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Old 06-21-2018, 07:15 AM   #1
Fat Panda
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top replacement card on planet earth





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Old 06-21-2018, 07:18 AM   #2
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OK, I'll bite. What are the actual benefits of me using an American Express card, over my normal banks debit card? I dont travel so dont need air miles and I dont need credit cause I have plenty of cash in my account.

Why should I get one?
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Old 06-21-2018, 07:18 AM   #3
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platinum is for peasants...


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Old 06-21-2018, 07:22 AM   #4
Fat Panda
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Centurion lounges



and the amex concierge is amazing

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Old 06-21-2018, 07:24 AM   #5
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Originally Posted by crucifissio View Post
platinum is for peasants...
ya I don't spend that much annually on my amex to have one of those

i put about $125,000 on the amex annually
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Old 06-21-2018, 07:26 AM   #6
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Originally Posted by crucifissio View Post
platinum is for peasants...[/IMG]
do you have any amex card?

im guessing no

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Old 06-21-2018, 08:43 AM   #7
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Originally Posted by crucifissio View Post
platinum is for peasants...
ill take your silence as

you do not have an amex card


who is the peasant?

lol
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Old 06-21-2018, 08:48 AM   #8
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ill take your silence as

you do not have an amex card


who is the peasant?

lol



I did not imply I had one...the top card is centurion and not platinum...platinum is for peasants...
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Old 06-21-2018, 08:51 AM   #9
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Centurion lounges



and the amex concierge is amazing

Dropped mine after I called customer first time after having it a couple years. Broken English in the Philippines could barely understand no thanks
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Old 06-21-2018, 08:54 AM   #10
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Dropped mine after I called customer first time after having it a couple years. Broken English in the Philippines could barely understand no thanks
rofl

youve clearly never had an amex....
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Old 06-21-2018, 08:57 AM   #11
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I had a black card for about 10 years, dropped it when they increased the fee here to 7500 a year, simply cos I figured 7500 was a holiday I was missing. My citi bank card is actually cooler cos that has a 150k limit on it, where as amex is just a month to month thing. Its very cool when you get that box with "All those rumours are true" on the top, wifey still uses it as a jewellery box.
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Old 06-21-2018, 09:00 AM   #12
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OK, I'll bite. What are the actual benefits of me using an American Express card, over my normal banks debit card? I dont travel so dont need air miles and I dont need credit cause I have plenty of cash in my account.

Why should I get one?
Well not sure how it works in your country, but here in the US if jerk offs get ahold of your bank ATM card numbers they can get money from your bank account which might be hard to get back. Meanwhile with a credit card you can dispute the charges.

I had some crook get a hold of my bank card numbers and wired $1,5k via western union. The dumb fuck then got greedy and tried to do it again and the bank then saw it as suspicious and reversed both charges right away. Had the crook not been greedy he would have gotten $1,5k. Had it been a CC I'd have a bit of ability to fight it..
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Old 06-21-2018, 09:01 AM   #13
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I had a black card for about 10 years, dropped it when they increased the fee here to 7500 a year, simply cos I figured 7500 was a holiday I was missing. My citi bank card is actually cooler cos that has a 150k limit on it, where as amex is just a month to month thing. Its very cool when you get that box with "All those rumours are true" on the top, wifey still uses it as a jewellery box.
ya i dont spend nearly enough on the card to run a black card

its badass you ran one for a decade!
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Old 06-21-2018, 09:02 AM   #14
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Dropped mine after I called customer first time after having it a couple years. Broken English in the Philippines could barely understand no thanks
Huh? My wife had her bag stolen in Paris, one call to Amex and they had everything taken care of and a new card in our possession like 4 hours later delivered to the hotel, included a free dinner and wine at some swanky place at the Eifel tower, Black card means personal concierge direct call number world wide.
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Old 06-21-2018, 09:03 AM   #15
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Huh? My wife had her bag stolen in Paris, one call to Amex and they had everything taken care of and a new card in our possession like 4 hours later delivered to the hotel, included a free dinner and wine at some swanky place at the Eifel tower, Black card means personal concierge direct call number world wide.
hahaha, ya...

the guy has no idea what hes talking out

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Old 06-21-2018, 09:07 AM   #16
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most the losers on gfy cant even get a PAXUM card

lol

much less an amex
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Old 06-21-2018, 09:10 AM   #17
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ya i dont spend nearly enough on the card to run a black card

its badass you ran one for a decade!
Just another pornographer drunk on money... When we first got it I think we were spending about 35k a month on Amex so got on because of that when they first released them here in Aus, it started at like 1800 a year then went to 2600 then popped 7500 and even that was a deal supposed to be 5k each, personal and company.

