and on about the costs involved in starting up and running a successful paysite and Mayor has many of them.

This business is more or less built on partnerships and Mayor has done ALL of the ground work. All you have to do is sign up, grab some galleries with your link codes, and sit on your ass while submitting them. You don't have to pay a fucking dime to get started. Meanwhile, Mayor is shoveling money out hand over fist to make things run as smooth as possible. Then he pays you at least 50% of the sales and out of his 50% he eats the processing, hosting, and other day to day costs with running a business.

You are nothing but a bunch of ingrates.

It's 5 fucking dollars. I see people brag on GFY about their cars, homes, computers, TV's, whatever.....And then you bitch about 5 bucks. Some of you seriously need to be bitch slapped.
What he relly meant to say is mayors my lover and I love sucking his cock because I work for him doing photography and taking it in the ass when he needs I have to support him
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Old 01-09-2007, 08:41 AM   #180
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If it was only $5.

Let's say I have 30 sponsors that each pay weekly. Each one starts charging $5.

30 X 5 * 52 = $7800 in a year.

"But wait!" you say. "it isn't 30 sponsors, it is just 1!". That is today. But trust me, if sponsors think they can foist another expense off onto the affiliate side of the deal and get away with it, they pretty much all will. Some of them will even be gutsy and start chariging $10 for checks (and $8 for Epass, making Epass the "better bargain becauseyou save $2 for processing!") and away you go.

I have a new plan. I am going to claim $5 per week per sponsor as "income handling fees". Obviously, it costs me money to process incoming payments, and if they can justify $5 to write a check, I can justify $5 for having to take it to the bank.
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Old 01-09-2007, 08:42 AM   #181
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mayor, epassporte is a horrible option for non US webmasters as i cant transfer the funds to my bank account. they have withdrawal fees and limits. i understand your reasoning, but i think you're inadvertedly penalizing your international affiliates, including myself
Exactly. And the funny comment from AaronM, 5USD is not the end of the world..No it's not..But it's indeed the principle. Also, when every program would charge 5USD, it would be a few hundred bucks weekly...

Also I find it rather amusing, how they handle this situation...Why not say 500USD check FREE <500USD a 5USD fee in the first post....No they first make some stupid comments about peoples website(s)...Oh well,
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Old 01-09-2007, 09:29 AM   #182
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5 bucks is nothing in the big scope of things. Mayors Money Rocks and is run by solid people. If 5 bucks for a check affects you that much then maybe you need to get into some other biz as you are obviously a failure in this one.
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Old 01-09-2007, 09:35 AM   #183
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If it was only $5.

Let's say I have 30 sponsors that each pay weekly. Each one starts charging $5.

30 X 5 * 52 = $7800 in a year.

"But wait!" you say. "it isn't 30 sponsors, it is just 1!". That is today. But trust me, if sponsors think they can foist another expense off onto the affiliate side of the deal and get away with it, they pretty much all will. Some of them will even be gutsy and start chariging $10 for checks (and $8 for Epass, making Epass the "better bargain becauseyou save $2 for processing!") and away you go.

I have a new plan. I am going to claim $5 per week per sponsor as "income handling fees". Obviously, it costs me money to process incoming payments, and if they can justify $5 to write a check, I can justify $5 for having to take it to the bank.

LOL I know you're not new but you're sure acting like it ;) If you have traffic (real traffic) your a fucktard if you don't negotiate a higher payout and thus cover any wire/check/epass/moron fees

You guys make me laugh


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Old 01-09-2007, 10:05 AM   #184
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Mayor, I read you loud and clear. Got it. Thanks.
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Old 01-09-2007, 10:22 AM   #185
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Uhm dip shit I've been doing this since 99 you fuck tard
he must of bought you a couple cocktails at a show
well if he buys me a couple I guess it would be ok then
No one that's been doing this since '99 (other than RawAlex, who just likes to play devils advocate sometimes) is complaining about a $5 check fee, so that shoots your claim out of the water.

