Idiots that loot foreclosures... - GoFuckYourself.com

xenigo · 03-01-2011, 04:14 PM

These people who take out the kitchen appliances, bathroom sinks & cabinetry in their homes prior to turning the keys over to the bank during a foreclosure... these people fucking piss me off. Clearly they're literally THROWING furniture down the stairs... how the fuck do you get holes punched in the sheet rock at the base of the stairwell?

These fucking losers who take the carpeting... what the fuck are they going to do with the carpeting, anyway? You gonna sell it to some dude on the corner? Sell it on CL? No, they're just trying to make the process miserable for everyone involved.

Their perspective is that if THEY can't own the property, then YOU can't own the property either.

I've been doing a bit of research on this subject online. Apparently the reason they're taking the appliances with them is because they think they have a right to take them. Apparently nobody explained to them the way commerce works. If it's written into the loan... if it came with the house that you did NOT pay for... then you don't own the fucking appliances... the bank does. How is this such a tough concept for them to understand?

Apparently these people blame the banks for "getting them into this situation" and "taking away their homes". They aren't taking away shit. They say the banks are taking advantage of them losing their jobs, etc. Why... why... WHY would you commit yourself to buying a place if you don't have adequate means to pay for it, job or not? And if you don't have a job any longer, is that the banks fault? The bank is just trying to recoup their loss, not trying to displace you. Nobody forced these idiots to buy a property they can't continue paying for.

I can't stand the people that look at home ownership as being anything other than having financed yet another possession. You can live somewhere else. You can rent something within your means. That's all controllable by YOU... I don't understand the whole entitlement craze, where these idiots think it's their god given right to own a home by any means necessary, and if the bank wants to take their possessions away from them... well, then they're gonna fuck it all up. They're gonna piss on the floor... they're gonna throw hammers through the walls... they're gonna rip off the counter tops... they're gonna throw their furniture down the stairs. Guess what? They even rip out the central heating and air.

These people are like animals. They need to look in the fucking mirror, and maybe take a swift kick in the head.

Sid70 · 03-01-2011, 04:23 PM

actually i will agree on this with you.

BJ · 03-01-2011, 04:29 PM

cash is king

poncabare · 03-01-2011, 04:32 PM

used carpet always kills it on the streets

TheDoc · 03-01-2011, 04:32 PM

... they even take those cheap ass fake gold, lights, switches, covers, ect.. and truly, wtf are they going to do with all that shit? It's not like they can buy a house or anything to put it in.

On the flip side, if you paid off 5% of your house (not just interest), do you get to take 5% back out, like the windows? Or if you replace the dishwasher because the one in the house went out, who's dishwasher is it?

pimp3611 · 03-01-2011, 04:36 PM

It's part of the game if you're going to buy a foreclosure...unfortunately.

baddog · 03-01-2011, 04:42 PM

You should have seen the place Gary Kremen got in his settlement with Cohen for ripping off sex.com

That guy not only removed plumbing and electrical fixtures, but had trees marked for removal as well.

V_RocKs · 03-01-2011, 04:44 PM

Why not? If you are going down for 7 years you might as well make it really fucked for all of those who will be making cash on your loss.

xenigo · 03-01-2011, 04:47 PM

Quote:

Originally Posted by TheDoc

On the flip side, if you paid off 5% of your house (not just interest), do you get to take 5% back out, like the windows? Or if you replace the dishwasher because the one in the house went out, who's dishwasher is it?

Well, as we all know... buying anything on credit is like gambling. There's certain unknowns... your health, your job, your business, the economy... these are all factors. But the bottom line is that the risk is all on you, not the bank.

If you paid off only 5%, you're screwed. If you tried to sell it, the commissions are going to absorb your equity if you tried to sell it yourself.

xenigo · 03-01-2011, 04:48 PM

Quote:

Originally Posted by baddog

You should have seen the place Gary Kremen got in his settlement with Cohen for ripping off sex.com

That guy not only removed plumbing and electrical fixtures, but had trees marked for removal as well.

I've been to Gary's house. That house is incredible.

I didn't know the previous guy fucked it up like that. That's really sad.

TheDoc · 03-01-2011, 04:50 PM

Quote:

Originally Posted by baddog

You should have seen the place Gary Kremen got in his settlement with Cohen for ripping off sex.com

That guy not only removed plumbing and electrical fixtures, but had trees marked for removal as well.

