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Old 07-20-2003, 02:30 AM   #51
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Old 07-20-2003, 02:33 AM   #52
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Speaking of anonymously, did anyone else catch the AP article about the chips they are putting into a lot of cars now? It's similar to a "black box" on airplanes - records speed, acceleration, etc. - scary.

Hate to see that sort of technology used by insurance companies and police forces to collect driving info.
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Old 07-20-2003, 02:36 AM   #53
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Quote:
Originally posted by John3
Speaking of anonymously, did anyone else catch the AP article about the chips they are putting into a lot of cars now? It's similar to a "black box" on airplanes - records speed, acceleration, etc. - scary.

Hate to see that sort of technology used by insurance companies and police forces to collect driving info.
they'd freak when they see 260 on my bike
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Old 07-20-2003, 02:43 AM   #54
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Quote:
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they'd freak when they see 260 on my bike
yepp,

and the cost of the technology to implant "tracking" chips is falling. It's like $150 to get one put into your dog so you can find him when he is lost. There was an article about Walmart using them to track shipments from warehouse to stores.

It's not that big a leap to use them on people - would make proving where a person is at any given time much easier in court. Of course, if you aren't doing anything wrong there is nothing to worry about.
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Old 07-20-2003, 02:53 AM   #55
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It's not that big a leap to use them on people - would make proving where a person is at any given time much easier in court. Of course, if you aren't doing anything wrong there is nothing to worry about.
oh my, i'd love to see that get through the courts.
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Old 07-20-2003, 02:54 AM   #56
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Speaking about financial services - https://secure.ecuator.biz/

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Old 07-20-2003, 02:55 AM   #57
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Hey both of my dogs are chipped... would be very odd to see one under a humans skin tho...
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Old 07-20-2003, 02:59 AM   #58
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Originally posted by John3

yepp,

and the cost of the technology to implant "tracking" chips is falling. It's like $150 to get one put into your dog so you can find him when he is lost. There was an article about Walmart using them to track shipments from warehouse to stores.

It's not that big a leap to use them on people - would make proving where a person is at any given time much easier in court. Of course, if you aren't doing anything wrong there is nothing to worry about.
Now imagine I am Mr Arab Terrorist and I get the control over this system because I want to see where are big concentrations of people and drop a bomb there... Still not worrying ?
Of course, this kind of stuff is ok for tracking criminals, but tracking all the population around is just insane. This system is already used at experimental stage in Spain to track criminals that have permission to go out of the jail for some time (working out of the jail or visiting their family).
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Old 07-20-2003, 03:06 AM   #59
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Originally posted by PowerCum


Now imagine I am Mr Arab Terrorist and I get the control over this system because I want to see where are big concentrations of people and drop a bomb there... Still not worrying ?
Of course, this kind of stuff is ok for tracking criminals, but tracking all the population around is just insane. This system is already used at experimental stage in Spain to track criminals that have permission to go out of the jail for some time (working out of the jail or visiting their family).
population density maps are available all over. big events are advertised already. what's your point?
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Old 07-20-2003, 03:15 AM   #60
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Ok, there are credit cards and then there are check cards issued thru your local bank. While check cards carry the MC or VISA logo, they are NOT credit cards.

Unless the Canadian system is different, you can't write a check on a credit card account, and there are fees on all credit cards. And I'd imagine that even if your local bank DID issue you a cerdit card then there are fees attached - generally to your checking account is that is where the card is attached
I have two check books for two different credit cards, I rarely if ever use them as they work like a cash advance but they do most definately exist.
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Old 07-20-2003, 03:18 AM   #61
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I have two check books for two different credit cards, I rarely if ever use them as they work like a cash advance but they do most definately exist.
so, you didn't pay for the checks to be printed?
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Old 07-20-2003, 03:21 AM   #62
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Paycom sucks, they charge way too much, and when you slow down sending transactions to them, they think that alone justifies why they should hold $2 million until you start to send transactions again.

They hold you by the balls what can yah do. One thing for sure, they do know they have the upper hand, and they do know how to use it, haha, business paycom 101. I think I am in the wrong business, I should have been a processor in the late 80s early 90s.
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Old 07-20-2003, 03:22 AM   #63
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so, you didn't pay for the checks to be printed?
No. Why would I? Besides which it has nothing to do with the statement. My statement was purely that they exist.
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Old 07-20-2003, 03:24 AM   #64
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so, you didn't pay for the checks to be printed?
i didn't. it works like a cash advance but if you put the money on the card to cover the cheque there's no interest.

its weird they don't hit you with the cash advance fee. but i don't get hit with it so i always use the cheques
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Old 07-20-2003, 03:24 AM   #65
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No. Why would I? Besides which it has nothing to do with the statement. My statement was purely that they exist.
Tipsy, I agreed with the fact that they exist about 10 posts ago.
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Old 07-20-2003, 04:01 AM   #66
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nothing can beat 25% WU fees
WU's fees are between 9 and 20%
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Old 07-20-2003, 05:48 AM   #67
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Sorry to tell you this but B of A charges a yearly on any of their co-branded cards that give you points or miles.

