Whats your credit score? - GoFuckYourself.com

xlogger · 06-11-2006, 09:03 PM

I never checked my until today. I was very surprised!

minusonebit · 06-11-2006, 11:20 PM

FICO scores are what matters... not Plus... and I havent checked mine in a long, long time. Prolly should...

SinSational · 06-11-2006, 11:21 PM

mine was over 800 about a year ago.

gooddomains · 06-11-2006, 11:22 PM

better not ask how mine looks like

gooddomains · 06-11-2006, 11:22 PM

better not ask how mine looks like

fallenmuffin · 06-11-2006, 11:24 PM

I don't have a credit history... me = n00b to life

Webby · 06-11-2006, 11:25 PM

There's nothing I could less about that a credit card score.

Don't live on credit and never will.

UtahSaints · 06-11-2006, 11:26 PM

833 i think

fallenmuffin · 06-11-2006, 11:29 PM

Quote:

Originally Posted by RS-MEDIA

833 i think

Isn't the highest it can go 820 ?

gooddomains · 06-11-2006, 11:29 PM

the board is once again out of control

UtahSaints · 06-11-2006, 11:30 PM

Quote:

Originally Posted by fallenmuffin

Isn't the highest it can go 820 ?

you think?

V_RocKs · 06-12-2006, 12:08 AM

Quote:

Originally Posted by fallenmuffin

Isn't the highest it can go 820 ?

It can go higher.

Jon Clark - BANNED FOR LIFE · 06-12-2006, 12:13 AM

331..........................

Antonio · 06-12-2006, 12:21 AM

what's a credit score, I owe ZERO !!!! so mine must 1 million and five credit score points

flashfire · 06-12-2006, 12:24 AM

Quote:

Originally Posted by Antonio

what's a credit score, I owe ZERO !!!! so mine must 1 million and five credit score points

it doesnt matter how much you owe as long as everything is kept up to date...infact if you never had any loans or anything your credit score wouldnt be very good or bad because you have no history.

I'm somewhere in the 700s

madawgz · 06-12-2006, 12:27 AM

how do i check?

xlogger · 06-12-2006, 01:01 AM

Quote:

Originally Posted by madawgz

how do i check?

http://freecreditreport.com/

notabook · 06-12-2006, 01:37 AM

775 last year.

Kick Ass Chat · 06-12-2006, 01:46 AM

Quote:

Originally Posted by fallenmuffin

I don't have a credit history... me = n00b to life

If you have a SS# or ever paid taxes then yes you do have a credit score.

JimmiDean · 06-12-2006, 02:07 AM

It does matter how much you owe, even if you have to much credit availible
(ie credit cards) it can lower your fico score.
Also how many times you apply for credit (searches) lowers your score somewhat.
You have to carry some loans but keep it in proportion to your availible credit to have a high score.
I am sitting at 790 at present, it gives you some geat bargining power at the bank

woj · 06-12-2006, 02:37 AM

Quote:

Originally Posted by xlogger

http://freecreditreport.com/

Aren't they just an affiliate of http://www.experian.com ? They must be making some nice $$$....

BusterBunny · 06-12-2006, 02:39 AM

i don't know my score, but i can ask the repo man he is outside jacking my car right now...

fallenmuffin · 06-12-2006, 02:39 AM

Quote:

Originally Posted by GirlsFreePics

If you have a SS# or ever paid taxes then yes you do have a credit score.

Never said I didn't have a credit score.. I said I didn't have credit history

V_RocKs · 06-12-2006, 05:59 PM

Quote:

Originally Posted by fallenmuffin

Isn't the highest it can go 820 ?

850 is the highest it can go unless someone does something to change the bell curve.

davecummings · 06-12-2006, 09:34 PM

They ran one when I picked up my 2007 Camry Hybrid last month, even though I paid it in full with a money market check; my FICO was 832.

Dave

DavieVegas · 06-12-2006, 09:35 PM

mine is 768

DavieVegas · 06-12-2006, 09:35 PM

Quote:

Originally Posted by SinSational

mine was over 800 about a year ago.

um 800 is perfect. Doesnt go over that

V_RocKs · 06-13-2006, 02:20 AM

Quote:

Originally Posted by DavieVegas

um 800 is perfect. Doesnt go over that

Click Here

Quote:

Your FICO score will range between 300 and 850. If your score lands in the 300-500 range you have some serious financial problems. Basically no lender or company will want to do business with you without charging you some mighty hefty fees and interest rates.

Above 500 the Fair Isaac computers sort you into one of six basic ranges:

THE FICO RANGES:
720-850 BEST
700-719
675-699
620-674
560-619
500-559 WORST

But you will say, "Fuck that bitch!"

OK... How about FairISAAC, they created the score and run www.myfico.com for those who wish to check out their own score.

Code:

 If your FICO® score is:  	 Your interest rate is:  	 ...and your monthly payment is:
national interest rates, updated daily
760 - 850 	6.3% 	$1,337
700 - 759 	6.52% 	$1,369
680 - 699 	6.7% 	$1,394
660 - 679 	6.92% 	$1,425
640 - 659 	7.35% 	$1,487
620 - 639 	7.89% 	$1,569

But they probably just put in 850 to let us all know we suck and can never get there... Bastards...

Why · 06-13-2006, 03:56 AM

i dont spend money i dont have. Im not too concerned with my credit score.

