Advice on bank situation !!!URGENT!! - GoFuckYourself.com

Mrdredd · 02-05-2004, 01:02 PM

Ok - my debit privileges on my Fleet bank account have been suspended.

Apparently I cant post anything on the account anymore, and I've been trying to buy things all day and all have been denied and I called the main 800 number and they said they arnt even seeing the request for the authorization.

However, after the 4th time speaking to someone new on the 800# they directed me to call my local branch (about 45min away) and so I did and my bank rep there, tells me that she cant talk about the circumstances on the phone and needs me to come in to talk to me personally before funds are released.

Now... WTF could've caused this?? Apparently this started last night because I bought a ring for valentines day like 2 days ago which was fine except i hit my daily limit so I had to go home and up it to $4500/day and go back and buy the ring.

Now today I try to buy 2 new cell phones and a new cell plan from ATT which is declined, and I also just tried to buy some roses which were declined (all before I called my local branch)

So can anyone (with a parent or spouse who works at a branch anywhere) please tell me what could cause them to lock my account and have to talk to them in person?

Id rather not drive there 45 minutes, with this fever and cold I have, then walk right into the hands of cops.

The city the branch is in, and the city I live in, are differant - could it be the local police there have no jurisdiction and need me to come into theirs before they can do anything?

Or what the hell could be the issue?

and no, I havent overdrawn - I have $12500+ in the account at the moment - I have made a ton of purchases recently a couple of them were high amounts.

wdsguy · 02-05-2004, 01:08 PM

why would the cops be waiting for you if you did nothing wrong?

the Shemp · 02-05-2004, 01:12 PM

maybe some of the deposits made to your account bounced?

Fu-Q · 02-05-2004, 01:15 PM

id use the phone, they should be able to verify you are who you say you are by your personal info

undermyspell · 02-05-2004, 01:15 PM

sometimes when you make large dollar amount purchases or a large number of purchases without your card being present.. as in on the internet.. they suspect fraudulent activity and you have to go into the branch with card in hand and id to ensure them you are the one actually making the purchases. It happened to me on vacation one time but for using my card out of town. Now, if I go out of town I call my bank to give them my location so they can flag my account that I will be using it there.

Mrdredd · 02-05-2004, 01:16 PM

None of the deposits bounced, but I had to force my rep to tell me wtf was happening over the phone..

apparently a deposit that was posted, is trying to be called back by the issuing bank/sender and I have to go in and sign some statement to authorize or not authorize(which im going to do) the refund of the payment.

stupid fucking whore had me scared.

twistyneck · 02-05-2004, 01:17 PM

Quote:

Originally posted by Vietnam Webby

no.
this is a serious matter.
He's laudering money, that's what they think.

I agree. He's looking at some jail time, no doubt about that.

Mrdredd · 02-05-2004, 01:18 PM

Quote:

Originally posted by Vietnam Webby

no.
this is a serious matter.
He's laudering money, that's what they think.

I would never do such a thing. It is illegal.

02-05-2004, 01:02 PM	#1
Mrdredd So Fucking Banned Join Date: Aug 2003 Location: Palm Beach, FLA Posts: 128	Advice on bank situation !!!URGENT!! Ok - my debit privileges on my Fleet bank account have been suspended. Apparently I cant post anything on the account anymore, and I've been trying to buy things all day and all have been denied and I called the main 800 number and they said they arnt even seeing the request for the authorization. However, after the 4th time speaking to someone new on the 800# they directed me to call my local branch (about 45min away) and so I did and my bank rep there, tells me that she cant talk about the circumstances on the phone and needs me to come in to talk to me personally before funds are released. Now... WTF could've caused this?? Apparently this started last night because I bought a ring for valentines day like 2 days ago which was fine except i hit my daily limit so I had to go home and up it to $4500/day and go back and buy the ring. Now today I try to buy 2 new cell phones and a new cell plan from ATT which is declined, and I also just tried to buy some roses which were declined (all before I called my local branch) So can anyone (with a parent or spouse who works at a branch anywhere) please tell me what could cause them to lock my account and have to talk to them in person? Id rather not drive there 45 minutes, with this fever and cold I have, then walk right into the hands of cops. The city the branch is in, and the city I live in, are differant - could it be the local police there have no jurisdiction and need me to come into theirs before they can do anything? Or what the hell could be the issue? and no, I havent overdrawn - I have $12500+ in the account at the moment - I have made a ton of purchases recently a couple of them were high amounts.

02-05-2004, 01:12 PM	#3
the Shemp congrats to the winners Industry Role: Join Date: Nov 2001 Location: Echo Beach Posts: 10,891	maybe some of the deposits made to your account bounced? __________________ i use Vacares...so should you Submit your picture galleries to my site...Outlaw TGP

02-05-2004, 01:15 PM	#4
Fu-Q Confirmed User Join Date: Jul 2003 Location: Seattle Posts: 1,546	id use the phone, they should be able to verify you are who you say you are by your personal info __________________ AIM - X8U ICQ - 195301080

02-05-2004, 01:08 PM	#2
wdsguy Ryde or Die Industry Role: Join Date: Dec 2002 Location: California-Shanghai Posts: 19,568	why would the cops be waiting for you if you did nothing wrong?

02-05-2004, 01:15 PM	#5
undermyspell Confirmed User Join Date: Sep 2002 Posts: 875	sometimes when you make large dollar amount purchases or a large number of purchases without your card being present.. as in on the internet.. they suspect fraudulent activity and you have to go into the branch with card in hand and id to ensure them you are the one actually making the purchases. It happened to me on vacation one time but for using my card out of town. Now, if I go out of town I call my bank to give them my location so they can flag my account that I will be using it there.

02-05-2004, 01:16 PM	#6
Mrdredd So Fucking Banned Join Date: Aug 2003 Location: Palm Beach, FLA Posts: 128	None of the deposits bounced, but I had to force my rep to tell me wtf was happening over the phone.. apparently a deposit that was posted, is trying to be called back by the issuing bank/sender and I have to go in and sign some statement to authorize or not authorize(which im going to do) the refund of the payment. stupid fucking whore had me scared.