My Mastercard carries a 35 buck a year fee too, whether or not you pay it off.
Kimmy: I've had dozens of credit cards in my lifetime.

And while some cards charge the fees you mentioned, there are many more that don't if you pay off the balances.

It all depends on the card but, I've rarely seen a credit card that charges an annual fee these days.

On most cards the only fees you pay are interest if you run up the balances.

Why? Because they make money on the transaction fees charged to the merchant every time you buy something.

That's how they make money without charging fees to the cardholders. And the merchant, not the cardholder, pays those fees.
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Old 07-20-2003, 06:04 AM   #68
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No lies here bud, I just spelled out exactly what I was talking about.

ePassporte offers the opportunity to shop online or withdraw money from any ATM anonymously and globally.

It is a world of new opportunity.
Yes I can withdraw up to $200 a day. Thats a big amount, luckily I do not do a lot via ePassporte.

But Kimmy is right some credit cards charge an anual fee and some do not. Then ePassporte charges the guy again for using the card.

Can you imagine how much business Sears would do if they added 10% to the bill for paying with a Visa?
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Old 07-20-2003, 06:17 AM   #69
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In Australia the merchants have the option of charging the 5% back to the customer. This was a new law passed a short time ago.
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Old 07-20-2003, 06:57 AM   #70
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Last but not least I am going to say this one more time.

If you are receiving payments from your sponsors via ePassporte then you are NOT being charged 8% and never have been. In most cases the sponsors are picking up the nominal charge and in the cases where they are not then you are out $2 in order to receive payments instantly and without hassle no matter what country you reside in. You can then either spend that money via Virtual Visa, spend it via acct to acct transfer, or if you have opted to get an Electron card then you may remove it at the ATM.

Fortunately for us, we have a system that Visa issuing has been very active in overseeing from its inception until now. This is a system that they have no issues with, they like, one might say, even.

It is not a system where some podunk bank in the middle of nowhere decided to start issuing debit cards.

I will allow you to judge for yourselves as to what that means, and what that can mean in the coming months.

Is it perfect? Nope. Will it ever be perfect? Nope. Will it work for a huge percentage of people? Yep. Will some people think that it's too expensive? Always, even if it were free.

That's just the nature of life.

If you have direct questions I'd suggest that either you ask them here or do as a few folks have and email me your specifics to get some clarification.
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Old 07-20-2003, 07:04 AM   #71
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kimmykim some questions:
can you beat moneybookers fees? NO
can you offer more than they do ? NO
can I trust a Curacao limited liability corporation more than one in UK ? NO
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Old 07-20-2003, 07:09 AM   #72
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kimmykim some questions:
can you beat moneybookers fees? NO
can you offer more than they do ? NO
can I trust a Curacao limited liability corporation more than one in UK ? NO
Here's some answers bud ;)

Am I out to compete on price alone? No.
Have I ever even heard of this company? No.
Do I have complete confidence in ePassporte's relationship with Visa? Yes.

Oh and btw, Curacao is a Dutch colony, not a Nigerian email center.
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Old 07-20-2003, 07:11 AM   #73
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I don't have a problem with Epassporte's webmaster fees. My main problem is the fees they charge to the consumer.

I don't see how you can grow critical mass with consumers with those fees.

It's probably a good business-to-business application, but definitely needs work on the consumer side.
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Old 07-20-2003, 07:14 AM   #74
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I don't have a problem with Epassporte's webmaster fees. My main problem is the fees they charge to the consumer.

I don't see how you can grow critical mass with consumers with those fees.

It's probably a good business-to-business application, but definitely needs work on the consumer side.
No argument from me, trog (wow, it's early here and I've agreed with you twice this morning already), however, there are certain agreements with both Visa and the banking system that have to be honored.

I'd release the reseller program today but seeing as how it's Sunday I think I'd better wait til tomorrow.
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Old 07-20-2003, 07:16 AM   #75
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Here's some answers bud ;)

Am I out to compete on price alone? No.
Have I ever even heard of this company? No.
Do I have complete confidence in ePassporte's relationship with Visa? Yes.

