Does your bank bust your balls too? - GoFuckYourself.com

Easton · 11-19-2002, 10:27 PM

WTF?

i went to my GODDAM FUCKING PIECE OF SHIT bank today and got the usual "criminal" treatment, even though i have had that account since 1990... so after about 15 minutes of phoning around another branch and their hub they reluctantly agreed to accept my deposit without freezing the funds...

the kicker was when they said the problem was that the cheque was for "a large amount"... it was for C$4600... like what planet do they live on?

this type of shit happens every two weeks and there's nothing i can do about it... so i roll up my sleeves and do battle with these assholes each time.

and for the record, i also have an un-used line of credit with them and a substantial amount in my chequing account...

so i wanna know how the rest of you clear your cheques... do they give you the "drug dealer" type of service also? i'm sure lots of you deposit huge-ass cheques that make mine look like a day's pay, so lemme know your secrets... cheers.

pr0 · 11-19-2002, 10:29 PM

Never had that problem before....

pr0 · 11-19-2002, 10:29 PM

Open an account with Wachovia, or with a small local bank. Some banks are worthless...bank of america blows a cock.

Pipecrew · 11-19-2002, 10:30 PM

so just 3000 USD? not really enough to turn heads really, maybee 30,000....... but then again you are from montreal

Fatbrain · 11-19-2002, 10:31 PM

I use a credit union...Same second funds...As soon as they punch it in that mainframe of theirs, it's mine to use however I please...No holding of funds, ever...Gawd I love credit unions =)

WiredGuy · 11-19-2002, 10:32 PM

I got that run around with Royal Bank. I then told them to close all my business, personal, RRSP, mutual funds, visa accounts, line of credit etc. I then got to talk to the divisional VP (fancy word for local bigshot) of that branch and I vented the BS runaround that Royal has been given me about freezing USD checks for 30 days.

Magically, he said that would be reduced to 3 days if I kept my business with them. To this day, all service fees have disappeared and all my funds clear in 3 days. Scare your bank, they like screwing customers when they get a chance. They know there's other banks that will take their business away from them if you give them reason to.

WG

Easton · 11-19-2002, 10:34 PM

Quote:

Originally posted by pr0
Open an account with Wachovia, or with a small local bank. Some banks are worthless...bank of america blows a cock.

unfortunately in canada we only have 5 banks to choose from, thanks to mega-mergers... we don't thave the S&L type of smaller banks you guys have... *sigh*

HeadPimp · 11-19-2002, 10:37 PM

Yeah, I have banked with B of A for years and I have still had them hold $800 checks before, even when my account was larger than the check I was depositing.

I agree with the others.. I have a commercial account at a small local bank and they never give me shit.

Easton · 11-19-2002, 10:39 PM

Quote:

Originally posted by Pipecrew
so just 3000 USD? not really enough to turn heads really, maybee 30,000....... but then again you are from montreal

i know! that's what's so aggravating... i have a some teenager making $6/hour telling me that my cheque is large... it's the price of a TV for god's sakes... grrrrrrrrrr.

and yeah montreal is a bit of a 3rd world city... but the only reason i'm still here is cuz of the great pussy.... LOL

xxxcam · 11-19-2002, 10:39 PM

hmmm... when I deposite I get a cute smile from some hot chick saying "Oh let me guess, depositing $3000+ "?

but i must say one old bitch hates me when I come to her....

pr0 · 11-19-2002, 10:41 PM

I've cashed big checks at small farmers type banks, they just called up the check owner & bingo...cash in hand.

Canadians get a raw deal

maxcom · 11-19-2002, 10:42 PM

Quote:

Originally posted by pr0
Open an account with Wachovia, or with a small local bank. Some banks are worthless...bank of america blows a cock.

weird, b of a has always been nothing but nice to us.

Easton · 11-19-2002, 10:42 PM

Quote:

Originally posted by WiredGuy
I got that run around with Royal Bank. I then told them to close all my business, personal, RRSP, mutual funds, visa accounts, line of credit etc. I then got to talk to the divisional VP (fancy word for local bigshot) of that branch and I vented the BS runaround that Royal has been given me about freezing USD checks for 30 days.

