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Old 01-11-2008, 09:57 AM   #1
justsexxx
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Buying a house is stressful

Just FYI...It takes alot of time, calls, bids, etc...Damn
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Old 01-11-2008, 10:00 AM   #2
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biggest purchase of most people's life.
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Old 01-11-2008, 10:01 AM   #3
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it's probably the most important transaction most people will ever do in their life
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Old 01-11-2008, 10:08 AM   #4
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but not all can afford to have one. deng. will make my self busy for me to have one someday. =)
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Old 01-11-2008, 10:52 AM   #5
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not to mention a financial enema
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Old 01-11-2008, 10:56 AM   #6
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Agree 100% the MOST stressful thing I've done in many a year.
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Old 01-11-2008, 10:58 AM   #7
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Just FYI...It takes alot of time, calls, bids, etc...Damn
ok you convinced me not to buy anything until i know i'm getting married

till then renting is fine...
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Old 01-11-2008, 10:59 AM   #8
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The last one I bought was pretty stress free. Guess it gets easier as you go along. Remodeling a house, now that is stressful.

Last edited by baddog; 01-11-2008 at 11:00 AM..
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Old 01-11-2008, 11:03 AM   #9
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The last one I bought was pretty stress free. Guess it gets easier as you go along. Remodeling a house, now that is stressful.
I'm actually looking forward to remodell is. Getting a new bathroom, breaking walls between the kitchen and livingroom, adding a new kitchen, etc etc. I'm looking forward todo that. To bad, everything you will do in the house will be so damn expensive.
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Old 01-11-2008, 11:03 AM   #10
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ok you convinced me not to buy anything until i know i'm getting married

till then renting is fine...
lol... whats getting married has to do with it?
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Old 01-11-2008, 11:05 AM   #11
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I'm in the final stretch. House should be done in less than a month, so now I'm dealing with insurance, utilities, foreman, and the builder to get everything wrapped up in time.

I just want it all to be over and get moved into my house.
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Old 01-11-2008, 11:05 AM   #12
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When we bought our first house,the ibill mess was going on. So Im buying a house,moving my office also and a dime hadnt come in in 2 months. It can be very scary. lol
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Old 01-11-2008, 11:06 AM   #13
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I'm actually looking forward to remodell is. Getting a new bathroom, breaking walls between the kitchen and livingroom, adding a new kitchen, etc etc. I'm looking forward todo that. To bad, everything you will do in the house will be so damn expensive.
Are you married? It is said that a remodeling is the most stressful thing a married couple can do together.
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Old 01-11-2008, 11:27 AM   #14
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lol... whats getting married has to do with it?
Right now, I'm single and renting some place which is fairly small but perfectly fine for my current lifestyle.

Don't really have a reason to buy something better, bigger etc and arrange all of it by myself so that i can sit it in and browse GFY ;)
or.. decide that I want to live on another part of the globe 1 year later.

Sure, renting is rarely the best option financially, but I value my freedom the most. If I was getting married, I'd obviously have to buy something though... and I guess it would be fun.

anyway, this thread isnt about me
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Old 01-11-2008, 11:36 AM   #15
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I have been in my house for 3 months. It was my first house, I'm 21.....I had a very stress free easy purchase....the mortgage company told me i was very lucky that everything went as smooth as it did
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Old 01-11-2008, 11:55 AM   #16
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Are you married? It is said that a remodeling is the most stressful thing a married couple can do together.
I do have a GF, but we are not married yet. I know it can be stressful, but I'm a relax guy, who don't care that much about the modelling. As long as my GF is happy with it, and it's not pink I'm fine
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Old 01-11-2008, 11:57 AM   #17
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I do have a GF, but we are not married yet. I know it can be stressful, but I'm a relax guy, who don't care that much about the modelling. As long as my GF is happy with it, and it's not pink I'm fine
pink in the middle?

2 weeks and the first pink xenos coasters will show up in your house trust me
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Old 01-11-2008, 11:58 AM   #18
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BUYING the house has always been the easy part for me. FINDING one I like is a different story. I looked at over 200 houses before I found the one I'm in now. I had finally gone to a builder and scribbled down some rough plans. Damn if this house isn't an almost exact copy of those plans ;)
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Old 01-11-2008, 12:16 PM   #19
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pink in the middle?

