This is why I hate wires - GoFuckYourself.com

rowan · 01-23-2007, 08:38 PM

I send wire.
Recipient asks after a couple of days where it is.
I reply with proof of sending it.
After a week or two we conclude it's not going to arrive.
I ask my bank to trace it.
Today they reply and say it was received at the other end.

Unless the recipient has made an honest mistake I've probably lost my money, and the only thing left to do is call them out. They're a big company.....

LiveDose · 01-23-2007, 08:46 PM

Yeah some people swear by wires but I've had some headaches with them too. Especially currency to currency wires arriving with the proper amount.

But I've dealt with your situation as well. Pain in the ass. Hope it gets sorted.

Pointless · 01-23-2007, 08:46 PM

Quote:

Originally Posted by rowan

I send wire.
Recipient asks after a couple of days where it is.
I reply with proof of sending it.
After a week or two we conclude it's not going to arrive.
I ask my bank to trace it.
Today they reply and say it was received at the other end.

Unless the recipient has made an honest mistake I've probably lost my money, and the only thing left to do is call them out. They're a big company.....

I guess if you can provide evidence from your bank that it arrived then you are in a stronger position then they are.

Spunky · 01-23-2007, 08:47 PM

Call them out..hopefully you didn't lose it yet

rowan · 01-23-2007, 08:57 PM

Quote:

Originally Posted by Pointless

I guess if you can provide evidence from your bank that it arrived then you are in a stronger position then they are.

Even better would be something in writing from their own bank. I don't know if repeating the details - that I had submitted - such as the company name and account # would be a violation of Canada's pretty strict privacy laws though.

I've provided the company with the date it was credited and asked them to double check everything. Hopefully, it is just an oversight.

The funny thing is that I expressed concerns to the company about wires before agreeing to send, because they are basically like cash and offer no consumer protection in the event of being fucked. How ironic.

reynold · 01-23-2007, 09:10 PM

The bank can trace whether it has been received/withdrawn by the recipient.

rowan · 01-23-2007, 09:20 PM

Quote:

Originally Posted by reynold

The bank can trace whether it has been received/withdrawn by the recipient.

Uh yeah, re-read the first msg. I have confirmation that it has been received, but the recipient denies it.

Spunky · 01-23-2007, 09:23 PM

Quote:

Originally Posted by rowan

Uh yeah, re-read the first msg. I have confirmation that it has been received, but the recipient denies it.

Outsourced posters don't read threads

Mr.Right - Banned For Life · 01-23-2007, 09:35 PM

Quote:

Originally Posted by Spunky

Outsourced posters don't read threads

Pointless · 01-23-2007, 09:38 PM

Quote:

Originally Posted by Spunky

Outsourced posters don't read threads

I'm sure your 77k plus posts have all been magic aswell.

borked · 01-23-2007, 11:36 PM

My bank has a 5-day wire reversal in case things go titsup.... ask your bank manager if it's possible. It costs me 50 euros to reverse, but is worth it.

rowan · 01-23-2007, 11:43 PM

Quote:

Originally Posted by borked

My bank has a 5-day wire reversal in case things go titsup.... ask your bank manager if it's possible. It costs me 50 euros to reverse, but is worth it.

It's been well over that now because of the holidays...

My bank charged me $AUD20 (about $USD16) just to send an email to the other bank asking if the funds had arrived.

niche25 · 01-23-2007, 11:54 PM

Wires have always scared me. Although I don't have a horror story, there have been many problems with timing and things of that matter. I tend to stay away from those things, I find it easier to have a couple bank accounts with international banks, and transfer funds in that manner.

Pointless · 01-24-2007, 12:05 AM

Quote:

Originally Posted by rowan

It's been well over that now because of the holidays...

My bank charged me $AUD20 (about $USD16) just to send an email to the other bank asking if the funds had arrived.

fucking banks

let me guess was it commonwealth?