Oh yeah.... he gutted that house about as much as you could get. Didn't he flood it out too, cut the toilet pipes or something?

sweetcuties · 03-01-2011, 04:50 PM

I love buying foreclosures, it's part of the deal

TheDoc · 03-01-2011, 04:54 PM

Quote:

Originally Posted by xenigo

Well, as we all know... buying anything on credit is like gambling. There's certain unknowns... your health, your job, your business, the economy... these are all factors. But the bottom line is that the risk is all on you, not the bank.

If you paid off only 5%, you're screwed. If you tried to sell it, the commissions are going to absorb your equity if you tried to sell it yourself.

Screw that, if I've paid off half my house, I'm taking the entire top floor with me!

xenigo · 03-01-2011, 04:54 PM

Quote:

Originally Posted by V_RocKs

Why not? If you are going down for 7 years you might as well make it really fucked for all of those who will be making cash on your loss.

Seriously? You think that's the way it should be?

Imagine if you're going to buy something less expensive... and you currently live in a $1.2m home. Imagine you just took out the refrigerator, range, built in microwave, range hood, counter tops, flooring, carpeting, cabinetry, light switches, light switch plates, light fixtures, ceiling fans, all the sinks, removed the doors, and the furnace and AC... cause you know, fuck the next guy who "capitalizes off your loss".

And then that same guy figures he'll pick up a foreclosure in a more reasonable price range... let's say $200k. Well, look at this? All the appliances, the flooring, the fixtures, the ceiling fans... GONE. Just like he did to the next guy, someone else did to him.

If everyone just left the shit where it was to begin with, we'd ALL have a much easier time.

Seems pretty short-sighted to me.

TheDoc · 03-01-2011, 04:57 PM

We were looking at a place just down the road from us that was a foreclosure - and the people super gutted it, even took the baseboards.

Nobody could get the house, cash or loan, it wouldn't pass inspection - even if you agreed to fix it up - and no inspection means no papers of any kind. So the bank had to fork the money over, and of course once they did the price went back to normal level - but to the fair, they prob put a $100k back into the house.

topnotch, standup guy · 03-01-2011, 04:58 PM

Quote:

Originally Posted by V_RocKs

Why not? If you are going down for 7 years you might as well make it really fucked for all of those who will be making cash on your loss.

Bingo.

Besides, if the banksters and Wall Street shysters who ruined the economy took a hit as well, instead of paying themselves big ass bonuses, then maybe the poor slobs getting thrown out onto the street would behave differently.
.

TheDoc · 03-01-2011, 05:02 PM

Another one we went to, the people left everything... but it was like they never cleaned the house the entire time they lived in it. Not even playing, a 1-2 foot tall pile of trash, debris, toys, and other crap covering probably 75% of the floor, and sadly the floor was the cleanest part.

Another one, opened the door and it was filled with..... spiders - door shut, screw that!

Some people, live worse than Animals..

xenigo · 03-01-2011, 05:05 PM

Quote:

Originally Posted by TheDoc

We were looking at a place just down the road from us that was a foreclosure - and the people super gutted it, even took the baseboards.

Nobody could get the house, cash or loan, it wouldn't pass inspection - even if you agreed to fix it up - and no inspection means no papers of any kind. So the bank had to fork the money over, and of course once they did the price went back to normal level - but to the fair, they prob put a $100k back into the house.

Here's the sheet rock damage created by the morons who originally owned our foreclosure...

Thank god this was not a horrible situation, but still a PITA none the less.

topnotch, standup guy · 03-01-2011, 05:07 PM

Quote:

Originally Posted by xenigo

Seriously? You think that's the way it should be?

Imagine if you're going to buy something less expensive...

If someone gets foreclosed on they ain't buying shit... ever.

And if they're currently unemployed they're probably going to stay that way for a long, long time.

Such are the consequences of having a foreclosure on your credit report.

That stuff they take out of their houses, they're taking to sell for the most part.
.

xenigo · 03-01-2011, 05:08 PM

Quote:

Originally Posted by TheDoc

Another one, opened the door and it was filled with..... spiders - door shut, screw that!

Shit... I'd freak out too.

Moose · 03-01-2011, 05:17 PM

Quote:

Originally Posted by xenigo

Here's the sheet rock damage created by the morons who originally owned our foreclosure...