Its a great card if you do a LOT of travel, otherwise.. stick to gold, save the fee, have a nice holiday.
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Old 06-21-2018, 09:12 AM   #18
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Just another pornographer drunk on money... When we first got it I think we were spending about 35k a month on Amex so got on because of that when they first released them here in Aus, it started at like 1800 a year then went to 2600 then popped 7500 and even that was a deal supposed to be 5k each, personal and company.

Its a great card if you do a LOT of travel, otherwise.. stick to gold, save the fee, have a nice holiday.
ya i hear ya there
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Old 06-21-2018, 09:21 AM   #19
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honestly, AMEX is only worth it if you travel a lot but for everyday spending, it's worthless. Chase has better options for that
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Old 06-21-2018, 09:22 AM   #20
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rofl

youve clearly never had an amex....
Yes I have. I had to go into the bank to verify ID before getting it too. Amex sucks now just like Chase sucks now, but go ahead and act like a baller and brag, not my style. No shade , I like your style, enjoy!

I will say Chase is great when I go into my branch down the street on PCH A+ quality customer service, but over the phone sucks Phillipines
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Old 06-21-2018, 10:22 AM   #21
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Well not sure how it works in your country, but here in the US if jerk offs get ahold of your bank ATM card numbers they can get money from your bank account which might be hard to get back. Meanwhile with a credit card you can dispute the charges.

I had some crook get a hold of my bank card numbers and wired $1,5k via western union. The dumb fuck then got greedy and tried to do it again and the bank then saw it as suspicious and reversed both charges right away. Had the crook not been greedy he would have gotten $1,5k. Had it been a CC I'd have a bit of ability to fight it..
Thanks. Its not that bad in the UK - Banks are very open to refunding money if you are a victim of card theft - But if they were not, then it would certainly be worth it
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Old 06-21-2018, 10:43 AM   #22
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https://www.freequentflyerblog.com/blog/

American Express travel insurance | humanitravels
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Old 06-21-2018, 12:14 PM   #23
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Thanks. Its not that bad in the UK - Banks are very open to refunding money if you are a victim of card theft - But if they were not, then it would certainly be worth it
There is more to his story; BofA never hassles me over fraud. If anything, they are over-protective.
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Old 06-21-2018, 12:59 PM   #24
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I prefer chase venture all day
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Old 06-21-2018, 01:03 PM   #25
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There is more to his story; BofA never hassles me over fraud. If anything, they are over-protective.
I'ts simple, I used my card at a restaurant and the next day I had a $1,5 charge then a 2nd one and then both were reversed on my online statement. I called up and asked what it was and was told they the 1st one was originally approved but after the 2nd they flagged it as suspicious then reversed both.

BoA never even notified me at the time, I caught it myself on my online statement. I made a police report and canceled that card. Cops didn't do shit because was a out of state transaction.. Had they not been greedy I would have had to prove it was a fraudulent charge to get reimbursed.

So tell us baddog what else is there to my story? Also apparently from your statement you have lots of fraud issues. Care to tell us why?
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Old 07-03-2018, 07:13 AM   #26
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many cheers toos replacement cards
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Old 07-03-2018, 11:31 AM   #27
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Porn is not dead, just like Panda's they're rare but still around. -btw
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Old 12-30-2018, 07:58 AM   #28
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vip cards
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Old 12-30-2018, 08:03 AM   #29
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in other news... panda lost his card... will get another in 2020! thanx trump!
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Old 12-31-2018, 05:22 AM   #30
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Mine came in an envelope
As others stated, if you do a lot of plane travel, the airport lounges well make up for the fees. As such, I only pay for Delta Comfort when I fly....around $45.00 per flight, the base plane ticket is all Delta Miles And the fraud protection for business cards are unbeatable.
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Old 12-31-2018, 05:43 AM   #31
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how much cost to have one?
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Old 12-31-2018, 02:12 PM   #32
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I only pay $450.00 for the one card, hell I can drink that in free drinks with 4 flights, eat for free at most big airports, just tips to the bartenders;) All the others for employees are free with the gold card.... Still Way worth it in the long run....member since 04. Some may notice that AMEX is also offering roll over on some purchases but the interest rate is a killer!
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Old 12-31-2018, 10:31 PM   #33
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they don't fuck around... if i spend something they want it the following month. i mean if i sent $800 they want $800 the next month
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Old 01-17-2019, 07:58 AM   #34
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are da Romanian cards still in motion?
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