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Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed. |
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#201 |
Too lazy to set a custom title
Join Date: Nov 2002
Location: Earth
Posts: 14,622
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Guys this is not brain surgury here is the spending side for 2011 -
http://en.wikipedia.org/wiki/File:U...._-_FY_2011.png And here is the income side - http://en.wikipedia.org/wiki/File:U...._-_FY_2007.png Erase the 1.2 trillion in difference. Raise taxes on businesses is out of the question as people then leave the money overseas like we have now. So you can raise income tax and lower spending. If militay, interest and social security are off the table, it does not leave much. |
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#202 | |
www.EngineFood.com
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Join Date: Aug 2006
Posts: 5,697
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Quote:
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#203 |
Babemeister
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Join Date: Jun 2001
Location: Madison
Posts: 7,081
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#204 | |
www.EngineFood.com
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Join Date: Aug 2006
Posts: 5,697
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Quote:
The real issues that need to be addressed, like: means testing for SS and a possible age increase, shortening the work week to 4 days to promote greater employment, 'stay home tax credits' for one parent per household, etc etc etc are not even going to be addressed in this round of negotiations. We have a population 10-15% larger than we need and that number will continue to rise as a basic function of how technology works. Until that problem is addressed all the rest is a big dog and pony show. |
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#205 | |
Too lazy to set a custom title
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Join Date: Sep 2002
Posts: 34,431
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Quote:
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I moved my sites to Vacares Hosting. I've saved money, my hair is thicker, lost some weight too! Thanks Sly!
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#206 | |
Let's do some business!
Industry Role:
Join Date: Sep 2004
Location: Austin, TX
Posts: 31,329
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Quote:
This worked out great in France. "Hey guys, let's keep the go-getters out of the workforce so that the losers actually get a fair shot!" I'll pass on that one, thanks.
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#207 |
Confirmed User
Join Date: Aug 2005
Location: Toronto
Posts: 8,338
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Yes because being wealthy automatically equals happiness lol. Even after Mitt's crushing defeat you are still you.
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Bryan skype: bryan.glass3 | ICQ 302999591 |
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#208 | |
<&(©¿©)&>
Industry Role:
Join Date: Jul 2002
Location: Chicago
Posts: 47,882
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Quote:
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#209 | |
Confirmed User
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Join Date: Sep 2011
Location: 12th & Tree
Posts: 1,208
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Quote:
It would be one thing if it was just a failure on the bank's part to assess risk as far as loan applications, then your argument might hold a minuscule amount of weight, but it wasn't - it was intentional and systematic fraud. They INTENTIONALLY gave loans to people they knew weren't going to be able to pay them back so they could bet against those loans on the stock market and make even more money. The worse the loan, the more money they made. |
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#210 | |
lurker
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Join Date: Aug 2002
Location: atlanta
Posts: 57,021
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Quote:
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#211 | |
<&(©¿©)&>
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Join Date: Jul 2002
Location: Chicago
Posts: 47,882
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Quote:
it's perhaps a bit sleazy to give loans to people who likely will have trouble making payments, but not illegal in any way, and certainly nothing new in the business world... The only party in the whole scheme that may have been defrauded was probably the investors that bought assets they were tricked into believing were less risky than they really were... but this is debatable too, one could argue that investors failed to correctly asses the risks of those assets... or perhaps rating agencies were involved in the "scam", or maybe someone just made a mistake, which is very possible too, since this type of asset was relatively new and difficult to asses risks on... it's not clear at all that anyone was truly defrauded here, and certainly not the home buyers, they came in for a loan, agreed to the terms, signed the contract... there is this pretty well known quote, which sums up the whole situation quite well: "Never ascribe to malice that which is adequately explained by incompetence." Napoleon Bonaparte
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#212 | |
<&(©¿©)&>
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Quote:
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#213 |
I am Amazing Content!
Industry Role:
Join Date: Feb 2004
Posts: 39,829
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it saved Volkswagen in the 90ties, i once wrote a thesis about that. but it wasnt to get more people into work, it was to not having to fire any.
