$2,699.85 in chargebacks and more chargebacks for 1,319.92 - GoFuckYourself.com

BluMedia · 06-14-2006, 04:28 AM

I am shocked what some of these people get away with. This guy spent 1,319.92 in live shows on VSCash and charged back every bit of it this month. He spent 179.99 seven times and then 59.99 once and charged back ever penny 2 1/2 months later.

Ok better yet last year about the same time I had a guy signup for $2,699.85 in live shows and charged back every penny. These people should be shot.

Seems like chargebacks are high in June. Can anyone beat these?

tornell · 06-14-2006, 04:29 AM

kill him !

dissipate · 06-14-2006, 04:40 AM

How the fuck are they getting away with charging back this much?

Drake · 06-14-2006, 04:43 AM

holy shit

CuriousToyBoy · 06-14-2006, 04:46 AM

I would find his address and visit him.

2c

gooddomains · 06-14-2006, 04:55 AM

It's still unbelievable that this is even possible

crockett · 06-14-2006, 04:55 AM

You should share his ID info so he can be black listed

Antonio · 06-14-2006, 05:06 AM

hm, isn't there something you can do about it?

notabook · 06-14-2006, 05:31 AM

It's hard as hell to get any money back because of there not being a tangible product involved... sighs. Best of luck though if you decide to try and get some money back, if you have his contact information I would try the old fashioned approach: Go to his house pretty early in the morning with a wooden baseball bat. Knock on the door (or ring the door bell, either way works). As soon as he answers (as long as you're sure it's him) smack him up a bit. Tell him he has a week to pay back the money for the 'free' shows, and tell him if he hasn't paid in a week that you'll see him again real soon. Then leave =) Make sure you have a solid alibi that night in case cops decide to pay you a visit ^_^ Even if you don't get any money back, you'll love beating the fuck out of that prick with a bat :D

Ordo · 06-14-2006, 05:35 AM

This is legalized theft and it boils my blood.
I had a guy join my sites and chargeback everything, cost me a decent chunk of money in fees.

I really think the worst part about it is that when we get fucked by members, we then get fucked again by the credit card companies who are enabling us to get fucked in the first place.

It's such a scam.

If someone wants to charge back for something, THEY SHOULD HAVE TO PAY THE FEES!!!!

Mr.Right - Banned For Life · 06-14-2006, 05:35 AM

What was his reason for wanting the refund ??

hova · 06-14-2006, 05:35 AM

what a bastard

SinisterStudios · 06-14-2006, 05:36 AM

Id go after him for theft of service, or see if you can put a mark on his credit report (if US based) as a creditor.

NoCarrier · 06-14-2006, 05:39 AM

Quote:

Originally Posted by notabook

It's hard as hell to get any money back because of there not being a tangible product involved... sighs. Best of luck though if you decide to try and get some money back, if you have his contact information I would try the old fashioned approach: Go to his house pretty early in the morning with a wooden baseball bat. Knock on the door (or ring the door bell, either way works). As soon as he answers (as long as you're sure it's him) smack him up a bit. Tell him he has a week to pay back the money for the 'free' shows, and tell him if he hasn't paid in a week that you'll see him again real soon. Then leave =) Make sure you have a solid alibi that night in case cops decide to pay you a visit ^_^ Even if you don't get any money back, you'll love beating the fuck out of that prick with a bat :D

You just won the "Idiot of the Day Award"

Even if he is dumb enough to do what you are saying, you just killed his alibi by posting this on a public message board.

Congrats.

L0rdJuni0r · 06-14-2006, 05:46 AM

ouch!!.... that fucking sucks balls...

Marie · 06-14-2006, 05:50 AM

Amazing! So is he claiming that his account got abused or something? Or that he has some kind of disease that made him click that link 10 times in a row?

TheSenator · 06-14-2006, 05:54 AM

Just another way of fucking a webmaster out of money.

ButtUgly-Bertha · 06-14-2006, 05:59 AM

That's one reason I got out of porn....................................