Why · 06-13-2006, 03:58 AM

Quote:

Originally Posted by woj

Aren't they just an affiliate of http://www.experian.com ? They must be making some nice $$$....

i believe they also got the shit sued out of them in a class action because they billed people they werent supposed to.

i used them years ago and i remember getting an email a while back stating i was part of a class action. that makes experian, paypal, verizon and google that all fucked me at some point and got fucked for it. Big business sure is scammy.

06-13-2006, 03:59 AM

Quote:

Originally Posted by Webby

There's nothing I could less about that a credit card score.

Don't live on credit and never will.

So if you ever want to buy a home, you will do so all in cash? Even if you do, your credit score is still evaluated. Everybody should be aware of their FICO.

06-11-2006, 09:03 PM	#1
xlogger Confirmed User Join Date: Jul 2004 Location: NY Posts: 9,507	Whats your credit score? I never checked my until today. I was very surprised! __________________ ---------- XLOGGER [REFLECTED] [OH]

06-11-2006, 11:21 PM	#3
SinSational Confirmed User Join Date: Oct 2004 Location: Boston, MA Posts: 1,723	mine was over 800 about a year ago. __________________ ICQ# 273099174 - monthly specials - 2 Month Free Credit on All Plans - 100% Referrals - chris@ for details Virtual from $14.95/month, Dedicated from $149.95/month Dual-Core Xeon > 1000GB @ $149.95 \| 1500GB @ $169.95 \| 10Mbps @ $269.95

06-11-2006, 11:25 PM	#7
Webby Too lazy to set a custom title Join Date: Oct 2002 Location: Far far away - as possible Posts: 14,956	There's nothing I could less about that a credit card score. Don't live on credit and never will. __________________ XXX TLD's - Another mosquito to swat.

06-11-2006, 11:26 PM	#8
UtahSaints Confirmed User Industry Role: Join Date: Jan 2005 Posts: 1,538	833 i think __________________ Enjoy Bucks - Enjoy Bucks

06-12-2006, 12:27 AM	#16
madawgz 8.8.8.8 Industry Role: Join Date: Mar 2006 Location: Noordermarkt Posts: 30,509	how do i check? __________________ TAEMDLRMSKRJIXMRLSMRJ.

06-11-2006, 11:20 PM	#2
minusonebit So Fucking Banned Join Date: Feb 2006 Location: [email protected] Posts: 7,391	FICO scores are what matters... not Plus... and I havent checked mine in a long, long time. Prolly should...

06-11-2006, 11:22 PM	#4
gooddomains Too lazy to set a custom title Join Date: Jul 2003 Location: Netherlands Posts: 10,127	better not ask how mine looks like

06-11-2006, 11:24 PM	#6
fallenmuffin Confirmed User Industry Role: Join Date: Nov 2005 Posts: 8,170	I don't have a credit history... me = n00b to life

06-11-2006, 11:29 PM	#10
gooddomains Too lazy to set a custom title Join Date: Jul 2003 Location: Netherlands Posts: 10,127	the board is once again out of control

06-12-2006, 12:13 AM	#13
Jon Clark - BANNED FOR LIFE North Coast Pimp Join Date: Dec 2005 Location: 304-534-757 Posts: 9,395	331..........................

06-12-2006, 12:21 AM	#14
Antonio Too lazy to set a custom title Join Date: Oct 2001 Location: Spartaaaaaaaaa Posts: 14,136	what's a credit score, I owe ZERO !!!! so mine must 1 million and five credit score points

06-12-2006, 01:37 AM	#18
notabook Confirmed User Join Date: Apr 2006 Location: Not a Library! Posts: 9,748	775 last year. __________________

06-12-2006, 02:07 AM	#20
JimmiDean Confirmed User Join Date: Nov 2004 Location: Margarittaville Posts: 3,433	It does matter how much you owe, even if you have to much credit availible (ie credit cards) it can lower your fico score. Also how many times you apply for credit (searches) lowers your score somewhat. You have to carry some loans but keep it in proportion to your availible credit to have a high score. I am sitting at 790 at present, it gives you some geat bargining power at the bank __________________ My God there's Porn on here! Still on the Beach !!! Last edited by JimmiDean; 06-12-2006 at 02:07 AM.. Reason: spelling

06-12-2006, 02:39 AM	#22
BusterBunny perverted justice decoy Join Date: Aug 2005 Location: unborn still in the womb connected via blackberry Posts: 19,291	i don't know my score, but i can ask the repo man he is outside jacking my car right now... __________________ my sig caught gonoherpasyphilaids and died

06-12-2006, 09:34 PM	#25
davecummings Confirmed User Join Date: Oct 2003 Location: San Diego Posts: 2,922	They ran one when I picked up my 2007 Camry Hybrid last month, even though I paid it in full with a money market check; my FICO was 832. Dave

06-12-2006, 09:35 PM	#26
DavieVegas Confirmed User Industry Role: Join Date: Jun 2004 Location: Las Vegas Posts: 6,117	mine is 768 __________________ SKYPE#: davievegas - email: ddmedia702[at]mail[.]com

06-13-2006, 03:56 AM	#29
Why MFBA Industry Role: Join Date: Mar 2003 Location: PNW Posts: 7,230	i dont spend money i dont have. Im not too concerned with my credit score.