Thank god this was not a horrible situation, but still a PITA none the less.

thats damage? thats not even worth taking a picture of. Looks like normal scratches from moving out.

xenigo · 03-01-2011, 05:19 PM

Quote:

Originally Posted by Moose

thats damage? thats not even worth taking a picture of. Looks like normal scratches from moving out.

This one was one of the less damaged foreclosures, certainly. It wasn't missing anything... one of the reasons it was purchased.

Anyway, it will still need to be repaired... gotta brush up on my sheet rock patching skills.

LeRoy · 03-01-2011, 05:26 PM

Thats not damage.

I thought walls had big holes. Those are just minor scrapes.

I wouldnt expect to buy a foreclosure in tip top shape

BlackCrayon · 03-01-2011, 05:26 PM

Quote:

Originally Posted by pimp3611

It's part of the game if you're going to buy a foreclosure...unfortunately.

yeah if you are going to deal with forclosures you have to accept you are dealing with pissed off people.

lazycash · 03-01-2011, 05:52 PM

Most of the lenders now have a "cash for keys" program that has greatly curbed owners trashing their foreclosure. The lender will have an inspector come out right before the foreclosure date and inspect the home for damage, missing appliances, etc... If it passes then the lender will usually give the owner 2-5k to hand over the keys and vacate the premises.

There have been instances here in the Phx area where people have been caught breaking into homes that have been recently foreclosed on and stealing all the appliances and trying to sell them on Craigslist, hoping the lender thinks the owner did it.

Oracle Porn · 03-01-2011, 05:57 PM

Quote:

Originally Posted by xenigo

Here's the sheet rock damage created by the morons who originally owned our foreclosure...

Thank god this was not a horrible situation, but still a PITA none the less.

everything was fine until you posted that pic

do you want them to give you a "welcome to your new house" blowjob too?
they probably moved some furniture.

xenigo · 03-01-2011, 05:59 PM

Quote:

Originally Posted by Oracle Porn

everything was fine until you posted that pic

do you want them to give you a "welcome to your new house" blowjob too?
they probably moved some furniture.

beerptrol · 03-01-2011, 06:04 PM

I would pig out at taco bell, then spray the walls and ceiling with shit and the doors too, and maybe the windows.

will76 · 03-01-2011, 06:22 PM

Quote:

Originally Posted by xenigo

These people who take out the kitchen appliances, bathroom sinks & cabinetry in their homes prior to turning the keys over to the bank during a foreclosure... these people fucking piss me off. Clearly they're literally THROWING furniture down the stairs... how the fuck do you get holes punched in the sheet rock at the base of the stairwell?

These fucking losers who take the carpeting... what the fuck are they going to do with the carpeting, anyway? You gonna sell it to some dude on the corner? Sell it on CL? No, they're just trying to make the process miserable for everyone involved.

Their perspective is that if THEY can't own the property, then YOU can't own the property either.

I've been doing a bit of research on this subject online. Apparently the reason they're taking the appliances with them is because they think they have a right to take them. Apparently nobody explained to them the way commerce works. If it's written into the loan... if it came with the house that you did NOT pay for... then you don't own the fucking appliances... the bank does. How is this such a tough concept for them to understand?

Apparently these people blame the banks for "getting them into this situation" and "taking away their homes". They aren't taking away shit. They say the banks are taking advantage of them losing their jobs, etc. Why... why... WHY would you commit yourself to buying a place if you don't have adequate means to pay for it, job or not? And if you don't have a job any longer, is that the banks fault? The bank is just trying to recoup their loss, not trying to displace you. Nobody forced these idiots to buy a property they can't continue paying for.

I can't stand the people that look at home ownership as being anything other than having financed yet another possession. You can live somewhere else. You can rent something within your means. That's all controllable by YOU... I don't understand the whole entitlement craze, where these idiots think it's their god given right to own a home by any means necessary, and if the bank wants to take their possessions away from them... well, then they're gonna fuck it all up. They're gonna piss on the floor... they're gonna throw hammers through the walls... they're gonna rip off the counter tops... they're gonna throw their furniture down the stairs. Guess what? They even rip out the central heating and air.

These people are like animals. They need to look in the fucking mirror, and maybe take a swift kick in the head.

If this does not affect you in the least, why do you care what these people do. It's the bank's problem and not yours.

will76 · 03-01-2011, 06:25 PM

Quote:

Originally Posted by xenigo

Here's the sheet rock damage created by the morons who originally owned our foreclosure...

