a Lady From Visa Just Told Me I Can't Do a Chargeback!? - GoFuckYourself.com

pradaboy · 05-17-2005, 03:42 AM

That's odd... I think I have done it before with my Visa, but she claims it can't be done. She said I can only dispute the purchase within 2 months after the transaction.

Guess this must be some sort of new (perhaps only Dutch) regulation?
Anyone have experience with this?

chadglni · 05-17-2005, 03:46 AM

Got a habit of charging back?

Gunni · 05-17-2005, 03:51 AM

that is great news!

goBigtime · 05-17-2005, 03:52 AM

You may have cried wolf too many times.

WiredGuy · 05-17-2005, 03:54 AM

The length of time to file a chargeback varies depending on your issuer. Seems your bank is only doing 2 months.
WG

VeriSexy · 05-17-2005, 03:56 AM

Quote:

Originally Posted by goBigtime

You may have cried wolf too many times.

webcrawler · 05-17-2005, 04:02 AM

I think two months is sufficient period for the bank to accept any chargeback.
Must say its becoming a habit.

pradaboy · 05-17-2005, 04:02 AM

Quote:

Originally Posted by chadglni

Got a habit of charging back?

Quote:

Originally Posted by goBigtime

You may have cried wolf too many times.

nope, this would have been my second chargeback... ever.

pradaboy · 05-17-2005, 04:04 AM

Quote:

Originally Posted by WiredGuy

The length of time to file a chargeback varies depending on your issuer. Seems your bank is only doing 2 months.
WG

Seems like it, just called the bank which issued my MC and they don't do chargebacks anymore either. Also a similar dispute process although they do not have a timelimit.

OG LennyT · 05-17-2005, 04:05 AM

Quote:

Originally Posted by pradaboy

nope, this would have been my second chargeback... ever.

2 chargebacks too many

Cassie · 05-17-2005, 04:53 AM

Quote:

Originally Posted by Gunni

that is great news!

i agree. i was talking to a woman from wachovia the other day regarding a moron who wanted to dispute an order. i gave her every ounce of info i had in front of me (which was substantial). she told me she would not process the dispute, and would put a note on the customers account if he called back and tried to process this with someone else. i asked her if banks were cracking down on card holder disputes and she said wachovia was.

it's about time!

NoCarrier · 05-17-2005, 04:56 AM

Quote:

Originally Posted by pradaboy

nope, this would have been my second chargeback... ever.

Which paysites, surfer?

pradaboy · 05-17-2005, 04:57 AM

Quote:

Originally Posted by dvd316

2 chargebacks too many

So when you get scammed you just forget about it and chalk it up as experience? Talk about pussy...

DutchTeenCash · 05-17-2005, 05:20 AM

60 days is long here MC requires 30 even... Int Card Serv are assholes re CB, ive tried to do one in like 10 yrs a few months ago and they said no, had to get a police report bla bla, it was 100 something not worth the hassle. In the end the company fucking up send me a 150 euro voucher guess they had more complaints...

fris · 05-17-2005, 05:20 AM

you cant chargeback rape sites

pradaboy · 05-17-2005, 06:12 AM

Quote:

Originally Posted by thinkx

60 days is long here MC requires 30 even... Int Card Serv are assholes re CB, ive tried to do one in like 10 yrs a few months ago and they said no, had to get a police report bla bla, it was 100 something not worth the hassle. In the end the company fucking up send me a 150 euro voucher guess they had more complaints...

Yeah it's ICS for me too, they want all sorts of stuff and investigate everything and I'm like... I just got scammed and just want my money back.

Quote:

Originally Posted by fris

you cant chargeback rape sites

I bet you know this by experience but I fail to see the relevance.

MikeJeffs · 05-17-2005, 06:24 AM

60 is a pretty long time

justsexxx · 05-17-2005, 06:34 AM

Just curious, what did you wantto chargeback? I once wanted todo a chageback(ego VISA creditcard,postbank at that time) because some hosting company kept billing me. I had to fill in a lot of paperwork, and proof that the other company didn't want to refund me. How the *** do I proof that when they ignore me? Anyway after saying this si strange, and that I would call KASSA, it was done within a week

pradaboy · 05-17-2005, 06:45 AM

Quote:

Originally Posted by justsexxx

Just curious, what did you wantto chargeback? I once wanted todo a chageback(ego VISA creditcard,postbank at that time) because some hosting company kept billing me. I had to fill in a lot of paperwork, and proof that the other company didn't want to refund me. How the *** do I proof that when they ignore me? Anyway after saying this si strange, and that I would call KASSA, it was done within a week

1. a domainname I paid for but never got transferred to me and dropped yesterday (so no chance of owning it anymore)

2. a designdeal I paid for and the designer went MIA immediately.

fl_prn_str · 05-17-2005, 06:52 AM

they have there own statute of limitations on how many months you can review that shit......otherwise someone would claim that they didn?t purchase something two-three years down the road.....I advise you to check you statements monthly......

