Filing chargeback against bankrupt business? - GoFuckYourself.com

Masterchief · 11-11-2006, 05:08 PM

Just wonder if anyone has had a similar situation...

A few weeks back I bought furniture from a local place. Between the time I purchased it and the time it was supposed to be delivered they filed for bankruptcy. Now they're telling me that they wont give me my furniture, or even refund me and that if I want to see anything back I'll have to file a claim and "get in line with the other creditors".

Can i just call my CC company and file a dispute without any legal ramifications because of their bankruptcy status?

marketsmart · 11-11-2006, 05:08 PM

damn that sucks, i hope you get things worked out

ForteCash · 11-11-2006, 05:10 PM

Call Tony Soprano

After Shock Media · 11-11-2006, 05:10 PM

You can attempt to let the CC company handle it, wouldnt hurt.

However the bankrupty issue does fuck you and puts you in line with everyone else.

Oh when calling the CC company for dispute, I would not mention the bankruptcy part. Just go with falire to deliver etc.

L-Pink · 11-11-2006, 05:12 PM

Quote:

Originally Posted by Masterchief

Just wonder if anyone has had a similar situation...

A few weeks back I bought furniture from a local place. Between the time I purchased it and the time it was supposed to be delivered they filed for bankruptcy. Now they're telling me that they wont give me my furniture, or even refund me and that if I want to see anything back I'll have to file a claim and "get in line with the other creditors".

Can i just call my CC company and file a dispute without any legal ramifications because of their bankruptcy status?

Yes. It's easy to charge-back for services or product never delivered. Make your written request short and to the point. Don't even mention bankruptcy. Product ordered, not yet delivered, order cancled, charge-back requested.

directfiesta · 11-11-2006, 05:14 PM

Chargeback... and as said, don't mention bankruptcy ....

Jon Clark - BANNED FOR LIFE · 11-11-2006, 05:45 PM

yes.......................

RawAlex · 11-11-2006, 07:54 PM

Actually, I have a better answer for you:

Call your local police and charge the management with fraud.

If they were aware that bankrupcy was pending (ie, the company was already making the motions) then it is likely that they knew they would not be able to deliver your product as paid for, and as such, it is fraud. It is a question of intent.

Good luck.

kane · 11-12-2006, 02:23 AM

something like this happened where I live a little while back. A big furniture company was operating as normal, on Saturday everything was cool. On Sunday the doors were locked. Nobody, not even the employees were told about it. there were a lot of people that had paid for stuff that never got delivered (or they were supposed to pick it up and then the store was closed) they declared bankruptcy and never opened back up. They screwed a lot of customers and employees.

The news here was saying if you paid them by check, cancel the check. if you paid by credit card then contact your bank to charge it back. I would start there and see what happens.

good luck.

thunder99 · 11-12-2006, 02:50 AM

Quote:

Originally Posted by After Shock Media

You can attempt to let the CC company handle it, wouldnt hurt.

However the bankrupty issue does fuck you and puts you in line with everyone else.

Oh when calling the CC company for dispute, I would not mention the bankruptcy part. Just go with falire to deliver etc.

What he said, especially the part about not saying they're bankrupt.

If they come back to you and say that the company is bankrupt and that they can't pay, you can sue the credit card company in the small claims courts (because not only do you have a contract with the shop, you also have a contract with the credit card company).

11-11-2006, 05:08 PM	#1
Masterchief Confirmed User Join Date: Jun 2006 Posts: 530	Filing chargeback against bankrupt business? Just wonder if anyone has had a similar situation... A few weeks back I bought furniture from a local place. Between the time I purchased it and the time it was supposed to be delivered they filed for bankruptcy. Now they're telling me that they wont give me my furniture, or even refund me and that if I want to see anything back I'll have to file a claim and "get in line with the other creditors". Can i just call my CC company and file a dispute without any legal ramifications because of their bankruptcy status?

11-11-2006, 05:10 PM	#3
ForteCash Confirmed User Join Date: Feb 2006 Location: Kansas City, Missouri Posts: 3,278	Call Tony Soprano __________________ NO PILLS - NO EXPENSIVE STRETCHERS - JUST REAL EXERCISES THAT WORK! "Upsell Your Members The Top Penis Enlargement Site!" Link Exchanges & Traffic Trades www.penilefitness.com/links/ ICQ: 63935693 $50 per trial with www.ForteCash.com

11-11-2006, 05:10 PM	#4
After Shock Media It's coming look busy Join Date: Mar 2001 Location: "Ph'nglui mglw'nafh Cthulhu R'lyeh wgah'nagl fhtagn". Posts: 35,299	You can attempt to let the CC company handle it, wouldnt hurt. However the bankrupty issue does fuck you and puts you in line with everyone else. Oh when calling the CC company for dispute, I would not mention the bankruptcy part. Just go with falire to deliver etc. __________________ [email protected] ICQ:135982156 AIM: Aftershockmed1a MSN: [email protected]

11-11-2006, 05:14 PM	#6
directfiesta Too lazy to set a custom title Industry Role: Join Date: Oct 2002 Location: Montreal, Quebec Posts: 29,802	Chargeback... and as said, don't mention bankruptcy .... __________________ I know that Asspimple is stoopid ... As he says, it is a FACT ! But I can't figure out how he can breathe or type , at the same time ....

11-11-2006, 05:08 PM	#2
marketsmart HOMICIDAL TROLL KILLER Industry Role: Join Date: Dec 2004 Location: Sunnybrook Institution for the Criminally Insane Posts: 20,419	damn that sucks, i hope you get things worked out

11-11-2006, 05:45 PM	#7
Jon Clark - BANNED FOR LIFE North Coast Pimp Join Date: Dec 2005 Location: 304-534-757 Posts: 9,395	yes.......................

11-11-2006, 07:54 PM	#8
RawAlex So Fucking Banned Join Date: Oct 2003 Location: In a house. Posts: 9,465	Actually, I have a better answer for you: Call your local police and charge the management with fraud. If they were aware that bankrupcy was pending (ie, the company was already making the motions) then it is likely that they knew they would not be able to deliver your product as paid for, and as such, it is fraud. It is a question of intent. Good luck.

11-12-2006, 02:23 AM	#9
kane Too lazy to set a custom title Join Date: Aug 2001 Location: portland, OR Posts: 20,684	something like this happened where I live a little while back. A big furniture company was operating as normal, on Saturday everything was cool. On Sunday the doors were locked. Nobody, not even the employees were told about it. there were a lot of people that had paid for stuff that never got delivered (or they were supposed to pick it up and then the store was closed) they declared bankruptcy and never opened back up. They screwed a lot of customers and employees. The news here was saying if you paid them by check, cancel the check. if you paid by credit card then contact your bank to charge it back. I would start there and see what happens. good luck.