Need to get money off a credit card... - GoFuckYourself.com

sharp · 01-26-2009, 11:31 PM

What are some ways of getting cash from (or transfering to bank account) an American Express credit card? Besides a cash advanced....
Maybe like Epassporte? Can I transfer money from the cc to my account?
I've heard some grocery stores allow you to purchase money orders with a credit card..but I haven't found any around me.

Any ideas??

JamesK · 01-26-2009, 11:33 PM

Paypal / Western Union

You can load PP with money and withdraw it to your bank or you can send a WU to yourself or a friend with a credit card and pick it up at the post office.

Iron Fist · 01-26-2009, 11:53 PM

Sounds fishy.... you trying to avoid paying higher and upfront interest on cash advances? Better hope the card company odesn't figure it out, or you'll lose your account or pay penalties.

sharp · 01-27-2009, 12:54 AM

Quote:

Originally Posted by JamesK

Paypal / Western Union

You can load PP with money and withdraw it to your bank or you can send a WU to yourself or a friend with a credit card and pick it up at the post office.

You have to use your bank account or debit card to load Paypal...and WU doesn't accept American Express..

mynameisjim · 01-27-2009, 12:57 AM

Do you care about fees?

You can send a paypal payment to someone you trust using the card as the funding source. Then just have them send you the money back after a few days. Not a refund, just a normal money send. Then request a check from paypal.

There are tons of ways to do this.

After Shock Media · 01-27-2009, 12:59 AM

Quote:

Originally Posted by sharp

You have to use your bank account or debit card to load Paypal...and WU doesn't accept American Express..

To load maybe, to send a payment no you do not.

KillerK · 01-27-2009, 01:00 AM

if you load though with amex on paypal its done as a cash advance i believe

potter · 01-27-2009, 01:02 AM

It depends on the card specifically. Some cards allow you to go into a bank and take cash out for no fee, some run it as a cash advance and require a fee.

Call the number on the back of the card and ask. 0.02

SmutGiant · 01-27-2009, 01:08 AM

beware of WU as a lot of financial institutions will treat it as a cash advance anyways. So you get hit with th WU fee plus cash advance interest...

sharp · 01-28-2009, 02:17 AM

Thanks for the ideas! I'm going to try to figure something out from what you guys said about Paypal.

You have to pay by your confirmed bank account and you can have the Amex card as a back up funding source; but it will take the money out of your bank account. So I'm going to try to confirm my savings account, transfer all my savings to my checking, then send payment so it will take from the Amex lol. Psh, now that I typed it out it seems like a lot of work!

StaceyJo · 01-28-2009, 06:09 AM

Good luck to that.

01-26-2009, 11:31 PM	#1
sharp Confirmed User Join Date: Jan 2003 Posts: 7,006	Need to get money off a credit card... What are some ways of getting cash from (or transfering to bank account) an American Express credit card? Besides a cash advanced.... Maybe like Epassporte? Can I transfer money from the cc to my account? I've heard some grocery stores allow you to purchase money orders with a credit card..but I haven't found any around me. Any ideas??

01-26-2009, 11:33 PM	#2
JamesK hi Industry Role: Join Date: Jun 2002 Posts: 16,731	Paypal / Western Union You can load PP with money and withdraw it to your bank or you can send a WU to yourself or a friend with a credit card and pick it up at the post office. __________________ M3Server - NATS Hosting

01-26-2009, 11:53 PM	#3
Iron Fist Too lazy to set a custom title Join Date: Dec 2006 Posts: 23,400	Sounds fishy.... you trying to avoid paying higher and upfront interest on cash advances? Better hope the card company odesn't figure it out, or you'll lose your account or pay penalties. __________________ i like waffles

01-27-2009, 12:57 AM	#5
mynameisjim Confirmed User Join Date: Aug 2007 Posts: 2,985	Do you care about fees? You can send a paypal payment to someone you trust using the card as the funding source. Then just have them send you the money back after a few days. Not a refund, just a normal money send. Then request a check from paypal. There are tons of ways to do this. __________________ jim (at) amateursconvert . com Amateurs Convert

01-27-2009, 01:02 AM	#8
potter Confirmed User Industry Role: Join Date: Dec 2004 Location: Denver Posts: 6,559	It depends on the card specifically. Some cards allow you to go into a bank and take cash out for no fee, some run it as a cash advance and require a fee. Call the number on the back of the card and ask. 0.02 __________________

01-27-2009, 01:00 AM	#7
KillerK Confirmed User Join Date: May 2008 Posts: 3,406	if you load though with amex on paypal its done as a cash advance i believe

01-27-2009, 01:08 AM	#9
SmutGiant Confirmed User Join Date: Oct 2003 Posts: 4,895	beware of WU as a lot of financial institutions will treat it as a cash advance anyways. So you get hit with th WU fee plus cash advance interest...

01-28-2009, 02:17 AM	#10
sharp Confirmed User Join Date: Jan 2003 Posts: 7,006	Thanks for the ideas! I'm going to try to figure something out from what you guys said about Paypal. You have to pay by your confirmed bank account and you can have the Amex card as a back up funding source; but it will take the money out of your bank account. So I'm going to try to confirm my savings account, transfer all my savings to my checking, then send payment so it will take from the Amex lol. Psh, now that I typed it out it seems like a lot of work!

01-28-2009, 06:09 AM	#11
StaceyJo Confirmed User Join Date: Mar 2008 Posts: 8,960	Good luck to that. __________________ /_______ WebCashMaker ______\ \| _TeenageDecadence - Young Board Naked Teens. \| \| ____ NonNudeGirls - Female Puberty Photos. ____ \| \| _ HerSelfPics - The ORIGINAL exGF SelfPic site. __ \| \.______ xPosing - Wife Photosharing site. _______./