BitAudioVideo · 01-24-2007, 12:52 AM

sometimes the wires are rcvd by the bank and not credited into the account. your bank may have not really made contact (sometimes they just look at their record of the money sending correctly and say 'they got it')

the recieving bank can show proof of the money being recieved and credited to the account you specified. wires DO leave a paper trail.

it sounds like you have proof from your bank that the money was deposited, get proof from their bank.

starpimps · 01-24-2007, 01:47 AM

Quote:

Originally Posted by Spunky

Call them out..hopefully you didn't lose it yet

what he said

fuzebox · 01-24-2007, 02:11 AM

I'm waiting on a usa-to-usa wire myself... Frustrating shit, the tracking process in the case of a problem is so fucking difficult

CaptainWolfy · 01-24-2007, 04:15 AM

call them man and take your money back!

rowan · 01-24-2007, 06:13 AM

Quote:

Originally Posted by Pointless

fucking banks

let me guess was it commonwealth?

Westpac. Not quite as bad.

Grapesoda · 01-24-2007, 06:42 AM

Quote:

Originally Posted by rowan

I send wire.
Recipient asks after a couple of days where it is.
I reply with proof of sending it.
After a week or two we conclude it's not going to arrive.
I ask my bank to trace it.
Today they reply and say it was received at the other end.

Unless the recipient has made an honest mistake I've probably lost my money, and the only thing left to do is call them out. They're a big company.....

on country to country wires sometimes the $$ goes to a 'holding' bank before the transfer to the destination bank . . this was the case for a wire from canada to us . . had to go to a federal reserve bank before the $$ could be placed in my account . . no big deal there are records of all transactions

rowan · 01-24-2007, 06:50 AM

Quote:

Originally Posted by Wanton

on country to country wires sometimes the $$ goes to a 'holding' bank before the transfer to the destination bank . . this was the case for a wire from canada to us . . had to go to a federal reserve bank before the $$ could be placed in my account . . no big deal there are records of all transactions

Yeah, not in this case though, my bank have explicitly said that the funds are in the recipients account.

wyldblyss · 01-24-2007, 06:59 AM

If your banks says it is in their account, then you need to go to that person, tell them the situation. Tell them to discuss it with their bank, because you have proof.

Trixxxia · 01-24-2007, 07:02 AM

Quote:

Originally Posted by rowan

Yeah, not in this case though, my bank have explicitly said that the funds are in the recipients account.

You should ask Westpac to give you written proof that the funds have left Westpac in New York and received by the final receiving bank account.

As Wanton mentioned, most international wires go through a corresponding bank in North America. Contact your bank manager, tell him that the receiver claims the funds are not in his account and unless he provides proof on paper or affidavit that the funds have left your bank account, went to Westpac New York, then either to the Corresponding bank for the Canadian bank or the Canadian bank directly, that you will have to ask them to call back the funds or they will have to return the funds to you.

From experience, WestPac Australia workers tend to just check their screen and say 'yup, the funds were received' or 'nope, we didn't get anything'. In reality, they aren't tracing anything, they are just confirming the way the transaction was written out and confirming the funds left the WestPac Australia system. Demand that they trace it and demand that they get a confirmation from the final receiving bank that the funds are in the proper account and to the credit of : XXXX Inc. (whatever the company is). Also, tell them you already paid for a confirmation but it's still not there so you're not paying a penny more.

I hope you get it settled quick.

rowan · 01-24-2007, 07:31 AM

All settled. The rep from the company checked their banking records and has confirmed the funds made it. I didn't think I was going to be ripped off by them, but I was concerned that the funds had dropped into a black hole somewhere.

The silly thing is that I was communicating with this company about a potential lost wire - sending screen captures of the details I entered to make sure everything was correct - but this was 5 days AFTER the funds were credited into their account!

Oh well... it's cost me $AUD20 to trace plus $USD35 in receiving bank fees... lesson learnt

DutchTeenCash · 01-24-2007, 07:32 AM

it happens

2 wires are lost for 2 months already traced asked to return n all and they never arrived

It sucks thats the big disadvantage of wires

grumpy · 01-24-2007, 07:37 AM

only in the usa. You guys should get internet or something and a descent bank. Then it can all be done online without any poblems.

rowan · 01-24-2007, 07:42 AM

Quote:

Originally Posted by grumpy

only in the usa. You guys should get internet or something and a descent bank. Then it can all be done online without any poblems.

