Lambo and income question - GoFuckYourself.com

bigdog · 12-23-2005, 10:21 AM

How much do you think you would need to make a year before you would decide to buy a lambo?

Stallion · 12-23-2005, 10:24 AM

I dont think I would ever buy a lambo, reguardless of how much money I make. I have never liked them.

Shok · 12-23-2005, 10:24 AM

why on earth would you buy.
Just lease.

And if you are single I would say you need to make around 60-80k a year if you want it to be afforable.

Rinaldo · 12-23-2005, 10:25 AM

I think an intelligent person would not buy one until he owned his home outright and had money in the bank after the purchase, it depreciates, so it isn't an investment.
But I'd say if you were goign to finance one, 200k would be about right

FrankWhite · 12-23-2005, 10:26 AM

Quote:

Originally Posted by Shok

why on earth would you buy.
Just lease.

And if you are single I would say you need to make around 60-80k a year if you want it to be afforable.

80k a year to for you afford a lambo ? are you nuts ?

you need to make 150k+ a year to even consider one.

Shok · 12-23-2005, 10:28 AM

re read, I said lease.
yes a lease is affoardable if you make 60-80k
and you are SINGLE

FrankWhite · 12-23-2005, 10:29 AM

Quote:

Originally Posted by Shok

re read, I said lease.
yes a lease is affoardable if you make 60-80k

no its not, how much do you think lease is on a lambo ? and how much do you think insurance is ?

well i can tell you approx

$10000 a year insurance to begin with, and lease payment would be atlist $2500 a month

Minte · 12-23-2005, 10:30 AM

Based on maintenance,insurance and you'd have to have at least one other vehicle for a daily driver I'd say at least 200k gross annually.

Rinaldo · 12-23-2005, 10:31 AM

Quote:

Originally Posted by Shok

re read, I said lease.
yes a lease is affoardable if you make 60-80k
and you are SINGLE

I'd imagine leasing a lambo is 1800 no?
THen insurance must be a shitload as well.
I'd think 80 k would get you a lambo and an efficiency apartment,
Do you really need to look that cool? when you bring the bitch to your house she'll walk out on you anyways.

Shok · 12-23-2005, 10:32 AM

10k a year on insurance?

your high

TMM_John · 12-23-2005, 10:32 AM

60k - 80k

Theo · 12-23-2005, 10:33 AM

$5mil after taxes

Manowar · 12-23-2005, 10:33 AM

I'd say 150k a year to consider buying one outright

all depends on whether your married, how you live, housing etc

Shok · 12-23-2005, 10:33 AM

Quote:

Originally Posted by PBucksJohn

60k - 80k

you dont think someone who is single can affoard a $1500 month lease note?

I guess it depends on where you live as well.

In Texas I can buy a 4k sqft. home for 300k

Minte · 12-23-2005, 10:35 AM

The first 1500 mile service(oil change) on the Lambo was $840.
Maintenance cost on any exotic is expensive.Tires last around 8k miles and a set of 4 will set you back around $2000

Expo_Vids · 12-23-2005, 10:36 AM

Quote:

Originally Posted by Shok

why on earth would you buy.
Just lease.

And if you are single I would say you need to make around 60-80k a year if you want it to be afforable.

Are you on crack? Add another digit to that figure and MAYBE you can afford a Lambo lease. Heck, I am pretty sure that even my dog sitter makes at least 80k.

TMM_John · 12-23-2005, 10:36 AM

Quote:

Originally Posted by Shok

you dont think someone who is single can affoard a $1500 month lease note?

And you think you can lease a Lamborghini for $1500/mo?

And sure, if that would be a valid lease price someone could cover $1500/mo for a lease at that income level. And live in a shitty house/apartment or with their parents.

60k - 80k/year does not buy one a Lamborghini

Shok · 12-23-2005, 10:37 AM

Quote:

Originally Posted by Expo_Vids

Are you on crack? Add another digit to that figure and MAYBE you can afford a Lambo lease. Heck, I am pretty sure that even my dog sitter makes at least 80k.

Are you an idiot?
go check lease prices on low end lambo you asswipe.

