How long does a US check take to clear in Canada? - GoFuckYourself.com

tical · 08-19-2008, 10:05 AM

Any idea how many business days? I sent a check to someone there for a domain & it hasn't cleared yet. Been around 8 business days already.

Is that normal?

WiredGuy · 08-19-2008, 10:06 AM

Up to 30 days according to the banks.
WG

tical · 08-19-2008, 10:07 AM

Quote:

Originally Posted by WiredGuy

Up to 30 days according to the banks.
WG

damnit! thanks man

Deej · 08-19-2008, 10:08 AM

Ive had difficulties with checks from Canada... took a week to clear... business days too...

Purely because banks dont trust each other... Maybe the branch its being cashed at isnt that familiar with your bank?

it happens...

CDSmith · 08-19-2008, 10:09 AM

Yup, WG is right.

One of my banks says 21 days, my other one says their clearing (hold) time is 20 days.

BradM · 08-19-2008, 10:26 AM

If you have done business with the company before, MOST CDN banks will "pre-approve / clear" the funds for use. But there's still a hold and clearing time on the banks end. TD told me it's about 21 days.

JuiceMonkey · 08-19-2008, 10:29 AM

Quote:

Originally Posted by tical

Any idea how many business days? I sent a check to someone there for a domain & it hasn't cleared yet. Been around 8 business days already.

Is that normal?

Just look at your own bank statement.. when it clears on their end it will be taken from your account usually.

Evil E · 08-19-2008, 10:39 AM

Depends on the bank, etc...

tical · 08-19-2008, 11:02 AM

Quote:

Originally Posted by JuiceMonkey

Just look at your own bank statement.. when it clears on their end it will be taken from your account usually.

yeah, i've looked at it... nada, so i was wondering how long it usually takes

ah well, just gotta wait it out

sumphatpimp · 08-19-2008, 11:07 AM

until "shit for brains" gets out of the White House, and the US dollar is actually worth something

SmokeyTheBear · 08-19-2008, 11:09 AM

instantly , you just go in and say " i dont want to wait for this check to clear , can you auth it now please"

keep in mind this is all bank-to-bank so some banks have diff rules. i have had some banks charge me a $50 fee for cashing a $30 american check plus a 30 day wait. " they charged me the $50 fee the same day lol "

either way they can always go to "Money Mart™" or some other place and cash it instantly practically anywhere in canada, theres a small fee invloved but its prob like 7$ on 100

tical · 08-19-2008, 11:11 AM

Quote:

Originally Posted by SmokeyTheBear

instantly , you just go in and say " i dont want to wait for this check to clear , can you auth it now please"

keep in mind this is all bank-to-bank so some banks have diff rules. i have had some banks charge me a $50 fee for cashing a $30 american check plus a 30 day wait. " they charged me the $50 fee the same day lol "

either way they can always go to "Money Mart?" or some other place and cash it instantly practically anywhere in canada, theres a small fee invloved but its prob like 7$ on 100

yeah, this lady deposited it like a standard check... no sweat, its just a personal use domain

thanks guys

jalami · 08-19-2008, 11:43 AM

When I lived in Canada it would "clear" instantly -- but that was just overdraft protection / credit / good standing with the bank. Normally it is 30 days. Funny because down here in Costa Rica my bank clears all U.S. checks in exactly 8 business days, and in the online banking it'll tell you exactly which day you'll have access to the funds on a certain deposited check.

Kudles · 08-19-2008, 12:19 PM

About 30 days

08-19-2008, 10:05 AM	#1
tical Confirmed User Join Date: Feb 2002 Location: Las Vegas Posts: 6,504	How long does a US check take to clear in Canada? Any idea how many business days? I sent a check to someone there for a domain & it hasn't cleared yet. Been around 8 business days already. Is that normal? __________________ 112.020.756

08-19-2008, 10:06 AM	#2
WiredGuy Pounding Googlebot Industry Role: Join Date: Aug 2002 Location: Canada Posts: 34,482	Up to 30 days according to the banks. WG __________________ I play with Google.

08-19-2008, 10:08 AM	#4
Deej I make pixels work Industry Role: Join Date: Jun 2005 Location: I live here... Posts: 24,386	Ive had difficulties with checks from Canada... took a week to clear... business days too... Purely because banks dont trust each other... Maybe the branch its being cashed at isnt that familiar with your bank? it happens... __________________ Deej's Designs n' What Not Hit me up for Design, CSS & Photo Retouching Icq#30096880

08-19-2008, 10:09 AM	#5
CDSmith Too lazy to set a custom title Industry Role: Join Date: May 2001 Location: My network is hosted at TECHIEMEDIA.net ...Wait, you meant where am I located at? Oh... okay, I'm in Winnipeg, Canada. Oops. :) Posts: 51,460	Yup, WG is right. One of my banks says 21 days, my other one says their clearing (hold) time is 20 days. __________________ *Promote Wildmatch, ImLive, Sexier.com, and more!!* ALWAYS THE HIGHEST PAYOUTS: Big Bux/ImLive SIGNUP ON NOW!!! Put some PUSSYCA$H in your pocket. ICQ me at: 31024634

08-19-2008, 10:39 AM	#8
Evil E Confirmed User Join Date: Apr 2005 Location: Lazyness is a lifestyle Posts: 3,201	Depends on the bank, etc... __________________ A girl once told me "Give me 8 inches and make it HURT". So, I fucked her twice and hit her with a brick.

08-19-2008, 10:26 AM	#6
BradM Confirmed User Join Date: Dec 2003 Location: 1123,6536,5231 Posts: 3,397	If you have done business with the company before, MOST CDN banks will "pre-approve / clear" the funds for use. But there's still a hold and clearing time on the banks end. TD told me it's about 21 days.

08-19-2008, 11:07 AM	#10
sumphatpimp Confirmed User Join Date: Aug 2002 Posts: 5,235	until "shit for brains" gets out of the White House, and the US dollar is actually worth something

08-19-2008, 11:09 AM	#11
SmokeyTheBear ►SouthOfHeaven Join Date: Jun 2004 Location: PlanetEarth MyBoardRank: GerbilMaster My-Penis-Size: extralarge MyWeapon: Computer Posts: 28,609	instantly , you just go in and say " i dont want to wait for this check to clear , can you auth it now please" keep in mind this is all bank-to-bank so some banks have diff rules. i have had some banks charge me a $50 fee for cashing a $30 american check plus a 30 day wait. " they charged me the $50 fee the same day lol " either way they can always go to "Money Mart™" or some other place and cash it instantly practically anywhere in canada, theres a small fee invloved but its prob like 7$ on 100 __________________ hatisblack at yahoo.com

08-19-2008, 11:43 AM	#13
jalami Confirmed User Industry Role: Join Date: May 2004 Location: Costa Rica Posts: 845	When I lived in Canada it would "clear" instantly -- but that was just overdraft protection / credit / good standing with the bank. Normally it is 30 days. Funny because down here in Costa Rica my bank clears all U.S. checks in exactly 8 business days, and in the online banking it'll tell you exactly which day you'll have access to the funds on a certain deposited check. __________________ IntegralPay LLC \| www.integralpay.com Payment solutions outside the box! Ask about credit card, electronic checks, and alternative payments processing

08-19-2008, 12:19 PM	#14
Kudles Confirmed User Join Date: Feb 2003 Location: Here There and Everywhere Posts: 5,477	About 30 days __________________ Free to Play MMOs and MMORPGs