Once this asshole charged back and the excuse I got was that he did not have perrmission to use his mothers credit card, but I never saw his mothers name anywhere on my reciepts

notabook · 06-14-2006, 06:03 AM

Quote:

Originally Posted by NoCarrier

You just won the "Idiot of the Day Award"

Even if he is dumb enough to do what you are saying, you just killed his alibi by posting this on a public message board.

Congrats.

In case you didn't get the illustration there bud: It was a joke. People make them. They are funny. Have a laugh or two, you might just have a better day if you do! ^_^

pr0 · 06-14-2006, 07:30 AM

cost of doing business

kind of like the thugs bringing their versace wife beaters back on sunday morning

nestle · 06-14-2006, 07:53 AM

Are you sure that this was the guy and the credit card wasn't stolen or anything?

Yea there are schmucks out there who do this JUST to do a chargeback later. But then there are legitimate cases where someone else got his credit card information and used it at your site.

Either way, you are forgetting one of the reasons why banks and merchant account providers call this 'high-risk' CC processing.

Luc · 06-14-2006, 08:04 AM

can't you attempt to reverse the chargeback? I've done that before with my merchant account and won every time, even on services and digital delivery items.

Drake · 06-14-2006, 08:27 AM

Quote:

Originally Posted by nestle

Yea there are schmucks out there who do this JUST to do a chargeback later. But then there are legitimate cases where someone else got his credit card information and used it at your site.

Yeah, that's a real problem. It's so hard to determine whether it's a legit chargeback or not. I mean, imagine discovering $2,000 on your credit card for something you didn't buy. You'd definitely charge it back.

Furious_Male · 06-14-2006, 08:39 AM

That is brutal but as mentioned was it him using his card? A little investigation might be in order to find out. It worth the time for those amounts.

xxxice · 06-14-2006, 08:41 AM

My gosh

gfx3 · 06-14-2006, 09:42 AM

Can't you go to court for something like this?

digifan · 06-14-2006, 10:06 AM

That's just incredible... what an arsehole.

tranza · 06-14-2006, 10:10 AM

Quote:

Originally Posted by notabook

It's hard as hell to get any money back because of there not being a tangible product involved... sighs. Best of luck though if you decide to try and get some money back, if you have his contact information I would try the old fashioned approach: Go to his house pretty early in the morning with a wooden baseball bat. Knock on the door (or ring the door bell, either way works). As soon as he answers (as long as you're sure it's him) smack him up a bit. Tell him he has a week to pay back the money for the 'free' shows, and tell him if he hasn't paid in a week that you'll see him again real soon. Then leave =) Make sure you have a solid alibi that night in case cops decide to pay you a visit ^_^ Even if you don't get any money back, you'll love beating the fuck out of that prick with a bat :D

Lol, seems like a good plan.

Just make sure to bring a friend in case the guy is big or lives with rommates.

Wizzo · 06-14-2006, 10:10 AM

If they use Bank of America, the bank very well could have called and asked them if they wanted to charge it back...

I know 2 different peole that made adult related charges and had BofA call them wanting to know if they didn't make the puirchases and want chargeback...

Farang · 06-14-2006, 10:11 AM

Quote:

Originally Posted by CuriousToyBoy

I would find his address and visit him.

2c

good idea

nestle · 06-14-2006, 10:16 AM

Quote:

Originally Posted by Wizzo

If they use Bank of America, the bank very well could have called and asked them if they wanted to charge it back...

I know 2 different peole that made adult related charges and had BofA call them wanting to know if they didn't make the puirchases and want chargeback...

It's called fraud prevention. Credit card banks offer that kind of service if they see unusual charges coming in. I've had that done on my American Express card. I've had that done on my CapitalOne credit card. Of course, these were not adult-related charges but large charges in comparison to my average monthly usage.

Now, I don't think Bank of America would ask them if they wanted to chargeback - banks don't like chargebacks, period. They probably put the charge on hold and called to ask their cardholder if this was an authorized charge.

adonthenet · 06-14-2006, 10:17 AM

damn thats not even FUNNY!!! grrrr

Drake · 06-14-2006, 10:22 AM

Quote:

Originally Posted by nestle

It's called fraud prevention. Now, I don't think Bank of America would ask them if they wanted to chargeback - banks don't like chargebacks, period. They probably put the charge on hold and called to ask their cardholder if this was an authorized charge.