You fuckers never took a math class I swear

MikeVega · 12-23-2005, 10:37 AM

I see you guys saying 60-80K ...if that was the case i would have had one when i was 20 ... even when i was making $150k a year i wouldn't spend that ... if you are single and making $150k you should be investing ... in my opinion you need some fuck you money to buy a lambo ..it's not an every day car .. and you need you be able to pay for it and still have other cars to drive ... (I'm in NY ... maybe in Cali or FL it can be an everyday car not sure) I can say i do a lot better then $150k a year but with investments and wife 2 kids i wouldn't buy one ... I'd have to be bringing in a steady $400-500k with a good chuck in the bank... sure you can afford it before that but why? invest ... you can still have very nice cars that get lots of use for a lot less

Shok · 12-23-2005, 10:38 AM

Quote:

Originally Posted by PBucksJohn

60k - 80k/year does not buy one a Lamborghini

I never said buy....you did

TMM_John · 12-23-2005, 10:38 AM

Quote:

Originally Posted by Shok

Are you an idiot?
go check lease prices on low end lambo you asswipe.

You fuckers never took a math class I swear

You need to stop looking at Fiero's with body kits and come on ads

Brad taught you to personally insult people also I see.

TMM_John · 12-23-2005, 10:38 AM

Quote:

Originally Posted by Shok

I never said buy....you did

Fine, obtain

Shok · 12-23-2005, 10:40 AM

Quote:

Originally Posted by PBucksJohn

You need to stop looking at Fiero's with body kits and come on ads

Brad taught you to personally insult people also I see.

nigga please, Ive been insulting people since 97

btw that post wasnt aimed at you

Manowar · 12-23-2005, 10:41 AM

Quote:

Originally Posted by MikeVega

I see you guys saying 60-80K ...if that was the case i would have had one when i was 20 ... even when i was making $150k a year i wouldn't spend that ... if you are single and making $150k you should be investing ... in my opinion you need some fuck you money to buy a lambo ..it's not an every day car .. and you need you be able to pay for it and still have other cars to drive ... (I'm in NY ... maybe in Cali or FL it can be an everyday car not sure) I can say i do a lot better then $150k a year but with investments and wife 2 kids i wouldn't buy one ... I'd have to be bringing in a steady $400-500k with a good chuck in the bank... sure you can afford it before that but why? invest ... you can still have very nice cars that get lots of use for a lot less

if you invest all your life you never have any fun

Major (Tom) · 12-23-2005, 10:47 AM

250 minimum if you own a house

100k if you live in moms basement.

Duke

Expo_Vids · 12-23-2005, 10:49 AM

Quote:

Originally Posted by Shok

Are you an idiot?
go check lease prices on low end lambo you asswipe.

You fuckers never took a math class I swear

So what do girls think about the fact you still live with your mother?

80K and lease a lambo?!!!!!!! Have a nice life! LOL

Shok · 12-23-2005, 10:54 AM

ok noob lets do the math.

so lets say you make 80k a year, thats about $6500 a month.
lets say 2k for a low end lambo a month for lease
you have $4500 left.
Lets say 1500 for rent
that leaves $3000
lets say 500 a month groceries
that leaves $2500 for bills and whatever the fuck you want to spend it on.

Would I want to do that...fuck no but it is affordable you jackass

Adam-EB · 12-23-2005, 10:59 AM

2005 Gallardo Coupe...

15% ($28,000) down and $1649 per month.

Click here for the link

Expo_Vids · 12-23-2005, 11:02 AM

Quote:

Originally Posted by Shok

ok noob lets do the math.

so lets say you make 80k a year, thats about $6500 a month.
lets say 2k for a low end lambo a month for lease
you have $4500 left.
Lets say 1500 for rent
that leaves $3000
lets say 500 a month groceries
that leaves $2500 for bills and whatever the fuck you want to spend it on.

Would I want to do that...fuck no but it is affordable you jackass

What about taxes on your income and of course insurance on your Lambo?
Oh, and how you going to afford the upkeep on that car?

Shok · 12-23-2005, 11:05 AM

Quote:

Originally Posted by Expo_Vids

What about taxes on your income and of course insurance on your Lambo?
Oh, and how you going to afford the upkeep on that car?

anyone that uses a lambo for a daily driver is an idiot.

the point of the thread is that he was asking how much to make it affoardable.

If you wanted it bad enough you can squeeze from one end or the other to make it happen.

Denis_SC · 12-23-2005, 11:18 AM

Quote:

Originally Posted by Shok

ok noob lets do the math.

so lets say you make 80k a year, thats about $6500 a month.
lets say 2k for a low end lambo a month for lease
you have $4500 left.
Lets say 1500 for rent
that leaves $3000
lets say 500 a month groceries
that leaves $2500 for bills and whatever the fuck you want to spend it on.

