Using Paypal for credit card processing on mainstream site, opinions - GoFuckYourself.com

maddox · 11-14-2006, 06:17 PM

So I wanted to connect paypal payments to my mainstream site and I noticed they also offer credit card processing, do you think it is worth using them for credit card processing? I will not do anythign adult so I do not expect any problems, however please write any pros and cons, thanks.

pocketkangaroo · 11-14-2006, 06:19 PM

I actually use it on a couple small mainstream sites that don't do a whole lot in sales (basically selling ad subscriptions). So far, I haven't had any problems with it at all.

artman · 11-14-2006, 06:20 PM

why not get a merchant account? they are pretty simple and cheap to get if you arent doing domestic

maddox · 11-14-2006, 06:20 PM

Only problem I could see so far is that they will probably decline epassporte virtual visa card, am I correct with this assumption?

marketsmart · 11-14-2006, 06:21 PM

you could always use 2CO

maddox · 11-14-2006, 06:24 PM

Quote:

Originally Posted by marketsmart

you could always use 2CO

I know there are other processors, the question is why are they better than paypal, if I can have paypal set in 5 mins together with regular paypal payments

JimiJimi · 11-14-2006, 08:27 PM

paypal will work if you have no other option but they limit monthly transactions to 10,000 ...i think
check sig

Kimo · 11-14-2006, 09:23 PM

try the new google thing

SpeakEasy · 11-14-2006, 09:31 PM

Quote:

Originally Posted by JimiJimi

paypal will work if you have no other option but they limit monthly transactions to 10,000 ...i think
check sig

Actually there is no limit on monthly transactions. I process wayyyyyyyyy over 10k a month with them.

munki · 11-14-2006, 09:31 PM

PayPal fees will rape you...

fris · 11-14-2006, 09:50 PM

if you are gonna use paypal, use it for an alternate option, have visa/mc checking, then paypal if they wish to use it

Tempest · 11-14-2006, 10:58 PM

Are you selling goods or a membership type thing? I read that someone decided to use 2checkout on their site instead of PayPal because they didn't want to take the risk of having PayPal shut them down as some sort of MLM site. It was a membership site with paid upgrades. Not sure what PayPal's rules etc. are regarding that type of thing.

markell · 11-14-2006, 11:02 PM

when dealing with paypal, you always run the risk of the random account limitations and the bending over and spreading asscheeks just to get it unlimited over a transaction you had no control over.

V_RocKs · 11-15-2006, 02:37 AM

Quote:

Originally Posted by marketsmart

you could always use 2CO

Or both...

Ace_luffy · 11-15-2006, 02:39 AM

Quote:

Originally Posted by munki

PayPal fees will rape you...

Ace_luffy · 11-15-2006, 02:40 AM

Quote:

Originally Posted by munki

PayPal fees will rape you...

Vlad · 11-15-2006, 02:44 AM

Quote:

Originally Posted by munki

PayPal fees will rape you...

Quote:

Originally Posted by markell

when dealing with paypal, you always run the risk of the random account limitations and the bending over and spreading asscheeks just to get it unlimited over a transaction you had no control over.

Quote:

Originally Posted by Fris

if you are gonna use paypal, use it for an alternate option, have visa/mc checking, then paypal if they wish to use it

just to sum it up

After Shock Media · 11-15-2006, 02:50 AM

Oh come on now. Paypals fees are not that bad when compared to anything in adult unless you have your own merchant account. You also can easily include such fees in your pricing structure.
As for limits, again false. In reality the more volume you do the lower the fee's go.

As for paypal rejecting epassportes virtual visa and possibly the normal card as well. I really would not see a lot of users who only have epassporte and no credit card or paypal account.

Now if you are going to attempt to walk a grey line with their TOS or do something shady like MLM or the like. Avoid them and go with some other company.

Best bet as mentioned though is just to have several billing choices on your site.

maddox · 11-15-2006, 04:55 AM

Quote:

Originally Posted by After Shock Media

Oh come on now. Paypals fees are not that bad when compared to anything in adult unless you have your own merchant account. You also can easily include such fees in your pricing structure.
As for limits, again false. In reality the more volume you do the lower the fee's go.

As for paypal rejecting epassportes virtual visa and possibly the normal card as well. I really would not see a lot of users who only have epassporte and no credit card or paypal account.

Now if you are going to attempt to walk a grey line with their TOS or do something shady like MLM or the like. Avoid them and go with some other company.

