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Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed. |
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#51 |
Confirmed User
Join Date: Mar 2002
Location: asia
Posts: 5,590
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its sunday... lets all eat ham sandwiches
50 MEAT |
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#52 | |
Confirmed User
Join Date: Aug 2001
Posts: 5,193
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Quote:
You handled yourself with the respectability and intelligence of your boyfriend. =) Lies, Ignorance, and All. Too funny. =P Lay off the pipe dude. |
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#53 |
Confirmed User
Industry Role:
Join Date: Dec 2001
Location: Portland, OR.
Posts: 6,034
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Puremeds,
we only eat Kosher ![]()
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ICQ: 52344098 -------------------------------------- 50% Commissions on all Product Sales. http://www.wishing.com/money |
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#54 | |
Confirmed User
Industry Role:
Join Date: Jan 2001
Location: Ass Valley, Ca
Posts: 6,436
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Quote:
One of the houses about 5 down the street from me was owned by a former 49 er...
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#55 | |
There can be only one
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Join Date: Aug 2001
Location: Somewhere else
Posts: 39,075
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Quote:
So what does that say about you Drew. Not only did you go to the school unnecessarily, but you STILL don't know what the hell you're talking about. Maybe your folks have a successful business, but what happened to you? Didn't they teach you anything? Have you ever succeeded at anything in your life? "Lies, Ignorance, and All.": That pretty much sums you up in a nice neat package doesn't it Drew. You can bullshit the non industry people here, but you and I both know the truth don't we Drew. Go ahead with your personal attacks. I'm done with you and turning this back over to amp.
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#56 |
Confirmed User
Join Date: Aug 2001
Posts: 5,193
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Yes, I'm an idiot for going to school, you're right, I am.
Infact, there's no reason for my company to pay for my MBA either, or the fact that unless you have 40+ years in the biz, good luck getting a CFO spot in any industry, without any schooling, nowadays... =) The times of innovative luck, and Highschool dropout CFO's are gone. . And, you are right about one thing, To all of the non industry people here, they'll just think you're a fucking hypocritical flake, who can't even deny the fact that she lied more than once here. To me, I know that you're perfect for Amp, and an unbelievably fucking moron, who wouldn't know anything about mortgages if it bit him in the ass. And no, Im not riding you because you're a man, and in love with another man, Im totally accepting of that. I have many gay friends. Only a true fucking idiot would ride my ass because I decided to get a degree. =) And, I thought you were done a couple of threads back, when you said night? You did make my night tho, not only did I get a chance to prove that Amp was a total fucking idiot, who has to lie for respect. I got to do the same to his boyfriend. =-) Num Num. =) |
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#57 |
There can be only one
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Join Date: Aug 2001
Location: Somewhere else
Posts: 39,075
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wow.... I don't have much to say. She pretty much did an excellent job of punkin' you out Drew. I will admit, it did put a smile on my face.
You're right on one thing though Drew... I don;t know anything about the mortgage biz. I don't need to. I'm not in the mortgage biz. Looks to me like you are though, and you don't really know what you're doing. I will say one thing though.... lay off the personal attack Drew. What's in the past between us is in the past.... if you can't stand on your own in your own industry, then deal with it. Face the fact that you got punk'd or educate yourself and launch a respectable rebuttal. But there's no need for some of the things you've said here.
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#58 |
Confirmed User
Join Date: Jan 2001
Posts: 3,570
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just brought my main jumbo loan down to 4.35 on 3 year fixed
it was at 5.65 5 fixed year for 8 months now. i've been refinancing nearly twice a year for the past several years. always no closing costs and no points.
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#59 |
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Join Date: Jan 2001
Posts: 3,570
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#60 | |
Confirmed User
Join Date: Aug 2001
Posts: 5,193
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Quote:
Sorry, personal attacks are fair game, as you've shown in the past. =) If he can't take it, don't have him post here Amp. And, it's amazing... he doesn't even know the usage of the word buy down, EVEN tho he used it in the same fashion I did, in your second post here? Face it, you tried to find a reason to punk me, didn't understand, understood, then tried to deny understanding to make me look stupid, and it didnt work. =) Do yourself a favor, find a woman. These men you keep hanging with have too much ego juice going through themselves. =) And... btw, I thought you were buying the house? Thats what that..."Im so cool, Im buying a 800k house blah blah blah" post was a few weeks ago? Turns out, its his house, and can kick you out at any time... Too fucking funny. =) Whatsa matter? your credit not good enough? |
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#61 |
There can be only one
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Join Date: Aug 2001
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Posts: 39,075
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It's my house Drew. In my name only. It's public record. Look it up genius.