Would I want to do that...fuck no but it is affordable you jackass

You forgot about around $ 800 / month for insurance and at least $ 300 / month for gas ( if you not gonna drive it a lot ) . And there is also such a thing as maintenance expenses which I believe can easily come to another $ 300-400 month in average

Shok · 12-23-2005, 11:21 AM

your insurance quote is high.

I dont know the exact price but I know a 360 modena here is around $400 a month

Translation · 12-23-2005, 11:24 AM

Quote:

Originally Posted by Shok

ok noob lets do the math.

so lets say you make 80k a year, thats about $6500 a month.
lets say 2k for a low end lambo a month for lease
you have $4500 left.
Lets say 1500 for rent
that leaves $3000
lets say 500 a month groceries
that leaves $2500 for bills and whatever the fuck you want to spend it on.

Would I want to do that...fuck no but it is affordable you jackass

awesome, we no longer have to pay income tax?

EdgeXXX · 12-23-2005, 11:26 AM

Quote:

Originally Posted by Shok

you dont think someone who is single can affoard a $1500 month lease note?

It's not up to the person, it's up to the lender/leasor (bank). Even if you have excellent credit, the bank will still take into consideration a number of other things. They will want to see signs of stability: marriage, owning/buying your home (not renting), job stability, etc. They will also analyze your income-to-debt ratio; and 80K/yr before expenses won't cut it. The leases you see advertised @ $1500-$2000/mo require a fairly significant deposit. Also, if you lease, you will have ZERO equity in the vehicle.

Quote:

Originally Posted by Shok

I guess it depends on where you live as well.

In Texas I can buy a 4k sqft. home for 300k

Depends, what part of Texas? In Austin, that won't buy you 3k sqft.

Shok · 12-23-2005, 11:31 AM

Quote:

Originally Posted by EdgeXXX

Depends, what part of Texas? In Austin, that won't buy you 3k sqft.

really?

http://www.pulte.com/homefinder/comm...cctcode=120 3

EdgeXXX · 12-23-2005, 11:35 AM

Quote:

Originally Posted by Shok

really?

http://www.pulte.com/homefinder/comm...cctcode=120 3

Bella Vista
2611 Salerno Place
Cedar Park, TX 78613

That's in BFE (north of Austin).

Take a look @ 78703, 78746, 78734, etc...

Shok · 12-23-2005, 11:36 AM

BFE= about 5 miles

yes im sure building your house in downtown austin would cost a little more ;)

Spunky · 12-23-2005, 11:38 AM

6 figures easily..high insurance and regular maintenance adds up

David - PG · 12-23-2005, 11:38 AM

I exchanged a few emails with DH and now got a nice leased one.

Denis_SC · 12-23-2005, 11:39 AM

Quote:

Originally Posted by Shok

your insurance quote is high.

I dont know the exact price but I know a 360 modena here is around $400 a month

And insurance on some 50 K car is over $ 300 / month here .
Even if you are over 25 yo and have a good driving record and experience .

eamedia · 12-23-2005, 11:39 AM

id say 200-300k a year, and you better own at least 2 houses or land before you buy a lambo

Alex · 12-23-2005, 11:41 AM

Quote:

Originally Posted by Shok

ok noob lets do the math.

so lets say you make 80k a year, thats about $6500 a month.
lets say 2k for a low end lambo a month for lease
you have $4500 left.
Lets say 1500 for rent
that leaves $3000
lets say 500 a month groceries
that leaves $2500 for bills and whatever the fuck you want to spend it on.

Would I want to do that...fuck no but it is affordable you jackass

Thats what we call "Hood Rich" here in L.A

Driving a Lambo and paying 1500 for rent.
$1500 for rent *might* get you a decent 250-500 sq.ft STUDIO in a nice part of town.

Shok · 12-23-2005, 11:44 AM

Quote:

Originally Posted by Alex

Thats what we call "Hood Rich" here in L.A

Driving a Lambo and paying 1500 for rent.
$1500 for rent *might* get you a decent 250-500 sq.ft STUDIO in a nice part of town.

here they are called 30 grand millionairs

detoxed · 12-23-2005, 11:44 AM

A young person owning a Lambo? I pay $400 a month in car insurance for a 1999 expedition and a 2004 chevy z71. And that is with no wrecks or tickets.

TMM_John · 12-23-2005, 11:48 AM

Quote:

Originally Posted by detoxed

A young person owning a Lambo? I pay $400 a month in car insurance for a 1999 expedition and a 2004 chevy z71. And that is with no wrecks or tickets.

