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| Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed. | 
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			 Etology.com 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Jul 2005 
				Location: Hollywood CA 
				
				
					Posts: 18,407
				 
				
				
				
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				Do You Have Too Much Debt?
			 
			For the first time in 7 years I am debt free. No more credit card debt for me and it sure feels good   
		
	
		
		
		
		
			Woot woot 
				__________________ 
		
		
		
		
	
	Telegram: @bakokaye  | 
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		#2 | 
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			 Confirmed User 
			
		
			
			
			Industry Role:  
				Join Date: Aug 2005 
				Location: Austin, TX 
				
				
					Posts: 4,258
				 
				
				
				
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		 I'm almost there. About 3 more months. Then I can start all over again.  
		
	
		
		
		
		
			
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		#3 | |
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			 Etology.com 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Jul 2005 
				Location: Hollywood CA 
				
				
					Posts: 18,407
				 
				
				
				
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		 Quote: 
	
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	Telegram: @bakokaye  | 
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		#4 | 
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			 Confirmed User 
			
		
			
			
			Industry Role:  
				Join Date: Nov 2005 
				Location: 20 00'24.00" N, 75 09'00.00 W 
				
				
					Posts: 6,882
				 
				
				
				
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		 I am completely debt free. Even a lot of people owe me good money. 
		
	
		
		
		
		
			
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	Affordable Quality Web Hosting  | 
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		#5 | 
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			 Confirmed User 
			
		
			
			
			Industry Role:  
				Join Date: Aug 2001 
				Location: Hollywood Fl. 
				
				
					Posts: 9,005
				 
				
				
				
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		 other then my mortgage and my car loan i have no debt 
		
	
		
		
		
		
		
	
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		#6 | 
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			 ICQ: 197-556-237 
			
		
			
			
			Join Date: Jun 2003 
				Location: BRASIL !!! 
				
				
					Posts: 57,559
				 
				
				
				
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		 Nope, I don't have any debt at all. 
		
	
		
		
		
		
			
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	I'm just a newbie.  | 
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		#7 | 
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			 In Tushy Land 
			
		
			
				
			
			
			Join Date: Oct 2002 
				Location: Nebraska 
				
				
					Posts: 40,149
				 
				
				
				
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		 Almost have our furniture all paid off from when we bought everything brand new when we moved into our new house.  0% financing so I have no problem paying the montly bill  
		
	
		
		
		
		
		
	
	other then that, it is pretty much just the house payment.  | 
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		#8 | 
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			 Confirmed User 
			
		
			
			
			Join Date: May 2007 
				
				
				
					Posts: 1,034
				 
				
				
				
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		 woo hoo! i've been free of debt for YEARS. 
		
	
		
		
		
		
		
	
	Feels great  | 
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		#9 | 
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			 Etology.com 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Jul 2005 
				Location: Hollywood CA 
				
				
					Posts: 18,407
				 
				
				
				
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	Telegram: @bakokaye  | 
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		#10 | 
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			 Confirmed User 
			
		
			
			
			Join Date: Mar 2007 
				Location: Toronto 
				
				
					Posts: 2,867
				 
				
				
				
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		 I have Zero debt, but I'm still young, Im sure I will rack up some soon 
		
	
		
		
		
		
			
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	ICQ: 405 009 573  | 
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		#11 | 
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			 Confirmed User 
			
		
			
				
			
			
			Join Date: Dec 2006 
				Location: Buenos Aires 
				
				
					Posts: 742
				 
				
				
				
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		 No debt here. 
		
	
		
		
		
		
			
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	No sig.  | 
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		#12 | 
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			 Confirmed User 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Nov 2005 
				
				
				
					Posts: 8,170
				 
				
				
				
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		 No debt here but give me a few years. 
		