Oh and btw, Curacao is a Dutch colony, not a Nigerian email center.
oh, oh..
it's not my problem you're not informed.

do a search on google:
moneybookers -> 10,800 pages
epassporte -> 554 pages
that makes sence?

and btw: I don't care about visa relations, how do you know they don't have a better one? I care about FEES!
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Old 07-20-2003, 07:18 AM   #76
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do a search on google:
moneybookers -> 10,800 pages
epassporte -> 554 pages
that makes sence?

and btw: I don't care about visa relations, how do you know they don't have a better one? I care about FEES!
A search on google has nothing to do with the number of accounts, or the amount of money that moves through them.

As to your statement regarding your not caring about Visa regulations... perhaps you want to edit that?
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Old 07-20-2003, 07:26 AM   #77
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A search on google has nothing to do with the number of accounts, or the amount of money that moves through them.

As to your statement regarding your not caring about Visa regulations... perhaps you want to edit that?
there's nothing to prove... everything is clear in my posts.

and you know you're wrong about moneybookers.. they just don't have a sales rep to show people how good their service is.
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Old 07-20-2003, 07:27 AM   #78
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there's nothing to prove... everything is clear in my posts.

and you know you're wrong about moneybookers.. they just don't have a sales rep like you to show people how good their service is.
Hahaha, I KNOW I am not wrong.

Prime example would be the fact that if they were so damn good, they'd have reps.
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Old 07-20-2003, 07:30 AM   #79
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As to your statement regarding your not caring about Visa regulations... perhaps you want to edit that?
Quote:
[i]Originally posted by flashfreak

and btw: I don't care about visa relations,[/B]
Kimmy , he said RELATIONS , not REGULATIONS.
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Old 07-20-2003, 07:32 AM   #80
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Originally posted by flashfreak
and you know you're wrong about moneybookers..
Their rates look VERY attractive compared to Epassporte's

Does anyone know where Moneybookers stand on adult?

And can you send/receive US Dollars?
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Old 07-20-2003, 07:39 AM   #81
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Kimmy , he said RELATIONS , not REGULATIONS.
They are one and the same at the end of the day, let's not forget.
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Old 07-20-2003, 07:40 AM   #82
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they are adult friendly! just click on shopping directory->erotic

and yes, I'm receiving $ thru moneybookers!
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Old 07-20-2003, 07:42 AM   #83
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they are adult friendly! just click on shoppiung->erotic

and yes, I'm receiving $ thru moneybookers!
Thanks flashfreak
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Old 07-20-2003, 07:43 AM   #84
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and yes, I'm receiving $ thru moneybookers!
Ah, now the truth is revealed. ;)
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Old 07-20-2003, 07:44 AM   #85
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easy, they give you cheques. then you use them.
My Visa card sends me checks every quarter. I can use them and I get charged nothing as long as my bill is paid in full each month, if I don't pay it off and use those checks.... a charge will show up, but they do come in handy in a bind.
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Old 07-20-2003, 07:46 AM   #86
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Ah, now the truth is revealed. ;)
am I missing smth? YES, I'm using them... so what's wrong with it?
I understand you're pissed off now.. but relax.. it's sunday morning
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Old 07-20-2003, 07:54 AM   #87
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and the cost of the technology to implant "tracking" chips is falling. It's like $150 to get one put into your dog so you can find him when he is lost.
??damn... cost of microchipping animals here in UK

(we had our kitten done last week)

= £15 ($24)


$150 sounds expensive
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Old 07-20-2003, 07:58 AM   #88
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They are one and the same at the end of the day, let's not forget.
You really are stuborn!

At the end of the day, I do not have sexual regulations with my girlfriend but sexual relations .

Quite different in my opinion .....

And talking about truth revealed, come on now....

PS: I did use Paypal, don't use Epassport, Stormpay or Moneybrokers or any similar system. I have no interest in promoting or bashing any of them, contrary to you.
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Old 07-20-2003, 07:59 AM   #89
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Originally posted by flashfreak

am I missing smth? YES, I'm using them... so what's wrong with it?
I understand you're pissed off now.. but relax.. it's sunday morning
Step back, take a look in the mirror and tell me if you really think you have what it takes to piss me off. ;)

Now look under the bed and see if your sense of humor is hiding beneath it, since apparently my sarcasm escaped with it.
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Old 07-20-2003, 08:02 AM   #90
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You really are stuborn!

At the end of the day, I do not have sexual regulations with my girlfriend but sexual relations .

Quite different in my opinion .....

And talking about thruth revealed, come on now....
Of course I am stubborn and I've never hidden anything... ok maybe that one time when I was in high school but I really did think it was a salami, the guy was Italian ;)

At the end of the day in this business, just following the regulations will get you nowhere with the cc companies if you do not have the right relationship with them. Why would you not want to be more than just compliant but to have them approve of your system?
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Old 07-20-2003, 08:06 AM   #91
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I like epassporte - been using it for a few months right now and only had a small glitch or two that got worked out right away.