Thank god this was not a horrible situation, but still a PITA none the less.

OMG LOL and WTF

You are an idiot. Most rentals have more damage then that from their tenants much less foreclosure houses. Here is a news flash, you getting the property for such a cheap price for a reason (hint: it needs work fixing it up).

Quote:

Originally Posted by Oracle Porn

everything was fine until you posted that pic

do you want them to give you a "welcome to your new house" blowjob too?
they probably moved some furniture.

sounds like he expects them to mop and wash the windows too LOLOL. I've been in some really bad foreclosure properties. That is why you factor that into the price you buying them for, you have to expect that they are all in the worst case condition.

Quote:

Originally Posted by xenigo

This one was one of the less damaged foreclosures, certainly. It wasn't missing anything... one of the reasons it was purchased.

Anyway, it will still need to be repaired... gotta brush up on my sheet rock patching skills.

yeah those little dings are going to take some major spackling

.

You could pass over that one time with a putty knife, let it dry for 24 hours, sand and paint. Wow rocket science. You don't even have any holes to patch there.

MetaMan · 03-01-2011, 06:32 PM

Quote:

Originally Posted by xenigo

Here's the sheet rock damage created by the morons who originally owned our foreclosure...

Thank god this was not a horrible situation, but still a PITA none the less.

Ok i was with you until this.

dude there is a few minor scrapes. a normal lived in home probably has more damage in certain areas.

that is the best you got? and you had to rant about it?

directfiesta · 03-01-2011, 06:36 PM

No problem with that...

End up paying less for properties.... way less because they "look" as shit..

Am now acttually buying 2 right now while in Florida .. with a discount on your US dollar ..

PStarks · 03-01-2011, 06:38 PM

I can see both sides of the story, but at the end of the day look at my neighbor who paid 250K for their place before the bubble popped. They had to put it up for sale at 104K meaning they take a MASSIVE bath. Shit like that will really eat at person and cause them to do some vile shit. Bankers get a record high bonus and you get stuck with being 150ish grand in the red with no bailout in sight. I guess some people just do not wanna go out without a little stress relief.

xenigo · 03-01-2011, 06:48 PM

Quote:

Originally Posted by MetaMan

and you had to rant about it?

We've seen a bunch of properties, MetaMan. This one has the least damage, obviously. I had not taken photos of the properties with entirely disassembled and parted-out kitchens.

Few of the REO's had refrigerators, or ranges. Seems as if those are gone 9 times out of 10. Ours fortunately has them intact.

will76 · 03-01-2011, 06:56 PM

Quote:

Originally Posted by PStarks

I can see both sides of the story, but at the end of the day look at my neighbor who paid 250K for their place before the bubble popped. They had to put it up for sale at 104K meaning they take a MASSIVE bath. Shit like that will really eat at person and cause them to do some vile shit. Bankers get a record high bonus and you get stuck with being 150ish grand in the red with no bailout in sight. I guess some people just do not wanna go out without a little stress relief.

blah blah blah blah.... there is no "other side". People need to take responsibility for their own actions. (the problem with this country.)

- The bank didn't force you to buy a house you couldn't afford.
- The bank didn't cause you to lose your job or whatever made you not be able to make payments.
- The bank didn't make the market crash making your house worth less than you paid.

The only thing (some) banks did in the past was allow these morons to buy a house they couldn't afford. These people should be kissing the bank's ass for allowing them to get into a house that they should have never been able to get into. The bank took a gamble letting questionable people buy more houses then they should have with little to no money down. The person has no one to blame but themselves.

And just because all of that happened it is no justification to fuck up a place on purpose or steal shit from it.

At the end of the day it's the bank's problem. They rolled the dice and lost. Something most people forget, you only see the person who lost money on the deal. The banks lose a lot of money on most of these deals too and the last thing that the want is a house back, much less a fucked up one. What is the bank's problem is a buyer's opportunity. Usually the "fucked up" houses aren't that hard to fix up if you do that type of work and typically you can get better deals on those because most people are lazy only want to buy the ones in good condition, because the bad ones force them to cry on GFY.

Also, stupid home owners don't realize, when the house is fucked up it will sell for less at the foreclosure sale. Not sure if this is state law or for all states but if the foreclosure sale is for less than they people owe the bank could still come after them for the difference. So when they fuck up the house and make it sell for less at the foreclosure its actually hurting their chances of just being able to walk away without having to owe money too. Not to mention kills their credit.

