How the recession has effected my hometown (photo journalism) - Page 4 - GoFuckYourself.com

BlackCrayon · 07-23-2010, 12:09 PM

Quote:

Originally Posted by Elli

You know what's interesting? I was just talking to a mortgage broker yesterday. She said that banks right now in CANADA are looking to lend mortgage loans to entrepeneurs. That old requirement that you have 3 - 5 years of tax forms to prove your income if you're self employed? They don't care any more. If you've got enough gumption to strike out on your own, the banks LOVE THAT and want to get you into a mortgage.

Now, call me crazy, but that sounds like Canada's own version of a subprime / nodoc/l lowdoc crisis.

what bank is this? td bank didn't like the fact that was 'self employed' due to the fact that people like us write off all we can to make our incomes looks smaller than they actually are and the cmha won't take 'stated income' from self employed people anymore. in the end they wanted a larger downpayment than we had.

Elli · 07-23-2010, 12:39 PM

Quote:

Originally Posted by BlackCrayon

what bank is this? td bank didn't like the fact that was 'self employed' due to the fact that people like us write off all we can to make our incomes looks smaller than they actually are and the cmha won't take 'stated income' from self employed people anymore. in the end they wanted a larger downpayment than we had.

The mortgage broker said the banks are looking for biz expenses, the more the better, because they see it as a larger scope of business somehow. They are also looking at internet presence, like how high your site shows in google rankings, etc. SHe said it was the general situation due to changes made about 6 months ago.

Naughty · 07-23-2010, 12:49 PM

So i read this thread the past few days, and i could not get one thing out of my head.

You need some Lightning in Radiator Springs;)

lazycash · 07-23-2010, 01:35 PM

Quote:

Originally Posted by Elli

The mortgage broker said the banks are looking for biz expenses, the more the better, because they see it as a larger scope of business somehow. They are also looking at internet presence, like how high your site shows in google rankings, etc. SHe said it was the general situation due to changes made about 6 months ago.

Lenders looking at google rankings, times have changed.

Rochard · 07-23-2010, 04:59 PM

Quote:

Originally Posted by Vegas Ken

You should see Vegas.... ugh

I bet you the outskirts of Vegas are a fucking ghost town. Every year, driving from Phoenix to Vegas, coming over that final hill, I remember being amazed at how much they were building. I guess all of that has stopped now.

datatank · 07-23-2010, 05:06 PM

Quote:

Originally Posted by Rochard

This is why our industry is doing so poorly now. All industries are suffering.

NO its not you are wrong

bns666 · 07-23-2010, 05:27 PM

how come there are no ghost towns in europe?

baddog · 07-23-2010, 05:30 PM

Quote:

Originally Posted by Mutt

something very immoral about those photos - you have a community there that to 95% of the world is the American dream - and it's a ghost town. surely it would be better to have people living in those homes even if they were only paying the utilities and a nominal rent, until a house is actually sold people shouldn't be forced out, as long as they take care of the property. even if they're jobless and on social assistance, better to have them in that community, so the remaining businesses get some of that money. this solution depicted in Rochard's photos serves NOBODY well. they now have home staging companies for a reason - an empty house is much harder to sell than a lived in home. who would choose to move into a neighborhood like that now, it's too depressing.

You would never be able to get the freeloaders out when it was sold.

There are laws that protect them. Like stray cats.

Quote:

Originally Posted by Rochard

My point is this is an average town in the United States with nearly half the houses on vacant because they foreclosed, and businesses are going out of business left and right.

I am sure I can expect an interesting answer. How did you come to the conclusion that Lincoln, CA was an example of the average town?

Quote:

Originally Posted by Elli

You know what's interesting? I was just talking to a mortgage broker yesterday. She said that banks right now in CANADA are looking to lend mortgage loans to entrepeneurs. That old requirement that you have 3 - 5 years of tax forms to prove your income if you're self employed? They don't care any more. If you've got enough gumption to strike out on your own, the banks LOVE THAT and want to get you into a mortgage.

