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Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed. |
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#1 | |
too cool for highschool
Join Date: Nov 2005
Location: East side, West side, Worldwide!
Posts: 12,164
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$3 ATM Fees?
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#2 |
GFY HALL OF FAME DAMMIT!!!
Join Date: Jan 2002
Location: that 504
Posts: 60,840
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they will continue to raise it and not much anyone can do.
its just like rent in la, if you are renting they raise your rent a certain percentage every year that is allowed under the law, and there isnt anything you can do to stop it.
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#3 |
赤い靴 call me 202-456-1111
Industry Role:
Join Date: Feb 2001
Location: The Valley
Posts: 14,831
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I forget who it is, but one banking company just had a commercial on where thy pay your atm fees for you
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#4 |
Too lazy to set a custom title
Join Date: Feb 2001
Location: Tube Titans, USA
Posts: 11,929
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SWeet. I bought stock in 5 different banks in the last month.
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skype = "adultdatelink" |
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#5 |
GFY HALL OF FAME DAMMIT!!!
Join Date: Jan 2002
Location: that 504
Posts: 60,840
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"One expert said banks are relying on consumers to get them through the weak economic time. "
this is some funny shit though, yeah the banks are HURTING and the people arent.
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#6 |
Now choke yourself!
Industry Role:
Join Date: Apr 2006
Posts: 12,085
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Its All Because Of Big Bu$$$$$$$$$$$$$$$$$$$$$$$$$$$$hhhhhhh
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#7 |
working on my tan
Industry Role:
Join Date: Mar 2005
Location: Florida/Kentucky
Posts: 39,151
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#8 |
Reach for those stars!
Industry Role:
Join Date: Apr 2003
Location: Vancouver, BC
Posts: 17,991
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I hardly use ATMs any more. Debit all the way.
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email: [email protected] |
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#9 |
Confirmed User
Industry Role:
Join Date: Nov 2001
Location: Southfield, MI
Posts: 9,812
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Yeah I thought it was just a one off thing, I hit a Chase atm the other day and thought $3, WTF.. That sucks!
Brad
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President at MojoHost | brad at mojohost dot com | Skype MojoHostBrad 71 industry awards for hosting and professional excellence since 1999 ![]() |
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#10 |
Confirmed User
Industry Role:
Join Date: Jul 2004
Posts: 959
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Funny how this differs from one market to another. In Poland you usually get to use ATMs free of charge at least within the bank's own ATMs (and often without any limits so all withdrawals are free). But then again, it's still way more popular to pay by cash here than with a card.
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#11 |
Confirmed User
Industry Role:
Join Date: Sep 2005
Location: 5000 full paysite reviews and counting
Posts: 3,550
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My bank offers ATM use for free as long as it's their ATM. Otherwise, I don't use it unless it's an emergency. I do almost everything with my debit card.
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gone. long gone.
aylasquareturtle .."a"t".. gmail dawt com |
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#12 |
www.AdultCopywriters.com
Industry Role:
Join Date: May 2006
Posts: 31,618
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Isn't $3 what epass charges when you use their card at an ATM?
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#13 |
So Fucking Banned
Join Date: Nov 2005
Location: Los angeles
Posts: 1,614
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Then don't use ATM, when you go to the bank, withdrawal enough money to last you for a few weeks.
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#14 |
Confirmed User
Industry Role:
Join Date: Oct 2002
Location: Toronto, ON
Posts: 5,247
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If you only take out $20, that's 15%, robbery.
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ICQ: 91139591 |
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#15 |
Confirmed User
Industry Role:
Join Date: Dec 2007
Posts: 331
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my bank refunds atm fees from other banks and dont charge their own.
paying fees to get your money, especially electronically where nothing is involved is just dumb. |
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#16 |
Confirmed User
Industry Role:
Join Date: May 2007
Posts: 7,348
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I may be wrong, but don't you get charged the ATM fee for debits also? I always heard that choosing credit avoids these fees.
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#17 |
Confirmed User
Join Date: Nov 2007
Location: Kalamazoo, MI
Posts: 2,490
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I do debit card transactions at the walmart self checkout... buy 4 packs of ramen noodles and have 1 transaction per package meaning I take a few minutes to checkout 4 times and take $100 cash back EVERY time and it costs me less than $.5 for for $400
BUT I actually eat the ramen noodles... no debit fees with paypal or any of my other bank accounts... if your bank charges you for this FUCK them and open a new account
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#18 |
Confirmed User
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Join Date: Apr 2006
Location: Visiting a city near you soon !
Posts: 6,853
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$3.00 is not very high. I was buying a club in San Diego that had 2 ATMs generating $400,000.00 a year (profit) in ATM revenue alone, yes that no typo. They charged $6.00 per transaction even if it was just for $100.00 so everyone drew out the maximum $300.00 and most got spent at the club
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icq. 176240424 44.years as a pornographer !!!!!!!!!!! |
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#19 |
Reach for those stars!