NemesisEnforcer · 03-01-2011, 07:48 PM

Quote:

Originally Posted by xenigo

Their perspective is that if THEY can't own the property, then YOU can't own the property either.

When I first found out that people did this, I felt the same as you. However, in some situations, people put money into the house from their pockets or via a HELOC. When the home goes under, they are often faced with a 1099 to the IRS and/or state tax board for the difference between what?s owed and the selling price. Fortunately, some states have gotten rid of that practice during the meltdown.

Overall, if the system is going to make you continue to pay after a foreclosure, then take anything that?s not nailed down. If it?s nailed down get a hammer.

DWB · 03-01-2011, 08:36 PM

Quote:

Originally Posted by xenigo

Here's the sheet rock damage created by the morons who originally owned our foreclosure...

Thank god this was not a horrible situation, but still a PITA none the less.

Christ man, my place looks worse than that after a wild Friday night with a few hookers.

xenigo · 03-01-2011, 08:40 PM

Quote:

Originally Posted by DirtyWhiteBoy

Christ man, my place looks worse than that after a wild Friday night with a few hookers.

Alright... Alright... I get it...

Just gotta spackle that shit up.

MetaMan · 03-01-2011, 08:52 PM

Quote:

Originally Posted by xenigo

We've seen a bunch of properties, MetaMan. This one has the least damage, obviously. I had not taken photos of the properties with entirely disassembled and parted-out kitchens.

Few of the REO's had refrigerators, or ranges. Seems as if those are gone 9 times out of 10. Ours fortunately has them intact.

haha just busting your balls. i know exactly what you are talking about. the ones i saw in phoenix were actually not to to bad. but i guess it is hit or miss.

TangibleAsset · 03-01-2011, 09:02 PM

Quote:

Originally Posted by sweetcuties

I love buying foreclosures, it's part of the deal

Agreed.

My dad's a contractor and my parents flip houses. The last home they bough literally had EVERYTHING in the kitchen stripped, including the drywall. Made for an easy gut before remodelling.

EDIT: Lol @ those pics. That's the damage that inspired you to make this thread?

fuzebox · 03-01-2011, 09:21 PM

We've been buying foreclosures for a few years now... Probably looked at at least 100 of them so far, there are some nightmares for sure. The worst are the ones where they spraypaint on the walls and shit. No appliances and fucked up walls are just par for the course.

Just shows how pathetic the average person is.

xenigo · 03-01-2011, 09:25 PM

Quote:

Originally Posted by SL0H0ES

That's the damage that inspired you to make this thread?

No, what inspired me to make this thread was a few things... but not the property that I showed the photos of. A friend of ours had to buy a Miele dual-compressor built-in refrigerator that ended up costing $16k because the moron that was in the home before him took it with him...

woj · 03-01-2011, 09:27 PM

one of the best troll threads I've seen in a while...
those "damage" pics = WIN

xenigo · 03-01-2011, 09:29 PM

Quote:

Originally Posted by woj

one of the best troll threads I've seen in a while...
those "damage" pics = WIN

Dude... I'm not trolling. It's a serious problem, dawg. And the problem I'm talking about has nothing to do with the recently purchased property. I'm talking about the over-all issue.

carzygirls · 03-01-2011, 09:40 PM

Quote:

Originally Posted by xenigo

Dude... I'm not trolling. It's a serious problem, dawg. And the problem I'm talking about has nothing to do with the recently purchased property. I'm talking about the over-all issue.

hmmm... i don't know what to say. Go to a local pub, make friends with a GC, talk about how to fix small scrapes on sheetrock or even replace a sink.

btw... ripping out carpet is stellar if their is hardwood floors underneath

TCLGirls · 03-01-2011, 10:05 PM

Thats what you get when you let the riff raff own real property...they fuck it up all to crap. Same with the airline industry. It used to be reserved for the educated, classy, and respectful decent types. Nowadays you see people trying to stuff livestock into the overhead compartment.

Then again, I don't blame anyone for ripping stuff out of the house...hustlaz gotta hustle.

will76 · 03-01-2011, 10:44 PM

Quote:

Originally Posted by NemesisEnforcer

When I first found out that people did this, I felt the same as you. However, in some situations, people put money into the house from their pockets or via a HELOC. When the home goes under, they are often faced with a 1099 to the IRS and/or state tax board for the difference between what’s owed and the selling price. Fortunately, some states have gotten rid of that practice during the meltdown.