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#214 |
www.EngineFood.com
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Join Date: Aug 2006
Posts: 5,697
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We have more people than we need. The number of people needed to produce more than we consume will continue to shrink. That is a simple fact. Until you solve that, the rest is just shuffling around and mumbling things that address symptoms without curing anything.
So, what's your solution to the problem? We used to have plagues and wars of attrition. We don't anymore. We refuse to limit population and many even fight the notion of birth control. When 25% of people aren't needed unemployment will hit 30+% and the problems will become much worse. No amount of spending cuts or taxes or both in the current system would solve that eventuality. |
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#215 | |
<&(©¿©)&>
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Join Date: Jul 2002
Location: Chicago
Posts: 47,882
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Quote:
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#216 |
in a van by the river
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#217 | |
<&(©¿©)&>
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Location: Chicago
Posts: 47,882
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Quote:
but trying to change labor laws to make 4 day work weeks the standard is ridiculous...
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#218 | |
Too lazy to set a custom title
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Join Date: Sep 2002
Posts: 34,431
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Quote:
those type of changes don't come overnight, they come in baby steps over years and even decades.
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I moved my sites to Vacares Hosting. I've saved money, my hair is thicker, lost some weight too! Thanks Sly!
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#219 | |
in a van by the river
Industry Role:
Join Date: May 2003
Posts: 76,806
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Quote:
The difference in the two signatures was one of the parties was a paid professional that represented a company that was required by law to do it's due diligence prior to offering up loans guaranteed by the federal govt. I was in the market for a house during the lead up to the housing crash and I can tell you for certain that the mortgage brokers did everything possible to try and up size the mortgage I was looking for. |
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#220 | |
Jägermeister Test Pilot
Industry Role:
Join Date: Dec 2001
Location: NORCAL
Posts: 74,027
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Well, no wonder why Minte is pissed. They are going to raise HIS taxes. He wants to raise taxes on the top earners, just like he said he would during the election.
Directly from Minte's article: Quote:
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#221 | |
<&(©¿©)&>
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Quote:
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#222 | |
Jägermeister Test Pilot
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Join Date: Dec 2001
Location: NORCAL
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Quote:
I don't think the Republican party understands what just happened here. During the second Bush term, we were brought down to our knees and we dragged down the rest of the world with it. This isn't a little boo boo. This isn't a little mistake. This is worst case scenario and a massive colossal fuck up. Tens of millions of Americans lost their jobs and their houses. This isn't something that is going to be forgotten or forgiven in the near future. And this isn't something that any President on either side can fix in four or even eight years. Thus, The Republican party lost the white house twice in a row.
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#223 | |
Jägermeister Test Pilot
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Join Date: Dec 2001
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Quote:
Minte has told us that if his taxes are going to be raised it won't affect his lifestyle at all. If that's the case, why don't we do it? He will still be driving a $200k car and still going on vacation. He won't notice the money missing at all.
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#224 | |
Babemeister
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Join Date: Jun 2001
Location: Madison
Posts: 7,081
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Quote:
Consider the make up of the house. There are a lot of people there that are in that $250k and up salary level. If I were there as a representive I might just say fuck him(Obama). No deal and walk. It's Obamas side that has more to lose if a deal isn't cut. So I lose my seat in the house at the next election. Big deal. I could convince myself I tried my best and it just wasn't enough, This country is more divided than it was during Vietnam. Obama won by 3 million votes. That's less than 1% so these people here that are saying he won a mandate don't really understand that the mandate is smoke and mirrors. Take out the illegal aliens and Romney would've won. Obama does not have the support from the people that are important in this economy. Coming out to negotiate like this is only hardening his opposition. |
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#225 |
Confirmed User
Join Date: Sep 2002
Posts: 654
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We all need to fact facts, this system of government does not work, no matter how you spin it or try to legislate, or tax it. It never has. In fact, the only people it works out for is the central bank. You cannot have a Democracy within Capitalism. It's impossible.