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#62 |
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Join Date: Aug 2001
Posts: 5,193
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too funny, sure it is bud. =)
"Our rate was 6% at par. We paid .625% in DISCOUNT POINTS to get a 5.25% rate." Our, We, Who, Blah, Blah. =) |
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#63 | |
There can be only one
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Join Date: Aug 2001
Location: Somewhere else
Posts: 39,075
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Quote:
You're so far out of your game you don't have any idea where you even fucked up do you. But I do. ![]()
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#64 |
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Join Date: Aug 2001
Posts: 5,193
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Lol @ look it up, sorry, not that interested, I just know you're lying out of your ass.
=) Sorry, but you're white trash ass couldnt afford the "800k" house, you supposedly just got. ;) That, is a fact. Cheers. "Our rate was 6% at par. We paid .625% in DISCOUNT POINTS to get a 5.25% rate." Our, We, Who, Blah, Blah. =) |
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#65 |
Confirmed User
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Join Date: Jan 2001
Location: Ass Valley, Ca
Posts: 6,436
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Amp and Drew,
I am curious. What's your sign ? ![]()
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#66 | |
There can be only one
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Join Date: Aug 2001
Location: Somewhere else
Posts: 39,075
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Quote:
But it doesn't really matter what you think now does it Drew. Facts are facts. Your inability to acknowledge them does not negate them. I bought the house, she handled the mortgage. End of story. You're hopelessly pathetic Drew. You've been beaten at your own game and you're pissed off and in denial. You see, I knew three months ago this day would come. But rather than keep talking while it was all being worked on, and allowing you to bash and beat on it, I simply waited.... and waited.... and tonight I'm enjoying the hell out of it. ![]()
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#67 | |
There can be only one
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#68 |
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Join Date: Aug 2001
Posts: 5,193
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The hell out of what?
You've yet to prove that I'm incorrect at all here. =) The fact taht you just said that you're the only one involved in that loan, just backs up the fact that you're full of shit. =) I didn't have to wait 3 months for that, it's proven again and again. Hell, the whole fucking board got a huge laugh out of your pathetic alcoholic ass crying for help here. =) You must have been a riot growing up. Too funny, maybe, if I have time this week, I'll call Dennis. ;) So, keep on laughing... we're all having fun here, showing how pathetic you are that you can't even prove a simple point. Even with your boyfriends "experience", he still couldn't come up with a viable definition of buydown that would contradict mine. Cheers. ![]() |
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#69 |
There can be only one
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Join Date: Aug 2001
Location: Somewhere else
Posts: 39,075
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Can you even read Drew?
I just told you, I am the only one on the loan. The house is solely mine. What part of that don't you understand? Prove that you are incorrect? Drew honey... news flash: You've been proven incorrect on virtually everything you've said here tonight. Unless you're gonna quote Google again to prove some point that you don't understand. As far as my asking for help before, I'm glad you found some humor in that. I'll remember to have a good chuckle when your turn comes. But seriously.... is this all you have left? Lashing out at me because I asked for help? I hope that makes you feel like a big man Drew. I don't need to attack you in such childish ways anymore Drew, and nothing you say will lead me into that. And you know why? Because everything you said was impossible and could not be done concerning this house, HAS been done. I have beaten you at your own stinking game Drew. Whether you say it's a lie or not makes no difference. It's PUBLIC record. YOU my friend.... are the one that's full of shit. All the way up to your foul stinking breath. ![]()
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#70 |
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Join Date: Aug 2001
Posts: 5,193
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Uhh, that was the biggest pile of shit I've ever heard Amp.
It's obvious that you don't live on a little place I like to call Earth, so... I'm going to go ahead, and let you think you won. Your boyfriend wooped me good, I know jack shit about mortgages, and you know what? I now resent myself for the fact I went to college, and decided to get a degree. All in all, you're a much bigger man than me, larger penis, hell you're even a vet. And you always get the good catches, I wish I could find myself a hot man with some droopy tits... maybe some day. You're the man Amp, you really are. =( I hope that in another decade, I'll be half the man you are. Sighs, my life is over, I think Im going to go kill myself... =( Its all your fault. Boo Fucking Hoo. |
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#71 | |
There can be only one
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#72 |
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okay, that's enough... I got pizza coming.
