Where to get a real Free Credit Report?

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  • NETbilling
    Confirmed User
    • Jan 2002
    • 8598

    #1

    Where to get a real Free Credit Report?

    Hi,

    Where do you guys recommend to see all 3 scores and not be roped into any "subscription"?

    Thanks, Mitch


    Mitch Farber
    CEO - NETbilling, Inc.
    Email / Phone: 888-357-8166 / 661-252-2456
    Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!
  • sandman!
    Icq: 14420613
    • Mar 2001
    • 15431

    #2
    there is no such thing but most of the sub sites have a free 30 day trial you signup see your report and cancel.

    or you can go to all 3 places and get a free report.
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    • Simon
      Confirmed User
      • Aug 2003
      • 189

      #3
      https://www.annualcreditreport.com/

      "This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion."





      .
      Last edited by Simon; 11-19-2010, 04:23 AM.
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      • Phoenix
        BACON BACON BACON
        • Nov 2002
        • 35475

        #4
        hmm no way to get it free...i use equifax.com

        but its better to just go into your bank and tell them to show you i think
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        • ShellyCrash
          Confirmed User
          • Jun 2004
          • 6708

          #5
          Originally posted by SimonSays
          https://www.annualcreditreport.com/

          "This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion."





          .

          This

          I do have a subscription to a pay one and it has actually come in handy a few times. It's less than $20 a month, I think it's worth it.

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          • fatfoo
            ICQ:649699063
            • Mar 2003
            • 27763

            #6
            A Credit Report cannot be obtained for free. It is possible to increase your credit limit and improve terms of your loan. It's good to have a good credit history. It makes sense to pay your debts on time. Good luck.
            Last edited by fatfoo; 11-19-2010, 06:42 AM.
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            • wild johnny
              Confirmed User
              • Nov 2009
              • 723

              #7
              Originally posted by SimonSays
              https://www.annualcreditreport.com/

              "This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion."

              .
              Only place I know of where it is free.
              Contact.....Johnny[at]wildg[.]com

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              • Chris
                Too lazy to set a custom title
                • May 2003
                • 27880

                #8
                myfreecreditreport.com just call and cancel after
                [email protected]

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                • PornoMonster
                  Confirmed User
                  • Mar 2003
                  • 2257

                  #9
                  You can get your Credit Report for FREE once a Year, or anytime you have been denied credit.
                  I have not seen a place that gives all 3 scores for free.
                  It is best to pay the fee, get all THREE reports, and all THREE scores, they can be completely different.

                  Remember applying for credit drops your credit score, so print out all three and scores take that around, explain your reasons, some places will still not take this, but it helps.
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                  • PornoMonster
                    Confirmed User
                    • Mar 2003
                    • 2257

                    #10
                    Originally posted by NetBilling
                    Hi,

                    Where do you guys recommend to see all 3 scores and not be roped into any "subscription"?

                    Thanks, Mitch
                    I do find this funny, as a BILLER, not wanting to be "roped" into a subscription.

                    I use (PAY)

                    TRUECREDIT.com

                    You can also do online disputes to one or two of the reports...
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                    • ParlourCash Karl
                      Confirmed User
                      • May 2006
                      • 438

                      #11
                      Yes you can get one as long as you are in the US, it will not let you do it if you are outside the US, if you are outside of the US you can get it by mail http://www.annualcreditreport.com

                      Here is the link telling you about it from the Federal Trade Commision website http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre34.shtm

                      Hope this helps
                      www.ParlourCash.com

                      Comment

                      • 96ukssob
                        So Fucking Banananananas
                        • Mar 2003
                        • 12991

                        #12
                        Originally posted by SimonSays
                        https://www.annualcreditreport.com/

                        "This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion."





                        .
                        yes, i agree
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                        • NETbilling
                          Confirmed User
                          • Jan 2002
                          • 8598

                          #13
                          Thanks for all of the great info everyone!!


                          Mitch Farber
                          CEO - NETbilling, Inc.
                          Email / Phone: 888-357-8166 / 661-252-2456
                          Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

                          Comment

                          • CYF
                            Coupon Guru
                            • Mar 2009
                            • 10973

                            #14
                            Originally posted by SimonSays
                            https://www.annualcreditreport.com/

                            "This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion."
                            .
                            this is the only legit one, and it's free once per year.
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