Now, call me crazy, but that sounds like Canada's own version of a subprime / nodoc/l lowdoc crisis.

Yep, sounds like what caused our problems.

baddog · 07-23-2010, 05:34 PM

Quote:

Originally Posted by bns666

how come there are no ghost towns in europe?

Because families hand their homes down from generation to generation? People don't buy homes to flip them. At least that is what I have seen/noticed in my travels.

Mutt · 07-23-2010, 05:42 PM

Quote:

Originally Posted by baddog

You would never be able to get the freeloaders out when it was sold.

There are laws that protect them. Like stray cats.

not true where i come from at least - sheriff shows up. if they barricade themselves in, then you go to a judge, they'll come and take them away and put them away for a couple days to have them mentally assessed.

what law in California protects someone who refuses to leave the premises of a home/apartment they don't own or have a valid lease agreement to live in?

baddog · 07-23-2010, 05:57 PM

Quote:

Originally Posted by Mutt

not true where i come from at least - sheriff shows up. if they barricade themselves in, then you go to a judge, they'll come and take them away and put them away for a couple days to have them mentally assessed.

what law in California protects someone who refuses to leave the premises of a home/apartment they don't own or have a valid lease agreement to live in?

http://www.caltenantlaw.com/Eviction.htm

Quote:

Eviction is the means by which a landlord can legally get you to move out. If you win, you stay put. If you did nothing to stop it, you would lose but have about a month from the filing of the eviction lawsuit before you would be locked out by the Sheriff. If you fight it, getting 2-3 months more time [even if you lose] is easy. My record is 14 months, and it could have been longer. That landlord gave up over $10,000 in back rent just to have the tenant leave, so we settled for that.

http://www.caltenantlaw.com/images/UDFlowChart.jpg

kane · 07-23-2010, 05:59 PM

Quote:

Originally Posted by baddog

Because families hand their homes down from generation to generation? People don't buy homes to flip them. At least that is what I have seen/noticed in my travels.

They also seem to have a different sensibility about homes over there. I'm no expert, but it seems like a lot of people just expect that their home is going to be on the smaller side and that it might not have every little detail and luxury you could want. When people do own bigger homes they either have plenty of money, or, like you say, they are long term family homes that were either passed down to them or they plan to pass down.

You don't see a lot of people over there spending 70%+ of their income to pay a mortgage on a big house they don't need.

As I say, I'm no expert, this is just what I have observed and my own opinion.

baddog · 07-23-2010, 06:01 PM

Quote:

Originally Posted by kane

They also seem to have a different sensibility about homes over there. I'm no expert, but it seems like a lot of people just expect that their home is going to be on the smaller side and that it might not have every little detail and luxury you could want. When people do own bigger homes they either have plenty of money, or, like you say, they are long term family homes that were either passed down to them or they plan to pass down.

You don't see a lot of people over there spending 70%+ of their income to pay a mortgage on a big house they don't need.

As I say, I'm no expert, this is just what I have observed and my own opinion.

Most of my friends have nice homes over there. But the ones that did not have them handed down to them built their own.

CheeseHead Nacho Burger · 07-23-2010, 06:02 PM

Idiots who blame this on Obama forget it started with Bush. The first $800 billion in bailouts came from Dubya. The economy fell apart under Dubya.

FYI: I didn't vote for Obama (I voted McCain) but it's ignorant to blame this mess on our current President.

Rochard · 07-23-2010, 06:07 PM

Quote:

Originally Posted by datatank

NO its not you are wrong

So your saying the reason why the fucking Wendy's closed is because of tubes?

My point is our industry is bitching saying "too much free porn" and "tubes" are the cause of the sales slow down. And I'm telling you that in the past two years a dozen restaurant within a mile of my house went out of business. I'm also heavily invested in screen printing company in Southern California; Their business has dropped to a fucking trickle.

Every business is hurting. Except for maybe U-haul .

