Health Insurance.. - GoFuckYourself.com

cybermike · 05-23-2005, 01:43 PM

Ok I'm pretty much doing this internet thing full time since I don't want to find a real job and I'm doing pretty well..

So wtf do I do for insurance? Seems like my choices are very limited being self employed..

There should be some kind of adult webmaster union so we can get group plans or something...

wdsguy · 05-23-2005, 01:45 PM

http://www.esurance.com/

cybermike · 05-23-2005, 01:48 PM

I had a plan with ehealthinsurance through ghi I just cancelled because the coverage was awful and for the price I was paying it was nuts.. and that was the only one they offered for self employed people.

PatrickKing · 05-23-2005, 07:23 PM

Bump for buddy Mike, and an important issue

reynold · 05-23-2005, 08:41 PM

Ni ce post mike; and by the way, like the blog..

MandyBlake · 05-23-2005, 09:00 PM

not sure what you have up there but we have kaiser permanente

Brujah · 05-23-2005, 09:03 PM

ARS has health insurance
http://www.arsri.com/

Hustlin Entertainment · 05-23-2005, 09:03 PM

CC · 05-23-2005, 09:04 PM

We use BlueCross BlueShield.

Babagirls · 05-23-2005, 09:13 PM

i'd say go for BlueCross/BlueSheild

when i was looking for insurance, they had some decent plans that werent that expensive.

pornguy · 05-23-2005, 09:14 PM

Go with Blue cross. they are not the best, but much better than having nothing at all.

xxxice · 05-23-2005, 09:14 PM

It is very expensive

College Downtime · 05-23-2005, 09:16 PM

Alot of the time you can get it from the same place you get your house and car insurance

Marcus · 05-23-2005, 09:18 PM

i use blue cross blue shield as a self employed person.
$300 month

Babagirls · 05-23-2005, 09:18 PM

Quote:

Originally Posted by College Downtime

Alot of the time you can get it from the same place you get your house and car insurance

or under your spouses insurance plan (if they have a career offline).

FunForOne · 05-23-2005, 09:24 PM

I used to do health plans for companies.

I still have alot of info.

If you are young and healthy and have a higher than average income as a business owner - look at the HSA plans
In most cases you can cut your premium in half. most agents won't tell you that because they work on commission and dont want to cut your premium in half

If anyone wants to pick my brain, hit me up on icq: 231124768

Sosa · 05-23-2005, 09:26 PM

i was able to get on bluecross/blue shield pretty cheap.

Spunky · 05-23-2005, 09:27 PM

MSP 54 bucks a month Canadian

xxxice · 05-23-2005, 09:32 PM

Oops misread post $300 a month you said or per quarter ?

latinasojourn · 05-23-2005, 10:30 PM

blue cross anthem.

adjust your deductible to what you can live with (afford) if you have a catastrophic illness, makes a big difference in your premium.

if you have good teeth and take care of them (don't get cavities much) don't take the dental---you won't die of a cavity.

you kids must have some kind of health coverage. don't ever think otherwise, not having it can mean life or death, even in the usa.

steffie · 05-23-2005, 11:39 PM

We are incorporated and have company health Insurance. Before we incorporated I talked to my Insurance broker who hooked my up and the family for 400.00 per month.
It's like a 80/20 plan. They even paid 50% of braces. 100 % for emergencies. 50 deductible for doctors.

Blue Cross/Shield has some good plans too and are reasonable if you are a sole proprietor. Before you shop online, talk to your Insurance Broker, maybe the person you have your home/car/rental whatever with. Sometimes they give you a break

Edit, before you freak out about the cost of our insurance. We have Dental, Optical (covers 100% of Lasic) and full medical.. It was worth it to us. But as earlier said by somebody else, if your in good health you can drop the Dental and Optical

05-23-2005, 01:43 PM	#1
cybermike Confirmed User Join Date: Jan 2002 Location: Ny Posts: 4,113	Health Insurance.. Ok I'm pretty much doing this internet thing full time since I don't want to find a real job and I'm doing pretty well.. So wtf do I do for insurance? Seems like my choices are very limited being self employed.. There should be some kind of adult webmaster union so we can get group plans or something... __________________ Hey surfers how about some The Best Porn Sites

05-23-2005, 01:48 PM	#3
cybermike Confirmed User Join Date: Jan 2002 Location: Ny Posts: 4,113	I had a plan with ehealthinsurance through ghi I just cancelled because the coverage was awful and for the price I was paying it was nuts.. and that was the only one they offered for self employed people. __________________ Hey surfers how about some The Best Porn Sites

05-23-2005, 07:23 PM	#4
PatrickKing Confirmed User Join Date: Jan 2004 Location: Looking in your hahahahahaha. Posts: 2,096	Bump for buddy Mike, and an important issue __________________ [email protected]

05-23-2005, 09:00 PM	#6
MandyBlake The one and only! Industry Role: Join Date: Nov 2002 Location: Atlanta, GA Posts: 17,761	not sure what you have up there but we have kaiser permanente __________________ Mandy's Playhouse Her First Fat Girl If you're interested in promoting my sites, ICQ me! 178411921