We need to criminalize cronyism and nepotism, then move toward more of a meritocratic society with the power in the hands of local government, not Big Brother. |
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#226 | |
Babemeister
Industry Role:
Join Date: Jun 2001
Location: Madison
Posts: 7,081
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Quote:
Obama will have to sign the dream act now for illegals. The republicans saw what happened and won't fight the democrats on this. Now imagine 12 million illegals coming into the work force legally. I know how many applications we have on file from Mexicans that don't pass E-verify. We could easily populate our entire workforce and easily triple the size of our workforce with Mexicans at minumum wage. If the govenment is going to tax us, make us buy insurance or fine us what do you think I will do? The same thing that every businessman in the US will do if possible. And that is hire CHEAP labor. How will that help those people that lost their homes? |
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#227 | |
<&(©¿©)&>
Industry Role:
Join Date: Jul 2002
Location: Chicago
Posts: 47,882
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Quote:
![]() no one is going to get effected by 1% increase in any meaningful way, rich or poor, lets not kid ourselves... 1% increase to middle class will mean they will have to cancel HBO or get a new ipad every 2 years instead of every year....
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#228 | |
Babemeister
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Join Date: Jun 2001
Location: Madison
Posts: 7,081
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Quote:
There is a reason children should be seen and not heard. Go play with your Xbox or something. |
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#229 | ||
Jägermeister Test Pilot
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Join Date: Dec 2001
Location: NORCAL
Posts: 74,027
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Quote:
I used to think teachers made decent money and had summers off until I had a kid in school and I saw how their worked. They work eight hours a day at school, and after hours they grade papers and plan out the following day's lessons - being as they can teach five or six classes, that's a bit complicated to do on a daily basis and after hours at at that. Then, more often than not, they have to attend after school events. They also coach our kids in after school sports programs. Summers off aren't summers off; They attend classes to keep their education up to date, and also spend time planning out the next year, etc. Pretty crappy job for $50k a year really. Then you figure the average cashier at Wal Mart makes $40k a year and doesn't have school loans, and well, you get what you pay for. Quote:
The CHP officer who lives across the street from me just bought himself a little BMW, cute car. Good for him. He deserves it for what he puts up on a daily basis.
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#230 |
Jägermeister Test Pilot
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Join Date: Dec 2001
Location: NORCAL
Posts: 74,027
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You said it yourself - these business owners won't notice the extra taxes or the money missing. They will still take vacations and drive $200k sport cars. Nothing is going to change for them.
__________________
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#231 |
Babemeister
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Join Date: Jun 2001
Location: Madison
Posts: 7,081
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I said I won't. I don't speak for all the small businesses that employ a few people. How many restaurant owners, service stations, conveniance stores..etc out there WILL notice it.
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#232 | |
Jägermeister Test Pilot
Industry Role:
Join Date: Dec 2001
Location: NORCAL
Posts: 74,027
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Quote:
My kid had a sports event out of town yesterday. Last moment two parents tried to pull out saying they couldn't afford it. You figure $60 of gas, $30 for two adults to attend, another $75 in food (figure lunch and dinner for three in a stadium where hot dogs are $6 each), then a $20 shirt for their kid.... That's nearly $200, and too rich for some people to spend on a Saturday afternoon. (My wife and I ended taking both kids and paying for everything.) What Minte doesn't get is that a 3% tax increase for him means he still gets to go to Hawaii for vacation, and he still will be able to afford that $600 oil change for his $200k car. On the other hand, a 1% tax increase will hurt the guy who sweeps the floors at Minte's plant. He won't be able to afford a new Kia for his daily transportation, and surely won't be able to send his kid to college.
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“The choice is no longer between right or left. The choice is between normal and crazy.” - Sarah Huckabee Sanders YNOT MAIL | THE BEST ADULT MAILING SOLUTION |
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#233 |
Jägermeister Test Pilot
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Join Date: Dec 2001
Location: NORCAL
Posts: 74,027
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When you are making $250k a year you don't notice a $2k difference in your taxes.