Industry Role:
Join Date: Apr 2003
Location: Vancouver, BC
Posts: 17,991
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No, my account is at a credit union with a "no fee" account, so there are no debit fees. My bf is at Royal Bank, which charges him 50 cents for every debit transaction. Boo to the banks!
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#20 |
So Fucking Banned
Industry Role:
Join Date: Apr 2001
Location: the beach, SoCal
Posts: 107,089
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#21 |
So Fucking Banned
Join Date: Jan 2005
Location: At My Desk
Posts: 2,904
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It doesnt cost the bank anything, it saves the bank's time as you'd be requiring a teller's assistance without it.. its a crock of shit scam which is why banks use it to promote their own network....
It's your fucking money, whats next, withdrawel from your savings account and pay a $5 fee? LOL But what I really find amusing and law enforcement should really check in onthis is these fucking Arab Gas Station ATM machines, the ones that charge the $2 fee.... and mysteriously in 30-60 days you find a $8 fee on your card statement for some oversea network service charge... The arabs know their scams! |
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#22 |
So Fucking Banned
Industry Role:
Join Date: Apr 2001
Location: the beach, SoCal
Posts: 107,089
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#23 | |
Confirmed User
Join Date: Jan 2006
Location: The Valley
Posts: 7,412
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Quote:
The only diff I've noticed is "debit" will usually post right away while "credit" takes a few days... I've also been told I have a line of credit on my debit card, so I'm sure something there translates over to the 'credit' side of things - but I've never bothered using it in that fashion.
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-D. ICQ: 202-96-31 |
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#24 |
So Fucking Banned
Industry Role:
Join Date: Apr 2001
Location: the beach, SoCal
Posts: 107,089
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#25 |
So Fucking Banned
Join Date: Jan 2005
Location: At My Desk
Posts: 2,904
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you're fucking cluesless, fuckign clueless mother fucker who doesnt even understand his own busienss now is a banking master...
What the fuck dude, you go around all fucking day long acting like you know every fucking thing in the world and calling others out.... You own a fucking webhost i think, and you dont even know how to fucking telnet into a server.. Whos the fucking clueless mother fucker? Yeah I recall teh fucking day you contacted me to do your own work... Fucking halirious |
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#26 |
Unregistered Abuser
Industry Role:
Join Date: Oct 2007
Posts: 15,547
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the banks suck
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#27 |
Confirmed User
Join Date: Oct 2007
Posts: 406
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thats jive... pretty soon every where will charge you to accept your card...
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#28 |
making it rain
Industry Role:
Join Date: Oct 2003
Location: seattle
Posts: 22,119
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I was a little frustrated this month in Vegas... All the casino ATMs are $4-5... Plus whatever my bank charged on top
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#29 |
Too lazy to set a custom title
Industry Role:
Join Date: Nov 2005
Location: Marina Del Rey
Posts: 10,842
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I noticed this when i got cash out yesterday - cocksuckers - I paid it anyway. I will only go to citibank for cash from now on.
(Except when Im gambling - then i dont even notice the 4.50 fee-- lol)
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#30 | |
Confirmed User
Join Date: Jan 2006
Location: The Valley
Posts: 7,412
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Quote:
I'm thinking the guy that stocks the machine, the maintenance guy who fixes the thing, the security measures (including any development and production time for such measures) that have gone into the thing, the network costs, the hardware cost of the machine itself... even the property cost of where the machine is located probably costs the bank a sizable amount more than 'nothing.' A lot of banks let their account-holders use their ATM's for free (all of mine do, anyways)... so (without considering the extra revenue that ATM-oriented marketing might have generated for the bank) that only leaves those who haven't planned otherwise and find themselves needing to grab some more cash - at the exact spot of that the banks have bothered to install their ATMs... to foot the bill of those extra costs. Like I said, the closest I've come to working in a bank is buying a CD, so I'm probably missing something - feel free to point it out. With that said, maybe $3 - $6 isn't so much.... I always consider me paying an ATM fee as a "dumbass tax" anyways.
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#31 |
Confirmed User
Join Date: Mar 2007
Location: Sin city
Posts: 1,025
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Funny that is way lower that most ATM fee's I see. but most ATM's I see are in casinos.....But this is just another reason I don't trust banks.....
NosMo
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#32 |
So Fucking Banananananas
Industry Role:
Join Date: Mar 2003
Location: If I was in your ass you'd know it
Posts: 12,991
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bank of america charges non BofA customers $3, most other ones around here are $2.
when i was in college there was a FREE one. i dont hit up the ATM that much anymore, i take advantage of the free ATM at the store. buy a pack of gum and get $200 cash back
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Email: Clicky on Me |
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#33 |
Confirmed User
Join Date: Jun 2005
Location: ▓NY▓
Posts: 2,080
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fuck that shit!