Magically, he said that would be reduced to 3 days if I kept my business with them. To this day, all service fees have disappeared and all my funds clear in 3 days. Scare your bank, they like screwing customers when they get a chance. They know there's other banks that will take their business away from them if you give them reason to.

WG

thanks for the advice bro...

maybe next time i go in to the branch, i'll bring a gun... not to rob it but just to get a little service!

i guess threatening them with the removal of my entire buisiness with them may work... it'd be a real pain in the ass if they call my bluff tho...

EscortBiz · 11-19-2002, 10:43 PM

I use the smallest bank on this planet if you live in NY and want to know the name hit me up on ICQ the service is AWESOME

pr0 · 11-19-2002, 10:43 PM

Quote:

Originally posted by maxcom

weird, b of a has always been nothing but nice to us.

They were always extremely nice to me as well, but didn't get shit done. I asked them to close a joint acct i had with a business partner back in 2000, i still get mail for it. I went to everyone, called everyone...they still wouldn't close the acct.

Bunch of really nice idiots

WiredGuy · 11-19-2002, 10:46 PM

Quote:

Originally posted by Easton
thanks for the advice bro...

maybe next time i go in to the branch, i'll bring a gun... not to rob it but just to get a little service!

i guess threatening them with the removal of my entire buisiness with them may work... it'd be a real pain in the ass if they call my bluff tho...

You could also try to be really nice to a single contact person. I know this really cute model type girl at my branch and everytime I go to make deposits I insist on going thru her. She knows me pretty well so she always makes sure my funds go thru without a hassle. Sucks that she's married though... otherwise I could get a head hunter fee for ya

WG

xxxcam · 11-19-2002, 10:49 PM

question is if u deposit weekly or monthly.... caz when u go weekly they hate u even more

Easton · 11-19-2002, 10:51 PM

Quote:

Originally posted by WiredGuy

You could also try to be really nice to a single contact person. I know this really cute model type girl at my branch and everytime I go to make deposits I insist on going thru her. She knows me pretty well so she always makes sure my funds go thru without a hassle. Sucks that she's married though... otherwise I could get a head hunter fee for ya

WG

hehehe... i should have known you had your motives... LOL

btw, lots of girls we shoot are married... i even had a hubby watch me fuck his wife on the desk in our office... but Slim had my back in case the guy went nuts on me while i was giving it to his wife...

Ted · 11-19-2002, 10:52 PM

I went into the bank last week and had a new teller process my checks with a 30 day hold. I rang the branch when i noticed it and got it removed instantly. I'm still working on the fees though

$63 to do this weeks lot of checks

psyko514 · 11-19-2002, 10:54 PM

Quote:

Originally posted by Easton
i guess threatening them with the removal of my entire buisiness with them may work... it'd be a real pain in the ass if they call my bluff tho...

i work for a bank and personally, i would call your bluff. i do it all the time.
we have more than 5 banks to choose from. TD, Bank of Mtl, Nat Bank, RBC, Laurentian, Scotia, CIBC, Desjardins, HSBC. Plus credit unions in the west, plus little banks like NBG (Nat Bank of Greece) etc.

As for them questioning a $4200 cheque... when someone tries to pull fraud on a bank, they usually attempt to cash phony cheques between $1k and 5k. There's been a large increase in fraudulent cheques over the past few years, so banks have had to increase their internal security, and make sure your cheque is a valid one.

Want less trouble? Go to your home branch where they know you. At 15, I was cashing cheques from xpics and ezgreen every month and my home branch never said a thing

Easton · 11-19-2002, 10:55 PM

Quote:

Originally posted by Ted
$63 to do this weeks lot of checks

hmmmmm... maybe i should open a bank just for WMs... we could have fluffers for the line-ups... LOL

talk about making your deposit... hehehehe

m0rph3us · 11-19-2002, 10:59 PM

Quote:

Originally posted by Easton

hmmmmm... maybe i should open a bank just for WMs... we could have fluffers for the line-ups... LOL

talk about making your deposit... hehehehe

Royal Bank

WiredGuy · 11-19-2002, 11:04 PM

Quote:

Originally posted by Easton

hmmmmm... maybe i should open a bank just for WMs... we could have fluffers for the line-ups... LOL

talk about making your deposit... hehehehe

I'd be making deposits twice per day. I'd even open accounts at other banks just to transfer funds back and forth for the fluffers!