I pay $7k/year (~$580/mo) for my Gallardo, Range Rover, and g/f's Sunfire and that's full coverage in NJ.

Alex · 12-23-2005, 11:50 AM

Quote:

Originally Posted by Alex

Thats what we call "Hood Rich" here in L.A

Driving a Lambo and paying 1500 for rent.
$1500 for rent *might* get you a decent 250-500 sq.ft STUDIO in a nice part of town.

Now lets say you do live in a Studio, or as i like call it "A Box"

$2500 is no where near enough to live buy.
Living here you would average 1500-2500 miles a month. At an average of 10 miles per gallon you are going to have to buy 200 gallons a month. 200 @ $3 per gallon is 600.
Now you have $1900 left.
Insurance on a car like that, ESPECIALLY leased will run you at least 10k a year.

I always believe that if you lease a car, you have to be able to make what it costs per year to afford it. Its a nice rule of thumb.

Better question, who LEASES a Lambo. In the three year lease, you will spend more than the actually value of the car, and end up with nothing.

Alex · 12-23-2005, 11:51 AM

Quote:

Originally Posted by PBucksJohn

I pay $7k/year (~$580/mo) for my Gallardo, Range Rover, and g/f's Sunfire and that's full coverage in NJ.

Everyone i know that lives in New Jersey, used to live in New York and couldnt afford it. Shit is that much cheaper there from what i hear.

TMM_John · 12-23-2005, 11:54 AM

Quote:

Originally Posted by Alex

Everyone i know that lives in New Jersey, used to live in New York and couldnt afford it. Shit is that much cheaper there from what i hear.

I have never lived in NY. And why would you care and how would you know what I can/can't afford? In manhattan on central park more expensive? of course, are there areas of staten island that are cheaper than parts of NJ of course. Why are you so worried about other's finances?

Shok · 12-23-2005, 11:54 AM

Quote:

Originally Posted by PBucksJohn

I pay $7k/year (~$580/mo) for my Gallardo, Range Rover, and g/f's Sunfire and that's full coverage in NJ.

Sunfire?

Dude, splurge and get her a Geo Metro for Christmas

Minte · 12-23-2005, 11:55 AM

While you guys argue about it..The sun is shining,the roads are clean..and I have a bunch of new music loaded on the IPOD..so I will enjoy the day and take my Lamborghini out for a cruise.

12-23-2005, 10:21 AM	#1
bigdog Confirmed User Join Date: Jul 2001 Posts: 6,964	Lambo and income question How much do you think you would need to make a year before you would decide to buy a lambo?

12-23-2005, 10:24 AM	#2
Stallion Confirmed User Industry Role: Join Date: Jan 2001 Location: FL Posts: 6,632	I dont think I would ever buy a lambo, reguardless of how much money I make. I have never liked them. __________________ Project Manager/Program Manager/Webmaster Seeking Work [email protected] icq 856554

12-23-2005, 10:28 AM	#6
Shok Confirmed User Join Date: Apr 2001 Location: LIVE EVIL Posts: 5,611	re read, I said lease. yes a lease is affoardable if you make 60-80k and you are SINGLE Last edited by Shok; 12-23-2005 at 10:29 AM..

12-23-2005, 10:30 AM	#8
Minte Babemeister Industry Role: Join Date: Jun 2001 Location: Madison Posts: 7,081	Based on maintenance,insurance and you'd have to have at least one other vehicle for a daily driver I'd say at least 200k gross annually. __________________ You might not be as anonymous as you think you are.

12-23-2005, 10:32 AM	#11
TMM_John Confirmed User Industry Role: Join Date: May 2004 Posts: 6,664	60k - 80k __________________ Too Much Media - Makers of the Industry's Leading Payite Management Platform, NATS!

12-23-2005, 10:25 AM	#4
Rinaldo Confirmed User Join Date: Sep 2003 Location: South Florida Posts: 5,086	I think an intelligent person would not buy one until he owned his home outright and had money in the bank after the purchase, it depreciates, so it isn't an investment. But I'd say if you were goign to finance one, 200k would be about right

12-23-2005, 10:33 AM	#12
Theo HAL 9000 Industry Role: Join Date: May 2001 Posts: 34,515	$5mil after taxes

12-23-2005, 10:33 AM	#13
Manowar jellyfish Join Date: Dec 2003 Posts: 71,528	I'd say 150k a year to consider buying one outright all depends on whether your married, how you live, housing etc

12-23-2005, 10:35 AM	#15
Minte Babemeister Industry Role: Join Date: Jun 2001 Location: Madison Posts: 7,081	The first 1500 mile service(oil change) on the Lambo was $840. Maintenance cost on any exotic is expensive.Tires last around 8k miles and a set of 4 will set you back around $2000 __________________ You might not be as anonymous as you think you are.

