I HATE bars charging VISA minimums!!! - Page 2 - GoFuckYourself.com

Doctor Dre · 06-26-2005, 08:12 PM

Quote:

Originally Posted by uproared

So everytime you wanted to buy a drink you were going to whip out the CC again?

I don't know how busy the bar was, but somebody using their CC to buy a drink at the bar is just fucking gay. Take some money with you.

Or open a bar tab

Doctor Dre · 06-26-2005, 08:16 PM

Quote:

Originally Posted by Sly

You're going to call Visa and report this guy? Ahaha. You need to find something better to do with your time.

If I were him I would charge a minimum as well and find a way around Visa's rule (which they probably don't even enforce). Taking the processing hit on a $4 drink? He probably LOSES money on that deal.

Who uses a CC in a bar anyway? I bet you don't tip either.

4 $ a drink loosing money ?

alchool 0.60/0.80 cnd avrg an ounce ... probably 20 cent for wahtever else is in it . still less then a buck ... how can he loose money ?

But processing a CC for every drink is a pain in the ass ...

Sly · 06-26-2005, 08:19 PM

Quote:

Originally Posted by Doctor Dre

4 $ a drink loosing money ?

alchool 0.60 cnd avrg an ounce ... probably 20 cent for wahtever else is in it . still less then a buck ... how can he loose money ?

The cost of a drink is much more than the ingredients. Insurance, leases, alcohol license, labor, processing fee, transaction cost, etc. There are plenty of bars and restaurants that are losing money even though the price per item is well above the cost.

pornguy · 06-26-2005, 08:19 PM

I am sure that a Bar has a high charge back ratio, as men that go out with friends and girlfriends have no other way to defend themselves when the wife finds out. So they charge back.

rickdu · 06-26-2005, 08:20 PM

Visa's regs are very clear.. if they don't want to pay the fees for transactions under $15, then they shouldn't be accepting Visa at all.

What gets me is the places that won't take AMX because of the extra 1% fee.. what BS

Spunky · 06-26-2005, 08:23 PM

You shouldn't be going to the bar if you're squawking at a 15 dollar minimum

detoxed · 06-26-2005, 09:22 PM

Quote:

Originally Posted by xenigo

Yes, 30 points is about right. What about the bar owner? Try 90+. $6.00 drink - $.25 - 2.39% = you get my point. You're right about VISA being the new american dollar, and what he's doing is FUCKING with the economy of that dollar.

Just because he has some overhead doesn't mean he gets to write his own rules. We all have costs of doing business. Just because someone's are higher or lower in relation to someone else's doesn't give them a justification to screw their customers over.

Anyway, I thought there were more intellligent people on GFY... someone prove it to me please.

Are you insane? You call what payment methods they accept as screwing over the consumer???

xenigo · 06-28-2005, 03:11 PM

Quote:

Originally Posted by detoxed

Are you insane? You call what payment methods they accept as screwing over the consumer???

Read the thread again, Alan. What I'm saying is that charging miniums for credit cards is screwing over the customers. If they put a VISA logo on their door, that tells the consumer "we accept credit cards as a payment method". Not "we'll take your credit card contingent upon you spending $XX."

Anyway, the problem has nothing to do with me not wanting to spend a certain amount of money. It has everything to do with being required to do so.

xenigo · 06-28-2005, 03:13 PM

Quote:

Originally Posted by rick702

Visa's regs are very clear.. if they don't want to pay the fees for transactions under $15, then they shouldn't be accepting Visa at all.

What gets me is the places that won't take AMX because of the extra 1% fee.. what BS

Exactly. And it's beyond me that people can't see that.

seeric · 06-28-2005, 03:13 PM

open a tab. when you leave i guarantee its over 15 bucks especially at 8 bucks a drink in sf on van ness.

xenigo · 06-28-2005, 03:23 PM

Quote:

Originally Posted by A1R3K

open a tab. when you leave i guarantee its over 15 bucks especially at 8 bucks a drink in sf on van ness.

Read the post again. I do not care if the tab is $1000 at the end of the night.

V_RocKs · 06-28-2005, 04:50 PM

I have never spent less than $15 in a bar since I am often the most well off person there I usually pick up the tab.

To be honest, you seemed like the most unintelligent 'guest' he has probably ever had in his bar...

Ron Bennett · 06-28-2005, 09:21 PM

Small businesses have a tough time as it is with covering their merchant fees ...

Many businesses have a minimum not because credit cards are a hassle to process or anything, but rather because many processors charge a flat fee of around $0.50 or so for each transaction *in addition* to the percentage of the transaction. Small businesses have little to no leverage when negotiating with a credit card processor unlike big businesses, such as Wal-Mart, Target, etc.

It's the flat-rate part that can really hurt margins and thus many businesses, in particular small ones, requiring a minimum purchase of around $10 to $20.

Ron

06-26-2005, 08:19 PM	#54
pornguy Too lazy to set a custom title Industry Role: Join Date: Mar 2003 Location: Homeless Posts: 62,911	I am sure that a Bar has a high charge back ratio, as men that go out with friends and girlfriends have no other way to defend themselves when the wife finds out. So they charge back. __________________ PornGuy skype me pornguy_epic AmateurDough The Hottes Shemales online! TChicks.com \| Angeles Cid \| Mariana Cordoba \| MAILERS WELCOME!

06-26-2005, 08:23 PM	#56
Spunky I need a beer Industry Role: Join Date: Jun 2002 Location: ♠ Toiletville ♠ Posts: 133,949	You shouldn't be going to the bar if you're squawking at a 15 dollar minimum __________________ *YOUR INFORMATION HERE*

06-28-2005, 09:21 PM	#63
Ron Bennett Confirmed User Join Date: Oct 2003 Posts: 1,653	Small businesses have a tough time as it is with covering their merchant fees ... Many businesses have a minimum not because credit cards are a hassle to process or anything, but rather because many processors charge a flat fee of around $0.50 or so for each transaction in addition to the percentage of the transaction. Small businesses have little to no leverage when negotiating with a credit card processor unlike big businesses, such as Wal-Mart, Target, etc. It's the flat-rate part that can really hurt margins and thus many businesses, in particular small ones, requiring a minimum purchase of around $10 to $20. Ron __________________ Domagon - Website Management and Domain Name Sales

06-26-2005, 08:20 PM	#55
rickdu Confirmed User Industry Role: Join Date: Mar 2005 Location: Los Angeles Posts: 239	Visa's regs are very clear.. if they don't want to pay the fees for transactions under $15, then they shouldn't be accepting Visa at all. What gets me is the places that won't take AMX because of the extra 1% fee.. what BS

06-28-2005, 03:13 PM	#60
seeric .......... Industry Role: Join Date: Aug 2004 Location: .......... Posts: 41,917	open a tab. when you leave i guarantee its over 15 bucks especially at 8 bucks a drink in sf on van ness.

06-28-2005, 04:50 PM	#62
V_RocKs Damn Right I Kiss Ass! Industry Role: Join Date: Dec 2003 Location: Cowtown, USA Posts: 32,422	I have never spent less than $15 in a bar since I am often the most well off person there I usually pick up the tab. To be honest, you seemed like the most unintelligent 'guest' he has probably ever had in his bar...