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Each persons' level of stupidity makes us different. |
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#34 |
The Demon & 12clicks
Industry Role:
Join Date: Oct 2001
Location: SallyRand is a FAGGOT
Posts: 18,208
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Back in 1986 when I got my first bank account the fee for using a non-bank ATM was 25 cents. That's TOTAL. Now the ATM charges $2 and my bank charges $2 for a total of $4.
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#35 |
It's coming look busy
Join Date: Mar 2001
Location: "Ph'nglui mglw'nafh Cthulhu R'lyeh wgah'nagl fhtagn".
Posts: 35,299
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My own bank has atm's everywhere and several are drive through so they are no cost to me.
Now if you want to use another banks ATM machine or worse yet a privatly owned ATM machine then all bets are off and they are allowed and I feel encouraged to fuck the person using them. Though like most when in Vegas or a casino and you want some cash right then and now, be ready to eat it big anyways. Just remember to drink several additional free drinks to get compensated. Then as other say use the cash back feature on purchases made in stores with your debit card. Yet it does make it funny for all you epassporte users that have to pay epassporte I think 3.00 and the ATM an additional 3.00, and since many ATM's have a 300.00 limit you are giving up a pretty nice chunk of change for your 300.00
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#36 |
I need a beer
![]() Industry Role:
Join Date: Jun 2002
Location: ♠ Toiletville ♠
Posts: 133,944
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Bloody highway robbery..I can't believe these bandits
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#37 |
I need a beer
![]() Industry Role:
Join Date: Jun 2002
Location: ♠ Toiletville ♠
Posts: 133,944
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Bloody highway robbery..I can't believe these bandits
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#38 |
Confirmed User
Industry Role:
Join Date: Sep 2006
Location: Las Vegas
Posts: 1,269
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#39 |
Vrume Mark
Industry Role:
Join Date: Jan 2001
Location: Toronto, Canada
Posts: 20,912
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The charge at the ATM at the Spearmint Rhino in Las Vegas is 10% of whatever you withdraw.
I withdrew $500 and it cost me $50. ![]() Yes I know I am retarded... LOL! |
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#40 |
Just Du It
Industry Role:
Join Date: Feb 2004
Posts: 12,094
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I paid a $5 ATM fee in NYC once.. that hurt when i only needed to take out $20..
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#41 |
Confirmed User
Join Date: Jul 2003
Location: chicago
Posts: 1,135
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http://www.schwab.com/public/schwab/...nding/checking
unlimited atm refunds, and no fees either. their debit/atm card also has the most liberal limits i've seen. $15,000/day in credit purchases and $2000 per day in atm withdrawals. i call it my strip club card, comes in handy for those pesky $7/8 fees they have ![]() |
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#42 |
Registered User
Join Date: Jul 2006
Posts: 36
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I think Wamu is offering no atm fees regardless of the atm...
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#43 |
Reach for those stars!
Industry Role:
Join Date: Apr 2003
Location: Vancouver, BC
Posts: 17,991
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Woah, harsh. I haven't seen anything like that around here yet.
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#44 |
Damn Right I Kiss Ass!
Industry Role:
Join Date: Dec 2003
Location: Cowtown, USA
Posts: 32,409
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Life isn't free.
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#45 |
Too lazy to set a custom title
Industry Role:
Join Date: Dec 2003
Posts: 11,089
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wamu or something?
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#46 |
Too lazy to set a custom title
Industry Role:
Join Date: Dec 2003
Posts: 11,089
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Solution = stop using the cash machine so much? It could be tough but worth a try anyway.
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#47 |
working on my tan
Industry Role:
Join Date: Mar 2005
Location: Florida/Kentucky
Posts: 39,151
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Wah, wah, wah .... it's late at night or you are out of town and your own piss poor planning has left you short of cash, a few bucks is well worth the convenience.
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#48 | |
working on my tan
Industry Role:
Join Date: Mar 2005
Location: Florida/Kentucky
Posts: 39,151
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Quote:
And what are you so hostile about? . |
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#49 |
Confirmed User
Join Date: Dec 2007
Location: Earth Planet
Posts: 213
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here in UK/London I pay $7 per withdraw(from credit card)!
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#50 |
Confirmed User
Industry Role:
Join Date: Feb 2005
Location: US
Posts: 5,326
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The key is to get the Visa Checkcard from your bank. (remember the commercials) No fees unless you use ATMs from other banks. I use mine for everything. i never pay a thing.
Time to sit down with your branch manager. |
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