News flash: I'm not in the USA, and neither is the recipient!

Jensen · 01-24-2007, 07:59 AM

haven't had a single problem with wires so far... clockwork all the time .. same problem can happen with any service though...

Klen · 01-24-2007, 08:03 AM

Well depend in which country you are.In some country wires are bad and is some easy.For example in Croatia wires are easy,never had any problem with them.I was only once overpay tax but that was solved.

pornpf69 · 01-24-2007, 08:24 AM

I hope it gets sorted out as soon as possible!!

Theo · 01-24-2007, 08:25 AM

A general tip is to include the branch bank info as well. Can save you from a lot of trouble.

btw, DieselAction is doing FREE wires (domestic/intl) with min of only $500. (+ free cheques, free epassporte payments)

who else does that ?

ladida · 01-24-2007, 08:36 AM

Wires are the safest way possible to transfer money. That money CAN'T dissapear. Period. If it stalls somewhere however, you have more then enough ways to trace that money. Those that give you the trouble, fucked up somewhere and hope that you'll give up on it.

DutchTeenCash · 01-24-2007, 08:38 AM

Quote:

Originally Posted by ladida

Wires are the safest way possible to transfer money. That money CAN'T dissapear. Period. If it stalls somewhere however, you have more then enough ways to trace that money. Those that give you the trouble, fucked up somewhere and hope that you'll give up on it.

true it cant

but it can sit in the intermediary bank on some grouped account for 2 months

wielco · 01-24-2007, 08:45 AM

I am currently having the same problem

01-23-2007, 08:38 PM	#1
rowan Too lazy to set a custom title Join Date: Mar 2002 Location: Australia Posts: 17,393	This is why I hate wires I send wire. Recipient asks after a couple of days where it is. I reply with proof of sending it. After a week or two we conclude it's not going to arrive. I ask my bank to trace it. Today they reply and say it was received at the other end. Unless the recipient has made an honest mistake I've probably lost my money, and the only thing left to do is call them out. They're a big company.....

01-23-2007, 08:46 PM	#2
LiveDose Show Yer Tits! Industry Role: Join Date: Feb 2002 Location: Somewhere Out there... Posts: 25,792	Yeah some people swear by wires but I've had some headaches with them too. Especially currency to currency wires arriving with the proper amount. But I've dealt with your situation as well. Pain in the ass. Hope it gets sorted. __________________ Scammer Alert: acer19 acer [email protected] [email protected] Money stolen using PayPal

01-23-2007, 08:47 PM	#4
Spunky I need a beer Industry Role: Join Date: Jun 2002 Location: ♠ Toiletville ♠ Posts: 133,970	Call them out..hopefully you didn't lose it yet __________________ *YOUR INFORMATION HERE*

01-23-2007, 11:36 PM	#11
borked Totally Borked Industry Role: Join Date: Feb 2005 Posts: 6,284	My bank has a 5-day wire reversal in case things go titsup.... ask your bank manager if it's possible. It costs me 50 euros to reverse, but is worth it. __________________ For coding work - hit me up on andy // borkedcoder // com (consider figuring out the email as test #1) All models are wrong, but some are useful. George E.P. Box. p202

01-24-2007, 12:52 AM	#15
BitAudioVideo Confirmed User Join Date: Jul 2005 Location: USA, Georgia Posts: 1,246	sometimes the wires are rcvd by the bank and not credited into the account. your bank may have not really made contact (sometimes they just look at their record of the money sending correctly and say 'they got it') the recieving bank can show proof of the money being recieved and credited to the account you specified. wires DO leave a paper trail. it sounds like you have proof from your bank that the money was deposited, get proof from their bank. __________________ Hi-Quality Encoding - Bulk Orders - On Time! http://bitaudiovideo.com icq 50476697 - aim n3r0xXx

01-23-2007, 09:10 PM	#6
reynold Too lazy to set a custom title Join Date: Oct 2002 Location: Global Traveler Posts: 51,271	The bank can trace whether it has been received/withdrawn by the recipient.