And psyko514 is right, make sure you go to the branch where your account is at, and insist on the hot girl... I do

WG

NetRodent · 11-19-2002, 11:36 PM

I have accounts at HSBC and Scotiabank. HSBC is a pain to deal with, everytime I go in there they give me a hard time about proving my identity. I feel like they're not going to be satisfied until they draw blood for a DNA test. Scotiabank on the other hand is much better. I always go to the same branch so that might be part of it.

Pipecrew · 11-19-2002, 11:40 PM

my main account is CIBC but when i moved I was really close to a bank of montreal so I was putting cheques in there, its a real pain in the ass though, they hit you with soo many bullshit charges from using your card to "converting" the exchange rate....... never had any of that at cibc

UncleJimmy · 11-19-2002, 11:55 PM

my company account at one of the major banks in the US does that, I hate them

but my personal account at the other major US bank doesn't

try another bank.....I'm about to move the biz account shortly....

you are the customer, remember that, fuck them

there should be a solution that makes you happy or take your money elsewhere

Bobo · 11-20-2002, 12:05 AM

You're going about it all wrong Easton. And I thought you would've known better, a guy in your position.

The bank lady begins to treat you like a criminal, you offer to give her a facial. Say you'll even use it as content on your site. Problem solved.

machineg · 11-20-2002, 12:14 AM

use money mart... I pay 3 bucks on the hundred to not deal with banks.. no account since 99

I stopped using banks for the same thing you are talking about..
I went into the same bank 2 days in a row , both days with "government" chegues 'gst and heating bonus

the first day I explained to the bitch , that I had lost my wallet and she would have to call my branch to get my name card. but then tell her after that I am comming back the next day , so can she keep the card.. she says no , and the next day I have to go through this agian . but this time I lost my cool...
BIGTIME , I was ready to pull the little hahahaha over the desk , goddamn government cheque and I get a hassle WTF

in the end I never got the last chegue cashed .
and havent used a bank since

playa · 11-20-2002, 12:21 AM

Fuck Banks,,

i cash my checks at the liquor store,

Bobo · 11-20-2002, 12:22 AM

Quote:

Originally posted by playa
Fuck Banks,,

i cash my checks at the liquor store,

lol

PersianKitty · 11-20-2002, 12:36 AM

Bank of America for me for the most part. Only in the first months of doing biz back in '95 and '96. Once I had funds in my account and a history, no problems.. they stumble over themselves at times.

Brown Bear · 11-20-2002, 01:01 AM

Dude, it's all about wire transfers.

tree · 11-20-2002, 01:03 AM

banks know they got you by the shorthairs.

i fucking hate banks mine sucks ass. but i never had a problem like that.

[The Leader] · 11-20-2002, 01:24 AM

I had the same problem with a large bank years back. They would change the amount of time my holds were, basically every time I brought in my weeks checks. Finally I got fed up and started an account at a smaller credit union. They've been great so far, I have no holds whatsoever on anything under $10,000, and a 5 day hold on anything over 10k.

Hooper · 11-20-2002, 01:36 AM

a good banking relationship is pretty awesome.

we use bank of america and they not only treat me like a god when i actually go into the branch but they have offered us merchant accounts, lines of credit etc.. etc..

largely i think that there is a certain *level* that if you're below it they dont worry about fraud.. and if you're way above it and have used them for years they dont suspect you.

id also be willing to bet that it has something to do with how you deposit funds... do you deposit 50 checks at once with 3 computer printed deposit slips? or do you come in with a single $3000 check?

just a thought.

KRL · 11-20-2002, 01:41 AM

If you are with a large well known bank and you are starting to sock away some bucks you need to get hooked up with their private banking department to get first class treatment and not have to deal with the teller bullshit.

In LA, we used to use First LA Bank. They were the best and focused on the entertainment industry so they were cool to deal with and used to people walking in to deposit 6 and 7 figure checks. We had some big 900 number checks and they would give us next day clearance on them, though I imagine since they were from Sprint and AT&T, they knew they would clear.

Actually had one bank in LA, turn me down for opening an account because of the adult entertainment association. I handed the new accounts manager a $60,000.00 check to open with. She started asking what I did for a living since I was in my early 30's and that's a big number for an initial deposit at that age, and I decided not to hide my occupation and said I was in the phone sex business. She must have been a real religious zeolot cause she gave me the nastiest look of discust and tossed me back the $60K check and said I'm sorry we don't do business with pimps and pornographers. Of course I promptly stood up and told her to GFY and walked out giving her the finger.

