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Originally Posted by DavieVegas
um 800 is perfect. Doesnt go over that
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Your FICO score will range between 300 and 850. If your score lands in the 300-500 range you have some serious financial problems. Basically no lender or company will want to do business with you without charging you some mighty hefty fees and interest rates.
Above 500 the Fair Isaac computers sort you into one of six basic ranges:
THE FICO RANGES:
720-850 BEST
700-719
675-699
620-674
560-619
500-559 WORST
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But you will say, "Fuck that bitch!"
OK... How about FairISAAC, they created the score and run
www.myfico.com for those who wish to check out their own score.
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If your FICOŽ score is: Your interest rate is: ...and your monthly payment is:
national interest rates, updated daily
760 - 850 6.3% $1,337
700 - 759 6.52% $1,369
680 - 699 6.7% $1,394
660 - 679 6.92% $1,425
640 - 659 7.35% $1,487
620 - 639 7.89% $1,569
But they probably just put in 850 to let us all know we suck and can never get there... Bastards...