CEO of Epoch/PayCom
 

In Epoch/PayCom's thread by Chris Mallick (CEO) I made a reply to another's post:

I know one of these the government will come down on any processor allowing questionable billing such as pre-checked cross-sales, etc.. It would be a lovely end to 'maximizing profits' through extra billing at point of sale.

This is what Chris Mallick (CEO) had to say in response to me bringing up their bad apple:

Go to http://www.gofuckyourself.com/showth...hreadid=360460 for thread


I find that to be quite pathetic of him and very unprofessional. Also makes me realize his stance/feelings on this bad apple business practice of theirs.

Matt

yeah, what a cock sucker.

were you not held enough as a child?

Wow! You have made me think. I guess I should really stop and ty to "feel" what you were trying to say. I will get back to you with a pithy reply, maybe, but don't count on it. I and we satnd behind all of our business practices. We are compliant in all things to my knowledge.

I don't want to feed your need to post and to argue over things you don;t really understand. So I am out for the night and not posting to this thread again.

If you truly have a problem with me or anthing we do, I will extend to you an open invitation to fly to LA and sit with me, face-to-face and discuss this like gentlemen. If you need, we will pay for your plane ticket if you agree that we can video tape the meeting. I am sure I can change your thinking if you allow me the time to give you the facts.

If you want, email me to discuss this further: [email protected]


Night all............

I'd pay to see that interview between you two :)
WG

epoch is good people, id rather have someone tell it like it is and be unprofessional, then a professional asshole blowing smoke up my ass. :winkwink:

Nysus, wtf do you do in the industry?
and why would you be questioning one of the most successful
guys in this industry, and better yet why would you start dumb threads about it?

On a serious note, there is nothing wrong with a processor giving the OPTION to enable cross-sales, prechecked or otherwise. This is not something that's new, it happens in mainstream businesses and is common practice (try ordering a flight on Expedia and you'll see various cross-sales before confirming a flight for limo service, meals, etc...).

Paycom is simply offering paysites the ability to do cross-sales and this is a legitimate means of driving additional revenues. In fact, a lot of people (myself included) depend on this business model such that sponsors can continue paying the rates they do to webmasters.

If you truly hate cross-sales, then simply don't offer them. I wouldn't go on a rampage because a processor offers this legitimate ability to maximize revenues/profits.

WG

Because he was not held enough as a child? :1orglaugh

:1orglaugh :1orglaugh

:1orglaugh :1orglaugh :1orglaugh


I'm pretty sure thats it. :glugglug

Nobody who does pre-checked cross-sales is going to say anything bad about their practice. They make too much money.

Especially the way Paycom sets up the wording.

"Click here to signup for a 3 day trial Membership to..."

This implies action must be taken to buy the trial, when in reality since it's pre-checked action must be taken to NOT buy it.

Of course, they get it right on the 18+ unchecked box above that when they state "Check here to certify that you are 18 years of age..."

I found the entire thread very informative. Although some of the replys were a bit informal that is to be expected on a board called go fuck yourself.

Matt get over it man. You dont understand the deal.. Alot of these pre checked cross sales help keep you below the 1%... Its an extra transaction that raises the deominator which decreses your cb ratio... The more sales u have the less cb ratio u will have. Also u can spread these cb's over the a bunch of sites, with cross sales, reducing your cb number. These things help.. Stop thinking that surfers are the good people... they are not.. U do your best to provide the best customer support and the rest is up the the biller and the surfer.. Stop thinking this is dishonest. Man, its like talking about sex to a preist...

Duke

I'm sure he understands the motive, but it's also questionable to use pre-checked boxes with unclear text.

Their use of the word "Check here" on the unchecked age box and "Click here" on the checked trial box really says something.

Again, "Check here" or "Click here" implies action must be taken to say yes. That's simply not the case with a pre-checked box.

Some surfers who don't understand that checked boxes always mean yes are leaving them checked as per the instructions next to the box.

According to the instructions, if you do want the trial then you should "Click here". That's not correct if it's already pre-checked.

A solution to stop the confusion would be to use "Check here" in both cases.

Chris don't sweat this type of crap from people like Matt. they think they know it all but in reality they couldn't navigate themselves inside the middle of a Cheerio. They are people that just like to bitch because they can't figure out this industry to make enough to pay for their measly rent much less anything else. Don't even waste your time with this type of individual.

I didn't take you for a greedy idiot, glad you posted though.

My argument is based on morales and business ethics.