You are great for a laugh though Drew... I'll give you that. Hands down, one of the most ignorant and stubborn kids I've ever come across. Good luck buddy.... see ya later. ![]()
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#73 | |
Nice Kitty
Industry Role:
Join Date: Sep 2002
Location: The good old USA!!!
Posts: 21,053
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When you're running down my country hoss...you're walking on the fighting side of me! FOR THE LYING LOWLIFE POSTING AS PATHFINDER...https://gfy.com/fucking-around-and-pr...athfinder.html |
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#74 |
ICQ: 175171926
Join Date: Oct 2002
Location: New York, NY
Posts: 11,046
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Im in the process of refying 2 people in the adult biz (1 from this board, 1 from another)
Our subprime rates just went through the floor this past wednesday ... ive been doing nothing but lock-ins since then. I think right now we are at 5.4% as the best rate we have on the subprime side. To anyone who knows the biz, this is unheard of! For many years i was writing "hard money" which is subprime deals at like 15% rates with 10pts in the front, thank god thats all changing with the ever so "rate savvy" consumer! ------begin spam------- Like a free quote? ICQ - 175171926 -------end spam--------- ![]()
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#75 | |
bitchslapping zebras!!!!!
Industry Role:
Join Date: Jun 2001
Location: In a shack by the beach
Posts: 16,015
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#76 | |
ICQ: 175171926
Join Date: Oct 2002
Location: New York, NY
Posts: 11,046
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Quote:
I only work on subprime stuff, but ive seen "A-Paper" go as low as a 3% interest only ARM 4%-5% is an easy bridge on "A-Paper" but its tough to qualify. Gotta have full income, loan has to be BELOW a certain loan amount, no prior BK or judgements, alot of other sticklers. As soon as you have one of the above, you enter my world of subprime! mwahahahaha lol ![]()
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#77 | |
Confirmed User
Join Date: Aug 2001
Posts: 5,193
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Quote:
You're too smart and good looking for me, so is your boyfriend, and you guys are SO fucking clever, my god, the ability to think you've actually won an argument, after repeatedly being proven that you know jack shit, along with all the fancy ICQ's I've got laughing at you, and reaffirming my statements... sighs. I've got to kill myself, thats the only way I'll be able to live my life without regretting the fact I'm not you. Sighs, maybe I should make a going away thread, I think I'll call it Ultimatum. =( Bye Amp, sighs... |
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#78 | |
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Join Date: Aug 2001
Posts: 5,193
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#79 | |
ICQ: 175171926
Join Date: Oct 2002
Location: New York, NY
Posts: 11,046
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Quote:
also your right about the buydowns, except wells fargo lets me buy it down in quarters, but it costs you a point ... complete rip off so i never EVER do it. 1pt in the fee will get you .25 off rate, that just sucks ass! lol
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#80 | |
bitchslapping zebras!!!!!
Industry Role:
Join Date: Jun 2001
Location: In a shack by the beach
Posts: 16,015
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#81 | |
ICQ: 175171926
Join Date: Oct 2002
Location: New York, NY
Posts: 11,046
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Quote:
Infact most "A-Reps" i deal with, are anti-points! They are so damn afraid of making money However they will close 30 deals to my one, so maybe it works out? i dunno. I also know they do alot more purchases than us, we do mainly refi's ... not by choice, just most people looking for a house get their credit fixed first.
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#82 |
ICQ: 175171926
Join Date: Oct 2002
Location: New York, NY
Posts: 11,046
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lets say you come to me for a loan.
$100,000 lets say (all rough figures) I can give you a 0pt loan, and make $2,000 I can give you a 1pt loan and make $2,000 I can give you a 2pt loan and make $3,000 Go to an "A-Rep" for the same loan. He can give you a 0pt loan and make $100 he can give you a .25 loan and make $125 He wont go much higher than that, lol Not knocking his job, but he has to close a hell of alot more loans than i do to make the same cash.
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#83 |
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Join Date: Jan 2001
Posts: 3,570
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whats an A-Rep ?
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#84 | |
ICQ: 175171926
Join Date: Oct 2002
Location: New York, NY
Posts: 11,046
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Quote:
Basically if you have perfect credit you consult an A-rep If you have not so perfect credit, you see a subprime specialist like myself.
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#85 | |
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Join Date: Jan 2001
Location: Ass Valley, Ca
Posts: 6,436
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Quote:
![]() I bet Drew's a bull..
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