2 weeks and the first pink xenos coasters will show up in your house trust me

Lol, no I'm not worried. Her name is not Tassy :-)
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Old 01-11-2008, 12:27 PM   #20
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what about building a house?
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Old 01-11-2008, 12:28 PM   #21
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And the "stating the obvious award" goes to.........
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Old 01-11-2008, 12:39 PM   #22
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biggest purchase of most people's life.
my cessna citation x was
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Old 01-11-2008, 12:41 PM   #23
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ok you convinced me not to buy anything until i know i'm getting married

till then renting is fine...
If you can afford to buy a house, buy one!!! it is a good time to buy, prices are low!!! Yes, it is stress, it's a pain in the ass, but when you walk into YOUR house for the first time, it's worth it!! Plus, buy BEFORE you get married so just in case the marriage doesn't work, you keep your house! Not trying to be negative about marriage, but you have to be careful! If you buy your own house, meet a nice girl that has a career, you can buy a house together and rent your first house! Then when you retire, you sell both, move somewhere cheaper and warmer and live the good life!!!
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Old 01-11-2008, 01:13 PM   #24
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Yup, it sure is. Once you get settled, it makes you want to stay put for a long time
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Old 01-11-2008, 01:18 PM   #25
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You think buying a house is stressful? You're right, it is. But wait until it doesnt work with your partner and you have to sell it. I've been trough both and I'd happily buy again, but I really hope I never have to sell it again.
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Old 01-11-2008, 01:30 PM   #26
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what about building a house?
No thanks. Would take like 2-3 years, a lot of trouble for permits etc etc. Ever tried to build a smal place for some bicycles in your OWN garden in The Netherlands? If so know how much trouble THAT can give, you know what I mean :D
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Old 01-11-2008, 01:54 PM   #27
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my cessna citation x was
sessy!
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Old 01-11-2008, 01:56 PM   #28
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BUYING the house has always been the easy part for me. FINDING one I like is a different story. I looked at over 200 houses before I found the one I'm in now. I had finally gone to a builder and scribbled down some rough plans. Damn if this house isn't an almost exact copy of those plans ;)

That sounds like me. I'm all set the hardest part right now is finding the exact one I want. I'm picky and have every reason to be. But very excited to be buying my first house after all the hassles I've had in the past with others and been having with my current landlord...
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Old 01-11-2008, 01:57 PM   #29
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owning a house is stressful too, 1 year owning my house, backyard is flooded, roof in garage is leaking, basement needs to be finished, got to buy all these new things for around the house, walls need to be painted.. fukcing endless really.. so it feels like..
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Old 01-11-2008, 02:17 PM   #30
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Try having one built, and dealing with contractors!
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Old 01-11-2008, 02:22 PM   #31
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It's a very quick and easy transaction when you buy it cash

Simply sign a few papers and transfer the money. At least in Costa Rica that's how it went for me.

I bought my condo for $120K two years ago and now have people coming to see it this weekend, to purchase it from me in the $200-220K range (hopefully).

Then I can finally start building a medieval castle
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Old 01-11-2008, 04:40 PM   #32
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I bought a house at 21 years old and it was not much harder than buying anything else, just had to wait about a month for paperwork to all go through.
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Old 01-11-2008, 06:56 PM   #33
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That sounds like me. I'm all set the hardest part right now is finding the exact one I want. I'm picky and have every reason to be. But very excited to be buying my first house after all the hassles I've had in the past with others and been having with my current landlord...
Yeah, this is the first house I've really spent that much time on because I want it to be my "forever house". Of course, when I moved here to get away from it all, it all followed me and now there's traffic at lunch and we actually have a rush hour I've been looking at buying land further out and building the exact same house but with thicker logs and maybe an extra 2 feet along each of the 4 main log walls.