You all know the tactics you use DOES increase revenue, but it doesn't mean you should do it; hence the morales.

Grow up and be professional.

And anyone that is "all for it" makes more money from it, but at the expense of unknowingly (sometimes) billing surfers more than they expected; you all know that.

Just because it allows paysites / programs to pay out more to you doesn't really mean anything.

They could just have high-converting sites, because they're quality, and surfers actually want the product.

For example: LightspeedCash.com and their sites.

I hope more of you greedy fucks who are arrogant-because-it-makes-you-more-money post in here, I'm making my list.

Notice: Everyone who posts arguing against my statements DOESN'T respond to my main point of ethics and morales. I wonder why... :2 cents:

By the way - I do have a large amount of support, they just don't come forward because of how business works, they deal with everyone as well.

Matt

I do understand it.

I find it really funny that you say pre-checked cross-sales decrease chargeback ratios?? LOL. You're ass-backwards there Don.

Chargeback ratios increase because of pre-checked cross-sales, but sponsors that do them don't care it increases their revenues (and yes, number of billing charges that go through).

And it IS dishonest because the reason revenues increase from pre-checked cross-sales is because a certain % of surfers won't uncheck them, and a certain % of surfers won't cancel, and a certain % of surfers won't chargeback.

You all know that, which is why you have them.

Matt

you are all hahahahas

Pre-checked cross-sales that aren't obvious?

And just because someone else does it, doesn't mean it's ethical or honest. If you're trying to use that as an argument then you surprised me.

You're a really great guy Charles and not meaning any harm by this, but the reason you're fending for pre-checked cross-sales is you make your money from them - your business model depends on them, your living depends on them.

Don't you think it would be better though if programs had quality paysites that surfers signed up to, and THEN retain them by them being updated with quality non-cookie cutter content, and THAT is how programs maximize profits for themselves and you??

Once again, your business model doesn't allow for that, but in general this would be true.

Matt

Nysus, go suck a camel cock.
You are nothing.
You know nothing.
You are insignificant.

Allah Ouakbar

Chris, I'd never meet with you to be attacked by you immaturely.

You obviously don't care how you treat society so I wouldn't be stupid enough to put myself in a situation to be treated the same by you.

It's funny how you quoted "feel" as if it's not something you do. :)

Matt

Big man.

Matt

This carries more weight when said by someone not posting from mommy's apartment.


by the way, I saw that post about your underage site you used in your profile.
I thought you got out of that business a while ago, no?

Congrats, you just joined the immature and pathetic club. Grow up.

And I didn't put that URL there, I don't know how it got there - would anyone be that stupid to put an underage URL in their profile if they actually promoted underage stuff?

Stop being fucking idiots.

And by the way - if anyone accuses me of promoting underage stuff (in the past or present) I will come after you; not attack you but with a nice thing called defamation. Jack ass.

Matt

please child, do you think your threats mean anything to me?
how will the lawsuit look with your mom as the co-signer?:1orglaugh

the only things in *my* profile are the ones I put there, just like everyone else. But hey, you want us to believe you're different.:1orglaugh

OH - By the way, how many of you against what I'm saying (and attacking me) make money promoting programs that have pre-checked cross-sales?

OH - By the way, how many of you against what I'm saying (and attacking me) make money promoting programs that have pre-checked cross-sales?

OH - By the way, how many of you against what I'm saying (and attacking me) make money promoting programs that have pre-checked cross-sales?

OH - By the way, how many of you against what I'm saying (and attacking me) make money promoting programs that have pre-checked cross-sales?

OH - By the way, how many of you against what I'm saying (and attacking me) make money promoting programs that have pre-checked cross-sales?

OH - By the way, how many of you against what I'm saying (and attacking me) make money promoting programs that have pre-checked cross-sales?

OH - By the way, how many of you against what I'm saying (and attacking me) make money promoting programs that have pre-checked cross-sales?

OH - By the way, how many of you against what I'm saying (and attacking me) make money promoting programs that have pre-checked cross-sales?

Biggy2, WiredGuy, robfantasy, Lighter, BigWebRev, AdnerAdvertising, DukeSkywalker, Alex From San Diego, drctfiesta (or whoever you are), or 12clicks?

robfantasy - I'm sorry to see the reply you made.. alwell.

Also, if you think I'm attacking you because you use Epoch/PayCom you're 100% wrong. I'm attacking pre-checked cross-sales, though I'm sure a large % of people processing with Epoch/PayCom use pre-checked cross-sales and therefore Epoch/PayCom makes a large % of their revenues off of pre-checked cross-sales.