As for buying the drinks, since Mike's been my customer periodically through the years, I generally pay for those.
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Old 01-09-2007, 10:34 AM   #186
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No one that's been doing this since '99 (other than RawAlex, who just likes to play devils advocate sometimes) is complaining about a $5 check fee, so that shoots your claim out of the water.

As for buying the drinks, since Mike's been my customer periodically through the years, I generally pay for those.
Yeah rabbit is a n00b
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Old 01-09-2007, 10:38 AM   #187
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Charging anything for making a payment (except via transfer when that is optional) is bad business and worse psychology: you convince someone to get as far as your signup page, pulling him/her in with all the good stuff you promise, and then you hit them with charges, high minimums, etc.

Even if only to a limited extent, that has to be counter-productive. It always sends a signal to me that here is a business which hasn't bothered to find a non-negative way to deal with such issues. Of course it costs money to issue payments, the same way as it does to rent an office or run a telephone. But it's downright unprofessional to itemize those costs and pass them on (publicly) to people you want to feel as positive as possible about working with you, rather than have you come across as penny-pinching...

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Old 01-09-2007, 10:46 AM   #188
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It's all mute point now anyway since we added the "big check" option. But I really do like reading hate posts from kids I have never met, have never affected my business in any way and who have no clue what they are talking about.

Guys like Rabbit, I have had great dealings with and their opinions matter to me. When they speak it's well thought out and it's received well and usually acted on.

Fake nic/newb morons like knightdown are down right cute they way they show off their extra chromosome ;)
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Old 01-09-2007, 10:47 AM   #189
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Hmm, I don't remember Mayor's explanation saying anything about trying to save a few dimes.
He has been all over the place with why he is doing it. The reasons he gives don't make sense. He said orginally he was doing it because checks are so last century and it is the method he uses so he wants everyone else to use it. Then he said he would waive the fee if you want checks and you make a lot of money with him. Then he said he would have a big check option where there would be no fee if your check min was set high, like around $1,000. So much for trying to convert people, it becomes obvious what the real reason is why he is doing this.

if you can't read through the shit and see that he doesn't want to pay for the postage and time to send out 1000's of small checks and this increase is his way to make money off of people he thinks are stupid for still using checks then I guess you can't see the obvious. If that is his reasoning then so be it, If he is going to insult people and be blunt in that regard why not be honest about why you putting the charge in place?
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Old 01-09-2007, 10:49 AM   #190
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No one that's been doing this since '99 (other than RawAlex, who just likes to play devils advocate sometimes) is complaining about a $5 check fee, so that shoots your claim out of the water.

As for buying the drinks, since Mike's been my customer periodically through the years, I generally pay for those.
Dude you don't even know me so you have no clue how long I've been doing this for with the exception of a 2 year retirement where I sold all my domains and went mainstream now am starting over thats one for two a nomonal fee is expected but come on five dollars is a little ridiculous IMO, yes on this board we have those. like people said before me it's the principality of it is all ok I'm done with you as people have diff opinions therefore some are gonna side with one half the other are gonna side the other way.
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Old 01-09-2007, 10:53 AM   #191
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Good on you for not supporting checks. They are a VERY old form of payment and USA is probably one of the only remaining counties in the WORLD that still uses them.

ive not offered check payouts as an option to affiliates for almost 3 years now. We live in an electronic age and you are (webmasters) promoting digital goods - you sure as hell better embrace the technology by having a digital account

Good on you Mayor!
Some of you are really really stupid. My list is getting long of stupid people / companies to not do business with.
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Old 01-09-2007, 10:54 AM   #192
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It's all mute point now anyway since we added the "big check" option. But I really do like reading hate posts from kids I have never met, have never affected my business in any way and who have no clue what they are talking about.