Amputate Your Head · 07-23-2010, 06:30 PM

Quote:

Originally Posted by Rochard

So your saying the reason why the fucking Wendy's closed is because of tubes?

My point is our industry is bitching saying "too much free porn" and "tubes" are the cause of the sales slow down. And I'm telling you that in the past two years a dozen restaurant within a mile of my house went out of business. I'm also heavily invested in screen printing company in Southern California; Their business has dropped to a fucking trickle.

Every business is hurting. Except for maybe U-haul .

and soup kitchens.

danevans · 07-23-2010, 06:55 PM

Jesus those houses look fantastic & prices are ridiculous. Someone mentioned Bosnia earlier, houses like that are about the same price there and in other parts of Eastern Europe too.. Sad to see & weird to accept. Coming from an old city in Europe, with its narrow city-centre streets where american SUVs get stuck, these ghost town pics make me think where the hell do you guys meet your partners if you're not highschool/college sweethearts? zombie-walking the streets? Aff/fling explained I guess

I've been to Budapest a month ago, same as here, all malls crowded, people carrying bags of stuff they just bought etc, so I guess the difference in US is only visible in suburbia? (doubt that downtown NYC area is not full of shop-a-holic women)

baddog · 07-23-2010, 07:07 PM

Quote:

Originally Posted by danevans

Jesus those houses look fantastic & prices are ridiculous. Someone mentioned Bosnia earlier, houses like that are about the same price there and in other parts of Eastern Europe too.. Sad to see & weird to accept. Coming from an old city in Europe, with its narrow city-centre streets where american SUVs get stuck, these ghost town pics make me think where the hell do you guys meet your partners if you're not highschool/college sweethearts? zombie-walking the streets? Aff/fling explained I guess

I've been to Budapest a month ago, same as here, all malls crowded, people carrying bags of stuff they just bought etc, so I guess the difference in US is only visible in suburbia? (doubt that downtown NYC area is not full of shop-a-holic women)

Put it this way, I am a 5th generation, Native Californian that travels extensively around this state and I have never heard of Lincoln until Rochard moved there.

According to Wiki, it was nothing until the mid-90's and only grew because Roseville filled up.

sandman! · 07-23-2010, 07:15 PM

Countrywide was one of the shadiest of them all................

Quote:

Originally Posted by Amputate Your Head

@ Atticus:

When the mortgage industry melted down, my wife worked in the mortgage industry. Her career, her company (Countrywide), her income.... all gone, just like that. Wasn't our fault. Nothing we did caused that to happen. But it certainly had an impact on us.

bausch · 07-23-2010, 07:43 PM

I live in Orange County and I went to South Coast Plaza and it was packed, it was so crowded in Nordstroms I could barely pack. They were having an anniversary sale but still., the whole mall was packed. Saw tons of people shopping buying stuff, shopping Gucci and Chanel. Lots of people buying makeup at the MAC counter with money to burn. The restaurants there were packed too. I didn't see any signs of recession.

Rochard · 07-23-2010, 09:42 PM

Quote:

Originally Posted by baddog

How did you come to the conclusion that Lincoln, CA was an example of the average town?

I called it an average town because it's not a huge city like LA, San Diego, NYC, etc, and at the same time it's not a small town with a population of two thousand people. It's an average suburb.

baddog · 07-23-2010, 09:54 PM

Quote:

Originally Posted by Rochard

I called it an average town because it's not a huge city like LA, San Diego, NYC, etc, and at the same time it's not a small town with a population of two thousand people. It's an average suburb.

Maybe in CA, not national though.

datatank · 07-23-2010, 09:55 PM

Quote:

Originally Posted by Rochard

So your saying the reason why the fucking Wendy's closed is because of tubes?

My point is our industry is bitching saying "too much free porn" and "tubes" are the cause of the sales slow down. And I'm telling you that in the past two years a dozen restaurant within a mile of my house went out of business. I'm also heavily invested in screen printing company in Southern California; Their business has dropped to a fucking trickle.

Every business is hurting. Except for maybe U-haul .

