when a surfer is declined for insufficient funds - GoFuckYourself.com

Evil Ryan · 10-14-2009, 02:46 PM

why do they even bother trying to join a paysite to begin with if they know that they do not have enough money in their bank account to cover the membership?

stickyfingerz · 10-14-2009, 02:48 PM

Quote:

Originally Posted by Evil Ryan

why do they even bother trying to join a paysite to begin with if they know that they do not have enough money in their bank account to cover the membership?

I was thinking about this the other day for rebills that get declined. Is the processor not allowed to try to rebill a few times? You'd think they would try a few times, but maybe there is a policy or law against trying more than once?

Evil Ryan · 10-14-2009, 02:50 PM

Quote:

Originally Posted by stickyfingerz

I was thinking about this the other day for rebills that get declined. Is the processor not allowed to try to rebill a few times? You'd think they would try a few times, but maybe there is a policy or law against trying more than once?

We had a small issue earlier today with a trial > full rebill and CCBill informed us they do actually try a couple of times to hit the card before actually declining it, at least on rebills, wonder if that could be the same for initial sales though, that is a good thought if there was some kind of law stopping this on the initial transaction.

Agent 488 · 10-14-2009, 02:51 PM

could be anything. send him a cock pic and ask why.

96ukssob · 10-14-2009, 02:54 PM

it may also be they have limits on their credit card so they dont get nailed.

when i was testing out a few sites before, i set the limit on my virtual card to exactly what the charge will be + $1 for the authorization and i was surprised to see how many other transactions tried to come in.. but this was back 2 years ago when x-sales were king $$

probably a lot of people are living on almost maxed our credit cards so its not a surprise. if they are using a debit card, sometimes the bank will front them the credit if it overdraws their account so they can rape you for overdraft fees

Agent 488 · 10-14-2009, 02:55 PM

why do people get declined at a gas station? could be hundreds of reasons.

L-Pink · 10-14-2009, 02:57 PM

Could be the same day that numerous automatic bills are also being processed.

stickyfingerz · 10-14-2009, 03:01 PM

Quote:

Originally Posted by Evil Ryan

We had a small issue earlier today with a trial > full rebill and CCBill informed us they do actually try a couple of times to hit the card before actually declining it, at least on rebills, wonder if that could be the same for initial sales though, that is a good thought if there was some kind of law stopping this on the initial transaction.

Id like to see them do it like over a 3 to 5 day period. I just think of losing like a long billing customer just because for whatever reason his account was at 0 that day, or neg. Where in a day or two he may have his paycheck deposited etc. Its not just 1 month you lose, the subscription is ended at that point and the chance of getting them to sign back up again is next to nil normally since they are now pissed off probably that their subscription was canceled etc.

CyberHustler · 10-14-2009, 03:08 PM

Maybe they get paid direct deposit tomorrow and think their debit card will just over draft but be covered by midnight...

fuzebox · 10-14-2009, 03:16 PM

Quote:

Originally Posted by stickyfingerz

Id like to see them do it like over a 3 to 5 day period. I just think of losing like a long billing customer just because for whatever reason his account was at 0 that day, or neg. Where in a day or two he may have his paycheck deposited etc. Its not just 1 month you lose, the subscription is ended at that point and the chance of getting them to sign back up again is next to nil normally since they are now pissed off probably that their subscription was canceled etc.

Several third party billers and merchant gateways support this.

CCBill Paul · 10-14-2009, 03:58 PM

Quote:

Originally Posted by stickyfingerz

Id like to see them do it like over a 3 to 5 day period. I just think of losing like a long billing customer just because for whatever reason his account was at 0 that day, or neg. Where in a day or two he may have his paycheck deposited etc. Its not just 1 month you lose, the subscription is ended at that point and the chance of getting them to sign back up again is next to nil normally since they are now pissed off probably that their subscription was canceled etc.

We do try several times up to 6 days after the initial rebill fails.

Eric · 10-14-2009, 04:06 PM

Quote:

Originally Posted by fuzebox

Several third party billers and merchant gateways support this.

