WARNING!!!!! New Credit card Scam !!!!! - GoFuckYourself.com

JFK · 09-30-2005, 07:22 PM

Got this from the security dept of a major Canadian Bank....beware

WARNING...New Credit Card Scam.

>
> ha Note, the callers do not ask for your card number; THEY already have
it. This information is worth reading. By understanding how the VISA &
MasterCard Telephone Credit Card Scam works, you'll be better prepared
to protect yourself.
>
> ha My husband was called on Wednesday from "VISA", and I was called on
Thursday from "MasterCard".
>
> ha The scam works like this: Person calling says, "This is (name), and
I'm calling from the Security and Fraud Department at VISA. My Badge
Number hais 12460 your card has been flagged for an unusual purchase
pattern, and haI'm hacalling to verify. This would be on your VISA card
which was issued by ha(name of bank). Did you purchase an
Anti-Telemarketing Device for $497.99 from a Marketing company based in
Arizona?"
>
> ha When you say "No", the caller continues with, "Then we will be
issuing a credit to your account. This is a company we have been
watching and the charges range from $297 to $497, just under the $500
purchase pattern that flags most cards. Before your next statement, the
credit will be sent to (gives you your address), is that correct?" haYou
say "yes". The caller continues - "I will be starting a Fraud
investigation.
>
> ha If you have any questions, you should call the
1- 800 number listed on the back of your card (1-800-VISA) and ask
for Security. haYou will need to refer to this Control Number. The caller
then gives you a 6 digit number. "Do you need me to read it again?"
>
> ha Here's the IMPORTANT part on how the scam works. The caller then
says, "I need to verify you are in possession of Your card".
>
> ha He'll ask you to "turn your card over and look for some numbers".
There are 7 numbers; the first 4 are part of your card number, the next
> ha 3 are the security Numbers' that verify you are the possessor of the
card. These are the numbers you sometimes use to make Internet purchases
to prove you have the card. haThe caller will ask you to read the 3
numbers to him. After you tell the caller the 3 numbers, he'll say,
"That is correct, I just haneeded to verify that the card has not been
lost or stolen, and that you still have your card. Do you have any other
questions?" After you say No, the caller then thanks you and states,
"Don't hesitate to call back if you do", and hangs up.
>
> ha You actually say very little, and they never ask for or tell you the
Card number. But after we were called on Wednesday, we called back
within 20 minutes to ask a question. Are we glad we did! The REAL VISA
Security Department told us it was a scam and in the last 15 minutes a
new purchase of $497.99 was charged to our card.
>
> ha Long story made short - we made a real fraud report and closed the
VISA account. VISA is reissuing us a new number. What the scammers want
is the 3-digit PIN number on the back of the card. Don't give it to
them. Instead, tell them you'll call VISA or Master card directly for
verification of their conversation.
>
> ha The real VISA told us that they will never ask for anything on the
card as they already know the information since they issued the card! If
you give the scammers your 3 Digit PIN Number, you think you're
receiving a credit. haHowever, by the time you get your statement you'll
see charges for purchases hayou didn't make, and by then it's almost to
late and/or more difficult to haactually file a fraud report.
>
> ha What makes this more remarkable is that on Thursday, I got a call
from a "Jason Richardson of MasterCard" with a word-for-word repeat of
the VISA hascam. This time I didn't let him finish. I hung up! We filed a
Police report, as instructed by VISA. The police said they are taking
several of these reports daily! They also urged us to tell everybody we
know that this scam is happening.

Should you encounter someone presenting a fraudulent item, using bogus identification or otherwise believe you have a fraud in progress, please contact your local police

pornstar2pac · 09-30-2005, 07:26 PM

why couldn't you tell me this 4 hours ago. fuck, I got punk'd

pornguy · 09-30-2005, 07:26 PM

Thanks for the post.

blackfeet · 09-30-2005, 07:28 PM

just curious?

what 3 numbers are on the back of your card?

mine are 569

i'll wait for your reply...