Up here in Toronto I can withdraw $500.00 Canadian per day - that has to do with the atm machines not epassporte.

The only problems I see are the reluctance of every retail outlet I have tried so far to accept the electron card as a regular debit card, the debit machines never have a credit card option - always savings or chequing only - but I imagine that this will change with time. Another problem is that of many online companies still not accepting the virtual visa card - such companies as pay pal and many adult sites - also I cannot send money by Wester Union online due to the fact that the card has not been issued locally.

Those small problems aside I have to say I dont mind in the least being charged 1.99 to have my account loaded every week and having the opportunity to withdraw funds from anywhere I wish.

And as far as charging consumers - well I guess that's the price of doing business, if you can find something cheaper that you have confidence in - go for it.

If you could only make the actually electron card a little better, such as having the numbers raised - they rub of very easily and I'm thinking that I might have trouble at the atm one day because the magnetic strip is starting to get erased.
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Old 07-20-2003, 08:11 AM   #92
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Paypal won't allow the Virtual Visa to load unfortunately, it goes against what little fraud control they do have I wish it were otherwise but there's nothing we can do on our side to make it work, we've tried and it's just not going to happen anytime soon. Of course I don't blame them, there's no point in helping the competition at the end of the day.

One of the things we have realized is that in areas such as Canada, where the PIN transaction for debit isn't a standard like it is in the US, we have issues, since that basically relegates the use of the card to the ATM only. I'll have some things to announce in the coming weeks regarding this situation I believe, and you should really like it.

There are countless things to work out in any system and without feedback nothing ever changes. Some of you guys think that I mind (or the rest of the staff minds) your criticisms but really it's just the opposite. Of course things aren't always going to go the way you want, heck they don't always go the way I want... but I'd rather get a chance to see what's in your minds and perhaps debate it a bit, than never hear anything bad or critical
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Old 07-20-2003, 08:15 AM   #93
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Thanks KK - alwways good to hear something good is coming down the line - still for me the best way I have used to get paid.
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Old 07-20-2003, 08:24 AM   #94
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Originally posted by Kimmykim


Step back, take a look in the mirror and tell me if you really think you have what it takes to piss me off. ;)

Now look under the bed and see if your sense of humor is hiding beneath it, since apparently my sarcasm escaped with it.
it's all about the fees... some are decent, some are outrageous (otherwise this thread wouldn't exist).

same service different fees...nothing less, nothing more...
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Old 07-20-2003, 08:28 AM   #95
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Quote:
Originally posted by flashfreak


it's all about the fees... some are decent, some are outrageous (otherwise this thread wouldn't exist).

same service different fees...nothing less, nothing more...
Great. I can't use your moneybookers. There's no way for a finn to withdraw money.
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Old 07-20-2003, 08:29 AM   #96
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Great. I can't use your moneybookers. There's no way for a finn to withdraw money.
Wait a minute, that would mean it wasn't the same service?
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Old 07-20-2003, 09:07 AM   #97
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Originally posted by thetrog


Kimmy: I've had dozens of credit cards in my lifetime.

And while some cards charge the fees you mentioned, there are many more that don't if you pay off the balances.

It all depends on the card but, I've rarely seen a credit card that charges an annual fee these days.

On most cards the only fees you pay are interest if you run up the balances.

Why? Because they make money on the transaction fees charged to the merchant every time you buy something.

That's how they make money without charging fees to the cardholders. And the merchant, not the cardholder, pays those fees.
You are 100% correct.
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Old 07-20-2003, 09:30 AM   #98
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Great. I can't use your moneybookers. There's no way for a finn to withdraw money.
are you sure? how did you figure it?

International Bank transfer, withdraw funds Eur 1.80
International USD, EUR, GBP cheques : Eur 3,5

cheers
FF
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Old 07-20-2003, 09:36 AM   #99
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Epassporte doesn't suck.

Actually, I was rather diappointed by them a few weeks ago because they made a complete mess out of my application for an electron card I won't go into details but I am sure it was a unique situation

However, they sorted it our pretty soon thanks to KK and Marc.

Don't forget that it's a new service that has just started and I am sure that we are yet to see it grow and become better.
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Old 07-20-2003, 09:44 AM   #100
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Originally posted by --MARIAN--
Epassporte doesn't suck.

Actually, I was rather diappointed by them a few weeks ago because they made a complete mess out of my application for an electron card I won't go into details but I am sure it was a unique situation

However, they sorted it our pretty soon thanks to KK and Marc.

Don't forget that it's a new service that has just started and I am sure that we are yet to see it grow and become better.
they're new! lets pay their fees to see them growing...
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