That is correct, and in many cases you can also have a declined rebill retry at a lower amount. If that is declined you can have it try again and lower the amount another time. It really all comes down to how badly you want to retain that member.

stickyfingerz · 10-14-2009, 06:24 PM

Quote:

Originally Posted by CCBill Paul

We do try several times up to 6 days after the initial rebill fails.

Ahh ok thanks for clarifying that. So when we get the email saying the rebill was declined is that after all attempts have been made to rebill, or is that sent out after the initial decline? Im assuming its after all attempts have been made, but just want to know for sure.

After Shock Media · 10-14-2009, 06:29 PM

Hell I been declined when I knew I had the damn funds. Silly card decided that either I spent enough that day or was concerned I made to many purchases online and wanted to make sure it was me.

CCBill Paul · 10-15-2009, 09:13 AM

Quote:

Originally Posted by stickyfingerz

Ahh ok thanks for clarifying that. So when we get the email saying the rebill was declined is that after all attempts have been made to rebill, or is that sent out after the initial decline? Im assuming its after all attempts have been made, but just want to know for sure.

You are correct, the email is sent after all attempts have been made.

stickyfingerz · 10-15-2009, 09:17 AM

Quote:

Originally Posted by CCBill Paul

You are correct, the email is sent after all attempts have been made.

Thanks for answering that Paul.

10-14-2009, 02:46 PM	#1
Evil Ryan Confirmed User Join Date: Sep 2009 Location: Daytona Beach, FL Posts: 360	when a surfer is declined for insufficient funds why do they even bother trying to join a paysite to begin with if they know that they do not have enough money in their bank account to cover the membership? __________________ Condom Cash - Gay Affiliate Program Rainbow Content - Gay Content @ $16 Per Set! Evil Earnings - Adult Affiliate Program - Launching Soon! Webmaster Advertising - Contact Me About Webmaster Traffic! ICQ# 580251944

10-14-2009, 02:54 PM	#5
96ukssob So Fucking Banananananas Industry Role: Join Date: Mar 2003 Location: If I was in your ass you'd know it Posts: 12,991	it may also be they have limits on their credit card so they dont get nailed. when i was testing out a few sites before, i set the limit on my virtual card to exactly what the charge will be + $1 for the authorization and i was surprised to see how many other transactions tried to come in.. but this was back 2 years ago when x-sales were king $$ probably a lot of people are living on almost maxed our credit cards so its not a surprise. if they are using a debit card, sometimes the bank will front them the credit if it overdraws their account so they can rape you for overdraft fees __________________ Email: Clicky on Me

10-14-2009, 06:29 PM	#14
After Shock Media It's coming look busy Join Date: Mar 2001 Location: "Ph'nglui mglw'nafh Cthulhu R'lyeh wgah'nagl fhtagn". Posts: 35,299	Hell I been declined when I knew I had the damn funds. Silly card decided that either I spent enough that day or was concerned I made to many purchases online and wanted to make sure it was me. __________________ [email protected] ICQ:135982156 AIM: Aftershockmed1a MSN: [email protected]

10-14-2009, 02:51 PM	#4
Agent 488 Registered User Industry Role: Join Date: Feb 2006 Posts: 22,511	could be anything. send him a cock pic and ask why.

10-14-2009, 02:55 PM	#6
Agent 488 Registered User Industry Role: Join Date: Feb 2006 Posts: 22,511	why do people get declined at a gas station? could be hundreds of reasons.

10-14-2009, 02:57 PM	#7
L-Pink working on my tan Industry Role: Join Date: Mar 2005 Location: Florida/Kentucky Posts: 39,151	Could be the same day that numerous automatic bills are also being processed.

10-14-2009, 03:08 PM	#9
CyberHustler So Fucking Banned Industry Role: Join Date: Feb 2006 Posts: 26,062	Maybe they get paid direct deposit tomorrow and think their debit card will just over draft but be covered by midnight...