05-23-2005, 09:03 PM	#7
Brujah Beer Money Baron Industry Role: Join Date: Jan 2001 Location: brujah / gmail Posts: 22,157	ARS has health insurance http://www.arsri.com/ __________________ Free Premium Domain Lists and Tools at Clickmojo.com For Sale: Obscenity.com

05-23-2005, 01:45 PM	#2
wdsguy Ryde or Die Industry Role: Join Date: Dec 2002 Location: California-Shanghai Posts: 19,568	http://www.esurance.com/

05-23-2005, 08:41 PM	#5
reynold Too lazy to set a custom title Join Date: Oct 2002 Location: Global Traveler Posts: 51,271	Ni ce post mike; and by the way, like the blog..

05-23-2005, 09:03 PM	#8
Hustlin Entertainment So Fucking Banned Join Date: May 2002 Location: Nassau,Bahamas Posts: 2,326

05-23-2005, 09:04 PM	#9
CC Confirmed User Join Date: Feb 2001 Posts: 1,690	We use BlueCross BlueShield.

05-23-2005, 09:13 PM	#10
Babagirls Text Writer Join Date: Feb 2001 Location: Wisconsin Posts: 18,812	i'd say go for BlueCross/BlueSheild when i was looking for insurance, they had some decent plans that werent that expensive. __________________ Need a Text Writer? Blogs\|Reviews\|Descriptions\|Paysites\|TGP's\|Stories ICQ: 397892500

05-23-2005, 09:14 PM	#11
pornguy Too lazy to set a custom title Industry Role: Join Date: Mar 2003 Location: Homeless Posts: 62,911	Go with Blue cross. they are not the best, but much better than having nothing at all. __________________ PornGuy skype me pornguy_epic AmateurDough The Hottes Shemales online! TChicks.com \| Angeles Cid \| Mariana Cordoba \| MAILERS WELCOME!

05-23-2005, 09:14 PM	#12
xxxice Confirmed User Join Date: Feb 2002 Posts: 5,042	It is very expensive

05-23-2005, 09:16 PM	#13
College Downtime Confirmed User Join Date: May 2005 Location: Illinois Posts: 557	Alot of the time you can get it from the same place you get your house and car insurance __________________ College Downtime.com

05-23-2005, 09:18 PM	#14
Marcus Confirmed User Industry Role: Join Date: Jul 2001 Posts: 3,472	i use blue cross blue shield as a self employed person. $300 month

05-23-2005, 09:24 PM	#16
FunForOne Confirmed User Join Date: Nov 2003 Location: USA Posts: 8,704	I used to do health plans for companies. I still have alot of info. If you are young and healthy and have a higher than average income as a business owner - look at the HSA plans In most cases you can cut your premium in half. most agents won't tell you that because they work on commission and dont want to cut your premium in half If anyone wants to pick my brain, hit me up on icq: 231124768

05-23-2005, 09:26 PM	#17
Sosa In Tushy Land Join Date: Oct 2002 Location: Nebraska Posts: 40,149	i was able to get on bluecross/blue shield pretty cheap.

05-23-2005, 09:27 PM	#18
Spunky I need a beer Industry Role: Join Date: Jun 2002 Location: ♠ Toiletville ♠ Posts: 133,944	MSP 54 bucks a month Canadian __________________ *YOUR INFORMATION HERE*

05-23-2005, 09:32 PM	#19
xxxice Confirmed User Join Date: Feb 2002 Posts: 5,042	Oops misread post $300 a month you said or per quarter ?

05-23-2005, 10:30 PM	#20
latinasojourn Confirmed User Join Date: Oct 2003 Posts: 3,191	blue cross anthem. adjust your deductible to what you can live with (afford) if you have a catastrophic illness, makes a big difference in your premium. if you have good teeth and take care of them (don't get cavities much) don't take the dental---you won't die of a cavity. you kids must have some kind of health coverage. don't ever think otherwise, not having it can mean life or death, even in the usa.

05-23-2005, 11:39 PM	#21
steffie Confirmed User Join Date: May 2002 Location: Somewhere in the Mountains, far far away Posts: 2,422	We are incorporated and have company health Insurance. Before we incorporated I talked to my Insurance broker who hooked my up and the family for 400.00 per month. It's like a 80/20 plan. They even paid 50% of braces. 100 % for emergencies. 50 deductible for doctors. Blue Cross/Shield has some good plans too and are reasonable if you are a sole proprietor. Before you shop online, talk to your Insurance Broker, maybe the person you have your home/car/rental whatever with. Sometimes they give you a break Edit, before you freak out about the cost of our insurance. We have Dental, Optical (covers 100% of Lasic) and full medical.. It was worth it to us. But as earlier said by somebody else, if your in good health you can drop the Dental and Optical __________________ Partying since '96 and not going anywhere Anna's Dorm Last edited by steffie; 05-23-2005 at 11:42 PM..