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Old 04-26-2006, 12:07 PM   #1
Juicy D. Links
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>>>>>>>Bank Of America Customers Yo Inside............

yoo


they got some new shit rule in effecy or something? Like a non BOA check takes like longer and they put hold on it for like 2 weeks?


Wtf?

Anybdy notice this?
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Old 04-26-2006, 12:08 PM   #2
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you can do all your banking online and it will go much faster
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Old 04-26-2006, 12:10 PM   #3
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Originally Posted by madawgz
you can do all your banking online and it will go much faster
i can deposit checks online yo loll

sigwhore lol

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Old 04-26-2006, 12:10 PM   #4
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Old 04-26-2006, 12:10 PM   #5
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I'm closing down my BOfa account today going with WAMU
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Old 04-26-2006, 12:11 PM   #6
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Originally Posted by WWC-Bako
I'm closing down my BOfa account today going with WAMU
are you nuts! ive heard so many dizaster stories about WAMU

dont do it!
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Old 04-26-2006, 12:12 PM   #7
Juicy D. Links
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KK yo

Listen i do my shit online
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Old 04-26-2006, 12:12 PM   #8
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Originally Posted by Juicy D. Links
i can deposit checks online yo loll

sigwhore lol

just thought i would give some input on the situation
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Old 04-26-2006, 12:12 PM   #9
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I'm closing down my BOfa account today going with WAMU
providian bought wamu
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Old 04-26-2006, 12:13 PM   #10
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was sick of thier shit so i changed to hsbc and i've been happy with them.
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Old 04-26-2006, 12:13 PM   #11
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All I know is BOA doesn't "allow" me to spend my OWN money on certain online things, like poker etc.

Kinda pissed I just found out about that.
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Old 04-26-2006, 12:18 PM   #12
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They have done this forever, are you going inside to deposit the checks?

If you deposit at the ATM, should hit that day or the following. Right from the horse's mouth at BofA. Fucked up, huh?
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Old 04-26-2006, 12:18 PM   #13
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I had to go inside after waiting 20 minutes in the drive through because I don't have a bof account. Inside, I was fingerprinted, and then charged 5 dollars to cash a BOA check made out to me.

Fuck BoA
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Old 04-26-2006, 12:18 PM   #14
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was sick of thier shit so i changed to hsbc and i've been happy with them.
Izzy is with HSBC
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Old 04-26-2006, 12:19 PM   #15
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They have done this forever, are you going inside to deposit the checks?

If you deposit at the ATM, should hit that day or the following. Right from the horse's mouth at BofA. Fucked up, huh?
your kidding? Fucking AAAAAAAAAAAA
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Old 04-26-2006, 12:19 PM   #16
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Originally Posted by luv$
All I know is BOA doesn't "allow" me to spend my OWN money on certain online things, like poker etc.

Kinda pissed I just found out about that.
er.........bank of american always blocks poker and gambling transactions...
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Old 04-26-2006, 12:21 PM   #17
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Originally Posted by Juicy D. Links
your kidding? Fucking AAAAAAAAAAAA
I wish ... they told me they could hold my checks up to 30 days. I was like then why when I deposit at the ATM they hit right away? They said that's how it works.

But now, here's the thing ... I FedEx my checks to my branch (I'm in CO and there is no BofA here), they do a counter credit (same thing as depositing inside) and they always hit the day after.

I think they try and scare you by saying they COULD hold the checks for that long, but they usually don't. But I also wouldn't risk it, just deposit in the ATM.
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Old 04-26-2006, 12:22 PM   #18
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stop depositing cum stained checks and maybee they wont fuck with you like that
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Old 04-26-2006, 12:26 PM   #19
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They don't hold my checks. Even from Canada (which process through a US bank anyway). If you've had some bounced check experience, that will make a difference. If they knew you were in adult, they'd prolly cancel the account??

Today it is their web access that is fucked up for me.