Overall, if the system is going to make you continue to pay after a foreclosure, then take anything that’s not nailed down. If it’s nailed down get a hammer.

That makes no sense what so ever. If the house is sold at a foreclosure sale for less than what you owe the bank then how in the hell are you going to get taxed for the difference that you are short? It isn't a capital gain, its a loss. If anything you would be writing off the difference depending on the situation, not paying more taxes for losing money.

The only "system" that is going to have you continue to pay after the foreclosure is when the property is sold for less than the amount you owe the bank, which is called a deficiency judgment. If you rip the shit out of the house then you just shooting yourself in the foot because by decreasing the value of the property it is going to sell for less and more you will owe. Now if you had a little equity in the property the person should have been looking to sell it or at worst do a short sale.

Quote:

Originally Posted by xenigo

No, what inspired me to make this thread was a few things... but not the property that I showed the photos of. A friend of ours had to buy a Miele dual-compressor built-in refrigerator that ended up costing $16k because the moron that was in the home before him took it with him...

The moron was the person who paid 16K for a new refrigerator. Unless if it was a million dollar home there would have been other solutions for a fraction of that cost to put a new refrigerator in and make it work with the layout/ situation.

Jakez · 03-01-2011, 11:13 PM

I was renting a place that was being foreclosed on and the landlord told me to take the washer/dryer if I wanted to when I moved out lol. I didn't, but I wish I would have it was a nice brand new set and probably the biggest dryer I've ever seen.

will76 · 03-01-2011, 11:33 PM

Quote:

Originally Posted by Jakez

I was renting a place that was being foreclosed on and the landlord told me to take the washer/dryer if I wanted to when I moved out lol. I didn't, but I wish I would have it was a nice brand new set and probably the biggest dryer I've ever seen.

That would have been ok. Washer/Dryer, Refrigerator that is not built into the wall, curtains, etc stuff like that is ok. Ovens, Dishwashers, hot water heaters, ceiling fans, light fixtures, cabinets, etc... shouldn't be removed. Anything that is fixed to the house is part of the house and should stay with the house.

SmokeyTheBear · 03-01-2011, 11:54 PM

you should thank them for making the house cheaper for you to buy

maybe they bought the carpets and appliances ?

maybe ninjas broke into the house after they left and fucked up the walls just to piss you off.

03-01-2011, 04:14 PM	#1
xenigo Confirmed User Industry Role: Join Date: Jan 2001 Location: Oakland, CA Posts: 8,067	Idiots that loot foreclosures... These people who take out the kitchen appliances, bathroom sinks & cabinetry in their homes prior to turning the keys over to the bank during a foreclosure... these people fucking piss me off. Clearly they're literally THROWING furniture down the stairs... how the fuck do you get holes punched in the sheet rock at the base of the stairwell? These fucking losers who take the carpeting... what the fuck are they going to do with the carpeting, anyway? You gonna sell it to some dude on the corner? Sell it on CL? No, they're just trying to make the process miserable for everyone involved. Their perspective is that if THEY can't own the property, then YOU can't own the property either. I've been doing a bit of research on this subject online. Apparently the reason they're taking the appliances with them is because they think they have a right to take them. Apparently nobody explained to them the way commerce works. If it's written into the loan... if it came with the house that you did NOT pay for... then you don't own the fucking appliances... the bank does. How is this such a tough concept for them to understand? Apparently these people blame the banks for "getting them into this situation" and "taking away their homes". They aren't taking away shit. They say the banks are taking advantage of them losing their jobs, etc. Why... why... WHY would you commit yourself to buying a place if you don't have adequate means to pay for it, job or not? And if you don't have a job any longer, is that the banks fault? The bank is just trying to recoup their loss, not trying to displace you. Nobody forced these idiots to buy a property they can't continue paying for. I can't stand the people that look at home ownership as being anything other than having financed yet another possession. You can live somewhere else. You can rent something within your means. That's all controllable by YOU... I don't understand the whole entitlement craze, where these idiots think it's their god given right to own a home by any means necessary, and if the bank wants to take their possessions away from them... well, then they're gonna fuck it all up. They're gonna piss on the floor... they're gonna throw hammers through the walls... they're gonna rip off the counter tops... they're gonna throw their furniture down the stairs. Guess what? They even rip out the central heating and air. These people are like animals. They need to look in the fucking mirror, and maybe take a swift kick in the head.

