Using Paypal for credit card processing on mainstream site, opinions

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  • maddox
    Confirmed User
    • Jan 2004
    • 648

    #1

    Using Paypal for credit card processing on mainstream site, opinions

    So I wanted to connect paypal payments to my mainstream site and I noticed they also offer credit card processing, do you think it is worth using them for credit card processing? I will not do anythign adult so I do not expect any problems, however please write any pros and cons, thanks.
  • pocketkangaroo
    Confirmed User
    • Jan 2005
    • 8452

    #2
    I actually use it on a couple small mainstream sites that don't do a whole lot in sales (basically selling ad subscriptions). So far, I haven't had any problems with it at all.

    Comment

    • artman
      Confirmed User
      • Nov 2005
      • 770

      #3
      why not get a merchant account? they are pretty simple and cheap to get if you arent doing domestic

      Comment

      • maddox
        Confirmed User
        • Jan 2004
        • 648

        #4
        Only problem I could see so far is that they will probably decline epassporte virtual visa card, am I correct with this assumption?

        Comment

        • marketsmart
          HOMICIDAL TROLL KILLER
          • Dec 2004
          • 20419

          #5
          you could always use 2CO

          Comment

          • maddox
            Confirmed User
            • Jan 2004
            • 648

            #6
            Originally posted by marketsmart
            you could always use 2CO
            I know there are other processors, the question is why are they better than paypal, if I can have paypal set in 5 mins together with regular paypal payments

            Comment

            • JimiJimi
              Confirmed User
              • Aug 2006
              • 483

              #7
              paypal will work if you have no other option but they limit monthly transactions to 10,000 ...i think
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              Comment

              • Kimo
                ...
                • Jan 2006
                • 11542

                #8
                try the new google thing
                ...

                Comment

                • SpeakEasy
                  Confirmed User
                  • Sep 2002
                  • 2681

                  #9
                  Originally posted by JimiJimi
                  paypal will work if you have no other option but they limit monthly transactions to 10,000 ...i think
                  check sig

                  Actually there is no limit on monthly transactions. I process wayyyyyyyyy over 10k a month with them.
                  Check Your Internet Speed;
                  http://www.speakeasy.net/speedtest/

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                  • munki
                    Do Fun Shit.
                    • Dec 2004
                    • 13393

                    #10
                    PayPal fees will rape you...

                    I have the simplest tastes. I am always satisfied with the best.” -Oscar Wilde

                    Comment

                    • fris
                      I have to go potty
                      • Aug 2002
                      • 55729

                      #11
                      if you are gonna use paypal, use it for an alternate option, have visa/mc checking, then paypal if they wish to use it
                      Since 1999: 69 Adult Industry awards for Best Hosting Company and professional excellence.

                      My Latest Theme

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                      • Tempest
                        Too lazy to set a custom title
                        • May 2004
                        • 10217

                        #12
                        Are you selling goods or a membership type thing? I read that someone decided to use 2checkout on their site instead of PayPal because they didn't want to take the risk of having PayPal shut them down as some sort of MLM site. It was a membership site with paid upgrades. Not sure what PayPal's rules etc. are regarding that type of thing.

                        Comment

                        • markell
                          Confirmed User
                          • Nov 2002
                          • 1190

                          #13
                          when dealing with paypal, you always run the risk of the random account limitations and the bending over and spreading asscheeks just to get it unlimited over a transaction you had no control over.
                          blah blah fucking blah

                          Comment

                          • V_RocKs
                            Damn Right I Kiss Ass!
                            • Nov 2003
                            • 32448

                            #14
                            Originally posted by marketsmart
                            you could always use 2CO
                            Or both...

                            Comment

                            • Ace_luffy
                              www.creationcrew.com
                              • Feb 2005
                              • 12164

                              #15
                              Originally posted by munki
                              PayPal fees will rape you...


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                              • Ace_luffy
                                www.creationcrew.com
                                • Feb 2005
                                • 12164

                                #16
                                Originally posted by munki
                                PayPal fees will rape you...


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                                • Vlad
                                  Confirmed User
                                  • Dec 2002
                                  • 2864

                                  #17
                                  Originally posted by munki
                                  PayPal fees will rape you...
                                  Originally posted by markell
                                  when dealing with paypal, you always run the risk of the random account limitations and the bending over and spreading asscheeks just to get it unlimited over a transaction you had no control over.
                                  Originally posted by Fris
                                  if you are gonna use paypal, use it for an alternate option, have visa/mc checking, then paypal if they wish to use it
                                  just to sum it up

                                  Comment

                                  • After Shock Media
                                    It's coming look busy
                                    • Mar 2001
                                    • 35299

                                    #18
                                    Oh come on now. Paypals fees are not that bad when compared to anything in adult unless you have your own merchant account. You also can easily include such fees in your pricing structure.
                                    As for limits, again false. In reality the more volume you do the lower the fee's go.