Guys like Rabbit, I have had great dealings with and their opinions matter to me. When they speak it's well thought out and it's received well and usually acted on.

Fake nic/newb morons like knightdown are down right cute they way they show off their extra chromosome ;)
that was funny and I'm glad you did the bigger check that makes alot of sense
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Old 01-09-2007, 10:58 AM   #193
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5 bucks is nothing in the big scope of things. Mayors Money Rocks and is run by solid people. If 5 bucks for a check affects you that much then maybe you need to get into some other biz as you are obviously a failure in this one.
+1 more idiot that thinks $5 isn't a big deal so why worry about it.
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Old 01-09-2007, 11:15 AM   #194
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If I send the same traffic to program "A" and he pays me $10000 , that I send to B who pays me $8000 , but "A" charges me $1000 to send me my check...

I'm still sending to A.

Its not about the fee for the check , its about the size of the check ;)
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Old 01-09-2007, 11:22 AM   #195
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No one that's been doing this since '99 (other than RawAlex, who just likes to play devils advocate sometimes) is complaining about a $5 check fee, so that shoots your claim out of the water.

As for buying the drinks, since Mike's been my customer periodically through the years, I generally pay for those.
I've been doing this since 99' and I think it is bullshit to charge for checks. I would never use epass or paypal to receive my money. If you want to send wire transfer for free fine, I'll take it. But I am not wasting thousands of dollars a year so I can get my money 1 week quicker, especially when I don't need it.

One thing Mayor needs to learn is that there are 1000's of affiliate companies out there. True, I wouldn't drop their company if I was already using them and I would have them waive the "moron" fee as he put it. But I am not using your company. I have thousands to choose from, you are one of many. I can only try out a few at a time. Stupid shit like this and your attitude here is more then enough reason for me to skip you and try someone else this week.

And all of you others who are still hung up on the " it's only $5 and checks are so 80's" etc... damn, you are clueless.
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Old 01-09-2007, 11:30 AM   #196
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Will, thanks for keeping the thread alive as it seems to be attracting a number of new quality affiliates for us...
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Old 01-09-2007, 11:34 AM   #197
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Will, thanks for keeping the thread alive as it seems to be attracting a number of new quality affiliates for us...
If i only had a $1 for everytime someone tried the " keep talking you are actually helping us make money by pointing out something stupid we did" then I would be able to buy GFY and ban all you morons LOL.

nice try, i never heard that one before.
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Old 01-09-2007, 11:38 AM   #198
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One thing Mayor needs to learn is that there are 1000's of affiliate companies out there. True, I wouldn't drop their company if I was already using them and I would have them waive the "moron" fee as he put it. But I am not using your company. I have thousands to choose from, you are one of many. I can only try out a few at a time. Stupid shit like this and your attitude here is more then enough reason for me to skip you and try someone else this week.

And all of you others who are still hung up on the " it's only $5 and checks are so 80's" etc... damn, you are clueless.
This is the same Mayor that has been running affiliate programs since 96 and pioneered such things as FreeHostedGalleries, which btw some said he was "clueless" for doing that...

and true, there are 1000s programs but we certainly tend to set trends rather than follow them and that's why people do business with us...
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Old 01-09-2007, 11:45 AM   #199
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This could have been all solved if the initial posts were not about insulting people and explained the reason for wanting to do this ...

Instead all it has been is a bash fest and it is just making people look more and more bad. I don't think the point was ever as much the $5 as compared to how people are being treated in this thread.

And by the way not a big player by any means somewhere over $500 dollars for the year with MM I guess that throws me into the category of being made fun of so go ahead if it makes you feel better.
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Old 01-09-2007, 11:48 AM   #200
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Epass payments are fine as long as you offer wires to your whales.

If you make more than 4K a week with one sponsor epass is horrible because the withdrawal limit is $600 per day to your bank account. So basically you never get all of your money in the bank, in which case a check is preferable.
I think big cheques are free with MM also

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