Best bet as mentioned though is just to have several billing choices on your site.

There will be nothing shady, advertisers will pay for the traffic and I suspect some of them will use mostly epassporte virtual cards

teksonline · 11-15-2006, 05:05 AM

paypal is US only for CC's, have not found many epassporte attempts that gotten thru, although the USA users , said it does work.. so perhaps they can tell what country the card is from.

Klen · 11-15-2006, 05:08 AM

Paypal is good but it has limits for monthly proccessing so if you have high volume proccessing then you need to have more options not just paypal.I reccomend 2checkout and alertpay.

hydro · 11-15-2006, 05:10 AM

It really depends on what your selling, if your selling ebay/auction/ebooks/webmaster products using paypal will only increase your sales ratios, if your selling electronics, clothes, antiques etc it might hurt your sales since many of those people will have never used paypal.

sarettah · 11-15-2006, 06:42 AM

On our jewelry sites we orignally used 2co and paypal. Ditched 2co about 2 years ago because of some of their policies. We have been paypal only for the past 2 years, have had no complaints from customers (retail or wholesale) and have had no problems with paypal (knock on wood).

DjSap · 11-15-2006, 07:00 AM

paypal is a good starting option as it is very cheap compared to setting up a normal merchant account, especially if you are not in the states...

wyldblyss · 11-15-2006, 07:05 AM

Quote:

Originally Posted by maddox

Only problem I could see so far is that they will probably decline epassporte virtual visa card, am I correct with this assumption?

I have paid for things through paypal using epassporte and it took it no problem.

RyanAdultplex · 11-15-2006, 07:55 AM

As others have said, depending on what you are selling, paypal is a decent start. If you are sending out / shipping physical items, get delivery confirmation or tracking for everything. If a buyer opens a dispute with paypal (non delivery, wrong item, etc), paypal will almost *always* side with the buyer unless the seller can prove the item was shipped.

Kick Ass Chat · 11-15-2006, 07:59 AM

Quote:

Originally Posted by KlenTelaris

Paypal is good but it has limits for monthly proccessing so if you have high volume proccessing then you need to have more options not just paypal.I reccomend 2checkout and alertpay.

NO they do NOT have monthly limits on transactions. !!

JimiJimi · 11-15-2006, 10:54 AM

Quote:

Originally Posted by SpeakEasy

Actually there is no limit on monthly transactions. I process wayyyyyyyyy over 10k a month with them.

my bad. i was thinking about some merchant accounts.

RK · 11-17-2006, 08:26 AM

Quote:

Originally Posted by markell

when dealing with paypal, you always run the risk of the random account limitations and the bending over and spreading asscheeks just to get it unlimited over a transaction you had no control over.

Exactly.

The best solution is to use your own merchant account for Visa/MasterCard/Amex/Discover etc. and offer the 'original' PayPal to those who want PayPal.

11-14-2006, 06:17 PM	#1
maddox Confirmed User Join Date: Jan 2004 Location: Vienna, Austria Posts: 648	Using Paypal for credit card processing on mainstream site, opinions So I wanted to connect paypal payments to my mainstream site and I noticed they also offer credit card processing, do you think it is worth using them for credit card processing? I will not do anythign adult so I do not expect any problems, however please write any pros and cons, thanks.

11-14-2006, 06:20 PM	#3
artman Confirmed User Join Date: Nov 2005 Posts: 770	why not get a merchant account? they are pretty simple and cheap to get if you arent doing domestic __________________

11-14-2006, 08:27 PM	#7
JimiJimi Confirmed User Join Date: Aug 2006 Location: Ft. Lauderdale, Florida Posts: 483	paypal will work if you have no other option but they limit monthly transactions to 10,000 ...i think check sig __________________ Call or Click http://18666WebCam.com

11-14-2006, 09:23 PM	#8
Kimo ... Join Date: Jan 2006 Location: Maryland ICQ:87038677 Posts: 11,542	try the new google thing __________________ ...

11-14-2006, 09:31 PM	#10
munki Do Fun Shit. Industry Role: Join Date: Dec 2004 Location: OC Posts: 13,393	PayPal fees will rape you... __________________ “I have the simplest tastes. I am always satisfied with the best.” -Oscar Wilde

11-14-2006, 06:19 PM	#2
pocketkangaroo Confirmed User Join Date: Jan 2005 Location: Chicago, IL Posts: 8,452	I actually use it on a couple small mainstream sites that don't do a whole lot in sales (basically selling ad subscriptions). So far, I haven't had any problems with it at all.