JFK · 09-30-2005, 07:29 PM

Quote:

Originally Posted by blackfeet

just curious?

what 3 numbers are on the back of your card?

mine are 569

i'll wait for your reply...

just wait a minute, I'll have to go and get it.....................

KRL · 09-30-2005, 07:30 PM

Fucking scamming idiots!

blackfeet · 09-30-2005, 07:31 PM

Quote:

Originally Posted by JFK

just wait a minute, I'll have to go and get it.....................

Rob · 09-30-2005, 07:33 PM

Back in the day I remember that almost everything had to be done over the phone either calling the card holder or the bank and acting like the card holder. A good friend of mine got busted for hacking into Equifax and using people's personal information to apply for credit cards. I remember how he got a rush after calling card holders or credit card companies.

I see they're going back to grass root scamming.

By the way, if you want to do some research on my buddy that got busted his name is Greg Perry and he was busted in Tampa Florida. He did 1 month in jail and was offered a job at the Justice Department shortly thereafter. I believe he still works for them.

Ace_luffy · 09-30-2005, 07:34 PM

Crypt · 09-30-2005, 07:35 PM

I noticed the guy at the gaz station writting the 3 digit code on his computer system last week when i made a purchase via a credit card.

In fact, i noticed the same at a grocery store as well.

Its legal when they keep note about those 3 digits in their system ?

~Ray · 09-30-2005, 07:38 PM

that sucks

Persignup Qon · 09-30-2005, 07:39 PM

Quote:

Originally Posted by Rob

He did 1 month in jail and was offered a job at the Justice Department shortly thereafter. I believe he still works for them.

..

SmokeyTheBear · 09-30-2005, 07:40 PM

dumpster divers.. they simply dig the dumpster of a local store for a bag of receipts ( many places still keep a full copy of your number and details ) look your number up in the book and proceed to scam..

I used to know some guys who did this.. the funny thing is buddy got arrested and was in jail , he would have his gf bring in receipts and he would actually do the thieving right from inside jail..

JFK · 09-30-2005, 07:41 PM

Quote:

Originally Posted by Crypt

I noticed the guy at the gaz station writting the 3 digit code on his computer system last week when i made a purchase via a credit card.

In fact, i noticed the same at a grocery store as well.

Its legal when they keep note about those 3 digits in their system ?

keep an eye on the card, they have no reason to do that. Gas Stations are notorious for ripping off cc info

SmokeyTheBear · 09-30-2005, 07:42 PM

Quote:

Originally Posted by Crypt

I noticed the guy at the gaz station writting the 3 digit code on his computer system last week when i made a purchase via a credit card.

In fact, i noticed the same at a grocery store as well.

Its legal when they keep note about those 3 digits in their system ?

hmm i dont think thats normal practise..

WiredGuy · 09-30-2005, 07:55 PM

What's more concerning that the social engineering behind this scam is how they had your CC number and address to begin with!
WG

phonesex · 09-30-2005, 08:24 PM

so I guess scammers aren't as stupid as we thought

woj · 09-30-2005, 08:28 PM

this one is actually kinda easy to get suckered into :-/

Marshal · 10-01-2005, 05:06 AM

this is very old scam...

Dalai lama · 10-01-2005, 05:13 AM

They are getting better each day.

ArcherJanvier · 10-01-2005, 05:21 AM

The term "con man" is short for confidence man. Once someone gains another's trust - (confidence), it's pretty easy to get away with just about anything.

sperbonzo · 10-01-2005, 06:32 AM

Quote:

Originally Posted by Crypt

I noticed the guy at the gaz station writting the 3 digit code on his computer system last week when i made a purchase via a credit card.

In fact, i noticed the same at a grocery store as well.

Its legal when they keep note about those 3 digits in their system ?

Not only do they NOT need the CVV2 info on the back of the card, but it is against VISA rules for them to record those numbers anywhere. I would challenge them the next time they try that and grab the card back, get a manager or owner, and let them know that you will be contacting VISA and the police.