You are not comparing apples to apples.
If anything a bad economy increases porn site sales.
People are stressed out and vices take over.

Atticus · 07-23-2010, 10:14 PM

Quote:

Originally Posted by Rochard

I bet you the outskirts of Vegas are a fucking ghost town. Every year, driving from Phoenix to Vegas, coming over that final hill, I remember being amazed at how much they were building. I guess all of that has stopped now.

No actually. Yes home values have dramatically decreased but I havent seen anything like the pictures you posted. I live in Henderson and have 2 rental homes in a pretty normal sub division. All the values have dropped in half but they are all filled (or at least the vast majority).

Commercial buildings have vacancies and huge condo/strip mall projects that were started but never finished sit vacant collecting dust but its not on every corner like your pics suggest in your town. Just examples of investors/developers trying to take advantage of an inflated market and they went bust. I go down on the strip and Fashion Show Mall / Town Square is packed.

I've travelled quite a bit over the past couple of years from Vegas to Phoenix/LA and your situation is not the norm.

And on that subject you're out of your mind if you think the economy is what is driving porn sales down. Nobody is thinking about the economy when they are considering buying a $1 trial to jerk off. It has to do with an abundance of free content, horrendous marketing practices, deceptive billing and a fragmented industry with a low entry barrier that keeps dividing the pie.

Generally entertainment thrives in a bad economy. Hollywood is booming, video game sales are huge, RedBox is blowing up and NetFlix is still growing and adding subscribers. By your equation because a Wendies shut down in butt fuck Cali nobody can afford a movie ticket. It's simply not true.

datatank · 07-23-2010, 10:17 PM

One thing that the economy is responsible for is the declined rebills.
Peoples credit limits were lowered and cards are maxed out.
For sure my declined rebills have gone up alot the last 2-3 years

datatank · 07-23-2010, 10:18 PM

Quote:

Originally Posted by Atticus

No actually. Yes home values have dramatically decreased but I havent seen anything like the pictures you posted. I live in Henderson and have 2 rental homes in a pretty normal sub division. All the values have dropped in half but they are all filled (or at least the vast majority).

Commercial buildings have vacancies and huge condo/strip mall projects that were started but never finished sit vacant collecting dust but its not on every corner like your pics suggest in your town. Just examples of investors/developers trying to take advantage of an inflated market and they went bust. I go down on the strip and Fashion Show Mall / Town Square is packed.

I've travelled quite a bit over the past couple of years from Vegas to Phoenix/LA and your situation is not the norm.

And on that subject you're out of your mind if you think the economy is what is driving porn sales down. Nobody is thinking about the economy when they are considering buying a $1 trial to jerk off. It has to do with an abundance of free content, horrendous marketing practices, deceptive billing and a fragmented industry with a low entry barrier that keeps dividing the pie.

Generally entertainment thrives in a bad economy. Hollywood is booming, video game sales are huge, RedBox is blowing up and NetFlix is still growing and adding subscribers. By your equation because a Wendies shut down in butt fuck Cali nobody can afford a movie ticket. It's simply not true.

Thank you for explaining to him what I was trying to say haha.

SGx · 07-24-2010, 03:34 AM

about europe, i don't for other countries, but in france for example, you are not allowed to have a mortgage with monthly payments > 33% of your total income. This law has been up for years

Rochard · 07-24-2010, 09:38 AM

Quote:

Originally Posted by Atticus

And on that subject you're out of your mind if you think the economy is what is driving porn sales down. Nobody is thinking about the economy when they are considering buying a $1 trial to jerk off. It has to do with an abundance of free content, horrendous marketing practices, deceptive billing and a fragmented industry with a low entry barrier that keeps dividing the pie.

Generally entertainment thrives in a bad economy. Hollywood is booming, video game sales are huge, RedBox is blowing up and NetFlix is still growing and adding subscribers. By your equation because a Wendies shut down in butt fuck Cali nobody can afford a movie ticket. It's simply not true.

