US health insurance companies to go with? - GoFuckYourself.com

96ukssob · 08-21-2008, 07:25 AM

Ive been trying to find some health insurance for my gf, but wanted to see if anyone had a good place to go with.

she is scared of going with no name places and talked to someone at bluecross. the plan is $160 a month for medical and covers 90% (up to $90) for office visits, $10 generic and $20 name brand drugs (after $100 deductible on name brand) and $500 medical deductible.

my plan is like $100 or so a month but I think im going to switch. i never go to the doctor or take meds, but she does pretty frequently so I wanted to get something for her that covers prescripts (including bc

)

anyway, i told her that dental and vision insurance is a waste because its like $80 a month for dental and $50 for vision and a dentist cleaning is like $250 every six months...

thoughts?

moneybiz · 08-21-2008, 07:39 AM

go with bluecross they are good

moneybiz · 08-21-2008, 07:40 AM

btw how did you get 100$ health insurance?

96ukssob · 08-21-2008, 08:29 AM

Quote:

Originally Posted by moneybiz

btw how did you get 100$ health insurance?

some PPOblue deal. mine is a little different than hers and has a higher detectable

they have other ones that are $70 a month and dont cover as much prescriptions which ill probably get. however, hers for $160 seems a bit high, but i guess hers also includes the vag doctor

theharvman · 08-21-2008, 08:52 AM

Humana all the way.

LAJ · 08-21-2008, 08:54 AM

I spend close to $600 / month on Blue cross to insure my family.

And my claims get rejected all the time. Go with someone else.

Juicy D. Links · 08-21-2008, 08:56 AM

whaht state is that rate from?

woj · 08-21-2008, 10:25 AM

They are all crooks and will try to fuck you any chance they get...

miss_jody · 08-21-2008, 10:50 AM

I use essential 1750 plan
http://askoleg.com/Blue_Shield_Essen...n3000_4000.htm

Way3 · 08-21-2008, 01:40 PM

Whomever you choose, make sure you understand the coverages!!! Way too many loop holes and shades of gray in health insurance policies! Best of Luck!

GetSCORECash · 08-21-2008, 01:52 PM

United Health is the best. They are somewhat evil, in that they offer you a really cheap plan, less then anyone else, but it doesn't cover crap. When you go in, ask them for the best plan available the one that covers everything, and then work yourself down.

I have the best plan, and just recently had to fight it our with them for a claim. They are good if you Pay their higher premium, but at the same time they are EVIL! and will deny your claims.

One thing you should look into if you are near an old age community is for one of these local HMO plans. I got my 21 year old sister into an HMO that works with old folks and she has everything covered for a tiny payment.

These HMO's milk Social Security, so when they see someone young, they assume you will knever get sick.

She was the first pregnancy that they paid out!

They paid for everything, even though they had to refer her to a Hospital and couldn't take care of her at the HMO.

08-21-2008, 07:25 AM	#1
96ukssob So Fucking Banananananas Industry Role: Join Date: Mar 2003 Location: If I was in your ass you'd know it Posts: 12,991	US health insurance companies to go with? Ive been trying to find some health insurance for my gf, but wanted to see if anyone had a good place to go with. she is scared of going with no name places and talked to someone at bluecross. the plan is $160 a month for medical and covers 90% (up to $90) for office visits, $10 generic and $20 name brand drugs (after $100 deductible on name brand) and $500 medical deductible. my plan is like $100 or so a month but I think im going to switch. i never go to the doctor or take meds, but she does pretty frequently so I wanted to get something for her that covers prescripts (including bc ) anyway, i told her that dental and vision insurance is a waste because its like $80 a month for dental and $50 for vision and a dentist cleaning is like $250 every six months... thoughts? __________________ Email: Clicky on Me

08-21-2008, 08:52 AM	#5
theharvman Confirmed User Industry Role: Join Date: Sep 2002 Location: Los Angeles, CA Posts: 1,366	Humana all the way. __________________ Email:[email protected] Site: http://TheScreamingO.com Program: http://http://www.idevaffiliate.com Skype: theharvman ICQ: 150092593

08-21-2008, 08:54 AM	#6
LAJ Gingerific Industry Role: Join Date: Jun 2001 Location: Austin Posts: 5,567	I spend close to $600 / month on Blue cross to insure my family. And my claims get rejected all the time. Go with someone else. __________________ YNOT.com - The original industry resource email jay at ynot dot com or skype LAJConsulting

08-21-2008, 10:25 AM	#8
woj <&(©¿©)&> Industry Role: Join Date: Jul 2002 Location: Chicago Posts: 47,882	They are all crooks and will try to fuck you any chance they get... __________________ Custom Software Development, email: woj#at#wojfun#.#com to discuss details or skype: wojl2000 or gchat: wojfun or telegram: wojl2000 Affiliate program tools: Hosted Galleries Manager Banner Manager Video Manager Wordpress Affiliate Plugin Pic/Movie of the Day Fansign Generator Zip Manager

08-21-2008, 01:40 PM	#10
Way3 Confirmed User Industry Role: Join Date: Mar 2007 Location: Phoenix, Arizona Posts: 1,727	Whomever you choose, make sure you understand the coverages!!! Way too many loop holes and shades of gray in health insurance policies! Best of Luck! __________________ FULLY Managed! FREE Control Panel! FREE Month on ALL Shared Accounts!!! ICQ: 169-554-261 Email: info[at]way3{dot}com

08-21-2008, 07:39 AM	#2
moneybiz So Fucking Banned Join Date: Sep 2004 Posts: 1,391	go with bluecross they are good

08-21-2008, 07:40 AM	#3
moneybiz So Fucking Banned Join Date: Sep 2004 Posts: 1,391	btw how did you get 100$ health insurance?

08-21-2008, 08:56 AM	#7
Juicy D. Links So Fucking Banned Industry Role: Join Date: Apr 2001 Location: N.Y. -Long Island -- Posts: 122,992	whaht state is that rate from?

08-21-2008, 10:50 AM	#9
miss_jody Confirmed User Join Date: Apr 2007 Location: Los Angeles Posts: 807	I use essential 1750 plan http://askoleg.com/Blue_Shield_Essen...n3000_4000.htm

08-21-2008, 01:52 PM	#11
GetSCORECash Confirmed User Industry Role: Join Date: Mar 2008 Location: Miami Posts: 5,527	United Health is the best. They are somewhat evil, in that they offer you a really cheap plan, less then anyone else, but it doesn't cover crap. When you go in, ask them for the best plan available the one that covers everything, and then work yourself down. I have the best plan, and just recently had to fight it our with them for a claim. They are good if you Pay their higher premium, but at the same time they are EVIL! and will deny your claims. One thing you should look into if you are near an old age community is for one of these local HMO plans. I got my 21 year old sister into an HMO that works with old folks and she has everything covered for a tiny payment. These HMO's milk Social Security, so when they see someone young, they assume you will knever get sick. She was the first pregnancy that they paid out! They paid for everything, even though they had to refer her to a Hospital and couldn't take care of her at the HMO. __________________ \| skype: getscorecash \| ICQ: 59-271-063 \| New Sites: \| SCORELAND2 \| Roku Channel SCORETV.TV \| 60PLUSMILFS \| \| Big Tit Hooker \| Tits And Tugs \| Big Boobs POV \| Karla James \| \| Naughty Foot Jobs \| Linsey's World \| Busty Arianna Sinn \| Get SCORE Cash \| Last edited by GetSCORECash; 08-21-2008 at 01:53 PM..