I'm being serious here. The 3 digit code (CVV2) on the back of the card is only for card-not-present transactions, and even when it is collected for online transactions, the billing company must delete the code right after using it to verify the card. They can't store it.

HairToStay · 10-01-2005, 06:56 AM

I wish more online merchants would ask for the CVV code. When a customer calls to place an order and I ask for it, I'm often told I'm the ONLY one who has ever asked for this, and they claim they order on the Internet all the time. I have to explain to them about the security feature, tell them to hang up now and call their credit card company to confirm why I'm asking, then call me back to finish the order.

I don't store the CVV code, which causes problems if I have to issue a credit in case a back order never comes in or there is another issue.

broke · 10-01-2005, 06:58 AM

Quote:

Originally Posted by blackfeet

mine are 569

THAT'S MY CARD!

:Groucho

brizzad · 10-01-2005, 07:00 AM

ha

<
ha
< > ha >

ha <

>ha

DesignWise · 10-01-2005, 07:02 AM

thanks for the heads up..

Hey You . . . I Know You! · 10-01-2005, 07:04 AM

Quote:

Originally Posted by ArcherJanvier

The term "con man" is short for confidence man. Once someone gains another's trust - (confidence), it's pretty easy to get away with just about anything.

I think everyone already knows how to use google.

JFK · 10-01-2005, 07:55 AM

Quote:

Originally Posted by woj

this one is actually kinda easy to get suckered into :-/

it is because they have alll the info already , your guard is down

and NO this is not an old scam its a twist on an old scam. The actual letter from the bank was issued friday.

sherie · 10-01-2005, 07:59 AM

Quote:

Originally Posted by blackfeet

just curious?

what 3 numbers are on the back of your card?

mine are 569

i'll wait for your reply...

666

This scam is still going strong eh?! Shitty that people can be duped into shit like this.

bopha · 10-01-2005, 08:51 AM

Thanks for posting that.

EscortBiz · 10-01-2005, 08:58 AM

people with mainstream affiliate programs should be careful some real crazy carders around especially if you offer high payouts

Luc · 10-01-2005, 11:03 AM

Quote:

Originally Posted by EscortBiz

people with mainstream affiliate programs should be careful some real crazy carders around especially if you offer high payouts

yes and these guys are good. we've had one carder do about 20 transactions before we caught on.

he had:

1. perfect name/address match
2. full credit card number, along with last 3 digits on back of card.
3. complete credit card info on person, including support number on back of card.
4. purchased by spoofing IP to location of user, so if user was in texas he'd use a proxy in texas.

we caught on after noticing that ALL of this guy's affiliate transactions never logged in to download and view their purchase.

what surprised me the most is that when we called various credit card companies to report fraud, out of say 20 we called only 2 actually notified their customers, rest just didn't give a fuck.

09-30-2005, 07:22 PM	#1
JFK FUBAR the ORIGINATOR Industry Role: Join Date: Jan 2002 Location: FUBARLAND Posts: 67,374	WARNING!!!!! New Credit card Scam !!!!! Got this from the security dept of a major Canadian Bank....beware WARNING...New Credit Card Scam. > > ha Note, the callers do not ask for your card number; THEY already have it. This information is worth reading. By understanding how the VISA & MasterCard Telephone Credit Card Scam works, you'll be better prepared to protect yourself. > > ha My husband was called on Wednesday from "VISA", and I was called on Thursday from "MasterCard". > > ha The scam works like this: Person calling says, "This is (name), and I'm calling from the Security and Fraud Department at VISA. My Badge Number hais 12460 your card has been flagged for an unusual purchase pattern, and haI'm hacalling to verify. This would be on your VISA card which was issued by ha(name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a Marketing company based in Arizona?" > > ha When you say "No", the caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?" haYou say "yes". The caller continues - "I will be starting a Fraud investigation. > > ha If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800-VISA) and ask for Security. haYou will need to refer to this Control Number. The caller then gives you a 6 digit number. "Do you need me to read it again?" > > ha Here's the IMPORTANT part on how the scam works. The caller then says, "I need to verify you are in possession of Your card". > > ha He'll ask you to "turn your card over and look for some numbers". There are 7 numbers; the first 4 are part of your card number, the next > ha 3 are the security Numbers' that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. haThe caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he'll say, "That is correct, I just haneeded to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?" After you say No, the caller then thanks you and states, "Don't hesitate to call back if you do", and hangs up. > > ha You actually say very little, and they never ask for or tell you the Card number. But after we were called on Wednesday, we called back within 20 minutes to ask a question. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to our card. > > ha Long story made short - we made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3-digit PIN number on the back of the card. Don't give it to them. Instead, tell them you'll call VISA or Master card directly for verification of their conversation. > > ha The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit. haHowever, by the time you get your statement you'll see charges for purchases hayou didn't make, and by then it's almost to late and/or more difficult to haactually file a fraud report. > > ha What makes this more remarkable is that on Thursday, I got a call from a "Jason Richardson of MasterCard" with a word-for-word repeat of the VISA hascam. This time I didn't let him finish. I hung up! We filed a Police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening. Should you encounter someone presenting a fraudulent item, using bogus identification or otherwise believe you have a fraud in progress, please contact your local police __________________ FUBAR Webmasters - The FUBAR Times - FUBAR Webmasters Mobile - FUBARTV.XXX For promo opps contact jfk at fubarwebmasters dot com

