WARNING!!!!! New Credit card Scam !!!!!
 

Got this from the security dept of a major Canadian Bank....beware :2 cents:

WARNING...New Credit Card Scam.


>
> ha Note, the callers do not ask for your card number; THEY already have
it. This information is worth reading. By understanding how the VISA &
MasterCard Telephone Credit Card Scam works, you'll be better prepared
to protect yourself.
>
> ha My husband was called on Wednesday from "VISA", and I was called on
Thursday from "MasterCard".
>
> ha The scam works like this: Person calling says, "This is (name), and
I'm calling from the Security and Fraud Department at VISA. My Badge
Number hais 12460 your card has been flagged for an unusual purchase
pattern, and haI'm hacalling to verify. This would be on your VISA card
which was issued by ha(name of bank). Did you purchase an
Anti-Telemarketing Device for $497.99 from a Marketing company based in
Arizona?"
>
> ha When you say "No", the caller continues with, "Then we will be
issuing a credit to your account. This is a company we have been
watching and the charges range from $297 to $497, just under the $500
purchase pattern that flags most cards. Before your next statement, the
credit will be sent to (gives you your address), is that correct?" haYou
say "yes". The caller continues - "I will be starting a Fraud
investigation.
>
> ha If you have any questions, you should call the
1- 800 number listed on the back of your card (1-800-VISA) and ask
for Security. haYou will need to refer to this Control Number. The caller
then gives you a 6 digit number. "Do you need me to read it again?"
>
> ha Here's the IMPORTANT part on how the scam works. The caller then
says, "I need to verify you are in possession of Your card".
>
> ha He'll ask you to "turn your card over and look for some numbers".
There are 7 numbers; the first 4 are part of your card number, the next
> ha 3 are the security Numbers' that verify you are the possessor of the
card. These are the numbers you sometimes use to make Internet purchases
to prove you have the card. haThe caller will ask you to read the 3
numbers to him. After you tell the caller the 3 numbers, he'll say,
"That is correct, I just haneeded to verify that the card has not been
lost or stolen, and that you still have your card. Do you have any other
questions?" After you say No, the caller then thanks you and states,
"Don't hesitate to call back if you do", and hangs up.
>
> ha You actually say very little, and they never ask for or tell you the
Card number. But after we were called on Wednesday, we called back
within 20 minutes to ask a question. Are we glad we did! The REAL VISA
Security Department told us it was a scam and in the last 15 minutes a
new purchase of $497.99 was charged to our card.
>
> ha Long story made short - we made a real fraud report and closed the
VISA account. VISA is reissuing us a new number. What the scammers want
is the 3-digit PIN number on the back of the card. Don't give it to
them. Instead, tell them you'll call VISA or Master card directly for
verification of their conversation.
>
> ha The real VISA told us that they will never ask for anything on the
card as they already know the information since they issued the card! If
you give the scammers your 3 Digit PIN Number, you think you're
receiving a credit. haHowever, by the time you get your statement you'll
see charges for purchases hayou didn't make, and by then it's almost to
late and/or more difficult to haactually file a fraud report.
>
> ha What makes this more remarkable is that on Thursday, I got a call
from a "Jason Richardson of MasterCard" with a word-for-word repeat of
the VISA hascam. This time I didn't let him finish. I hung up! We filed a
Police report, as instructed by VISA. The police said they are taking
several of these reports daily! They also urged us to tell everybody we
know that this scam is happening.

Should you encounter someone presenting a fraudulent item, using bogus identification or otherwise believe you have a fraud in progress, please contact your local police

why couldn't you tell me this 4 hours ago. fuck, I got punk'd

Thanks for the post.

just curious?

what 3 numbers are on the back of your card?

mine are 569

i'll wait for your reply...

just wait a minute, I'll have to go and get it.....................

Fucking scamming idiots!

:1orglaugh :1orglaugh :1orglaugh

Back in the day I remember that almost everything had to be done over the phone either calling the card holder or the bank and acting like the card holder. A good friend of mine got busted for hacking into Equifax and using people's personal information to apply for credit cards. I remember how he got a rush after calling card holders or credit card companies.

I see they're going back to grass root scamming. :disgust

By the way, if you want to do some research on my buddy that got busted his name is Greg Perry and he was busted in Tampa Florida. He did 1 month in jail and was offered a job at the Justice Department shortly thereafter. I believe he still works for them.

:321GFY :321GFY

I noticed the guy at the gaz station writting the 3 digit code on his computer system last week when i made a purchase via a credit card.

In fact, i noticed the same at a grocery store as well.

Its legal when they keep note about those 3 digits in their system ?

that sucks

:eek7




..

dumpster divers.. they simply dig the dumpster of a local store for a bag of receipts ( many places still keep a full copy of your number and details ) look your number up in the book and proceed to scam..

I used to know some guys who did this.. the funny thing is buddy got arrested and was in jail , he would have his gf bring in receipts and he would actually do the thieving right from inside jail..

keep an eye on the card, they have no reason to do that. Gas Stations are notorious for ripping off cc info :2 cents:

hmm i dont think thats normal practise..

What's more concerning that the social engineering behind this scam is how they had your CC number and address to begin with!
WG

so I guess scammers aren't as stupid as we thought

this one is actually kinda easy to get suckered into :-/

this is very old scam...

They are getting better each day.

The term "con man" is short for confidence man. Once someone gains another's trust - (confidence), it's pretty easy to get away with just about anything.

Not only do they NOT need the CVV2 info on the back of the card, but it is against VISA rules for them to record those numbers anywhere. I would challenge them the next time they try that and grab the card back, get a manager or owner, and let them know that you will be contacting VISA and the police.

I'm being serious here. The 3 digit code (CVV2) on the back of the card is only for card-not-present transactions, and even when it is collected for online transactions, the billing company must delete the code right after using it to verify the card. They can't store it.

I wish more online merchants would ask for the CVV code. When a customer calls to place an order and I ask for it, I'm often told I'm the ONLY one who has ever asked for this, and they claim they order on the Internet all the time. I have to explain to them about the security feature, tell them to hang up now and call their credit card company to confirm why I'm asking, then call me back to finish the order.

I don't store the CVV code, which causes problems if I have to issue a credit in case a back order never comes in or there is another issue.

THAT'S MY CARD! :mad:




:Groucho

ha

<
ha
< > ha >

ha <

>ha

thanks for the heads up.. :thumbsup

I think everyone already knows how to use google.

it is because they have alll the info already , your guard is down :2 cents:

and NO this is not an old scam its a twist on an old scam. The actual letter from the bank was issued friday.

666

This scam is still going strong eh?! Shitty that people can be duped into shit like this.

Thanks for posting that.

people with mainstream affiliate programs should be careful some real crazy carders around especially if you offer high payouts

yes and these guys are good. we've had one carder do about 20 transactions before we caught on.

he had:

1. perfect name/address match
2. full credit card number, along with last 3 digits on back of card.
3. complete credit card info on person, including support number on back of card.
4. purchased by spoofing IP to location of user, so if user was in texas he'd use a proxy in texas.

we caught on after noticing that ALL of this guy's affiliate transactions never logged in to download and view their purchase.

what surprised me the most is that when we called various credit card companies to report fraud, out of say 20 we called only 2 actually notified their customers, rest just didn't give a fuck.