What CC Processors Scrub YOU too hard? - GoFuckYourself.com

ZoiNk · 06-04-2002, 03:22 PM

I have successfully used my CC at IBill, CCbill, and um.. Jettis doesn't like me. Just wondering how many other webmasters run into the problems of being denied by CC companies.
ZoiNk

TheFLY · 06-04-2002, 03:29 PM

I'd like to know too...

Who's more scrubby?

Tipsy · 06-04-2002, 03:32 PM

Quote:

Originally posted by TheFLY
I'd like to know too...

Who's more scrubby?

My ex was a scrubber so I'm voting for other.

TheFLY · 06-04-2002, 03:35 PM

this poll is statistically flawed you have to admit that the most popular processors will have the most votes -- regardless of scrubbing.

ZoiNk · 06-04-2002, 03:38 PM

That's true that it is flawed, but that's the reason I didn't put the really small guys in the poll. (waits for CC processors to come knocking at my door for calling them small)
ZoiNk

ZoiNk · 06-04-2002, 09:38 PM

*bump*

NETbilling · 06-04-2002, 11:48 PM

Hi,

Our merchants set their own level of fraud scrubbing for their sites so you will never see us on a "scrub too hard" list. 3rd party processors are protecting thier own merchant accounts and must scrub how they feel necessary to keep their chargeback thresholds below acceptable levels. It is simply part of doing business. The problem comes into play when a company scrubs the same for low chargeback sites as they do for high chargeback sites. Most of the processors that we are all familiar with do what they need to do to stay in business..... can't blame them for that. Visa and Mastercard are a bitch and are what we as processors constantly battle to keep our merchants happy and profitable.

Mitch

ZoiNk · 06-05-2002, 08:11 AM

So far the poll looks VERY intersting. It is of course no way representative of actual figures, but from the people that voted, it looks like ccbill has denied more webmaster here then ibill. I honestly thought it would be the other way around.
ZoiNk

pr0view · 06-05-2002, 09:10 AM

judging from my experience, ccbill scrubs the most.

KK will be here any minute

ZoiNk · 06-05-2002, 10:18 AM

Hehe, ibill is moving up in the ranks today. I find this poll very intersting.
ZoiNk

Kimmykim · 06-05-2002, 08:17 PM

Quote:

Originally posted by pr0view
judging from my experience, ccbill scrubs the most.

KK will be here any minute

LOL I'm late! And I just noticed the ads are gone from the Profile bar...

and I'm beat, just got home from a little trip today...

none of that has any relevance to the poll either lol ;)

If x people got turned down by us, and 10x people didn't, while y people got turned down somewhere else and 10y people didn't, what is the actual value of x and y? And how would these values relate to the numbers in the poll?

;)

ZoiNk · 06-05-2002, 11:06 PM

Quote:

Originally posted by Kimmykim

LOL I'm late! And I just noticed the ads are gone from the Profile bar...

and I'm beat, just got home from a little trip today...

none of that has any relevance to the poll either lol ;)

If x people got turned down by us, and 10x people didn't, while y people got turned down somewhere else and 10y people didn't, what is the actual value of x and y? And how would these values relate to the numbers in the poll?

;)

Lets hear CCbill's values on x and y. X being how many ppl get approved in a month and Y being how many died in a month. If all CC processors would post that info, then a poll like this would be totally useless.

Also if you want to post percent why each one got denied, insuffient funds, etc.

ZoiNk

pr0 · 06-05-2002, 11:19 PM

Quote:

Originally posted by netbilling
Hi,

Our merchants set their own level of fraud scrubbing for their sites so you will never see us on a "scrub too hard" list. 3rd party processors are protecting thier own merchant accounts and must scrub how they feel necessary to keep their chargeback thresholds below acceptable levels. It is simply part of doing business. The problem comes into play when a company scrubs the same for low chargeback sites as they do for high chargeback sites. Most of the processors that we are all familiar with do what they need to do to stay in business..... can't blame them for that. Visa and Mastercard are a bitch and are what we as processors constantly battle to keep our merchants happy and profitable.

Mitch

now thats a good fucking explination man, & i had no idea you guys did that.....cool shit

NETbilling · 07-07-2002, 01:42 AM

pr0,

No problem... your location is "The Matrix". Where exactly is that? We are going to Maui this week for eight days. Anywhere near there? :-)

Mitch

RW316 · 07-07-2002, 08:32 AM

cbill is the best

Cogitator · 07-07-2002, 10:31 AM

Many sites use multiple billers to avoid this problem. There are times when a biller's fraud scoring system needs to be tweaked and is declining transactions more than it should. In these cases it's helpful to have a second or even third biller available to recover the transaction.

Kimmykim · 07-07-2002, 03:36 PM

Many people spam to attempt to get webmasters to notice them. Sad.