09-30-2005, 07:26 PM	#2
pornstar2pac Omaha Hi/Lo Join Date: Nov 2003 Posts: 17,380	why couldn't you tell me this 4 hours ago. fuck, I got punk'd __________________ Trump haters gonna hate. that's all they can do

09-30-2005, 07:26 PM	#3
pornguy Too lazy to set a custom title Industry Role: Join Date: Mar 2003 Location: Homeless Posts: 62,911	Thanks for the post. __________________ PornGuy skype me pornguy_epic AmateurDough The Hottes Shemales online! TChicks.com \| Angeles Cid \| Mariana Cordoba \| MAILERS WELCOME!

09-30-2005, 07:30 PM	#6
KRL Entrepreneur Join Date: Oct 2002 Location: USA Posts: 31,429	Fucking scamming idiots! __________________ If you would like to develop your domains, you can lease inexpensive foreign labor from the leaders in the field at iWebmasters.com TO LOWER YOUR COSTS AND INCREASE YOUR PRODUCTION! * * * * * * * * * * * * Domains Adult News KRL's Newsletter Biz Tips Just Listed Domains

09-30-2005, 07:33 PM	#8
Rob I'm a great bowler. Industry Role: Join Date: Nov 2003 Location: Right Outside of Normal. Posts: 13,309	Back in the day I remember that almost everything had to be done over the phone either calling the card holder or the bank and acting like the card holder. A good friend of mine got busted for hacking into Equifax and using people's personal information to apply for credit cards. I remember how he got a rush after calling card holders or credit card companies. I see they're going back to grass root scamming. By the way, if you want to do some research on my buddy that got busted his name is Greg Perry and he was busted in Tampa Florida. He did 1 month in jail and was offered a job at the Justice Department shortly thereafter. I believe he still works for them. __________________

09-30-2005, 07:28 PM	#4
blackfeet Confirmed User Join Date: Jun 2003 Posts: 589	just curious? what 3 numbers are on the back of your card? mine are 569 i'll wait for your reply...

09-30-2005, 07:34 PM	#9
Ace_luffy www.creationcrew.com Industry Role: Join Date: Feb 2005 Location: CREATIONCREW.COM CREATIONCREW.COM CREATIONCREW.COM CREATIONCREW.COM CREATIONCREW.COM CREATIONCREW.COM Posts: 12,111	__________________ ++ Adult and Mainstream Websites Designs \| 10 banners for only $50 \| html5 Banners ++ email : [email protected] Telegram : https://t.me/creationcrew \| HTML5/Responsive Site - Div/CSS - ElevatedX - NATs - Wordpress

09-30-2005, 07:35 PM	#10
Crypt Confirmed User Join Date: Apr 2004 Posts: 2,225	I noticed the guy at the gaz station writting the 3 digit code on his computer system last week when i made a purchase via a credit card. In fact, i noticed the same at a grocery store as well. Its legal when they keep note about those 3 digits in their system ?