                                    As for paypal rejecting epassportes virtual visa and possibly the normal card as well. I really would not see a lot of users who only have epassporte and no credit card or paypal account.

                                    Now if you are going to attempt to walk a grey line with their TOS or do something shady like MLM or the like. Avoid them and go with some other company.

                                    Best bet as mentioned though is just to have several billing choices on your site.

                                    [email protected] ICQ:135982156 AIM: Aftershockmed1a MSN: [email protected]

                                    Comment

                                    • maddox
                                      Confirmed User
                                      • Jan 2004
                                      • 648

                                      #19
                                      Originally posted by After Shock Media
                                      Oh come on now. Paypals fees are not that bad when compared to anything in adult unless you have your own merchant account. You also can easily include such fees in your pricing structure.
                                      As for limits, again false. In reality the more volume you do the lower the fee's go.

                                      As for paypal rejecting epassportes virtual visa and possibly the normal card as well. I really would not see a lot of users who only have epassporte and no credit card or paypal account.

                                      Now if you are going to attempt to walk a grey line with their TOS or do something shady like MLM or the like. Avoid them and go with some other company.

                                      Best bet as mentioned though is just to have several billing choices on your site.
                                      There will be nothing shady, advertisers will pay for the traffic and I suspect some of them will use mostly epassporte virtual cards

                                      Comment

                                      • teksonline
                                        So Fucking Banned
                                        • Jan 2005
                                        • 2904

                                        #20
                                        paypal is US only for CC's, have not found many epassporte attempts that gotten thru, although the USA users , said it does work.. so perhaps they can tell what country the card is from.

                                        Comment

                                        • Klen
                                          • Aug 2006
                                          • 32234

                                          #21
                                          Paypal is good but it has limits for monthly proccessing so if you have high volume proccessing then you need to have more options not just paypal.I reccomend 2checkout and alertpay.

                                          Comment

                                          • hydro
                                            Confirmed User
                                            • Dec 2003
                                            • 4216

                                            #22
                                            It really depends on what your selling, if your selling ebay/auction/ebooks/webmaster products using paypal will only increase your sales ratios, if your selling electronics, clothes, antiques etc it might hurt your sales since many of those people will have never used paypal.

                                            Comment

                                            • sarettah
                                              see you later, I'm gone
                                              • Oct 2002
                                              • 14336

                                              #23
                                              On our jewelry sites we orignally used 2co and paypal. Ditched 2co about 2 years ago because of some of their policies. We have been paypal only for the past 2 years, have had no complaints from customers (retail or wholesale) and have had no problems with paypal (knock on wood).
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                                              Comment

                                              • DjSap
                                                Confirmed User
                                                • Jul 2002
                                                • 3869

                                                #24
                                                paypal is a good starting option as it is very cheap compared to setting up a normal merchant account, especially if you are not in the states...
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                                                • wyldblyss
                                                  Confirmed User
                                                  • Nov 2003
                                                  • 5779

                                                  #25
                                                  Originally posted by maddox
                                                  Only problem I could see so far is that they will probably decline epassporte virtual visa card, am I correct with this assumption?
                                                  I have paid for things through paypal using epassporte and it took it no problem.

                                                  Comment

                                                  • RyanAdultplex
                                                    Registered User
                                                    • Nov 2006
                                                    • 19

                                                    #26
                                                    As others have said, depending on what you are selling, paypal is a decent start. If you are sending out / shipping physical items, get delivery confirmation or tracking for everything. If a buyer opens a dispute with paypal (non delivery, wrong item, etc), paypal will almost *always* side with the buyer unless the seller can prove the item was shipped.
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                                                    Comment

                                                    • Kick Ass Chat
                                                      Confirmed User
                                                      • Dec 2002
                                                      • 2057

                                                      #27
                                                      Originally posted by KlenTelaris
                                                      Paypal is good but it has limits for monthly proccessing so if you have high volume proccessing then you need to have more options not just paypal.I reccomend 2checkout and alertpay.

                                                      NO they do NOT have monthly limits on transactions. !!
                                                      [email protected]

                                                      Comment

                                                      • JimiJimi
                                                        Confirmed User
                                                        • Aug 2006
                                                        • 483

                                                        #28
                                                        Originally posted by SpeakEasy
                                                        Actually there is no limit on monthly transactions. I process wayyyyyyyyy over 10k a month with them.
                                                        my bad. i was thinking about some merchant accounts.
                                                        Call or Click http://18666WebCam.com

                                                        Comment

                                                        • RK
                                                          Confirmed User
                                                          • Aug 2001
                                                          • 868

                                                          #29
                                                          Originally posted by markell
                                                          when dealing with paypal, you always run the risk of the random account limitations and the bending over and spreading asscheeks just to get it unlimited over a transaction you had no control over.
                                                          Exactly.

                                                          The best solution is to use your own merchant account for Visa/MasterCard/Amex/Discover etc. and offer the 'original' PayPal to those who want PayPal.
                                                          Does anyone look down here?

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