I disagree. I have a friend of mine out of work for the past six months. He can't spend $20 to jerk off. He can't afford $20 to fill up his tank with gas. No way he's plunking down his credit card to view a porn site. He's about to loose house and has zero cash; He's worried about where he's going to be living next month, not entertaining himself.

You also compared Wendys to my local movies. You can't really compare the two. We don't have a local movie theatre in Lincoln, or even Rocklin for that matter. We have to travel all the way to Roseville to see a movie, all of about twenty minutes. In the process, we'll pass three different Wendy's - including the closed one in Lincoln, there is one in Rocklin and more than one in Roseville. The Wendy's served a limited amount of people in Lincoln only, while the movie theatre serves the populations of Roseville, Lincoln, Rocklin, North Highlands, and even Granite Bay. In other words, the movie theatre has a much large customer base.

I'm also willing to bet that our local movie theatre has seen a huge decline in ticket sales, as well as a drop in their snack bar sales.

Agent 488 · 07-24-2010, 09:41 AM

video game sales are down. gambling down. i wish the old vices do well in a recession myth would get put to rest. it just simply isn't true anymore.

Amputate Your Head · 07-24-2010, 09:58 AM

Quote:

Originally Posted by Rochard

I disagree. I have a friend of mine out of work for the past six months. He can't spend $20 to jerk off. He can't afford $20 to fill up his tank with gas. No way he's plunking down his credit card to view a porn site. He's about to loose house and has zero cash; He's worried about where he's going to be living next month, not entertaining himself.

You also compared Wendys to my local movies. You can't really compare the two. We don't have a local movie theatre in Lincoln, or even Rocklin for that matter. We have to travel all the way to Roseville to see a movie, all of about twenty minutes. In the process, we'll pass three different Wendy's - including the closed one in Lincoln, there is one in Rocklin and more than one in Roseville. The Wendy's served a limited amount of people in Lincoln only, while the movie theatre serves the populations of Roseville, Lincoln, Rocklin, North Highlands, and even Granite Bay. In other words, the movie theatre has a much large customer base.

I'm also willing to bet that our local movie theatre has seen a huge decline in ticket sales, as well as a drop in their snack bar sales.

I'm with you 100% on this. I've seen it around here too. Neighbors that are collecting cans to get $5 bucks for gas.... they damn sure aren't paying for porn.

MaDalton · 07-24-2010, 09:59 AM

Quote:

Originally Posted by bns666

how come there are no ghost towns in europe?

a few do exist, i know it from eastern germany. after the reunion many younger people moved away and cities shrunk. the place where i lived for a while for example went from almost 80,000 people in 1989 to about 55,000 today. a few years ago they started tearing down empty apartment complexes in the suburbs to avoid these places becoming ghettos.

and: over here it's much much more difficult to get a mortgage and in general renting is more popular than buying. mostly because buying is not so easy i guess.

iseeyou · 07-24-2010, 11:16 AM

Quote:

Originally Posted by Agent 488

video game sales are down. gambling down. i wish the old vices do well in a recession myth would get put to rest. it just simply isn't true anymore.

I am not sure it was ever true, despite what Paul Markham says. During a depression or recession, there is a lot less money in the economy for spending. Even if people buy drugs,booze,porn instead of food,housing,fuel,clothes,transport ..... there still is less a lot less money in the economy for spending.

Seems to me, the best we can hope for is that porn sales might not decrease as much as some other industries. But it's totally unrealistic to expect porn sales to shoot through the roof because more people are unemployed and have more free time and less money of course. It does not even make sense, really.

more free time does not necessarily mean more masturbation. you can only masturbate so much in one day.

I just spent $20 on sushi and beer. If sales dont come back in September, my diet will change to ramen noodles and tap water.

Atticus · 07-24-2010, 12:09 PM

Quote:

Originally Posted by Rochard

I disagree. I have a friend of mine out of work for the past six months. He can't spend $20 to jerk off. He can't afford $20 to fill up his tank with gas. No way he's plunking down his credit card to view a porn site. He's about to loose house and has zero cash; He's worried about where he's going to be living next month, not entertaining himself.