B of A, I've used on and off and you're just a number there unless you've got a whale account in the 8 figure range.

In Florida, I've been with First Union which is good or bad depending on the branch and just got acquired by Wachovia, so I don't know what that'll be like.

You can operate pretty well outside the banking industry now. It costs a bit, but you don't have the bullshit to deal with and you know exactly where your money is at all times.

I really recommend small banks over big ones. You can really stand out and get the royal treatment if you have some bucks.

[The Leader] · 11-20-2002, 01:41 AM

Quote:

Originally posted by Hooper

id also be willing to bet that it has something to do with how you deposit funds... do you deposit 50 checks at once with 3 computer printed deposit slips? or do you come in with a single $3000 check?

That could deffinatly be an issue. I deposit about 8 checks at a time once a week, then once a month about 12.

Mr.Fiction · 11-20-2002, 01:52 AM

The ATM machine never said shit to me.

Brown Bear · 11-20-2002, 02:05 AM

Am I the only person here that gets wire transfers instead of checks?

Fuck checks! Setup wire transfers. It usually costs about $20 from whoever is sending them to you. Money goes into your account within 24 hours of them sending the wire transfer.

No more tellers. No more bullshit.

Life is good.

[The Leader] · 11-20-2002, 02:37 AM

Quote:

Originally posted by Brown Bear
Am I the only person here that gets wire transfers instead of checks?

Fuck checks! Setup wire transfers. It usually costs about $20 from whoever is sending them to you. Money goes into your account within 24 hours of them sending the wire transfer.

No more tellers. No more bullshit.

Life is good.

You've never come accross someone who preffers to pay by check? I have, and it makes no difference to me how they pay.

FreeOnes · 11-20-2002, 02:38 AM

Quote:

Originally posted by EscortBiz
I use the smallest bank on this planet if you live in NY and want to know the name hit me up on ICQ the service is AWESOME

It must be the Fleet Bank
After 3 times of wiring money I gave it up. All the time my fucking money returned!

Easton · 11-20-2002, 10:47 AM

i use ATMs and many different branches constantly... i guess that's my major problem... but they encouraged us to use the machines, then when the machine can't do US$ transactions (i'm in canada remember) i have to show my face in the fuckin branch (which, btw, seem to only be open for about 3 hours a day), and so of course they don't know me...

maybe to get even with them, i'll deposit a loose roll of pennies in the machine to break it every week...

railz · 11-20-2002, 10:50 AM

I have half a mind to ask for my next cheque with some obvious company name one it, like

"Anal Insertions.com INC"

All the tellers in my bank at 20-ish year old college girls

Might be fun.

quiet · 11-20-2002, 07:31 PM

most of my money comes in via wire. no fucking around.

HS-Trixxxia · 11-20-2002, 09:34 PM

Don't take that shit.

If you have funds at that bank, never wrote a bad cheque, never cashed cheque that was returned nsf - you should change bank.

If you deal with banks downtown and need a bank, let me know - I know a few bank managers at different banks.

Easton · 11-20-2002, 10:12 PM

Quote:

Originally posted by Trixxxia
Don't take that shit.

If you have funds at that bank, never wrote a bad cheque, never cashed cheque that was returned nsf - you should change bank.

If you deal with banks downtown and need a bank, let me know - I know a few bank managers at different banks.

i have an impeccable record and live right smack downtown... can you please hook me up?

i deal with TDCT (originally with CT, sux that they got taken over) and will shoot a teller the next time i visit a branch...

thanks for any help you can give

JTW · 11-20-2002, 10:18 PM

BofA does have great service - they will perform just about any task you need. But it will cost you.

I used to own a retail store, and they would actually charge me to make coin change. Man that was aggravating.

Does anyone remember that old SNL skit about the bank that only made change? Made money through Volume?

