Quote:
Originally Posted by PStarks
I can see both sides of the story, but at the end of the day look at my neighbor who paid 250K for their place before the bubble popped. They had to put it up for sale at 104K meaning they take a MASSIVE bath. Shit like that will really eat at person and cause them to do some vile shit. Bankers get a record high bonus and you get stuck with being 150ish grand in the red with no bailout in sight. I guess some people just do not wanna go out without a little stress relief.
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blah blah blah blah.... there is no "other side". People need to take responsibility for their own actions. (the problem with this country.)
- The bank didn't force you to buy a house you couldn't afford.
- The bank didn't cause you to lose your job or whatever made you not be able to make payments.
- The bank didn't make the market crash making your house worth less than you paid.
The only thing (some) banks did in the past was allow these morons to buy a house they couldn't afford. These people should be kissing the bank's ass for allowing them to get into a house that they should have never been able to get into. The bank took a gamble letting questionable people buy more houses then they should have with little to no money down. The person has no one to blame but themselves.
And just because all of that happened it is no justification to fuck up a place on purpose or steal shit from it.
At the end of the day it's the bank's problem. They rolled the dice and lost. Something most people forget, you only see the person who lost money on the deal. The banks lose a lot of money on most of these deals too and the last thing that the want is a house back, much less a fucked up one. What is the bank's problem is a buyer's opportunity. Usually the "fucked up" houses aren't that hard to fix up if you do that type of work and typically you can get better deals on those because most people are lazy only want to buy the ones in good condition, because the bad ones force them to cry on GFY.
Also, stupid home owners don't realize, when the house is fucked up it will sell for less at the foreclosure sale. Not sure if this is state law or for all states but if the foreclosure sale is for less than they people owe the bank could still come after them for the difference. So when they fuck up the house and make it sell for less at the foreclosure its actually hurting their chances of just being able to walk away without having to owe money too. Not to mention kills their credit.