You also compared Wendys to my local movies. You can't really compare the two. We don't have a local movie theatre in Lincoln, or even Rocklin for that matter. We have to travel all the way to Roseville to see a movie, all of about twenty minutes. In the process, we'll pass three different Wendy's - including the closed one in Lincoln, there is one in Rocklin and more than one in Roseville. The Wendy's served a limited amount of people in Lincoln only, while the movie theatre serves the populations of Roseville, Lincoln, Rocklin, North Highlands, and even Granite Bay. In other words, the movie theatre has a much large customer base.

I'm also willing to bet that our local movie theatre has seen a huge decline in ticket sales, as well as a drop in their snack bar sales.

My comparison to your Wendies was sarcasm. You were the one doing the comparison by claiming because your Wendies shut down, porn spending is also down.

You're taking a town that boomed by building houses for people who realistically couldnt afford them in the first place. Now they're gone so of course the local businesses will also close up shop. But those people move on and live with their parents, friends, rent an apt etc. They are still spending a few bucks a month to watch movies from RedBox. Hollywood is on pace to have their best earnings year ever. Hell, I have to wait 3 weeks to get my new iphone, Apple cant keep up with demand. People will spend money on entertainment, always have. If you think people dont spend $ on sex anymore, come down to Vegas and visit the Rhino at 5am on a Tuesday. It's balls to the wall.

You're looking at extreme examples of people having to beg for $ to get gas. For everyone of those examples I can give you 5 more of people viewing movies from NetFlix, watching Inception, hitting the strip clubs, waiting in line at Redbox, going to a baseball game.

bausch · 07-24-2010, 12:26 PM

It may affect small towns or select individuals, but I really do see people in Orange County spending more money than ever, buying all sorts of luxuries. South Coast Plaza is packed every weekend where I can't even find parking. I still see folks buying designer items, purses costing over 1k, and even paying above retail for coveted limited edition items etc. The restaurants here are always packed too, I mean PACKED to the point where I was trying to get a table for one a while ago and they told me to come back because there was no room. (They weren't lying, it was completely packed).

the alchemist · 07-24-2010, 01:03 PM

Wow, a picture is indeed worth a thousand words...

Socks · 07-24-2010, 04:54 PM

Quote:

Originally Posted by baddog

http://www.caltenantlaw.com/Eviction.htm

http://www.caltenantlaw.com/images/UDFlowChart.jpg

Why should we care any more about landlords than restaurant and franchise owners, baddog?

What do I lose if a bunch of landlords lose a bunch of money and shut down their office.

I thought you didn't care?

baddog · 07-24-2010, 05:23 PM

Quote:

Originally Posted by Socks

Why should we care any more about landlords than restaurant and franchise owners, baddog?

What do I lose if a bunch of landlords lose a bunch of money and shut down their office.

I thought you didn't care?

I was responding to Mutt's question.

Socks · 07-24-2010, 05:58 PM

Quote:

Originally Posted by Rochard

Every business is hurting. Except for maybe U-haul .

And pawn shops, and self-storage.. Self storage has been boooming

Ethersync · 07-24-2010, 06:13 PM

Quote:

Originally Posted by datatank

nice theory but 90% of the population would not be home owners

Houses would be MUCH cheaper.

Rochard · 07-25-2010, 07:51 AM

Quote:

Originally Posted by Agent 488

video game sales are down. gambling down. i wish the old vices do well in a recession myth would get put to rest. it just simply isn't true anymore.

I think this used to be true during recessions in the past, but we've never seen anything like this.

Someone mentioned the strip clubs in Vegas are packed. I'm sure they are - Because people who can afford a trip to Vegas can afford to go to a strip club. At the same time, the Casinos are down 20% and houses are being foreclosed on left and right.

The average porn consumer isn't the brightest of the bright, and are the ones hit the most by the current economic environment. The average porn consumer used to have an average of five porn membership, at a cost of $75-$125 per month. That's not happening now.

