Quote:
Originally Posted by CurrentlySober
OK, I'll bite. What are the actual benefits of me using an American Express card, over my normal banks debit card? I dont travel so dont need air miles and I dont need credit cause I have plenty of cash in my account.
Why should I get one?
|
Well not sure how it works in your country, but here in the US if jerk offs get ahold of your bank ATM card numbers they can get money from your bank account which might be hard to get back. Meanwhile with a credit card you can dispute the charges.
I had some crook get a hold of my bank card numbers and wired $1,5k via western union. The dumb fuck then got greedy and tried to do it again and the bank then saw it as suspicious and reversed both charges right away. Had the crook not been greedy he would have gotten $1,5k. Had it been a CC I'd have a bit of ability to fight it..