Advice on bank situation !!!URGENT!!
 

Ok - my debit privileges on my Fleet bank account have been suspended.

Apparently I cant post anything on the account anymore, and I've been trying to buy things all day and all have been denied and I called the main 800 number and they said they arnt even seeing the request for the authorization.

However, after the 4th time speaking to someone new on the 800# they directed me to call my local branch (about 45min away) and so I did and my bank rep there, tells me that she cant talk about the circumstances on the phone and needs me to come in to talk to me personally before funds are released.

Now... WTF could've caused this?? Apparently this started last night because I bought a ring for valentines day like 2 days ago which was fine except i hit my daily limit so I had to go home and up it to $4500/day and go back and buy the ring.

Now today I try to buy 2 new cell phones and a new cell plan from ATT which is declined, and I also just tried to buy some roses which were declined (all before I called my local branch)

So can anyone (with a parent or spouse who works at a branch anywhere) please tell me what could cause them to lock my account and have to talk to them in person?

Id rather not drive there 45 minutes, with this fever and cold I have, then walk right into the hands of cops.

The city the branch is in, and the city I live in, are differant - could it be the local police there have no jurisdiction and need me to come into theirs before they can do anything?

Or what the hell could be the issue?

and no, I havent overdrawn - I have $12500+ in the account at the moment - I have made a ton of purchases recently a couple of them were high amounts.

why would the cops be waiting for you if you did nothing wrong?

maybe some of the deposits made to your account bounced?

id use the phone, they should be able to verify you are who you say you are by your personal info

sometimes when you make large dollar amount purchases or a large number of purchases without your card being present.. as in on the internet.. they suspect fraudulent activity and you have to go into the branch with card in hand and id to ensure them you are the one actually making the purchases. It happened to me on vacation one time but for using my card out of town. Now, if I go out of town I call my bank to give them my location so they can flag my account that I will be using it there.

None of the deposits bounced, but I had to force my rep to tell me wtf was happening over the phone..

apparently a deposit that was posted, is trying to be called back by the issuing bank/sender and I have to go in and sign some statement to authorize or not authorize(which im going to do) the refund of the payment.


stupid fucking whore had me scared.

I agree. He's looking at some jail time, no doubt about that.

I would never do such a thing. It is illegal.