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Old 04-29-2010, 12:10 PM   #1
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So are cross sales now officially dead ??!!!

I heard whispers through various media that cross sales are now officially dead, that VISA wanted them gone for good... has that become reality or are companies still using them ???

What will that mean for the big players who earn millions off of them ? So I take it if companies cant load their join pages with cross sales the crazy PPS offerings will also dwindle down ?
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Old 04-29-2010, 12:12 PM   #2
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Old 04-29-2010, 12:13 PM   #3
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They aren't dead... Visa has always had a policy that you couldn't share credit card numbers with different companies without the peoples consent. All they did was remind us of that and told everyone how to do it correctly.
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Old 04-29-2010, 12:13 PM   #4
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No, nothing changed.
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Old 04-29-2010, 12:15 PM   #5
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Hmmm...

Quote:
Originally Posted by TheDoc View Post
They aren't dead... Visa has always had a policy that you couldn't share credit card numbers with different companies without the peoples consent. All they did was remind us of that and told everyone how to do it correctly.
I was told they had now officially banned them ! Apparerlently one or two news sources are running the story... such as xbiz... maybe I should try and find a link
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Old 04-29-2010, 12:16 PM   #6
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wasnt the stipulation that the person signing up would have to fill out a separate form for the xsell? that would still allow xsales across the board but would require a new popup or something in the join process for them to fill out.. who wants to fill out their info twice?! 80% loss in xsale revenue right there. Knock knock knockin on deaths door.
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Old 04-29-2010, 12:18 PM   #7
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Xbiz

http://www.xbiz.com/news/news_piece....&q=cross+sales

Am I reading that wrong ?
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Old 04-29-2010, 12:18 PM   #8
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No 3rd party x-sales, companies can still x-sale themselves or inside the same IPSP.
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Old 04-29-2010, 12:20 PM   #9
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companies can still x-sale themselves or inside the same IPSP.
What he said!
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Old 04-29-2010, 12:25 PM   #10
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No 3rd party x-sales, companies can still x-sale themselves or inside the same IPSP.
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Originally Posted by GetSCORECash View Post
What he said!
What they said
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Old 04-29-2010, 12:25 PM   #11
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Interesing....

I dont get how this hasnt blown up on the board already... but news !

yeah sounds like you can only do internal cross sales... unless you pop a new sign up form up to make it clear it's a different merchant... as someone said ! Here is a quote from what Visa released on tuesday...

Quote "Visa's rules already prohibit merchants from sharing a cardholder's account number and other Visa transaction information with any entity that is not directly involved in completing the transaction, preventing fraud, or as required by law. To address the data pass practice, merchants will now have to prompt consumers to re-enter their card information to accept a subsequent offer from a third-party merchant. This provides a clear signal to cardholders that a second purchase is being initiated and protects them from questionable marketing practices." End Quote
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Old 04-29-2010, 12:30 PM   #12
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I dont get how this hasnt blown up on the board already... but news !
You're 2 day's late....

https://gfy.com/it/965578-xbiz-news-visa-clamp-cross-sales.html
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Old 04-29-2010, 12:32 PM   #13
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you can still cross sale to yourself

if you need a simple solution....setup another site or two you want to cross sale to

you can use our cms and content feed to populate an entire members area...they will never tire of the content as its updated daily.

and wollah...you now have a separate members area you can cross sale to..without worry that they will think they are in the same site twice
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Old 04-29-2010, 12:34 PM   #14
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I dont get how this hasnt blown up on the board already... but news !

yeah sounds like you can only do internal cross sales... unless you pop a new sign up form up to make it clear it's a different merchant... as someone said ! Here is a quote from what Visa released on tuesday...

Quote "Visa's rules already prohibit merchants from sharing a cardholder's account number and other Visa transaction information with any entity that is not directly involved in completing the transaction, preventing fraud, or as required by law. To address the data pass practice, merchants will now have to prompt consumers to re-enter their card information to accept a subsequent offer from a third-party merchant. This provides a clear signal to cardholders that a second purchase is being initiated and protects them from questionable marketing practices." End Quote
3rd party processors can still do normal xsales, as they always could... like epoch, ccbill, etc.. With your own merchant account, you can xsale yourself or give them a warning.

I expect we will see a new term on join forms that says they're sharing the info with other people and use one form as the method to verify rather than passing it on the hidden side - which is what the new ruling is really about.
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Old 04-29-2010, 12:46 PM   #15
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Also...

