Originally Posted by SmokeyTheBear

instantly , you just go in and say " i dont want to wait for this check to clear , can you auth it now please"

keep in mind this is all bank-to-bank so some banks have diff rules. i have had some banks charge me a $50 fee for cashing a $30 american check plus a 30 day wait. " they charged me the $50 fee the same day lol "

either way they can always go to "Money Mart?" or some other place and cash it instantly practically anywhere in canada, theres a small fee invloved but its prob like 7$ on 100