11-14-2006, 06:21 PM	#5
marketsmart HOMICIDAL TROLL KILLER Industry Role: Join Date: Dec 2004 Location: Sunnybrook Institution for the Criminally Insane Posts: 20,419	you could always use 2CO

11-14-2006, 09:50 PM	#11
fris Too lazy to set a custom title Industry Role: Join Date: Aug 2002 Posts: 55,372	if you are gonna use paypal, use it for an alternate option, have visa/mc checking, then paypal if they wish to use it __________________ Since 1999: 69 Adult Industry awards for Best Hosting Company and professional excellence. WP Stuff

11-14-2006, 10:58 PM	#12
Tempest Too lazy to set a custom title Industry Role: Join Date: May 2004 Location: West Coast, Canada. Posts: 10,217	Are you selling goods or a membership type thing? I read that someone decided to use 2checkout on their site instead of PayPal because they didn't want to take the risk of having PayPal shut them down as some sort of MLM site. It was a membership site with paid upgrades. Not sure what PayPal's rules etc. are regarding that type of thing.

11-14-2006, 11:02 PM	#13
markell Confirmed User Join Date: Nov 2002 Location: Las Vegas & Los Angeles Posts: 1,190	when dealing with paypal, you always run the risk of the random account limitations and the bending over and spreading asscheeks just to get it unlimited over a transaction you had no control over. __________________ blah blah fucking blah

11-15-2006, 02:50 AM	#18
After Shock Media It's coming look busy Join Date: Mar 2001 Location: "Ph'nglui mglw'nafh Cthulhu R'lyeh wgah'nagl fhtagn". Posts: 35,299	Oh come on now. Paypals fees are not that bad when compared to anything in adult unless you have your own merchant account. You also can easily include such fees in your pricing structure. As for limits, again false. In reality the more volume you do the lower the fee's go. As for paypal rejecting epassportes virtual visa and possibly the normal card as well. I really would not see a lot of users who only have epassporte and no credit card or paypal account. Now if you are going to attempt to walk a grey line with their TOS or do something shady like MLM or the like. Avoid them and go with some other company. Best bet as mentioned though is just to have several billing choices on your site. __________________ [email protected] ICQ:135982156 AIM: Aftershockmed1a MSN: [email protected]

11-15-2006, 05:05 AM	#20
teksonline So Fucking Banned Join Date: Jan 2005 Location: At My Desk Posts: 2,904	paypal is US only for CC's, have not found many epassporte attempts that gotten thru, although the USA users , said it does work.. so perhaps they can tell what country the card is from.

11-15-2006, 05:08 AM	#21
Klen Industry Role: Join Date: Aug 2006 Location: Little Vienna Posts: 32,235	Paypal is good but it has limits for monthly proccessing so if you have high volume proccessing then you need to have more options not just paypal.I reccomend 2checkout and alertpay.

11-15-2006, 05:10 AM	#22
hydro Confirmed User Join Date: Dec 2003 Location: Dirty 3rd Posts: 4,216	It really depends on what your selling, if your selling ebay/auction/ebooks/webmaster products using paypal will only increase your sales ratios, if your selling electronics, clothes, antiques etc it might hurt your sales since many of those people will have never used paypal.

11-15-2006, 06:42 AM	#23
sarettah see you later, I'm gone Industry Role: Join Date: Oct 2002 Posts: 14,127	On our jewelry sites we orignally used 2co and paypal. Ditched 2co about 2 years ago because of some of their policies. We have been paypal only for the past 2 years, have had no complaints from customers (retail or wholesale) and have had no problems with paypal (knock on wood). __________________ All cookies cleared!

11-15-2006, 07:00 AM	#24
DjSap Confirmed User Join Date: Jul 2002 Posts: 3,869	paypal is a good starting option as it is very cheap compared to setting up a normal merchant account, especially if you are not in the states... __________________ Blog Themes, TGP Design, Writing Services, Grunt Work ICQ: 66871495

11-15-2006, 07:55 AM	#26
RyanAdultplex Registered User Join Date: Nov 2006 Posts: 19	As others have said, depending on what you are selling, paypal is a decent start. If you are sending out / shipping physical items, get delivery confirmation or tracking for everything. If a buyer opens a dispute with paypal (non delivery, wrong item, etc), paypal will almost always side with the buyer unless the seller can prove the item was shipped. __________________ ADULTPLEX - Get Up to $40 Per Sign Up