It also seems there is some confusing where this ruling applies... if I am readign it right this is VISA Inc... as in the US Area of Visa... not VISA Global... so does this mean if you have VISA outside of North America, and hold your merchant accounts lets say in the EU then to date it doesnt effect you ???
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Old 04-29-2010, 12:49 PM   #16
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you can still cross sale to yourself

if you need a simple solution....setup another site or two you want to cross sale to

you can use our cms and content feed to populate an entire members area...they will never tire of the content as its updated daily.

and wollah...you now have a separate members area you can cross sale to..without worry that they will think they are in the same site twice
Do you have homemade content within your feeds? Not only DVD content, but other content also.
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Old 04-29-2010, 12:56 PM   #17
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Do you have homemade content within your feeds? Not only DVD content, but other content also.
we have alot of content...all kinds

weird insertion stuff

homemade videos...tons of them....and i mean alot...exgf stuff etc etc

so...while it is dvd....you dont have to display it that way

you can display it like a tube site...with just the scenes..embedded right into your page...and it will just open in the page and play

it doesnt have to look like dvd content...display just the scenes...and add a description as well....totally customizable
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Old 04-29-2010, 01:01 PM   #18
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May be hitting you up in the next few days Phoenix
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Old 04-29-2010, 01:04 PM   #19
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Commission

I better be on Commission Pheonx... seems you getting some nice sales

I love the term BROgrams lol... I never seen it before LOL...

So who are the BROgrams that are going to be hurt the most then, who are the big playerswho were making their money from the dreaded cross sales !

And also as I said it appears it doesnt effect VISA's other regions, this looks like a VISA INC policy, so only the USA/North America... not GLOBAL ?!
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Old 04-29-2010, 01:11 PM   #20
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May be hitting you up in the next few days Phoenix
sounds good...we have a few templates you could use

with a few clicks you could be setup
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Old 04-29-2010, 01:14 PM   #21
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I better be on Commission Pheonx... seems you getting some nice sales

I love the term BROgrams lol... I never seen it before LOL...

So who are the BROgrams that are going to be hurt the most then, who are the big playerswho were making their money from the dreaded cross sales !

And also as I said it appears it doesnt effect VISA's other regions, this looks like a VISA INC policy, so only the USA/North America... not GLOBAL ?!
would you settle for the bro discount...lol
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Old 04-29-2010, 01:15 PM   #22
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Guys looking to make some sites quickly should get in touch with one of us here at Member Channels and we can show you how to set up a members area fairly quickly.
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Old 04-29-2010, 01:21 PM   #23
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Lol...

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Originally Posted by Phoenix View Post
would you settle for the bro discount...lol
Who you calling a BRO oh sigh only if I was, I would be so RICH !

Does this mean no one will sponsor the ice cream at The Phoenix Forum next year lol... Damn I love free ice cream too...

(* disclaimer, I would like to clarify I am not insinuating any previous sponsor of the ice cream at Phoenix Forum is a Bro or someone who as made their money from cross sales !)

So if I was a wise man I would be investing in traffic companies and content companies lol... long live the internal cross sale lol
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Old 04-29-2010, 01:23 PM   #24
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Oh Yes...

Why we're talking content, every one should check out my mate at www.TrashyContent.com email him [email protected] he'll set you up with soem amazing content for your very own internall crosses lol... got to love this business... tell him Steve sent you and he'll give you a good discount
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Old 04-29-2010, 01:38 PM   #25
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Here is the Visa Link.

http://corporate.visa.com/media-cent.../press1011.jsp

Quote:
Visa Inc. (NYSE: V) announced today it is taking another step in an ongoing effort to protect consumer security and confidence in the payment system by prohibiting web merchants from providing cardholder information to other companies without the consumer's knowledge or active consent.
The key word there is other.
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Old 04-29-2010, 01:41 PM   #26
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Why we're talking content, every one should check out my mate at email him he'll set you up with soem amazing content for your very own internall crosses lol... got to love this business... tell him Steve sent you and he'll give you a good discount
Any plans to shoot more Sasha and Natalie content?

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Old 04-29-2010, 01:49 PM   #27
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If you are cross selling all inside of one company, are you still allowed to have separate cancel pages? A big part of the cross selling was the inability to cancel all the different merchants which caused the trials to convert to fulls.

A program will have hard time explaining why it's so hard to cancel different sites that are all owned by the same company and under the same merchant account.