My G/F tried to open an account, they wouldn't let her. she had a Drivers license and ATMs from another bank, but that wasn't good enough. BTW if she would of had a prision release paper that would on done it for them. She has never been in jail, so that turned out to be a strike aginst her. I was sitting right next to her and have been a customer for years.
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Old 04-26-2006, 12:28 PM   #20
Juicy D. Links
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Quote:
Originally Posted by kristin
I wish ... they told me they could hold my checks up to 30 days. I was like then why when I deposit at the ATM they hit right away? They said that's how it works.

But now, here's the thing ... I FedEx my checks to my branch (I'm in CO and there is no BofA here), they do a counter credit (same thing as depositing inside) and they always hit the day after.

I think they try and scare you by saying they COULD hold the checks for that long, but they usually don't. But I also wouldn't risk it, just deposit in the ATM.
good to know, I am gonna use atm and also open new accts at other banks
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Old 04-26-2006, 12:29 PM   #21
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They don't hold my checks. Even from Canada (which process through a US bank anyway). If you've had some bounced check experience, that will make a difference. If they knew you were in adult, they'd prolly cancel the account??

Today it is their web access that is fucked up for me.

My G/F tried to open an account, they wouldn't let her. she had a Drivers license and ATMs from another bank, but that wasn't good enough. BTW if she would of had a prision release paper that would on done it for them. She has never been in jail, so that turned out to be a strike aginst her. I was sitting right next to her and have been a customer for years.
Never bounced on em.
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Old 04-26-2006, 12:30 PM   #22
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thats why i have cletus the redneck down at the check cashing place pop checks from wickity wickity banks.
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Old 04-26-2006, 12:33 PM   #23
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Glad ccbill has wire option.. lol
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Old 04-26-2006, 12:34 PM   #24
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Shouldnt take that long to clear at BoA unless they are suspicious of the source... ie out of country... something looks off with check... etc.

I'm using BofA, havent had to many problems with them. I also have a back up account at WaMu, used to be my main, but after some id theft problems, they became my secondary banking source... keeping a few bucks stoked away in credit unions to...
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Old 04-26-2006, 12:37 PM   #25
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Wrong Wrong Wrong.... It all depends on the amount of the check, how much you have in your account, and your history with the bank...

i am tight with the local branch bofa manager (i reccomend you have this relationship). she clears shit for me manually and makes funds available asap...

if you dont take the time to have a relationship with your bank, especially bofa, then you are going to get fucked around by their rules...

dont you know that banks sit on money. imagine the interest banks make on all their customers money when they hold for a day or two extra...
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Old 04-26-2006, 12:37 PM   #26
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wamu sucks... i fuck with usaa
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Old 04-26-2006, 12:37 PM   #27
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I just deposited an out of state check today into my BOA account from a different bank and had no problems.

I have however run into them telling me that they need to put a hold on the check, and when i gave them a dirty ass look and told them that isn't possible since i need the money tommorow, they "waived" the hold on it. Whatever...

If you bank with BOA, just give them shit, they'll usually try and do it so you shut up.
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Old 04-26-2006, 12:38 PM   #28
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Wrong Wrong Wrong.... It all depends on the amount of the check, how much you have in your account, and your history with the bank...

i am tight with the local branch bofa manager (i reccomend you have this relationship). she clears shit for me manually and makes funds available asap...

if you dont take the time to have a relationship with your bank, especially bofa, then you are going to get fucked around by their rules...

dont you know that banks sit on money. imagine the interest banks make on all their customers money when they hold for a day or two extra...
I am gonna go talk to the business chick , i am cool with her see what the story is.
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Old 04-26-2006, 12:40 PM   #29
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I had to go inside after waiting 20 minutes in the drive through because I don't have a bof account. Inside, I was fingerprinted, and then charged 5 dollars to cash a BOA check made out to me.

Fuck BoA

Now that is some serious bullshit. how can they charge you for cashing their check!
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Old 04-26-2006, 12:47 PM   #30
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wells fargo is pretty good
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