Agent 488 · 07-25-2010, 07:59 AM

also just because it's busy at the olive garden it doesn't mean the the economy is booming. every economic indicator has went off the cliff. sad thing is the elites that are making the decisions are bound by the ideologies that got us in this mess and are clueless on how to get us out.

and this is is not a left/right issue http://en.wikipedia.org/wiki/The_Power_Elite

datatank · 07-25-2010, 12:22 PM

Quote:

Originally Posted by Rochard

The average porn consumer used to have an average of five porn membership, at a cost of $75-$125 per month. That's not happening now.

Where do you come up with these "stats" ?

IsisLee · 08-02-2010, 11:12 AM

On my block of 32 homes here in Mesa, AZ we have 19 homes foreclosed.
Neighborhood looks like a war zone.

Nikki_Licks · 08-02-2010, 11:29 AM

Quote:

Originally Posted by IsisLee

On my block of 32 homes here in Mesa, AZ we have 19 homes foreclosed.
Neighborhood looks like a war zone.

Welcome to my neighborhood...same scenario.

I didn't know Mesa was hit that bad, guess it is everywhere.

SBJ · 01-26-2011, 01:34 PM

Quote:

Originally Posted by Rochard

I did in fact buy at the height of the market. And you would think that looks stupid of me. But... I also sold at the height of the market. I bought my house in Phoenix for $220k, and sold it in 2006 at for $540k. So in a way I just sort of traded houses, and I'm in a much nicer house (although without a pool) and I don't complain about the Phoenix weather.

Was it government funded? I don't know. I believe so.

i didnt read the whole thread but sorry you say you sold your AZ house?? sorry but I remember renting your AZ house up till "I" got the notice that YOUR house was being foreclosed on! don't bullshit people!

BlackCrayon · 01-26-2011, 01:40 PM

Quote:

Originally Posted by SBJ

i didnt read the whole thread but sorry you say you sold your AZ house?? sorry but I remember renting your AZ house up till "I" got the notice that YOUR house was being foreclosed on! don't bullshit people!

uh oh!

IllTestYourGirls · 01-26-2011, 01:42 PM

Quote:

Originally Posted by SBJ

i didnt read the whole thread but sorry you say you sold your AZ house?? sorry but I remember renting your AZ house up till "I" got the notice that YOUR house was being foreclosed on! don't bullshit people!

Wait are you saying he got the government to pay for half his house then he got foreclosed on anyway? I hope thats not the case

SBJ · 01-26-2011, 01:47 PM

Quote:

Originally Posted by IllTestYourGirls

Wait are you saying he got the government to pay for half his house then he got foreclosed on anyway? I hope thats not the case

no I'm saying that people shouldn't judge me when they have HUGE skeletons like this in their closets

spunky99 · 01-26-2011, 01:59 PM

someone needs to stop drinking in the AM

Nikki_Licks · 01-26-2011, 02:02 PM

Quote:

Originally Posted by SBJ

i didnt read the whole thread but sorry you say you sold your AZ house?? sorry but I remember renting your AZ house up till "I" got the notice that YOUR house was being foreclosed on! don't bullshit people!

What a small world we all live in........

07-23-2010, 12:49 PM	#153
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07-23-2010, 05:27 PM	#157
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07-23-2010, 06:55 PM	#167
danevans Confirmed User Join Date: Jun 2001 Location: Europe Posts: 1,295	Jesus those houses look fantastic & prices are ridiculous. Someone mentioned Bosnia earlier, houses like that are about the same price there and in other parts of Eastern Europe too.. Sad to see & weird to accept. Coming from an old city in Europe, with its narrow city-centre streets where american SUVs get stuck, these ghost town pics make me think where the hell do you guys meet your partners if you're not highschool/college sweethearts? zombie-walking the streets? Aff/fling explained I guess I've been to Budapest a month ago, same as here, all malls crowded, people carrying bags of stuff they just bought etc, so I guess the difference in US is only visible in suburbia? (doubt that downtown NYC area is not full of shop-a-holic women) __________________ Custom adult games / apps for your paysites. webmaster at multimoodia.net icq35291012

