$3 ATM Fees?
 

http://www.abcnews.go.com/GMA/story?id=4196835

:mad:

they will continue to raise it and not much anyone can do.

its just like rent in la, if you are renting they raise your rent a certain percentage every year that is allowed under the law, and there isnt anything you can do to stop it.

I forget who it is, but one banking company just had a commercial on where thy pay your atm fees for you

SWeet. I bought stock in 5 different banks in the last month.

"One expert said banks are relying on consumers to get them through the weak economic time. "

this is some funny shit though,

yeah the banks are HURTING and the people arent.

Its All Because Of Big Bu$$$$$$$$$$$$$$$$$$$$$$$$$$$$hhhhhhh

That was a stock trading company, Schwab or someone.

The only time I use an ATM is if I need money at night, $3. is a deal.

I hardly use ATMs any more. Debit all the way.

Yeah I thought it was just a one off thing, I hit a Chase atm the other day and thought $3, WTF.. That sucks!

Brad

Funny how this differs from one market to another. In Poland you usually get to use ATMs free of charge at least within the bank's own ATMs (and often without any limits so all withdrawals are free). But then again, it's still way more popular to pay by cash here than with a card.

My bank offers ATM use for free as long as it's their ATM. Otherwise, I don't use it unless it's an emergency. I do almost everything with my debit card.

Isn't $3 what epass charges when you use their card at an ATM?

Then don't use ATM, when you go to the bank, withdrawal enough money to last you for a few weeks.

If you only take out $20, that's 15%, robbery.

my bank refunds atm fees from other banks and dont charge their own.
paying fees to get your money, especially electronically where nothing is involved is just dumb.

I may be wrong, but don't you get charged the ATM fee for debits also? I always heard that choosing credit avoids these fees.

I do debit card transactions at the walmart self checkout... buy 4 packs of ramen noodles and have 1 transaction per package meaning I take a few minutes to checkout 4 times and take $100 cash back EVERY time and it costs me less than $.5 for for $400

BUT I actually eat the ramen noodles...

no debit fees with paypal or any of my other bank accounts... if your bank charges you for this FUCK them and open a new account

$3.00 is not very high. I was buying a club in San Diego that had 2 ATMs generating $400,000.00 a year (profit) in ATM revenue alone, yes that no typo. They charged $6.00 per transaction even if it was just for $100.00 so everyone drew out the maximum $300.00 and most got spent at the club :pimp

No, my account is at a credit union with a "no fee" account, so there are no debit fees. My bf is at Royal Bank, which charges him 50 cents for every debit transaction. Boo to the banks!

It costs the bank the same amount if you take out $20 or $200.

It doesnt cost the bank anything, it saves the bank's time as you'd be requiring a teller's assistance without it.. its a crock of shit scam which is why banks use it to promote their own network....

It's your fucking money, whats next, withdrawel from your savings account
and pay a $5 fee? LOL

But what I really find amusing and law enforcement should really check in onthis is these fucking Arab Gas Station ATM machines, the ones that charge the $2 fee.... and mysteriously in 30-60 days you find a $8 fee on your card statement for some oversea network service charge... The arabs know their scams!

Not at BofA

Nope. Not for any bank I've used, at least.

The only diff I've noticed is "debit" will usually post right away while "credit" takes a few days...

I've also been told I have a line of credit on my debit card, so I'm sure something there translates over to the 'credit' side of things - but I've never bothered using it in that fashion.

Clueless

you're fucking cluesless, fuckign clueless mother fucker who doesnt even understand his own busienss now is a banking master...

What the fuck dude, you go around all fucking day long acting like you know every fucking thing in the world and calling others out....

You own a fucking webhost i think, and you dont even know how to fucking telnet into a server..

Whos the fucking clueless mother fucker?
Yeah I recall teh fucking day you contacted me to do your own work...

Fucking halirious

the banks suck

thats jive... pretty soon every where will charge you to accept your card...:mad:

I was a little frustrated this month in Vegas... All the casino ATMs are $4-5... Plus whatever my bank charged on top :Oh crap

I noticed this when i got cash out yesterday - cocksuckers - I paid it anyway. I will only go to citibank for cash from now on.