You're right, this is standard protocol.

KrisKross · 06-14-2006, 11:18 AM

You have his address? Send him a polite, but terse, collections letter. Mention his IP address(es), the name of his ISP, his user/pass, sign-on times, perfomers he saw, etc.

And address it to Mr. and Mrs. Joe Chargeback.

Pleasurepays · 06-14-2006, 11:22 AM

Quote:

Originally Posted by BluMedia

I am shocked what some of these people get away with. This guy spent 1,319.92 in live shows on VSCash and charged back every bit of it this month. He spent 179.99 seven times and then 59.99 once and charged back ever penny 2 1/2 months later.

Ok better yet last year about the same time I had a guy signup for $2,699.85 in live shows and charged back every penny. These people should be shot.

Seems like chargebacks are high in June. Can anyone beat these?

welcome to live chat... thats not about people ripping you off... its about your inexperience and your inability to quickly recognize, flag, refund, block and keep these people out of the system.

Pleasurepays · 06-14-2006, 11:24 AM

Quote:

Originally Posted by KrisKross

You have his address? Send him a polite, but terse, collections letter. Mention his IP address(es), the name of his ISP, his user/pass, sign-on times, perfomers he saw, etc.

And address it to Mr. and Mrs. Joe Chargeback.

then has has to call his bank back and say "you know that long bullshit story i gave you about why those charges weren't mine. its ok... they were. please reverse the chargeback, put the full amount back on my card because i feel like being a nice guy"

its not that simple and no matter what anyone thinks... you have to eat it and focus on prevention... chargebacks represent the failure of the site owner, not scamming users.

BAKO · 06-14-2006, 11:27 AM

that sucks

KrisKross · 06-14-2006, 11:29 AM

Quote:

Originally Posted by Pleasurepays

then has has to call his bank back and say "you know that long bullshit story i gave you about why those charges weren't mine. its ok... they were. please reverse the chargeback, put the full amount back on my card because i feel like being a nice guy"

its not that simple and no matter what anyone thinks... you have to eat it and focus on prevention... chargebacks represent the failure of the site owner, not scamming users.

Riiiight. Or he could simply write a check for the amount. You accuse the guy of theft. You threaten legal action. You threaten to add him to a porn site blacklist. And maybe, just maybe, he'll be scared enough to pay back what he owes. For the amounts in question, it's worth the 20 minutes to type the letter and the 45 cent stamp.

If he doesn't pay it, at least there's a chance that his wife will read the letter.

Manowar · 06-14-2006, 11:31 AM

that fucking sucks

Pleasurepays · 06-14-2006, 11:36 AM

Quote:

Originally Posted by KrisKross

Riiiight. Or he could simply write a check for the amount. You accuse the guy of theft. You threaten legal action. You threaten to add him to a porn site blacklist. And maybe, just maybe, he'll be scared enough to pay back what he owes. For the amounts in question, it's worth the 20 minutes to type the letter and the 45 cent stamp.

If he doesn't pay it, at least there's a chance that his wife will read the letter.

hahah... you are not going to teach me anything about fraud prevention and control in live chat. "worth 20 minutes to type a letter..." you fucking dumbass... you say something like this because you are naive and don't know. besides, its been tried many times. companies have been formed specifically for this purpose. doesn't work, won't work. banks are not liable because of zero liability policies and will typically will not side against their own client and take the side of the porn site. police don't care. spending 6 hrs a day trying to scare the shit out of some russian kids in moscow or romanians in bucharest using stolen cards and proxies to chat with their girlfriends so they get the commissions is pretty pointless.

there is prevention and failure. any effort elsewhere is absolutely futile.

G-Rotica · 06-14-2006, 12:40 PM

Why not a collection agency? It's a legitimate debt. I bet a percentage would pay so that a bed debt with Porn Collectors doesn't show up on their credit report.

madawgz · 06-14-2006, 01:05 PM

how the fuck is that even possible? :\

BluMedia · 06-14-2006, 02:17 PM

There is nothing I can do about it, this was through sending traffic to VSCash. They are the only ones that could do anything about it. I don't have any info on him.