Sambuka · 11-20-2002, 11:15 PM

They always deposit the cheque and the after about 1-2 weeks i'm allowed to use the funds. Never bothered to bust there nut about it as I don't need the funds RIGHT NOW! So its not worth the trouble, I fucking hate standing in line at the banks too, I went upto the business teller and asked her to withdrawn $2000 cash and she said "is this a business transaction" I said NO but I have a business account with lots of money in it. She said "ohh you'll have to go over and use the personal teller please" I said there are 15 people in line at the PERSONAL TELLER, and i'm not waiting in line there thank you. She said "Oh well I'm sorry but you'll have too. " So I said "Ok heres my BUSINESS card, i'd like to transfer $1 from that account to my personal account please, and then i'll do my personal transaction after thats done"

She took my card looked up my account and then said " Oh i'm very sorry MR Smith I'll be happy to do that withdrawal for you.

Fuck I hate it when bitches at the bank give me shit and there are so fucking nice after they see my account, pisses me off. I guess I don't look much like a business man cause they sure treat me like a bum surfer or something.

Sammy

Snake Doctor · 11-20-2002, 11:34 PM

Alot of folks are saying good things about bank of america, but isn't that the same bank that Brad Shaw said wouldn't float him a loan for a new office just because it was for "an adult company"??

Hustlin Entertainment · 11-20-2002, 11:51 PM

Wachovia

11-19-2002, 10:27 PM	#1
Easton Too lazy to set a custom title Industry Role: Join Date: Sep 2002 Location: Phoenix, AZ Posts: 9,825	Does your bank bust your balls too? WTF? i went to my GODDAM FUCKING PIECE OF SHIT bank today and got the usual "criminal" treatment, even though i have had that account since 1990... so after about 15 minutes of phoning around another branch and their hub they reluctantly agreed to accept my deposit without freezing the funds... the kicker was when they said the problem was that the cheque was for "a large amount"... it was for C$4600... like what planet do they live on? this type of shit happens every two weeks and there's nothing i can do about it... so i roll up my sleeves and do battle with these assholes each time. and for the record, i also have an un-used line of credit with them and a substantial amount in my chequing account... so i wanna know how the rest of you clear your cheques... do they give you the "drug dealer" type of service also? i'm sure lots of you deposit huge-ass cheques that make mine look like a day's pay, so lemme know your secrets... cheers. __________________ New models booked and shot every week... MILFs, pornstars and teens. Girls for every niche and project. Looking for high-quality affordable exclusive content? Check me out at Easton Content for all the details.

11-19-2002, 10:29 PM	#2
pr0 rockin tha trailerpark Industry Role: Join Date: May 2001 Location: ~Coastal~ Posts: 23,088	Never had that problem before.... __________________ __________ Loadedca$h - get sum! - Revengebucks - mmm rebills! - webair (gotz sErVrz)

11-19-2002, 10:32 PM	#6
WiredGuy Pounding Googlebot Industry Role: Join Date: Aug 2002 Location: Canada Posts: 34,494	I got that run around with Royal Bank. I then told them to close all my business, personal, RRSP, mutual funds, visa accounts, line of credit etc. I then got to talk to the divisional VP (fancy word for local bigshot) of that branch and I vented the BS runaround that Royal has been given me about freezing USD checks for 30 days. Magically, he said that would be reduced to 3 days if I kept my business with them. To this day, all service fees have disappeared and all my funds clear in 3 days. Scare your bank, they like screwing customers when they get a chance. They know there's other banks that will take their business away from them if you give them reason to. WG __________________ I play with Google.

11-19-2002, 10:43 PM	#14
EscortBiz Fuck Checks, CASH only! Join Date: May 2002 Location: New York City Posts: 19,422	I use the smallest bank on this planet if you live in NY and want to know the name hit me up on ICQ the service is AWESOME __________________ Spanking, Medical Fetish, Sleeping, Strap-on Anal Lesbians, Girls Fucking Guys, Handjob site REAL HOT, Shemales, Anal and Ass Licking sites 100% Real EXCLUSIVE with amazing retention, ccbill payouts, lots of content FREE FTP HOSTING Promote the largest and oldest member paid escort site, Converts 10 times better then any dating site, CCBill payouts ICQ# 158802076