03-01-2011, 04:23 PM	#2
Sid70 Downshifter Industry Role: Join Date: Dec 2002 Location: Road trip Posts: 16,413	actually i will agree on this with you. __________________ Русня, идите нахуй!

03-01-2011, 04:32 PM	#5
TheDoc Too lazy to set a custom title Industry Role: Join Date: Jul 2001 Location: Currently Incognito Posts: 13,827	... they even take those cheap ass fake gold, lights, switches, covers, ect.. and truly, wtf are they going to do with all that shit? It's not like they can buy a house or anything to put it in. On the flip side, if you paid off 5% of your house (not just interest), do you get to take 5% back out, like the windows? Or if you replace the dishwasher because the one in the house went out, who's dishwasher is it? __________________ ~TheDoc - ICQ7765825 It's all disambiguation

03-01-2011, 04:36 PM	#6
pimp3611 Confirmed User Join Date: Aug 2005 Location: Canada Posts: 357	It's part of the game if you're going to buy a foreclosure...unfortunately. __________________ :: ICQ: 272 198 634 ::

03-01-2011, 04:50 PM	#12
sweetcuties Confirmed User Join Date: Feb 2002 Location: Somewhere Posts: 5,859	I love buying foreclosures, it's part of the deal __________________

03-01-2011, 04:29 PM	#3
BJ Confirmed User Join Date: Mar 2002 Location: asia Posts: 5,590	cash is king

03-01-2011, 04:32 PM	#4
poncabare Confirmed User Industry Role: Join Date: Jul 2007 Location: carmel Posts: 2,553	used carpet always kills it on the streets

03-01-2011, 04:42 PM	#7
baddog So Fucking Banned Industry Role: Join Date: Apr 2001 Location: the beach, SoCal Posts: 107,089	You should have seen the place Gary Kremen got in his settlement with Cohen for ripping off sex.com That guy not only removed plumbing and electrical fixtures, but had trees marked for removal as well.

03-01-2011, 04:44 PM	#8
V_RocKs Damn Right I Kiss Ass! Industry Role: Join Date: Dec 2003 Location: Cowtown, USA Posts: 32,406	Why not? If you are going down for 7 years you might as well make it really fucked for all of those who will be making cash on your loss.

03-01-2011, 04:57 PM	#15
TheDoc Too lazy to set a custom title Industry Role: Join Date: Jul 2001 Location: Currently Incognito Posts: 13,827	We were looking at a place just down the road from us that was a foreclosure - and the people super gutted it, even took the baseboards. Nobody could get the house, cash or loan, it wouldn't pass inspection - even if you agreed to fix it up - and no inspection means no papers of any kind. So the bank had to fork the money over, and of course once they did the price went back to normal level - but to the fair, they prob put a $100k back into the house. __________________ ~TheDoc - ICQ7765825 It's all disambiguation Last edited by TheDoc; 03-01-2011 at 04:58 PM..

03-01-2011, 05:02 PM	#17
TheDoc Too lazy to set a custom title Industry Role: Join Date: Jul 2001 Location: Currently Incognito Posts: 13,827	Another one we went to, the people left everything... but it was like they never cleaned the house the entire time they lived in it. Not even playing, a 1-2 foot tall pile of trash, debris, toys, and other crap covering probably 75% of the floor, and sadly the floor was the cleanest part. Another one, opened the door and it was filled with..... spiders - door shut, screw that! Some people, live worse than Animals.. __________________ ~TheDoc - ICQ7765825 It's all disambiguation

03-01-2011, 05:26 PM	#23
LeRoy Porn Pusher Industry Role: Join Date: Jul 2007 Location: It's a dry heat Posts: 13,337	Thats not damage. I thought walls had big holes. Those are just minor scrapes. I wouldnt expect to buy a foreclosure in tip top shape __________________ JAPANESE CAMS AND CONTENT SITES Skype - leroy.rowland2