View Poll Results: What CC Processors Deny your Transactions?
CCbill	30	46.15%
IBill	19	29.23%
Epoch/Paycom	3	4.62%
Jettis	8	12.31%
Paypal	4	6.15%
None	3	4.62%
Other	4	6.15%
Multiple Choice Poll. Voters: 65. You may not vote on this poll

06-04-2002, 03:22 PM	#1
ZoiNk Confirmed User Join Date: Feb 2002 Location: Canada Posts: 2,370	What CC Processors Scrub YOU too hard? I have successfully used my CC at IBill, CCbill, and um.. Jettis doesn't like me. Just wondering how many other webmasters run into the problems of being denied by CC companies. ZoiNk __________________ "People can have the Model T in any color - so long as it's black." - Henry Ford

06-04-2002, 03:38 PM	#5
ZoiNk Confirmed User Join Date: Feb 2002 Location: Canada Posts: 2,370	That's true that it is flawed, but that's the reason I didn't put the really small guys in the poll. (waits for CC processors to come knocking at my door for calling them small) ZoiNk __________________ "People can have the Model T in any color - so long as it's black." - Henry Ford

06-04-2002, 09:38 PM	#6
ZoiNk Confirmed User Join Date: Feb 2002 Location: Canada Posts: 2,370	bump __________________ "People can have the Model T in any color - so long as it's black." - Henry Ford

06-04-2002, 11:48 PM	#7
NETbilling Confirmed User Industry Role: Join Date: Jan 2002 Location: Huntington Beach, CA Posts: 8,597	Hi, Our merchants set their own level of fraud scrubbing for their sites so you will never see us on a "scrub too hard" list. 3rd party processors are protecting thier own merchant accounts and must scrub how they feel necessary to keep their chargeback thresholds below acceptable levels. It is simply part of doing business. The problem comes into play when a company scrubs the same for low chargeback sites as they do for high chargeback sites. Most of the processors that we are all familiar with do what they need to do to stay in business..... can't blame them for that. Visa and Mastercard are a bitch and are what we as processors constantly battle to keep our merchants happy and profitable. Mitch __________________ Mitch Farber CEO - NETbilling, Inc. Email / Phone: 888-357-8166 / 661-252-2456 Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

06-04-2002, 03:29 PM	#2
TheFLY So Fucking Banned Join Date: Jan 2001 Location: http://www.thefly.net/ --- Quit your job and live off steady traffic. Posts: 11,856	I'd like to know too... Who's more scrubby?

06-04-2002, 03:35 PM	#4
TheFLY So Fucking Banned Join Date: Jan 2001 Location: http://www.thefly.net/ --- Quit your job and live off steady traffic. Posts: 11,856	this poll is statistically flawed you have to admit that the most popular processors will have the most votes -- regardless of scrubbing.

06-05-2002, 08:11 AM	#8
ZoiNk Confirmed User Join Date: Feb 2002 Location: Canada Posts: 2,370	So far the poll looks VERY intersting. It is of course no way representative of actual figures, but from the people that voted, it looks like ccbill has denied more webmaster here then ibill. I honestly thought it would be the other way around. ZoiNk __________________ "People can have the Model T in any color - so long as it's black." - Henry Ford

06-05-2002, 09:10 AM	#9
pr0view Confirmed User Join Date: May 2001 Location: Europe Posts: 270	judging from my experience, ccbill scrubs the most. KK will be here any minute __________________ Make your surfers happy on my bandwidth Need voyeur content (pictures and videos)? Hit me on ICQ 83581235

06-05-2002, 10:18 AM	#10
ZoiNk Confirmed User Join Date: Feb 2002 Location: Canada Posts: 2,370	Hehe, ibill is moving up in the ranks today. I find this poll very intersting. ZoiNk __________________ "People can have the Model T in any color - so long as it's black." - Henry Ford

07-07-2002, 01:42 AM	#14
NETbilling Confirmed User Industry Role: Join Date: Jan 2002 Location: Huntington Beach, CA Posts: 8,597	pr0, No problem... your location is "The Matrix". Where exactly is that? We are going to Maui this week for eight days. Anywhere near there? :-) Mitch __________________ Mitch Farber CEO - NETbilling, Inc. Email / Phone: 888-357-8166 / 661-252-2456 Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

07-07-2002, 08:32 AM	#15
RW316 Confirmed User Join Date: Jun 2002 Posts: 1,103	cbill is the best

07-07-2002, 10:31 AM	#16
Cogitator Confirmed User Join Date: Feb 2002 Location: Florida Posts: 672	Many sites use multiple billers to avoid this problem. There are times when a biller's fraud scoring system needs to be tweaked and is declining transactions more than it should. In these cases it's helpful to have a second or even third biller available to recover the transaction. __________________ - this space intentionally left blank -

07-07-2002, 03:36 PM	#17
Kimmykim bitchslapping zebras!!!!! Industry Role: Join Date: Jun 2001 Location: In a shack by the beach Posts: 16,015	Many people spam to attempt to get webmasters to notice them. Sad.