	
		
		
		
		
		
	
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		#13 | 
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			 Confirmed User 
			
		
			
			
			Industry Role:  
				Join Date: Dec 2001 
				Location: AZ 
				
				
					Posts: 7,697
				 
				
				
				
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		 about one more month and im out, at about -5k right now 
		
	
		
		
		
		
		
	
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		#14 | 
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			 <&(©¿©)&> 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Jul 2002 
				Location: Chicago 
				
				
					Posts: 47,882
				 
				
				
				
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		 debt is for suckers... (unless you get in debt for some good reason -> school, start a business, etc) 
		
	
		
		
		
		
			
				__________________ 
		
		
		
		
	
	Custom Software Development, email: woj#at#wojfun#.#com to discuss details or skype: wojl2000 or gchat: wojfun or telegram: wojl2000 Affiliate program tools: Hosted Galleries Manager Banner Manager Video Manager ![]() Wordpress Affiliate Plugin Pic/Movie of the Day Fansign Generator Zip Manager  | 
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		#15 | 
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			 Confirmed User 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Mar 2001 
				Location: Ontario, Canada 
				
				
					Posts: 6,311
				 
				
				
				
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		 Nice  
		
	
		
		
		
		
		
	
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		#16 | 
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			 Confirmed User 
			
		
			
			
			Industry Role:  
				Join Date: Aug 2006 
				
				
				
					Posts: 3,595
				 
				
				
				
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		 I should have all my student loans paid off by April 
		
	
		
		
		
		
			
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		#17 | 
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			 jellyfish  
			
		
			
			
			Join Date: Dec 2003 
				
				
				
					Posts: 71,528
				 
				
				
				
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		 No debt here  
		
	
		
		
		
		
		
	
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		#18 | 
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			 Confirmed User 
			
		
			
				
			
			
			Join Date: Jun 2004 
				Location: Tampa Bay, FL 
				
				
					Posts: 6,708
				 
				
				
				
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		 I've still got a little ways to go on my mortgage. I'll be so happy when my house is paid off. 
		
	
		
		
		
		
			
		
		
		
		
	
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		#19 | 
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			 Confirmed User 
			
		
			
			
			Join Date: Jul 2006 
				Location: Manila, Philippines 
				
				
					Posts: 6,960
				 
				
				
				
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		 good for you bud!! 
		
	
		
		
		
		
			i don't have debt, my mother had lots of it. 
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	Prime Outsourcing | offshore staffing solutions | manual labor | employee leasing | full time employees starting at $695.00/month = managed and dedicated icq.: 309570461 live chat  | 
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		#20 | 
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			 Registered User 
			
		
			
				
			
			
			Join Date: Dec 2005 
				Location: Toronto 
				
				
					Posts: 63
				 
				
				
				
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		 Congrats!  That's such a great feeling!  I'll hopefully be able to say that by early next year!  
		
	
		
		
		
		
			
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	The Porn Sampler - CLICK HERE!  | 
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		#21 | 
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			 Confirmed User 
			
		
			
				
			
			
			Join Date: Feb 2005 
				Location: SD/OC/LA 
				
				
					Posts: 1,917
				 
				
				
				
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		 debt with my car and student loan.   Both of which I could get out of if I wanted to, but both loans have amazing rates so would rather have my money earn a little more.   
		
	
		
		
		
		
			and congrats at being debt free. I remember a couple years back having quite a bit of credit card debt that just sucked. 
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	=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=   Warriors come out  to plaAAaayyy! ![]() =-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=  | 
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		#22 | 
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			 Confirmed Moneymaker 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Apr 2002 
				Location: Eugene, OR It's Like Jail, Only with Trees! 
				
				
					Posts: 9,852
				 
				
				
				
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		 My ex wife helped put me in some heavy debt, but I'm taking care of it.. should be debt free in less than two years... 
		
	
		
		
		
		
			
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	I'm here for the violence!  | 
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		#23 | 
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			 Confirmed User 
			
		
			
				
			
			
			Industry Role:  
				Join Date: May 2007 
				
				
				
					Posts: 918
				 
				
				
				
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		 I still have another 6k to go for my car loan. Once 2009 hits I will be completely debt free. 
		