11-19-2002, 11:36 PM	#24
NetRodent Confirmed User Join Date: Jan 2002 Location: In the walls of your house. Posts: 3,985	I have accounts at HSBC and Scotiabank. HSBC is a pain to deal with, everytime I go in there they give me a hard time about proving my identity. I feel like they're not going to be satisfied until they draw blood for a DNA test. Scotiabank on the other hand is much better. I always go to the same branch so that might be part of it. __________________ "Every normal man must be tempted, at times, to spit on his hands, hoist the black flag, and begin slitting throats." --H.L. Mencken

11-19-2002, 10:30 PM	#4
Pipecrew Master of Gfy.com Industry Role: Join Date: Feb 2002 Posts: 14,887	so just 3000 USD? not really enough to turn heads really, maybee 30,000....... but then again you are from montreal

11-19-2002, 10:31 PM	#5
Fatbrain Confirmed User Join Date: Oct 2002 Location: Mars Posts: 218	I use a credit union...Same second funds...As soon as they punch it in that mainframe of theirs, it's mine to use however I please...No holding of funds, ever...Gawd I love credit unions =)

11-19-2002, 10:37 PM	#8
HeadPimp Bad Mo-Fo Industry Role: Join Date: Jul 2001 Location: Seattle, WA Posts: 2,772	Yeah, I have banked with B of A for years and I have still had them hold $800 checks before, even when my account was larger than the check I was depositing. I agree with the others.. I have a commercial account at a small local bank and they never give me shit.

11-19-2002, 10:39 PM	#10
xxxcam Confirmed User Join Date: Feb 2002 Posts: 401	hmmm... when I deposite I get a cute smile from some hot chick saying "Oh let me guess, depositing $3000+ "? but i must say one old bitch hates me when I come to her....

11-19-2002, 10:41 PM	#11
pr0 rockin tha trailerpark Industry Role: Join Date: May 2001 Location: ~Coastal~ Posts: 23,088	I've cashed big checks at small farmers type banks, they just called up the check owner & bingo...cash in hand. Canadians get a raw deal

11-19-2002, 10:49 PM	#17
xxxcam Confirmed User Join Date: Feb 2002 Posts: 401	question is if u deposit weekly or monthly.... caz when u go weekly they hate u even more

11-19-2002, 10:52 PM	#19
Ted Confirmed User Join Date: Nov 2001 Posts: 830	I went into the bank last week and had a new teller process my checks with a 30 day hold. I rang the branch when i noticed it and got it removed instantly. I'm still working on the fees though $63 to do this weeks lot of checks

11-19-2002, 11:40 PM	#25
Pipecrew Master of Gfy.com Industry Role: Join Date: Feb 2002 Posts: 14,887	my main account is CIBC but when i moved I was really close to a bank of montreal so I was putting cheques in there, its a real pain in the ass though, they hit you with soo many bullshit charges from using your card to "converting" the exchange rate....... never had any of that at cibc

11-19-2002, 11:55 PM	#26
UncleJimmy Confirmed User Join Date: Sep 2002 Location: ariZONA Posts: 855	my company account at one of the major banks in the US does that, I hate them but my personal account at the other major US bank doesn't try another bank.....I'm about to move the biz account shortly.... you are the customer, remember that, fuck them there should be a solution that makes you happy or take your money elsewhere __________________ <a href="http://www.redpartners.com/?r=100278"><font size="2" face="Verdana, Arial, Helvetica, sans-serif"><img src="http://britney-spears.blewme.com/wm.gif" width="120" height="60" border="0"></font></a><font size="2" face="Verdana, Arial, Helvetica, sans-serif"> Promote the web's hottest adult personals website, <a href="http://www.redpartners.com/?r=100278" target="_blank">Red Personals</a>.</font>

11-20-2002, 12:05 AM	#27
Bobo Confirmed User Join Date: Feb 2002 Posts: 2,253	You're going about it all wrong Easton. And I thought you would've known better, a guy in your position. The bank lady begins to treat you like a criminal, you offer to give her a facial. Say you'll even use it as content on your site. Problem solved.