07-24-2010, 12:26 PM	#184
bausch Confirmed User Join Date: Jul 2006 Posts: 3,017	It may affect small towns or select individuals, but I really do see people in Orange County spending more money than ever, buying all sorts of luxuries. South Coast Plaza is packed every weekend where I can't even find parking. I still see folks buying designer items, purses costing over 1k, and even paying above retail for coveted limited edition items etc. The restaurants here are always packed too, I mean PACKED to the point where I was trying to get a table for one a while ago and they told me to come back because there was no room. (They weren't lying, it was completely packed). Last edited by bausch; 07-24-2010 at 12:28 PM..

07-24-2010, 01:03 PM	#185
the alchemist Confirmed User Industry Role: Join Date: Dec 2004 Location: Montreal, Canada Posts: 3,271	Wow, a picture is indeed worth a thousand words... __________________ 264 349 400

07-23-2010, 06:02 PM	#164
CheeseHead Nacho Burger So Fucking Banned Join Date: May 2008 Posts: 226	Idiots who blame this on Obama forget it started with Bush. The first $800 billion in bailouts came from Dubya. The economy fell apart under Dubya. FYI: I didn't vote for Obama (I voted McCain) but it's ignorant to blame this mess on our current President.

07-23-2010, 07:43 PM	#170
bausch Confirmed User Join Date: Jul 2006 Posts: 3,017	I live in Orange County and I went to South Coast Plaza and it was packed, it was so crowded in Nordstroms I could barely pack. They were having an anniversary sale but still., the whole mall was packed. Saw tons of people shopping buying stuff, shopping Gucci and Chanel. Lots of people buying makeup at the MAC counter with money to burn. The restaurants there were packed too. I didn't see any signs of recession.

07-23-2010, 10:17 PM	#175
datatank Confirmed User Join Date: Aug 2004 Location: My dog is blacker than Tupac Posts: 5,471	One thing that the economy is responsible for is the declined rebills. Peoples credit limits were lowered and cards are maxed out. For sure my declined rebills have gone up alot the last 2-3 years

07-24-2010, 03:34 AM	#177
SGx Confirmed User Join Date: Jul 2003 Posts: 282	about europe, i don't for other countries, but in france for example, you are not allowed to have a mortgage with monthly payments > 33% of your total income. This law has been up for years

07-24-2010, 09:41 AM	#179
Agent 488 Registered User Industry Role: Join Date: Feb 2006 Posts: 22,511	video game sales are down. gambling down. i wish the old vices do well in a recession myth would get put to rest. it just simply isn't true anymore.

07-25-2010, 07:59 AM	#191
Agent 488 Registered User Industry Role: Join Date: Feb 2006 Posts: 22,511	also just because it's busy at the olive garden it doesn't mean the the economy is booming. every economic indicator has went off the cliff. sad thing is the elites that are making the decisions are bound by the ideologies that got us in this mess and are clueless on how to get us out. and this is is not a left/right issue http://en.wikipedia.org/wiki/The_Power_Elite

08-02-2010, 11:12 AM	#193
IsisLee Confirmed User Join Date: Sep 2005 Location: Mesa, AZ Posts: 100	On my block of 32 homes here in Mesa, AZ we have 19 homes foreclosed. Neighborhood looks like a war zone. __________________ Isis Lee http://www.IsisLee.com http://www.ThatOneProgram.com

01-26-2011, 01:59 PM	#199
spunky99 Confirmed User Industry Role: Join Date: Jan 2004 Location: Vancouver Posts: 3,462	someone needs to stop drinking in the AM __________________ Spunky Cash - GND Bank - Good Girls Bank - Bliss Bucks - Nuts For Mobile - Daddy I Get Paid To Be A Whore Click Here To Make Money With Spunky - Domains For Sale - ICQ 281841678