	
		
		
		
		
			
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	Lisa  | 
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		#24 | 
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			 Confirmed User 
			
		
			
				
			
			
			Join Date: Feb 2005 
				Location: West Hollywood 
				
				
					Posts: 3,055
				 
				
				
				
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		 Not even close to being debt free 
		
	
		
		
		
		
			
		
		
		
		
	
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		#25 | |
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			 Confirmed User 
			
		
			
			
			Join Date: Sep 2003 
				Location: Burlingame CA 
				
				
					Posts: 1,430
				 
				
				
				
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		 Quote: 
	
 
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	_,.:'`- Club JK . com --> 60% payouts RSS, Hosteds, POTD, Your Mother, etc... CCBill  | 
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		#26 | 
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			 ****** 
			
		
			
			
			Join Date: Jun 2002 
				
				
				
					Posts: 21,846
				 
				
				
				
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		 Same here. 
		
	
		
		
		
		
			
		
		
		
		
	
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		#27 | 
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			 Confirmed User 
			
		
			
				
			
			
			Join Date: Jan 2006 
				Location: Canada 
				
				
					Posts: 5,025
				 
				
				
				
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		 I have about $500 of debt on my credit cards.  That's all. 
		
	
		
		
		
		
			
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		#28 | 
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			 It's coming look busy 
			
		
			
				
			
			
			Join Date: Mar 2001 
				Location: "Ph'nglui mglw'nafh Cthulhu R'lyeh wgah'nagl fhtagn". 
				
				
					Posts: 35,299
				 
				
				
				
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		 I was debt free until about march of this year, then whoops back to the hospital. So now I have to pay that all off yet again. Though house is paid off as well as I carry no credit card debt (I do bill all my bills through my personal credit card for the points and pay it off monthly, plus if I go to hospital they are safe and interest free).  
		
	
		
		
		
		
			So I figure if my current income level remains the same (typically it increases some each month on average), I should be again debt free within two more years assuming I do not have another long term hospital stay. 
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		#29 | 
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			 Confirmed User 
			
		
			
			
			Join Date: Aug 2007 
				Location: Panama city (no u.s.a) 
				
				
					Posts: 251
				 
				
				
				
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		 hi dude! I am new user in gfy.com, i just sending my first postings. I hope you don’t have any problem with this ...see you and have a nice day.: 
		
	
		
		
		
		
		
	
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		#30 | 
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			 Confirmed User 
			
		
			
			
			Join Date: Nov 2005 
				Location: tdot 
				
				
					Posts: 2,164
				 
				
				
				
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		 no more credit card debt after a 6 month crunch to pay them off and yes it feels damnnnnnn good.....only have school loans to pay and those are low interest and considered good debt anyways 
		
	
		
		
		
		
			
		
		
		
		
	
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		#31 | 
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			 mmm yeah! 
			
		
			
			
			Industry Role:  
				Join Date: Feb 2005 
				Location: roseville, ca 
				
				
					Posts: 5,061
				 
				
				
				
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		 never been in debt in my life everything i buy is with cash. 
		
	
		
		
		
		
		
	
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		#32 | 
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			 Confirmed User 
			
		
			
			
			Join Date: Aug 2007 
				
				
				
					Posts: 746
				 
				
				
				
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		 Good for you man. 
		
	
		
		
		
		
			
		
		
		
		
		
			
		
		
	
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		#33 | 
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			 Confirmed User 
			
		
			
			
			Join Date: Aug 2007 
				
				
				
					Posts: 746
				 
				
				
				
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		 At 21 I'm in debt. I'm off to file for bankruptcy. 
		