11-20-2002, 12:14 AM	#28
machineg Confirmed User Join Date: Jun 2002 Posts: 1,090	use money mart... I pay 3 bucks on the hundred to not deal with banks.. no account since 99 I stopped using banks for the same thing you are talking about.. I went into the same bank 2 days in a row , both days with "government" chegues 'gst and heating bonus the first day I explained to the bitch , that I had lost my wallet and she would have to call my branch to get my name card. but then tell her after that I am comming back the next day , so can she keep the card.. she says no , and the next day I have to go through this agian . but this time I lost my cool... BIGTIME , I was ready to pull the little hahahaha over the desk , goddamn government cheque and I get a hassle WTF in the end I never got the last chegue cashed . and havent used a bank since __________________ SIG TOO BIG! Maximum 120x60 button and no more than 3 text lines of DEFAULT SIZE and COLOR. Unless your sig is for a GFY top banner sponsor, then you may use a 624x80 instead of a 120x60.

11-20-2002, 12:21 AM	#29
playa Confirmed User Join Date: Feb 2001 Location: atlanta, GA Posts: 6,432	Fuck Banks,, i cash my checks at the liquor store,

11-20-2002, 12:36 AM	#31
PersianKitty Meow Media Inc. Industry Role: Join Date: Jul 2001 Location: In the valley of the sun, cactus, tacos, tequila, and nod Posts: 7,785	Bank of America for me for the most part. Only in the first months of doing biz back in '95 and '96. Once I had funds in my account and a history, no problems.. they stumble over themselves at times.

11-20-2002, 01:01 AM	#32
Brown Bear Confirmed User Join Date: May 2002 Posts: 4,982	Dude, it's all about wire transfers. __________________ Surrender all your independent thinking and Click Here for re-programming.

11-20-2002, 01:03 AM	#33
tree Confirmed User Join Date: Nov 2001 Posts: 1,601	banks know they got you by the shorthairs. i fucking hate banks mine sucks ass. but i never had a problem like that.

11-20-2002, 01:24 AM	#34
[The Leader] Confirmed User Join Date: Oct 2002 Location: Van City Posts: 1,026	I had the same problem with a large bank years back. They would change the amount of time my holds were, basically every time I brought in my weeks checks. Finally I got fed up and started an account at a smaller credit union. They've been great so far, I have no holds whatsoever on anything under $10,000, and a 5 day hold on anything over 10k.

11-20-2002, 01:36 AM	#35
Hooper Confirmed User Join Date: Jul 2001 Location: A Free America Posts: 2,210	a good banking relationship is pretty awesome. we use bank of america and they not only treat me like a god when i actually go into the branch but they have offered us merchant accounts, lines of credit etc.. etc.. largely i think that there is a certain level that if you're below it they dont worry about fraud.. and if you're way above it and have used them for years they dont suspect you. id also be willing to bet that it has something to do with how you deposit funds... do you deposit 50 checks at once with 3 computer printed deposit slips? or do you come in with a single $3000 check? just a thought. __________________ <a href="http://www.adultplatinum.com/"><img src="http://www.adult.com/wmbanners/10dcash-468x60.gif"></a>

11-20-2002, 01:41 AM	#36
KRL Entrepreneur Join Date: Oct 2002 Location: USA Posts: 31,429	If you are with a large well known bank and you are starting to sock away some bucks you need to get hooked up with their private banking department to get first class treatment and not have to deal with the teller bullshit. In LA, we used to use First LA Bank. They were the best and focused on the entertainment industry so they were cool to deal with and used to people walking in to deposit 6 and 7 figure checks. We had some big 900 number checks and they would give us next day clearance on them, though I imagine since they were from Sprint and AT&T, they knew they would clear. Actually had one bank in LA, turn me down for opening an account because of the adult entertainment association. I handed the new accounts manager a $60,000.00 check to open with. She started asking what I did for a living since I was in my early 30's and that's a big number for an initial deposit at that age, and I decided not to hide my occupation and said I was in the phone sex business. She must have been a real religious zeolot cause she gave me the nastiest look of discust and tossed me back the $60K check and said I'm sorry we don't do business with pimps and pornographers. Of course I promptly stood up and told her to GFY and walked out giving her the finger. B of A, I've used on and off and you're just a number there unless you've got a whale account in the 8 figure range. In Florida, I've been with First Union which is good or bad depending on the branch and just got acquired by Wachovia, so I don't know what that'll be like. You can operate pretty well outside the banking industry now. It costs a bit, but you don't have the bullshit to deal with and you know exactly where your money is at all times. I really recommend small banks over big ones. You can really stand out and get the royal treatment if you have some bucks.