Mark

pornpf69 · 06-14-2006, 02:24 PM

sorry to hear about your CBs...

bobbyjuly · 06-14-2006, 02:25 PM

with VISA they can charge back up to 6 months back! thats scary...

Drake · 06-14-2006, 02:47 PM

Quote:

Originally Posted by bobbyjuly

with VISA they can charge back up to 6 months back! thats scary...

Wow was the grace period always that long?

DrGuile · 06-14-2006, 02:51 PM

You see chargeback? Your screenshot says 'Refund'....

BluMedia · 06-14-2006, 02:58 PM

Quote:

Originally Posted by DrGuile

You see chargeback? Your screenshot says 'Refund'....

I don't think they ever display chargebacks so it is hard to say. Either way I lost thousands in sales.

Mark

popy · 06-14-2006, 03:39 PM

what happen to the screen shot. Sucks to wait for a big check and then see some ahole does a chargeback.

DarkWeb · 06-14-2006, 04:05 PM

So what's the best way to catch this before it goes to far? How do you prevent this?

06-14-2006, 04:28 AM	#1
BluMedia Confirmed User Industry Role: Join Date: Dec 2002 Location: Colorado Posts: 3,973	$2,699.85 in chargebacks and more chargebacks for 1,319.92 I am shocked what some of these people get away with. This guy spent 1,319.92 in live shows on VSCash and charged back every bit of it this month. He spent 179.99 seven times and then 59.99 once and charged back ever penny 2 1/2 months later. Ok better yet last year about the same time I had a guy signup for $2,699.85 in live shows and charged back every penny. These people should be shot. Seems like chargebacks are high in June. Can anyone beat these? __________________ IntenseCash - If you can't convert us then you might want to look for a new job . BrokeStraightBoys.com converting 1:124 stats counted by Nats

06-14-2006, 04:46 AM	#5
CuriousToyBoy Crazy Aussie Bastard Industry Role: Join Date: Aug 2005 Location: Wherever I lay my hat, that's my home. Posts: 16,787	I would find his address and visit him. 2c __________________ Celebs Adult Who's Who ==> Ambush Interview ==> ICQ 293 070 684 ==> intmarpacrim AT gmail DOT com

06-14-2006, 04:55 AM	#7
crockett in a van by the river Industry Role: Join Date: May 2003 Posts: 76,818	You should share his ID info so he can be black listed __________________ In November, you can vote for America's next president or its first dictator.

06-14-2006, 05:31 AM	#9
notabook Confirmed User Join Date: Apr 2006 Location: Not a Library! Posts: 9,748	It's hard as hell to get any money back because of there not being a tangible product involved... sighs. Best of luck though if you decide to try and get some money back, if you have his contact information I would try the old fashioned approach: Go to his house pretty early in the morning with a wooden baseball bat. Knock on the door (or ring the door bell, either way works). As soon as he answers (as long as you're sure it's him) smack him up a bit. Tell him he has a week to pay back the money for the 'free' shows, and tell him if he hasn't paid in a week that you'll see him again real soon. Then leave =) Make sure you have a solid alibi that night in case cops decide to pay you a visit ^_^ Even if you don't get any money back, you'll love beating the fuck out of that prick with a bat :D __________________

06-14-2006, 05:35 AM	#10
Ordo Confirmed User Industry Role: Join Date: Apr 2004 Posts: 1,186	This is legalized theft and it boils my blood. I had a guy join my sites and chargeback everything, cost me a decent chunk of money in fees. I really think the worst part about it is that when we get fucked by members, we then get fucked again by the credit card companies who are enabling us to get fucked in the first place. It's such a scam. If someone wants to charge back for something, THEY SHOULD HAVE TO PAY THE FEES!!!! __________________ Savor Premium Affiliate Area Here

06-14-2006, 04:29 AM	#2
tornell Confirmed User Industry Role: Join Date: Nov 2002 Location: United States Posts: 4,204	kill him !

06-14-2006, 04:40 AM	#3
dissipate The Dirty Frenchman Industry Role: Join Date: Nov 2005 Location: Lost Angeles Posts: 8,904	How the fuck are they getting away with charging back this much?

