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sometimes when you make large dollar amount purchases or a large number of purchases without your card being present.. as in on the internet.. they suspect fraudulent activity and you have to go into the branch with card in hand and id to ensure them you are the one actually making the purchases. It happened to me on vacation one time but for using my card out of town. Now, if I go out of town I call my bank to give them my location so they can flag my account that I will be using it there.
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