But I think Visa was getting heat from the FTC and they made this announcement to appease the FTC, not to protect consumers. I'd assume Visa makes money from this cross selling, if they were losing money, they would just stop it outright.
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Old 04-29-2010, 01:53 PM   #28
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i think not yet, it is on the end, but not yet
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Old 04-29-2010, 01:57 PM   #29
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They're not dead. They were just made a little bit more safe for the consumer.
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Old 04-29-2010, 02:06 PM   #30
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Quote:
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we have alot of content...all kinds

weird insertion stuff

homemade videos...tons of them....and i mean alot...exgf stuff etc etc

so...while it is dvd....you dont have to display it that way

you can display it like a tube site...with just the scenes..embedded right into your page...and it will just open in the page and play

it doesnt have to look like dvd content...display just the scenes...and add a description as well....totally customizable
Cool, I will hit you up soon.
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Old 04-29-2010, 02:11 PM   #31
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Wrong...

Quote:
Originally Posted by mynameisjim View Post
If you are cross selling all inside of one company, are you still allowed to have separate cancel pages? A big part of the cross selling was the inability to cancel all the different merchants which caused the trials to convert to fulls.

A program will have hard time explaining why it's so hard to cancel different sites that are all owned by the same company and under the same merchant account.

But I think Visa was getting heat from the FTC and they made this announcement to appease the FTC, not to protect consumers. I'd assume Visa makes money from this cross selling, if they were losing money, they would just stop it outright.
To be fair the % of money VISA makes from Porn is negligable to the big picture... I heard they wouldnt really give a shit if they dropped it completly ! But who knows...
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Old 04-29-2010, 02:11 PM   #32
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Hey Andreej, me and you were talking awhile back. To get things done faster hit me up. Brad is too busy with wife, kid and golf these days ;)
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Old 04-29-2010, 02:15 PM   #33
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To be fair the % of money VISA makes from Porn is negligable to the big picture... I heard they wouldnt really give a shit if they dropped it completly ! But who knows...
I've heard that too, but if it were true then Visa would drop adult, they have no responsibility to the adult community to continue processing just as a favor to all of us. Obviously it makes them enough money for it to be worth it.

I think Visa says that as a negotiating tactic. The same way when you go to buy a car, you never say you love it. You say it's nice, but not really what you are looking for.

If people think that what businesses say and what businesses really think are the same thing, they need more experience dealing with real business.
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Old 04-29-2010, 02:16 PM   #34
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So...

Is it...

Option A : You cant do external cross sales at all period...

or

Option B : You can do external cross sales, but they must be on a serperate join page where the surfer as to re add his details ?

And one we havent answered yet... is this just US accounts ? As I have said it appears this is a VISA INC ruling, not VISA GLOBAL ???
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Old 04-29-2010, 02:17 PM   #35
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Yeah

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I've heard that too, but if it were true then Visa would drop adult, they have no responsibility to the adult community to continue processing just as a favor to all of us. Obviously it makes them enough money for it to be worth it.

I think Visa says that as a negotiating tactic. The same way when you go to buy a car, you never say you love it. You say it's nice, but not really what you are looking for.

If people think that what businesses say and what businesses really think are the same thing, they need more experience dealing with real business.
I need to get out more
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Old 04-29-2010, 02:19 PM   #36
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Option B : You can do external cross sales, but they must be on a serperate join page where the surfer as to re add his details ?
That's no longer a x-sell. That's just an advertisement or upsell.
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Old 04-29-2010, 02:19 PM   #37
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That's why I said they were just feeling heat and put out this lip service

Quote:
In 2009, the U.S. Senate Committee on Commerce, Science and Transportation investigated the issue and merchants who use this practice.

"I applaud Visa's decision to prohibit merchants from using 'data pass' marketing on its network," said Senator John D. (Jay) Rockefeller IV, Chairman of the U.S. Senate Committee on Commerce, Science, and Transportation. "The Senate Commerce Committee's investigation showed that this aggressive marketing practice enabled unscrupulous e-commerce companies to scam millions of American consumers out of more than a billion dollars. Our Committee's investigation revealed how appalling this practice is and makes clear it should not be allowed - I'm glad to see Visa has reached the same conclusion."
Read that last line. That's what you say when you've forced someone to do something.
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Old 04-29-2010, 02:21 PM   #38
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I need to get out more
lol. I didn't mean you. For me personally, I've rarely read a corporate PR release that turned out to be 100% truth.
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Old 04-29-2010, 02:40 PM   #39
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Lol...