	
		
		
		
		
			
		
		
		
		
	
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		#34 | 
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			 Confirmed User 
			
		
			
				
			
			
			Join Date: May 2007 
				Location: Sunny Florida 
				
				
					Posts: 3,884
				 
				
				
				
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		 im not that bad in debt, maybe 2k or so, nothing i cant fix soon enough, but yes having no credit cards is lovely lol 
		
	
		
		
		
		
			
		
		
		
		
	
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		#35 | 
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			 Confirmed User 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Jan 2007 
				Location: Toronto 
				
				
					Posts: 2,510
				 
				
				
				
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		 By the end of the year I should have all of my school debts paid off.  Can't wait for that 
		
	
		
		
		
		
			
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		#36 | 
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			 Confirmed User 
			
		
			
				
			
			
			Join Date: Dec 2004 
				Location: Vancouver 
				
				
					Posts: 4,325
				 
				
				
				
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		 No debt here. 
		
	
		
		
		
		
		
	
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		#37 | 
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			 Confirmed User 
			
		
			
				
			
			
			Join Date: Aug 2007 
				
				
				
					Posts: 3,529
				 
				
				
				
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		 No debt for me either  
		
	
		
		
		
		
			
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	Bogat mama ala cu loturi de trafic  | 
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		#38 | 
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			 ICQ: 304-611-162 
			
		
			
				
			
			
			Join Date: Feb 2005 
				Location: Masterdam 
				
				
					Posts: 13,245
				 
				
				
				
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		 a little debt here, no problem 
		
	
		
		
		
		
		
	
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		#39 | 
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			 Confirmed User 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Nov 2004 
				Location: Toronto Canada 
				
				
					Posts: 1,150
				 
				
				
				
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		 I got 20,000 in debt that is just consumer debt I accumulated in 3 years, but with the new site expecting to launch soon, and working cam sites, a day job, and working from home for the shopping channel I am not really worried about it since I am trying to pay off the bulk of it, before I add-on another student loan, mortgage and car loan.  
		
	
		
		
		
		
		
	
	I am hoping with the new income soon to arrive that I can just have a mortgage and student loan I am hoping to buy my first car cash.  | 
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		#40 | |
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			 Etology.com 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Jul 2005 
				Location: Hollywood CA 
				
				
					Posts: 18,407
				 
				
				
				
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		 Quote: 
	
 
				__________________ 
		
		
		
		
	
	Telegram: @bakokaye  | 
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		#41 | 
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			 Confirmed User 
			
		
			
			
			Join Date: Aug 2007 
				Location: Panama city (no u.s.a) 
				
				
					Posts: 251
				 
				
				
				
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		 I am new user in gfy.com, i just sending my first postings. I hope you don?t have any problem with this ...see you and have a nice day. 
		
	
		
		
		
		
		
	
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		#42 | 
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			 Old broad 
			
		
			
				
			
			
			Join Date: Oct 2002 
				Location: Away 
				
				
					Posts: 13,933
				 
				
				
				
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		 Mortgage and a car lease. I'll do an interest only loan in a heartbeat but besides that, no credit debt except the house and car.  
		
	
		
		
		
		
		
	
	I use my credit cards for just about everything due to rewards - just pay them off.  | 
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		#43 | 
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			 in a van by the river 
			
		
			
				
			
			
			Industry Role:  
				Join Date: May 2003 
				
				
				
					Posts: 76,806
				 
				
				
				
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		 Other than a car payment I have no real debt. I do keep a few credit cards just to keep get some action on my credit reports. 
		
	
		
		
		
		
			
				__________________ 
		
		
		
		
	
	In November, you can vote for America's next president or its first dictator.  | 
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		#44 | 
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			 l337 h4x0r!#% 
			
		
			
				
			
			
			Industry Role:  
				Join Date: Feb 2005 
				Location: OKC, OK, USA 
				
				
					Posts: 8,364
				 
				
				
				
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		 A car payment. But I hardly think that qualifies as too much debt.  
		
	
		
		
		
		
			
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	hacker 4 hire.  | 
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		#45 | 
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			 Confirmed User 
			
		
			
			
			Join Date: Nov 2002 
				Location: Belgium 
				
				
					Posts: 7,383
				 
				
				
				
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		 I am in debts over my ears (mortgages) but no debts on cars and stuff... 
		
	
		
		
		
		
		
	
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