09-30-2005, 07:38 PM	#11
~Ray visit hardlinks.org Industry Role: Join Date: Jun 2003 Location: Las Vegas , Nv >>> [email protected] or icq 94994627 anytime Posts: 18,362	that sucks __________________ Adult Backlinks for Adult Websites - Testimonials Available

09-30-2005, 07:40 PM	#13
SmokeyTheBear ►SouthOfHeaven Join Date: Jun 2004 Location: PlanetEarth MyBoardRank: GerbilMaster My-Penis-Size: extralarge MyWeapon: Computer Posts: 28,609	dumpster divers.. they simply dig the dumpster of a local store for a bag of receipts ( many places still keep a full copy of your number and details ) look your number up in the book and proceed to scam.. I used to know some guys who did this.. the funny thing is buddy got arrested and was in jail , he would have his gf bring in receipts and he would actually do the thieving right from inside jail.. __________________ hatisblack at yahoo.com

09-30-2005, 07:55 PM	#16
WiredGuy Pounding Googlebot Industry Role: Join Date: Aug 2002 Location: Canada Posts: 34,485	What's more concerning that the social engineering behind this scam is how they had your CC number and address to begin with! WG __________________ I play with Google.

09-30-2005, 08:24 PM	#17
phonesex Confirmed User Join Date: Mar 2005 Location: Phone Sex Pays! Believe it! Posts: 3,437	so I guess scammers aren't as stupid as we thought __________________ Phone Sex Pays Make $1.50 a minute! CLICK HERE TO SIGN UP NOW

09-30-2005, 08:28 PM	#18
woj <&(©¿©)&> Industry Role: Join Date: Jul 2002 Location: Chicago Posts: 47,882	this one is actually kinda easy to get suckered into :-/ __________________ Custom Software Development, email: woj#at#wojfun#.#com to discuss details or skype: wojl2000 or gchat: wojfun or telegram: wojl2000 Affiliate program tools: Hosted Galleries Manager Banner Manager Video Manager Wordpress Affiliate Plugin Pic/Movie of the Day Fansign Generator Zip Manager

10-01-2005, 05:06 AM	#19
Marshal Biz Dev and SEO Industry Role: Join Date: Jun 2005 Posts: 15,180	this is very old scam... __________________ --- Busy ranking websites on Google...

10-01-2005, 05:13 AM	#20
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10-01-2005, 05:21 AM	#21
ArcherJanvier Confirmed User Industry Role: Join Date: Sep 2005 Location: Las Vegas, NV Posts: 194	The term "con man" is short for confidence man. Once someone gains another's trust - (confidence), it's pretty easy to get away with just about anything.

10-01-2005, 06:56 AM	#23
HairToStay Confirmed User Join Date: Oct 2002 Location: Southcoast, Mass. Posts: 1,521	I wish more online merchants would ask for the CVV code. When a customer calls to place an order and I ask for it, I'm often told I'm the ONLY one who has ever asked for this, and they claim they order on the Internet all the time. I have to explain to them about the security feature, tell them to hang up now and call their credit card company to confirm why I'm asking, then call me back to finish the order. I don't store the CVV code, which causes problems if I have to issue a credit in case a back order never comes in or there is another issue. __________________ Make bank by giving your surfers free pics every day and it costs you NOTHING! Use POTD Sponsors to find adult sponsors in more than 75 niches who offer a POTD feature!

10-01-2005, 07:00 AM	#25
brizzad holla Join Date: Jul 2003 Location: KFC Posts: 11,769	ha < ha < > ha > ha < >ha

10-01-2005, 07:02 AM	#26
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10-01-2005, 08:51 AM	#30
bopha Confirmed User Join Date: Sep 2002 Posts: 1,882	Thanks for posting that.

10-01-2005, 08:58 AM	#31
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