01-23-2007, 11:54 PM	#13
niche25 GoFuckYourself Industry Role: Join Date: Nov 2006 Location: Paradise Valley, AZ Posts: 407	Wires have always scared me. Although I don't have a horror story, there have been many problems with timing and things of that matter. I tend to stay away from those things, I find it easier to have a couple bank accounts with international banks, and transfer funds in that manner.

01-24-2007, 02:11 AM	#17
fuzebox making it rain Industry Role: Join Date: Oct 2003 Location: seattle Posts: 22,238	I'm waiting on a usa-to-usa wire myself... Frustrating shit, the tracking process in the case of a problem is so fucking difficult

01-24-2007, 04:15 AM	#18
CaptainWolfy Playa Industry Role: Join Date: Dec 2005 Location: Somewhere on the Earth Posts: 8,439	call them man and take your money back!

01-24-2007, 06:59 AM	#22
wyldblyss Confirmed User Join Date: Nov 2003 Location: The Buck Starts Here Posts: 5,779	If your banks says it is in their account, then you need to go to that person, tell them the situation. Tell them to discuss it with their bank, because you have proof.

01-24-2007, 07:31 AM	#24
rowan Too lazy to set a custom title Join Date: Mar 2002 Location: Australia Posts: 17,393	All settled. The rep from the company checked their banking records and has confirmed the funds made it. I didn't think I was going to be ripped off by them, but I was concerned that the funds had dropped into a black hole somewhere. The silly thing is that I was communicating with this company about a potential lost wire - sending screen captures of the details I entered to make sure everything was correct - but this was 5 days AFTER the funds were credited into their account! Oh well... it's cost me $AUD20 to trace plus $USD35 in receiving bank fees... lesson learnt

01-24-2007, 07:32 AM	#25
DutchTeenCash I like Dutch Girls Join Date: Feb 2003 Location: dutchteencash.com Posts: 21,684	it happens 2 wires are lost for 2 months already traced asked to return n all and they never arrived It sucks thats the big disadvantage of wires __________________ ICQ 16 91 547 - SKYPE dutchteencash bob AT dutchteencash DOT com ... did you see our newest Sweet Natural Girl Priscilla (18)?

01-24-2007, 07:37 AM	#26
grumpy Too lazy to set a custom title Join Date: Jan 2002 Location: Holland Posts: 9,870	only in the usa. You guys should get internet or something and a descent bank. Then it can all be done online without any poblems. __________________ Don't let greediness blur your vision \| You gotta let some shit slide icq - 441-456-888

01-24-2007, 07:59 AM	#28
Jensen Confirmed User Join Date: Apr 2001 Location: Norway Posts: 3,790	haven't had a single problem with wires so far... clockwork all the time .. same problem can happen with any service though...

01-24-2007, 08:03 AM	#29
Klen Industry Role: Join Date: Aug 2006 Location: Little Vienna Posts: 32,235	Well depend in which country you are.In some country wires are bad and is some easy.For example in Croatia wires are easy,never had any problem with them.I was only once overpay tax but that was solved.

01-24-2007, 08:24 AM	#30
pornpf69 Too lazy to set a custom title Join Date: Jun 2004 Location: Brasil Posts: 15,782	I hope it gets sorted out as soon as possible!! __________________ Delight Toys Store! Cumming Sooooon MY ICQ# 169833797

01-24-2007, 08:25 AM	#31
Theo HAL 9000 Industry Role: Join Date: May 2001 Posts: 34,515	A general tip is to include the branch bank info as well. Can save you from a lot of trouble. btw, DieselAction is doing FREE wires (domestic/intl) with min of only $500. (+ free cheques, free epassporte payments) who else does that ?

01-24-2007, 08:36 AM	#32
ladida Confirmed User Join Date: Nov 2005 Posts: 2,172	Wires are the safest way possible to transfer money. That money CAN'T dissapear. Period. If it stalls somewhere however, you have more then enough ways to trace that money. Those that give you the trouble, fucked up somewhere and hope that you'll give up on it. __________________ agentGFY at gmail.com

01-24-2007, 08:45 AM	#34
wielco Confirmed User Join Date: Apr 2004 Location: Netherlands Posts: 913	I am currently having the same problem __________________ wilco at trafficforce dot com \| icq: 286-050-845 \| Skype: wilco.snijders