03-01-2011, 05:52 PM	#25
lazycash Troll Patrol Industry Role: Join Date: Aug 2002 Location: Local Socal Posts: 15,214	Most of the lenders now have a "cash for keys" program that has greatly curbed owners trashing their foreclosure. The lender will have an inspector come out right before the foreclosure date and inspect the home for damage, missing appliances, etc... If it passes then the lender will usually give the owner 2-5k to hand over the keys and vacate the premises. There have been instances here in the Phx area where people have been caught breaking into homes that have been recently foreclosed on and stealing all the appliances and trying to sell them on Craigslist, hoping the lender thinks the owner did it. __________________ "WTF, on google you can find the answer to every question in human history, EXCEPT how to convert cams.. Its crazy..." VenusBlogger

03-01-2011, 06:04 PM	#28
beerptrol Confirmed Asshole Industry Role: Join Date: Feb 2003 Location: Half way between sobriety and fubar. Posts: 12,722	I would pig out at taco bell, then spray the walls and ceiling with shit and the doors too, and maybe the windows.

03-01-2011, 06:36 PM	#32
directfiesta Too lazy to set a custom title Industry Role: Join Date: Oct 2002 Location: Punta Cana, DR Posts: 29,590	No problem with that... End up paying less for properties.... way less because they "look" as shit.. Am now acttually buying 2 right now while in Florida .. with a discount on your US dollar .. __________________ I know that Asspimple is stoopid ... As he says, it is a FACT ! But I can't figure out how he can breathe or type , at the same time ....

03-01-2011, 06:38 PM	#33
PStarks Confirmed User Industry Role: Join Date: Feb 2011 Posts: 158	I can see both sides of the story, but at the end of the day look at my neighbor who paid 250K for their place before the bubble popped. They had to put it up for sale at 104K meaning they take a MASSIVE bath. Shit like that will really eat at person and cause them to do some vile shit. Bankers get a record high bonus and you get stuck with being 150ish grand in the red with no bailout in sight. I guess some people just do not wanna go out without a little stress relief. __________________ Hot Ex GF Pics Blog

03-01-2011, 09:21 PM	#41
fuzebox making it rain Industry Role: Join Date: Oct 2003 Location: seattle Posts: 22,063	We've been buying foreclosures for a few years now... Probably looked at at least 100 of them so far, there are some nightmares for sure. The worst are the ones where they spraypaint on the walls and shit. No appliances and fucked up walls are just par for the course. Just shows how pathetic the average person is.

03-01-2011, 09:27 PM	#43
woj <&(©¿©)&> Industry Role: Join Date: Jul 2002 Location: Chicago Posts: 47,882	one of the best troll threads I've seen in a while... those "damage" pics = WIN __________________ Custom Software Development, email: woj#at#wojfun#.#com to discuss details or skype: wojl2000 or gchat: wojfun or telegram: wojl2000 Affiliate program tools: Hosted Galleries Manager Banner Manager Video Manager Wordpress Affiliate Plugin Pic/Movie of the Day Fansign Generator Zip Manager

03-01-2011, 10:05 PM	#46
TCLGirls Confirmed User Industry Role: Join Date: Feb 2010 Location: California Posts: 3,068	Thats what you get when you let the riff raff own real property...they fuck it up all to crap. Same with the airline industry. It used to be reserved for the educated, classy, and respectful decent types. Nowadays you see people trying to stuff livestock into the overhead compartment. Then again, I don't blame anyone for ripping stuff out of the house...hustlaz gotta hustle. Last edited by TCLGirls; 03-01-2011 at 10:07 PM..

03-01-2011, 11:13 PM	#48
Jakez Confirmed User Industry Role: Join Date: Jan 2004 Location: oddfuturewolfgangkillthemall!!!!!!! Posts: 5,656	I was renting a place that was being foreclosed on and the landlord told me to take the washer/dryer if I wanted to when I moved out lol. I didn't, but I wish I would have it was a nice brand new set and probably the biggest dryer I've ever seen. __________________ [email protected] - jakezdumb - 573689400 Killuminati Last edited by Jakez; 03-01-2011 at 11:14 PM..

03-01-2011, 11:54 PM	#50
SmokeyTheBear ►SouthOfHeaven Join Date: Jun 2004 Location: PlanetEarth MyBoardRank: GerbilMaster My-Penis-Size: extralarge MyWeapon: Computer Posts: 28,609	you should thank them for making the house cheaper for you to buy maybe they bought the carpets and appliances ? maybe ninjas broke into the house after they left and fucked up the walls just to piss you off. __________________ hatisblack at yahoo.com