06-14-2006, 04:43 AM	#4
Drake Hello world! Industry Role: Join Date: Mar 2003 Posts: 12,508	holy shit

06-14-2006, 04:55 AM	#6
gooddomains Too lazy to set a custom title Join Date: Jul 2003 Location: Netherlands Posts: 10,127	It's still unbelievable that this is even possible

06-14-2006, 05:06 AM	#8
Antonio Too lazy to set a custom title Join Date: Oct 2001 Location: Spartaaaaaaaaa Posts: 14,136	hm, isn't there something you can do about it?

06-14-2006, 05:35 AM	#11
Mr.Right - Banned For Life I guarantee it Join Date: May 2005 Posts: 18,314	What was his reason for wanting the refund ??

06-14-2006, 05:35 AM	#12
hova Traffillionaire Industry Role: Join Date: Jan 2002 Location: ICQ:209371571 Posts: 22,430	what a bastard __________________ http://traffillions.com/ Sign up and get lifetime revshare on your traffic

06-14-2006, 05:36 AM	#13
SinisterStudios Confirmed User Join Date: Nov 2003 Location: New Joisey Posts: 3,087	Id go after him for theft of service, or see if you can put a mark on his credit report (if US based) as a creditor. __________________ SEOIP.com Multiple IP Webhosting Shared and Dedicated IP's - Multiple Class A's - From $1.99/ip

06-14-2006, 05:46 AM	#15
L0rdJuni0r Confirmed User Industry Role: Join Date: Oct 2004 Location: Cancun, Mexico Posts: 5,883	ouch!!.... that fucking sucks balls... __________________ Affordable video and picture editing. junior[at]jampackproductions[DOT]com ICQ: 605429331

06-14-2006, 05:50 AM	#16
Marie Confirmed User Industry Role: Join Date: May 2003 Location: Netherlands Posts: 3,024	Amazing! So is he claiming that his account got abused or something? Or that he has some kind of disease that made him click that link 10 times in a row? __________________ Maria - maria at photorama.nl - Photorama International CONTENT LOADS of content in various niches - many photo/video combinations! CONTENT

06-14-2006, 05:54 AM	#17
TheSenator Too lazy to set a custom title Industry Role: Join Date: Feb 2003 Location: NJ Posts: 13,340	Just another way of fucking a webmaster out of money. __________________ ISeekGirls.com since 2005

06-14-2006, 05:59 AM	#18
ButtUgly-Bertha What are these words under my name? Join Date: Jun 2005 Location: U.S.A. Posts: 253	That's one reason I got out of porn.................................... Once this asshole charged back and the excuse I got was that he did not have perrmission to use his mothers credit card, but I never saw his mothers name anywhere on my reciepts __________________ Muffin.

06-14-2006, 07:30 AM	#20
pr0 rockin tha trailerpark Industry Role: Join Date: May 2001 Location: ~Coastal~ Posts: 23,088	cost of doing business kind of like the thugs bringing their versace wife beaters back on sunday morning __________________ __________ Loadedca$h - get sum! - Revengebucks - mmm rebills! - webair (gotz sErVrz)

06-14-2006, 07:53 AM	#21
nestle Confirmed User Industry Role: Join Date: Apr 2006 Posts: 647	Are you sure that this was the guy and the credit card wasn't stolen or anything? Yea there are schmucks out there who do this JUST to do a chargeback later. But then there are legitimate cases where someone else got his credit card information and used it at your site. Either way, you are forgetting one of the reasons why banks and merchant account providers call this 'high-risk' CC processing.

06-14-2006, 08:04 AM	#22
Luc Confirmed User Join Date: Nov 2002 Location: Houston Posts: 1,130	can't you attempt to reverse the chargeback? I've done that before with my merchant account and won every time, even on services and digital delivery items. __________________ » Looking for Type-in domais? Page Rank domains? Alexa domains? Popular domains? » Domain Research Tool can scan hundreds of thousands of domains to find whatever you're looking for. » Auto-appraise domains and send automated domain offers in bulk with just one click. » Full support for Proxy Servers and International Overture. Try it Free.