12-23-2005, 10:37 AM	#19
MikeVega Porntrepreneur Industry Role: Join Date: Jul 2004 Location: New York Posts: 12,788	I see you guys saying 60-80K ...if that was the case i would have had one when i was 20 ... even when i was making $150k a year i wouldn't spend that ... if you are single and making $150k you should be investing ... in my opinion you need some fuck you money to buy a lambo ..it's not an every day car .. and you need you be able to pay for it and still have other cars to drive ... (I'm in NY ... maybe in Cali or FL it can be an everyday car not sure) I can say i do a lot better then $150k a year but with investments and wife 2 kids i wouldn't buy one ... I'd have to be bringing in a steady $400-500k with a good chuck in the bank... sure you can afford it before that but why? invest ... you can still have very nice cars that get lots of use for a lot less __________________ Mike Vega-ICQ:253868499-AIM:mikeydicevega

12-23-2005, 10:47 AM	#25
Major (Tom) White Pride Industry Role: Join Date: Nov 2003 Location: Null Posts: 30,976	250 minimum if you own a house 100k if you live in moms basement. Duke __________________ WHITE LIVES MATTER

12-23-2005, 10:54 AM	#27
Shok Confirmed User Join Date: Apr 2001 Location: LIVE EVIL Posts: 5,611	ok noob lets do the math. so lets say you make 80k a year, thats about $6500 a month. lets say 2k for a low end lambo a month for lease you have $4500 left. Lets say 1500 for rent that leaves $3000 lets say 500 a month groceries that leaves $2500 for bills and whatever the fuck you want to spend it on. Would I want to do that...fuck no but it is affordable you jackass

12-23-2005, 10:59 AM	#28
Adam-EB Confirmed User Join Date: Mar 2004 Location: Tampa Bay, FL Posts: 393	2005 Gallardo Coupe... 15% ($28,000) down and $1649 per month. Click here for the link __________________ SIG TOO BIG! Maximum 120x60 button and no more than 3 text lines of DEFAULT SIZE and COLOR. Unless your sig is for a GFY top banner sponsor, then you may use a 624x80 instead of a 120x60. Last edited by Adam-EB; 12-23-2005 at 11:00 AM..

12-23-2005, 11:21 AM	#32
Shok Confirmed User Join Date: Apr 2001 Location: LIVE EVIL Posts: 5,611	your insurance quote is high. I dont know the exact price but I know a 360 modena here is around $400 a month

12-23-2005, 11:36 AM	#37
Shok Confirmed User Join Date: Apr 2001 Location: LIVE EVIL Posts: 5,611	BFE= about 5 miles yes im sure building your house in downtown austin would cost a little more ;)

12-23-2005, 11:38 AM	#38
Spunky I need a beer Industry Role: Join Date: Jun 2002 Location: ♠ Toiletville ♠ Posts: 133,949	6 figures easily..high insurance and regular maintenance adds up __________________ *YOUR INFORMATION HERE*

12-23-2005, 11:38 AM	#39
David - PG Confirmed User Join Date: Mar 2004 Posts: 767	I exchanged a few emails with DH and now got a nice leased one. __________________ perfectgonzo.com

12-23-2005, 11:39 AM	#41
eamedia Confirmed User Join Date: Feb 2005 Location: norcal Posts: 1,456	id say 200-300k a year, and you better own at least 2 houses or land before you buy a lambo __________________

12-23-2005, 11:44 AM	#44
detoxed vip member Join Date: Jan 2003 Posts: 17,798	A young person owning a Lambo? I pay $400 a month in car insurance for a 1999 expedition and a 2004 chevy z71. And that is with no wrecks or tickets.

12-23-2005, 11:55 AM	#50
Minte Babemeister Industry Role: Join Date: Jun 2001 Location: Madison Posts: 7,081	While you guys argue about it..The sun is shining,the roads are clean..and I have a bunch of new music loaded on the IPOD..so I will enjoy the day and take my Lamborghini out for a cruise. __________________ You might not be as anonymous as you think you are.