:)

Matt

Payment processing is much more complex than most people believe. It should also not be forgotten that executives generally do not have a lot of time; therefore the time Chris took to answer questions should be appreciated.

Continue amusing yourself please, it's entertaining, and makes you look like a fucking idiot; just my opinion though, everyone else will hopefully make up their own, but that's usually not the case on GFY.

Matt

He didn't answer questions. Sorry if that's what you perceived his attacks to be.

Matt

I went to California, to meet with them along with a few other affiliates, FlashCash, and some other one, to talk about the problems we were having with flexpost and how to make it better, when it first came out. At the time it didn't have Croxsales, and I suggested they add it into their system, they didn't like that idea at all at the time. Then a few months went by and they added it.

I think paycom was the first processor to take the regulations seriously, I remember when we were still posting creditcard information to alot of the processors out there, and flexpost was still trying to find footing, they must have took a huge hit. We stopped using them all together. But they wouldn't let go of I think a million of our money so we had to turn them back on, LOL.

As for Chris Mallick the person, he was a cool guy when I met him. And their DBA Cal was extremely helpful, along with Manish their programmer.

I do have a list of things about their product code system I don't like, but will leave that for another thread.

Nysus , dont you have anything better to do than this ?? Like trying to hustle people to invest in your next grand scheme, or trying to get a piece of their action in return for your work ? :Graucho

not me.
I'm attacking you for being an asshole. Nothing more.

mommy tell you you don't have a case?:1orglaugh

People put on a 'game face' or show face in a business environment or when they're trying to look good to clients or potential clients.

You can see Epoch/PayCom's CEO's true colours here though.

And once again I'll state that just because something has been created to provide something (pre-checked cross-sales; I have nothing wrong with cross-sales directly), does not mean it is ethical or honest to surfers / customers.

Matt

Very well said. Cross sales are not mandatory...either the sponsor offering them or the customer taking them. Everyone has the option

Wow. Lovely. Who are you trying to impress?

Isn't BUSINESS hustling / making deals with people, getting investors or partners, to attempt to "get a piece of their action in return for your work" ?

LOL. At least don't be an idiot if you try to attack someone.

Matt

Invalid answer, sorry.

I'm not being an asshole, CEO of Epoch/PayCom (Chris Mallick) was. :)

Matt

You must have a demented definition of what being an asshole consists of. :2 cents:

Matt

Nysus - you really are nothing more than a spoilt little child, throwing tantrums on subjects he has no clue about. Do yourself and everyone else a favour and shutup for a while.

Paycom knows what it's doing And Pornkings backs them 100%

Chris I'll take your offer on. Make sure its a private jet:winkwink:

I'm not trying to impress anyone, let alone you. Your only business model seems to be trying to part people from their money to invest in your schemes. You need some growing up to do before you start attacking others :2 cents:

JFK, care to elaborate?
My days of keeping track of the antics of two bit punks is long gone.

apparently, in underage fantasy land, the truth is invalid.:1orglaugh

Cross-sales are a GREAT opportunity for increasing revenues.

Why pre-checked though?

Provide something that entices the surfer to check the box and want the cross-sale; such as LightspeedCash.com does. They provide a quality product, and offer the cross-sale of another quality product which they allow you to view and browse beforehand and THEN check it if they want to accept the offer.

Cross-sales aren't manditory, but why do they make them Pre-checked? Why not leave them unchecked? Why not? Because surfers don't uncheck them, don't cancel, a % allow the rebill but cancel, and a % don't chargeback.

If they left them unchecked their revenues would go down because what they offer isn't worth what they charge (in their cross-sales).

Solution? Offer cross-sales surfers would want. You'll actually make more money because you'll retain them as well.

Matt

I made a proposal to JFK where I'd develop FubarWebmasters.com further by having a commenting system per picture, rating system, and ability for users to submit their own photos into convention areas for others to browse and comment on; create a community, in exchange for a % ownership.

The community would increase webmaster returns and create interactivity that doesn't currently exist on his site.

Good try 12clicks at trying to find dirt on me, but it just backfired.

Matt

What's your purpose of continuing to refer to underage?

Matt

I am stealing this expression and there is nothing you can do... that is funny as Hell :Buck:

if I want to try and find dirt on you I'll wait for the GFY search page to come back up and type in "Nysus + underage"

But please no cross sales on the join page :1orglaugh

It amazes me how some people on here continue to dig their grave.

Matt