06-14-2006, 08:39 AM	#24
Furious_Male Doing the grind since 99 Industry Role: Join Date: Oct 2003 Location: Buffalo NY Posts: 16,883	That is brutal but as mentioned was it him using his card? A little investigation might be in order to find out. It worth the time for those amounts. __________________ Living in Virtual Reality Contact: Email (preferred): furiousmale .at. gmail - Skype: live:shanedws

06-14-2006, 08:41 AM	#25
xxxice Confirmed User Join Date: Feb 2002 Posts: 5,042	My gosh

06-14-2006, 09:42 AM	#26
gfx3 Confirmed User Join Date: Nov 2005 Posts: 1,685	Can't you go to court for something like this? __________________

06-14-2006, 10:06 AM	#27
digifan The Profiler Industry Role: Join Date: Oct 2002 Location: ICQ 76281726 and I'm female Posts: 14,618	That's just incredible... what an arsehole. __________________ [email protected] Webair Rocks

06-14-2006, 10:10 AM	#29
Wizzo 2011 GFY Hall of Fame! Industry Role: Join Date: Nov 2000 Location: Back in Texas! Posts: 15,224	If they use Bank of America, the bank very well could have called and asked them if they wanted to charge it back... I know 2 different peole that made adult related charges and had BofA call them wanting to know if they didn't make the puirchases and want chargeback... __________________ Looking for Opportunity!

06-14-2006, 10:17 AM	#32
adonthenet Too lazy to set a custom title Join Date: Feb 2005 Posts: 16,753	damn thats not even FUNNY!!! grrrr

06-14-2006, 11:18 AM	#34
KrisKross Confirmed User Join Date: Jan 2006 Location: Canada Posts: 5,025	You have his address? Send him a polite, but terse, collections letter. Mention his IP address(es), the name of his ISP, his user/pass, sign-on times, perfomers he saw, etc. And address it to Mr. and Mrs. Joe Chargeback. __________________

06-14-2006, 11:27 AM	#37
BAKO Etology.com Industry Role: Join Date: Jul 2005 Location: Hollywood CA Posts: 18,427	that sucks __________________ Telegram: @bakokaye

06-14-2006, 11:31 AM	#39
Manowar jellyfish Join Date: Dec 2003 Posts: 71,528	that fucking sucks

06-14-2006, 12:40 PM	#41
G-Rotica Confirmed User Industry Role: Join Date: Aug 2005 Location: Austin, TX Posts: 4,258	Why not a collection agency? It's a legitimate debt. I bet a percentage would pay so that a bed debt with Porn Collectors doesn't show up on their credit report. __________________

06-14-2006, 01:05 PM	#42
madawgz 8.8.8.8 Industry Role: Join Date: Mar 2006 Location: Noordermarkt Posts: 30,509	how the fuck is that even possible? :\ __________________ TAEMDLRMSKRJIXMRLSMRJ.

06-14-2006, 02:17 PM	#43
BluMedia Confirmed User Industry Role: Join Date: Dec 2002 Location: Colorado Posts: 3,973	There is nothing I can do about it, this was through sending traffic to VSCash. They are the only ones that could do anything about it. I don't have any info on him. Mark __________________ IntenseCash - If you can't convert us then you might want to look for a new job . BrokeStraightBoys.com converting 1:124 stats counted by Nats

06-14-2006, 02:24 PM	#44
pornpf69 Too lazy to set a custom title Join Date: Jun 2004 Location: Brasil Posts: 15,782	sorry to hear about your CBs... __________________ Delight Toys Store! Cumming Sooooon MY ICQ# 169833797

06-14-2006, 02:25 PM	#45
bobbyjuly Confirmed User Join Date: Jun 2006 Location: Atlanta Posts: 404	with VISA they can charge back up to 6 months back! thats scary... __________________ http://www.whoisnexxxt.com Where Adult Stars come to play!

06-14-2006, 02:51 PM	#47
DrGuile Confirmed User Join Date: Jan 2002 Posts: 2,025	You see chargeback? Your screenshot says 'Refund'.... __________________ LiveBucks / Privatefeeds - Giving you money since 1999 Up to 50% Commission! 25% Webmaster Referal Powered by Gamma