(Except when Im gambling - then i dont even notice the 4.50 fee-- lol)

I'm not a banker, so I'm probably missing something here, but...

I'm thinking the guy that stocks the machine, the maintenance guy who fixes the thing, the security measures (including any development and production time for such measures) that have gone into the thing, the network costs, the hardware cost of the machine itself... even the property cost of where the machine is located probably costs the bank a sizable amount more than 'nothing.'

A lot of banks let their account-holders use their ATM's for free (all of mine do, anyways)... so (without considering the extra revenue that ATM-oriented marketing might have generated for the bank) that only leaves those who haven't planned otherwise and find themselves needing to grab some more cash - at the exact spot of that the banks have bothered to install their ATMs... to foot the bill of those extra costs.

Like I said, the closest I've come to working in a bank is buying a CD, so I'm probably missing something - feel free to point it out.

With that said, maybe $3 - $6 isn't so much.... I always consider me paying an ATM fee as a "dumbass tax" anyways.

Funny that is way lower that most ATM fee's I see. but most ATM's I see are in casinos.....But this is just another reason I don't trust banks.....

NosMo

bank of america charges non BofA customers $3, most other ones around here are $2.

when i was in college there was a FREE one. i dont hit up the ATM that much anymore, i take advantage of the free ATM at the store. buy a pack of gum and get $200 cash back

fuck that shit!

Back in 1986 when I got my first bank account the fee for using a non-bank ATM was 25 cents. That's TOTAL. Now the ATM charges $2 and my bank charges $2 for a total of $4.

My own bank has atm's everywhere and several are drive through so they are no cost to me.

Now if you want to use another banks ATM machine or worse yet a privatly owned ATM machine then all bets are off and they are allowed and I feel encouraged to fuck the person using them.

Though like most when in Vegas or a casino and you want some cash right then and now, be ready to eat it big anyways. Just remember to drink several additional free drinks to get compensated.

Then as other say use the cash back feature on purchases made in stores with your debit card.

Yet it does make it funny for all you epassporte users that have to pay epassporte I think 3.00 and the ATM an additional 3.00, and since many ATM's have a 300.00 limit you are giving up a pretty nice chunk of change for your 300.00

Bloody highway robbery..I can't believe these bandits

Bloody highway robbery..I can't believe these bandits

lots of places are starting to charge a debit fee now too. Granted, they are still less than the $4 fee that casino's charge.

The charge at the ATM at the Spearmint Rhino in Las Vegas is 10% of whatever you withdraw.

I withdrew $500 and it cost me $50. :(

Yes I know I am retarded... LOL!

I paid a $5 ATM fee in NYC once.. that hurt when i only needed to take out $20..

http://www.schwab.com/public/schwab/...nding/checking

unlimited atm refunds, and no fees either. their debit/atm card also has the most liberal limits i've seen. $15,000/day in credit purchases and $2000 per day in atm withdrawals.

i call it my strip club card, comes in handy for those pesky $7/8 fees they have :)

I think Wamu is offering no atm fees regardless of the atm...

Woah, harsh. I haven't seen anything like that around here yet.

Life isn't free.

wamu or something?

Solution = stop using the cash machine so much? It could be tough but worth a try anyway.

Wah, wah, wah .... it's late at night or you are out of town and your own piss poor planning has left you short of cash, a few bucks is well worth the convenience.

What? It costs the bank the price of the machine, installation, maintenance, restocking if it's a freestanding unit .... the paid by the hour tellers are there as an expense if you use them or not. ATM's are a convenience item, you always pay for convenience.

And what are you so hostile about?

.

here in UK/London I pay $7 per withdraw(from credit card)!

The key is to get the Visa Checkcard from your bank. (remember the commercials) No fees unless you use ATMs from other banks. I use mine for everything. i never pay a thing.
Time to sit down with your branch manager.