Where to get a real Free Credit Report? - GoFuckYourself.com

NETbilling · 11-18-2010, 11:58 PM

Hi,

Where do you guys recommend to see all 3 scores and not be roped into any "subscription"?

Thanks, Mitch

sandman! · 11-19-2010, 02:15 AM

there is no such thing but most of the sub sites have a free 30 day trial you signup see your report and cancel.

or you can go to all 3 places and get a free report.

Simon · 11-19-2010, 06:21 AM

https://www.annualcreditreport.com/

"This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion."

.

Phoenix · 11-19-2010, 06:26 AM

hmm no way to get it free...i use equifax.com

but its better to just go into your bank and tell them to show you i think

ShellyCrash · 11-19-2010, 07:15 AM

Quote:

Originally Posted by SimonSays

https://www.annualcreditreport.com/

"This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion."

.

This

I do have a subscription to a pay one and it has actually come in handy a few times. It's less than $20 a month, I think it's worth it.

fatfoo · 11-19-2010, 08:40 AM

A Credit Report cannot be obtained for free. It is possible to increase your credit limit and improve terms of your loan. It's good to have a good credit history. It makes sense to pay your debts on time. Good luck.

wild johnny · 11-19-2010, 08:45 AM

Quote:

Originally Posted by SimonSays

https://www.annualcreditreport.com/

"This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion."

.

Only place I know of where it is free.

Chris · 11-19-2010, 08:55 AM

myfreecreditreport.com just call and cancel after

PornoMonster · 11-19-2010, 09:00 AM

You can get your Credit Report for FREE once a Year, or anytime you have been denied credit.
I have not seen a place that gives all 3 scores for free.
It is best to pay the fee, get all THREE reports, and all THREE scores, they can be completely different.

Remember applying for credit drops your credit score, so print out all three and scores take that around, explain your reasons, some places will still not take this, but it helps.

PornoMonster · 11-19-2010, 09:03 AM

Quote:

Originally Posted by NetBilling

Hi,

Where do you guys recommend to see all 3 scores and not be roped into any "subscription"?

Thanks, Mitch

I do find this funny, as a BILLER, not wanting to be "roped" into a subscription.

I use (PAY)

TRUECREDIT.com

You can also do online disputes to one or two of the reports...

ParlourCash Karl · 11-19-2010, 09:33 AM

Yes you can get one as long as you are in the US, it will not let you do it if you are outside the US, if you are outside of the US you can get it by mail http://www.annualcreditreport.com

Here is the link telling you about it from the Federal Trade Commision website http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre34.shtm

Hope this helps

96ukssob · 11-19-2010, 09:36 AM

Quote:

Originally Posted by SimonSays

https://www.annualcreditreport.com/

"This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion."

.

yes, i agree

NETbilling · 11-19-2010, 09:46 AM

Thanks for all of the great info everyone!!

CYF · 11-19-2010, 10:50 AM

Quote:

Originally Posted by SimonSays

https://www.annualcreditreport.com/

"This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion."
.

this is the only legit one, and it's free once per year.

11-18-2010, 11:58 PM	#1
NETbilling Confirmed User Industry Role: Join Date: Jan 2002 Location: Huntington Beach, CA Posts: 8,582	Where to get a real Free Credit Report? Hi, Where do you guys recommend to see all 3 scores and not be roped into any "subscription"? Thanks, Mitch __________________ Mitch Farber CEO - NETbilling, Inc. Email / Phone: 888-357-8166 / 661-252-2456 Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

11-19-2010, 02:15 AM	#2
sandman! Icq: 14420613 Industry Role: Join Date: Mar 2001 Location: chicago Posts: 15,432	there is no such thing but most of the sub sites have a free 30 day trial you signup see your report and cancel. or you can go to all 3 places and get a free report. __________________ Need WebHosting ? Email me for some great deals [email protected]

11-19-2010, 06:21 AM	#3
Simon Confirmed User Industry Role: Join Date: Aug 2003 Location: Florida's Kinky Keys Posts: 189	https://www.annualcreditreport.com/ "This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion." . __________________ See most arguments on GFY explained in about 5 seconds email: simon <at> IndustryInc dot com \| icq: 269~043~019 "If you want a happy ending, that depends, of course, on where you stop your story." Last edited by Simon; 11-19-2010 at 06:23 AM..

11-19-2010, 06:26 AM	#4
Phoenix BACON BACON BACON Industry Role: Join Date: Nov 2002 Location: Poems everybody, the laddie fancies himself a poet Posts: 35,457	hmm no way to get it free...i use equifax.com but its better to just go into your bank and tell them to show you i think __________________ Skype Phoenixskype1 Telegram PhoenixBrad https://quantads.io

11-19-2010, 08:40 AM	#6
fatfoo ICQ:649699063 Industry Role: Join Date: Mar 2003 Posts: 27,763	A Credit Report cannot be obtained for free. It is possible to increase your credit limit and improve terms of your loan. It's good to have a good credit history. It makes sense to pay your debts on time. Good luck. __________________ Send me an email: [email protected] Last edited by fatfoo; 11-19-2010 at 08:42 AM..

11-19-2010, 08:55 AM	#8
Chris Too lazy to set a custom title Industry Role: Join Date: May 2003 Location: icq: 71462500 Skype: Jupzchris Posts: 27,880	myfreecreditreport.com just call and cancel after __________________ [email protected]

11-19-2010, 09:00 AM	#9
PornoMonster Confirmed User Industry Role: Join Date: Mar 2003 Posts: 2,257	You can get your Credit Report for FREE once a Year, or anytime you have been denied credit. I have not seen a place that gives all 3 scores for free. It is best to pay the fee, get all THREE reports, and all THREE scores, they can be completely different. Remember applying for credit drops your credit score, so print out all three and scores take that around, explain your reasons, some places will still not take this, but it helps.

11-19-2010, 09:33 AM	#11
ParlourCash Karl Confirmed User Join Date: May 2006 Location: Hawaii Posts: 438	Yes you can get one as long as you are in the US, it will not let you do it if you are outside the US, if you are outside of the US you can get it by mail http://www.annualcreditreport.com Here is the link telling you about it from the Federal Trade Commision website http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre34.shtm Hope this helps __________________ www.ParlourCash.com

11-19-2010, 09:46 AM	#13
NETbilling Confirmed User Industry Role: Join Date: Jan 2002 Location: Huntington Beach, CA Posts: 8,582	Thanks for all of the great info everyone!! __________________ Mitch Farber CEO - NETbilling, Inc. Email / Phone: 888-357-8166 / 661-252-2456 Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!