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lol. I didn't mean you. For me personally, I've rarely read a corporate PR release that turned out to be 100% truth.
Only playing I didnt take it personally, even though it was probably a fair comment lol...

So what are these BROgrams going to do now then, if that was the way they made their millions !!! just create a load of new programs and do internal cross sales ?
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Old 04-29-2010, 02:43 PM   #40
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Only playing I didnt take it personally, even though it was probably a fair comment lol...

So what are these BROgrams going to do now then, if that was the way they made their millions !!! just create a load of new programs and do internal cross sales ?
they all have been doing internal cross sales this whole time
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Old 04-29-2010, 07:27 PM   #41
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So are cross sales now officially dead ??!!!
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Old 04-29-2010, 07:44 PM   #42
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I've heard that too, but if it were true then Visa would drop adult, they have no responsibility to the adult community to continue processing just as a favor to all of us. Obviously it makes them enough money for it to be worth it.

I think Visa says that as a negotiating tactic. The same way when you go to buy a car, you never say you love it. You say it's nice, but not really what you are looking for.

If people think that what businesses say and what businesses really think are the same thing, they need more experience dealing with real business.
Just a quick scan of the top ten 'Brograms' and their stated revenues gets you to a giant chunk of change pretty quick. As a percentage Adult may be tiny but I don't think so - I think Adult actually accounts for a lot of Visa's business. Anyone have exact numbers ('exact' being relative) on what Visa processes vis a vis Adult?

(Heh - 'vis a vis' - Visa.)
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Old 04-30-2010, 05:15 AM   #43
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Hmmmm...

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Originally Posted by MisterPeabody View Post
Just a quick scan of the top ten 'Brograms' and their stated revenues gets you to a giant chunk of change pretty quick. As a percentage Adult may be tiny but I don't think so - I think Adult actually accounts for a lot of Visa's business. Anyone have exact numbers ('exact' being relative) on what Visa processes vis a vis Adult?

(Heh - 'vis a vis' - Visa.)
Your in for a surprise me thinks... I remember some one posting it before and Adult accounted for about 2% of VISA's transactions... imagine everything else that VISA is used for the millions of daily transactions across the world... if anything PORN as become more of a luxury purchase... where as every one from filling their car up, buying groceries, clothes, travel, ect ect... seriously it isnt a big %...

Why Visa stay in who knows... maybe money is money, the argument if they were that worried about their brand they would dump us makes sense... who knows...
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Old 04-30-2010, 06:17 AM   #44
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So...

So if the BROgrams knew this was coming, surely they did things to prepare for it ?

Now it's happened what does that mean for paying people out... ??? Now they lost their golden egg, sure that will have a knock on effect !

How many of them are going to come up with excuses not to payout ? Anyone had any problems so far... seem's the good old "We Got Problems With Our Bank" seems to be going around a lot, coincidence ?
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Old 04-30-2010, 06:31 AM   #45
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go revs go!
finally to good old times
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Old 04-30-2010, 06:42 AM   #46
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The word BROgram is so skewed today.... It's not really programs that do business together through cross sales that nobody has a clue about.

It's about "Bro's" which own programs that screw us all and buy us drinks at the bar like nothing happened, the bro's are those that stand up for them too - simply because they hung out together and it's programs that stand up for each other when one is clearly wrong.

Programs that really know the xsale game got a huge shake up just a short bit ago with a couple of banks fell through, several people got left high and dry on rebills.... anyone that was doing anything outside of 3rd party's - knew this was coming.
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Old 04-30-2010, 06:51 AM   #47
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Hmmmm

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Originally Posted by seeandsee View Post
finally to good old times
Not feeling this... as someone pointed out, you can only cut a certain level of Rev, the way most are chopped up already it leaves the program owner very little...

Here's a moment of contriversy for you all... in the real world surely the relationship between affiliate and site owner is symbionic ? both rely on the other... yet I guess due to all the crazy PPS schemes the affiliates seem to feel like it should be edged towards them !

Without the paysite to promote how would they make money, sure they would say well plenty of other sites to promote... maybe the power is with them lol... but if a paysite cant make money then they would exist... well not the genuine ones anyways !

So I dont see this pushing Rev Share payouts up...
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Old 04-30-2010, 07:04 AM   #48
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The industry is going to get a major slash-back from all those crazy cross sales. Mark my words.
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