But I DO love the house, the property, the subdivision - just the town is getting too suburbanized.
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Old 01-11-2008, 07:14 PM   #34
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I do have a GF, but we are not married yet. I know it can be stressful, but I'm a relax guy, who don't care that much about the modelling. As long as my GF is happy with it, and it's not pink I'm fine
Hey hey hey.. whats the matter with pink?
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Old 01-11-2008, 07:17 PM   #35
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Odd mine was pretty simple as well and it was far from traditional. I found someone in trouble and I paid him a lump sum and took over his mortgage. In effect I guess it would qualify as a no money down cause once paperwork was done I was up 30k in equity and that's after paying the dude and his family for the place and to have them relocate. Its owned outright now and I also have remodeled every single area of the house so far except the kitchen which I have planned for spring. Then effectively the house will have been rebuilt from the inside out, new plumbing, new wiring, insulation, redid a lot of the framework you name it.

Now coming up soon I very well will be looking at a few other places to purchase as rental units. Will have more info after the end of February.
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Old 01-11-2008, 07:29 PM   #36
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i got mine pretty simple... apparently the old owner had to dump it cuz he was on the run so i got a decent deal on it and we closed real quick
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Old 01-11-2008, 08:47 PM   #37
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Bids? Wow, that has to be stressful. How many other offers are you competing with?

When I bought it was stress free and fun. No bidding though.
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Old 01-11-2008, 10:47 PM   #38
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I made an offer, the builder came back, I accepted, 100% financing and only $4000 total closing costs for me. House has gone up a lot in value since and the only pain in the ass was waiting for closing date, and printing a few documents. Stated income.
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Old 01-11-2008, 11:12 PM   #39
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its very stressfull, search for house, then loan and ets.
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Old 01-11-2008, 11:18 PM   #40
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Are you married? It is said that a remodeling is the most stressful thing a married couple can do together.

We found remodeling stressful & we have run a business together for years i.e. we are used to working together. But we have still decided to build a house. I guess we like stress!
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Old 01-12-2008, 12:05 AM   #41
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I've built one house and looking to build again this year. It's much better drawing up a list of everything you want then whittling it down to something affordable/acceptable, rather than trying to add to an existing place.

Around here it takes about 2-3 months for tendering and contracts, another month or two for permits, then 4-5 months build time. Should be less than a year from the time you walk into the sales office and say "that looks cool, where do I sign"
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Old 01-12-2008, 12:06 AM   #42
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BTW the actual build process can still be pretty stressful, a lot of things can go wrong or something comes up that isn't exactly spelled out in the contract so an on the spot decision needs to be made. I was working from home at the time (still do) so I was able to handle just about everything that came up. If you were working at a full time job it would be a lot more difficult.
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Old 01-12-2008, 12:08 AM   #43
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lol... whats getting married has to do with it?

oh, brother... for one many countries have no prenups (sp) and after the divorce what you own will get split in half and it doesn't matter if you bought it before or during the marriage
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Old 01-12-2008, 05:14 AM   #44
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I've built one house and looking to build again this year. It's much better drawing up a list of everything you want then whittling it down to something affordable/acceptable, rather than trying to add to an existing place.

Around here it takes about 2-3 months for tendering and contracts, another month or two for permits, then 4-5 months build time. Should be less than a year from the time you walk into the sales office and say "that looks cool, where do I sign"
Believe me, even if you want to fart you should have a permit here, which takes months....

It's funny how relatively simple you can buy/build houses in some countries. BTW only the transactions costs alone are already around 45.000USD. Just for all the paperwork/tax etc.
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Old 01-12-2008, 06:25 AM   #45
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Yeah... It is a mess. But what a great feeling it is when it's all done!
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Old 01-12-2008, 07:33 AM   #46
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Have no real idea, but I'd imagine its like 100x worse than buying a car (which is already a major pain in the ass)

Goodluck, congrats and be patient though!
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Old 01-12-2008, 11:30 AM   #47
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It's definitely a pain in the ass...
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Old 01-12-2008, 11:35 AM   #48
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And you end up always paying more money than they tell you it will be
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Old 01-12-2008, 02:48 PM   #49
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biggest purchase of most people's life.
Yes. I agree. Very stressful like all big things in one's life.
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