11-20-2002, 01:52 AM	#38
Mr.Fiction Confirmed User Join Date: Feb 2002 Location: Free Speech Land Posts: 9,484	The ATM machine never said shit to me.

11-20-2002, 02:05 AM	#39
Brown Bear Confirmed User Join Date: May 2002 Posts: 4,982	Am I the only person here that gets wire transfers instead of checks? Fuck checks! Setup wire transfers. It usually costs about $20 from whoever is sending them to you. Money goes into your account within 24 hours of them sending the wire transfer. No more tellers. No more bullshit. Life is good. __________________ Surrender all your independent thinking and Click Here for re-programming.

11-20-2002, 10:47 AM	#42
Easton Too lazy to set a custom title Industry Role: Join Date: Sep 2002 Location: Phoenix, AZ Posts: 9,825	i use ATMs and many different branches constantly... i guess that's my major problem... but they encouraged us to use the machines, then when the machine can't do US$ transactions (i'm in canada remember) i have to show my face in the fuckin branch (which, btw, seem to only be open for about 3 hours a day), and so of course they don't know me... maybe to get even with them, i'll deposit a loose roll of pennies in the machine to break it every week... __________________ New models booked and shot every week... MILFs, pornstars and teens. Girls for every niche and project. Looking for high-quality affordable exclusive content? Check me out at Easton Content for all the details.

11-20-2002, 10:50 AM	#43
railz Confirmed User Join Date: Nov 2001 Posts: 2,531	I have half a mind to ask for my next cheque with some obvious company name one it, like "Anal Insertions.com INC" All the tellers in my bank at 20-ish year old college girls Might be fun. __________________ This Space for Rent

11-20-2002, 07:31 PM	#44
quiet we'll miss you our friend. RIP Industry Role: Join Date: Sep 2001 Location: Fernie, BC Posts: 25,115	most of my money comes in via wire. no fucking around. __________________ we'll miss you our friend. RIP

11-20-2002, 09:34 PM	#45
HS-Trixxxia Confirmed User Join Date: Mar 2002 Location: Montreal Canada Posts: 2,946	Don't take that shit. If you have funds at that bank, never wrote a bad cheque, never cashed cheque that was returned nsf - you should change bank. If you deal with banks downtown and need a bank, let me know - I know a few bank managers at different banks.

11-20-2002, 10:18 PM	#47
JTW Registered User Join Date: Aug 2002 Location: Tampa, FL US Posts: 49	BofA does have great service - they will perform just about any task you need. But it will cost you. I used to own a retail store, and they would actually charge me to make coin change. Man that was aggravating. Does anyone remember that old SNL skit about the bank that only made change? Made money through Volume?

11-20-2002, 11:15 PM	#48
Sambuka Registered User Join Date: Sep 2002 Location: - Posts: 500	They always deposit the cheque and the after about 1-2 weeks i'm allowed to use the funds. Never bothered to bust there nut about it as I don't need the funds RIGHT NOW! So its not worth the trouble, I fucking hate standing in line at the banks too, I went upto the business teller and asked her to withdrawn $2000 cash and she said "is this a business transaction" I said NO but I have a business account with lots of money in it. She said "ohh you'll have to go over and use the personal teller please" I said there are 15 people in line at the PERSONAL TELLER, and i'm not waiting in line there thank you. She said "Oh well I'm sorry but you'll have too. " So I said "Ok heres my BUSINESS card, i'd like to transfer $1 from that account to my personal account please, and then i'll do my personal transaction after thats done" She took my card looked up my account and then said " Oh i'm very sorry MR Smith I'll be happy to do that withdrawal for you. Fuck I hate it when bitches at the bank give me shit and there are so fucking nice after they see my account, pisses me off. I guess I don't look much like a business man cause they sure treat me like a bum surfer or something. Sammy

11-20-2002, 11:34 PM	#49
Snake Doctor I'm Lenny2 Bitch Join Date: Mar 2001 Location: On top of my soapbox Posts: 13,449	Alot of folks are saying good things about bank of america, but isn't that the same bank that Brad Shaw said wouldn't float him a loan for a new office just because it was for "an adult company"?? __________________ sig too big

11-20-2002, 11:51 PM	#50
Hustlin Entertainment So Fucking Banned Join Date: May 2002 Location: Nassau,Bahamas Posts: 2,326	Wachovia