__________________
“The choice is no longer between right or left. The choice is between normal and crazy.” - Sarah Huckabee Sanders YNOT MAIL | THE BEST ADULT MAILING SOLUTION |
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#234 | |
<&(©¿©)&>
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Join Date: Jul 2002
Location: Chicago
Posts: 47,882
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Quote:
you and everyone else seems to think: lets raise taxes, but not my taxes... ![]()
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#235 | |
Babemeister
Industry Role:
Join Date: Jun 2001
Location: Madison
Posts: 7,081
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Quote:
And to keep it real. The $600 oil change is actually $800. And that is for only one of my cars. I won't even type what it costs for the annual on my plane. You will hyperventilate. I don't understand why you can't have a discussion about relevant issues without constantly flaming me. The fact that I don't go into attack mode with every post I make doesn't mean I can't. It only means I prefer not to. |
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#236 |
Jägermeister Test Pilot
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It's my taxes that will be raised. And I'll feel it a lot more than Minte.
__________________
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#237 | ||
Jägermeister Test Pilot
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Join Date: Dec 2001
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Quote:
Quote:
It just blows me away that you sit here and you complain like a little girl that your taxes will go up when it's not going to affect you at all. In the mean time, the guy who sweeps your floor can't make the payments on his little two year old Kia Sportage. It boils down to this: You are saying "Don't tax me, tax the poor people" and I'm saying "Tax me more because I can take the hit".
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#238 | |
<&(©¿©)&>
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Join Date: Jul 2002
Location: Chicago
Posts: 47,882
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Quote:
I'm saying IF taxes were to be raised it would only be fair to raise them for everyone... but ideally, focus should be on cutting spending, raising taxes should be used only as a last resort... I just don't agree with the solution that the left is proposing: - raise taxes on the rich - with no or very limited spending cuts focus should be more on cutting spending, not on who we can squeeze more $$ out of without creating too much drama...
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#239 | |
Babemeister
Industry Role:
Join Date: Jun 2001
Location: Madison
Posts: 7,081
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Quote:
I have never said. don't tax me, tax the middle class. I have said, CURB THE SPENDING. CURB THE SPENDING,CURB THE OUT OF CONTROL BORROWING AND SPENDING . Do you get it now? And if you say tax me(Rochard) more I can take the hit, you are a complete and utter fool. |
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#240 | |
So Fucking Lame
Industry Role:
Join Date: Jun 2009
Location: St. Petersburg, FL
Posts: 12,156
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Quote:
Now imagine you put ads on Craigslist saying you'd give a loan to anyone that would ask. That would make you fucking stupid. That is what the banks did. |
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#241 | |
Babemeister
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Join Date: Jun 2001
Location: Madison
Posts: 7,081
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Quote:
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#242 | |
So Fucking Lame
Industry Role:
Join Date: Jun 2009
Location: St. Petersburg, FL
Posts: 12,156
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Quote:
They knew what they were doing which is why they kept the servicing and the best tranches and sold off everything else. You keep the servicing and the best loans and as servicer you will still be paid by investors when home is empty. In fact you will be paid a lot more than you would managing a good loan. |
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#243 | |
Leaner, Meaner, Faster
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Join Date: Aug 2002
Location: Vegas
Posts: 20,959
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Quote:
Just like we didn't vote the Democrat party in. We voted BUSH into the White House. He's a great candidate and a likeable guy. We voted OBAMA into the White House. He's a great candidate and a likeable guy. In my opinion this election was once again NOT about the issues...but who we think was the guy we would like to have a beer with. ![]() And Obama won that hands down. Just like Bush did. When Bush won re-election against John Kerry, it wasn't about ideas...it was because Kerry was stiff and looked like he had a Frankenstein head. Bush meanwhile was loosey-goosey and confident and just looked at ease in his own skin. Same thing this year. Romney was too vanilla and too stiff. Obama is smooth, confident, and feels great in his own skin. Nobody voted an entire party into the White House. Obama does not 100% represent the Democrat party. Yes, their leaders will fall in line publicly for the sake of politics. And Bush in no way represented the Republican Party 100% either. His spending spree was the exact opposite of what fiscal conservatism is. EDIT: And no....we were not "brought down to our knees" during the second Bush term. What the fuck world were you living in? Unemployment was at record lows. The market was at record highs. The crash came during the last few months of his term. He took over in a mini-recession as the tech bubble busted. And then there was 9-11 But Bush did show some good leadership in the months after 9-11...and the economy and the country did great after that. If not for the wars, we wouldn't be running a deficit. And if not for the housing market collapse (I don't know how many times you need to be told this to understand it), the economy would still be good. And Bush did not cause the housing market to collapse and the economy with it. Congress during the 1990's passed the bills that led to our current economic problems. |
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#244 |
So Fucking Lame
Industry Role:
Join Date: Jun 2009
Location: St. Petersburg, FL
Posts: 12,156
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We didn't actually vote Bush in the first time. We voted Gore in. We did the second time. I don't know why but we did.
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#245 | |
Leaner, Meaner, Faster
Industry Role:
Join Date: Aug 2002
Location: Vegas
Posts: 20,959
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Quote:
And yet, you have people in this thread calling it a "landslide" and "lost BIG" because it's the electoral vote that counts. Reality is...Obama won a little over half. Which means about half the country voted the other way. ![]() I really think that all 50 states should be required to dole out their electoral votes based on the popular vote. As it stands now...if a candidate wins the popular vote by ONE vote in a state...he gets 100% of the electoral votes. That's just wrong. And if it were changed...you're right, Al Gore would have won in 2000. (god help us, we'd all be riding bicycles and have no electricity so we would be "green", while he would still be riding in limousines and flying private jets. lol ) |
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#246 | |
Too lazy to set a custom title
Industry Role:
Join Date: Sep 2002
Posts: 34,431
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Quote:
Bush is a much more friendly guy, another guy born rich. Obama is the first president in my lifetime who IS 'one of us'. Pretty much just a regular guy like millions of others who grew up to be a Yuppie.
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I moved my sites to Vacares Hosting. I've saved money, my hair is thicker, lost some weight too! Thanks Sly!
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#247 | |
<&(©¿©)&>
Industry Role:
Join Date: Jul 2002
Location: Chicago
Posts: 47,882
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Quote:
lending money to people on craigslist isn't actually as stupid as you make it sound, it's not unlike lending money to a bunch of people with a pipe dream or sob story on prosper.com... some default, some pay it back, but at the end of the day you should end up with reasonable return on your investment... 1000s of people lend on there, and I actually considered doing the same myself... so if I was to lose money by lending on prosper.com, you would consider me "fucking stupid"?
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Custom Software Development, email: woj#at#wojfun#.#com to discuss details or skype: wojl2000 or gchat: wojfun or telegram: wojl2000 Affiliate program tools: Hosted Galleries Manager Banner Manager Video Manager ![]() Wordpress Affiliate Plugin Pic/Movie of the Day Fansign Generator Zip Manager |
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#248 |
Leaner, Meaner, Faster
Industry Role:
Join Date: Aug 2002
Location: Vegas
Posts: 20,959
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Yeah, that's what I've read that all the people in his cabinet say about him too. But he is very good at being "likeable" onstage in front of a crowd. And that's what really counted.
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#249 | |
lurker
Industry Role:
Join Date: Aug 2002
Location: atlanta
Posts: 57,021
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Quote:
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#250 |
Babemeister
Industry Role:
Join Date: Jun 2001
Location: Madison
Posts: 7,081
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Are you as upset over the 2000ish coalition forces that died in Afghanistan? And the number is still rising daily. Or do you believe Gore would've just looked the other way after 9/11
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