Fetish · 05-17-2005, 07:13 AM

That is great news for sure. Why not contact the merchant first?

Turf · 05-17-2005, 07:26 AM

thats good news... the normal 6 months being used by most ? banks is really too long..

hvidlogspusher · 05-17-2005, 07:28 AM

Quote:

Originally Posted by Gunni

that is great news!

my thought exactly

Snake Doctor · 05-17-2005, 07:39 AM

My bank charges like $20 or $25 to process a chargeback now. It's been printed on the front page of my last few statements.

I'm thinking that's a good thing all the way around. No more charging back 2.95 trials because they didn't like the site and shit like that.

directfiesta · 05-17-2005, 07:58 AM

Quote:

Originally Posted by MikeJeffs

60 is a pretty long time

\
Depends....

I booked a new server ( setup + monthly fee pro-rated + next monthy fee) on March 5th... Was buggy, problems, emails, etc .... On april 5th, they billed me again for setup + monthly. They got the server to work on April 10th ( faulty memory they claim ) with promises of compensation and adjustements ... I start moving 200 sites. On may 5th, they charge again, even tough sales person said they wouldn't and they would credit my account. Now, for the past 10 days, they don't answer emails, support ticket, forums, fax ... I already copied all sites to another server in another datacentre, forecasting the worst.
I think I should move... It is more than 3 months and over 1000.00 of charges ....

So 60 days isn't long depending on the situation...

MandyBlake · 05-17-2005, 08:58 AM

you shouldn't be charging back.l it's wrong.

Screaming · 05-17-2005, 09:01 AM

yeah i think two months is enough time to dispute something

directfiesta · 05-17-2005, 09:21 AM

Quote:

Originally Posted by Screaming

yeah i think two months is enough time to dispute something

LOL... very profound argumentation....

Worthy of GFY ....

sixxxthsense · 05-17-2005, 09:23 AM

Quote:

Originally Posted by Gunni

that is great news!

haha

8char

pradaboy · 05-17-2005, 09:24 AM

Quote:

Originally Posted by Lenny2

My bank charges like $20 or $25 to process a chargeback now. It's been printed on the front page of my last few statements.

I'm thinking that's a good thing all the way around. No more charging back 2.95 trials because they didn't like the site and shit like that.

I agree that that's a solid rule, I can live with a fee like that if it means I can get my money back from people who have scammed me. This leaves the subscription services out of the loop (since most memberships are around $30/month).

tranza · 05-17-2005, 09:34 AM

I've never tried to chargeback, but I needed to do it just last week and a lday from MasterCard told me I couldn't also...

DWB · 05-17-2005, 09:44 AM

Stay on them and speak to someone else. I have another business (non-internet) and that merchant account allows customers to chargeback for UP TO TWO YEARS!!! It's not a high risk business because we get to swipe the card and get a signature, but still... 2 freakin' years. With that said, if a CB happens it does so within 2 - 3 months.

psyko514 · 05-17-2005, 11:28 AM

Certain types of transactions have a set time limit within which they can be charged back.

Also, I don't know what the consumer protection laws are like over there, but over here, the issuer only has to give you 30 days to charge it back.

Kimmykim · 05-17-2005, 11:33 AM

Each bank is different for their cards they issue.

However, on the acquisition side of things, don't start rejoicing too fast. If the CDC is initiated, whether you win or lose the chargeback, the bank and the association still have the right to use the fact that it was initiated against your count.

Rinaldo · 05-17-2005, 11:40 AM

Yes to charge back a service is easier than to charge back goods, I have never heard of them refusing to take a chargeback in fact 3 days ago Wachovia calle dme to verify charges and offered to cancel any I didn't pay for since the transaction showed up in Delaware and I live in florida. It was a mail order thing I got for my mom on mother's day and I didn't recognize the name they used for billing but when she said the price I immediately remembered it was the flower shop...
they are getting crazy down here with fraud and they called another guy here a week before they called me to offer the same shit

Plugin Feeds K · 05-17-2005, 11:42 AM

Expedia fucked up once and I tried to chargeback the airline ticket, well MBNA has this rule that you have to deal with Expedia. So they put us all on three way and then MBNA hangs up and says deal with Expedia. Well, I already had and they wouldn't do shit. So, I ate a $750 ticket. Jackasses.

Hentaikid · 05-17-2005, 12:12 PM

Sounds good. It really sucks when some asshole charges back after rebilling for 6 months (Not saying this is the case of the OP)

OG LennyT · 05-17-2005, 02:17 PM

Quote:

Originally Posted by pradaboy

So when you get scammed you just forget about it and chalk it up as experience? Talk about pussy...

If I was a paid surfer of a site, especially knowing what I know about this industry, I would contact the webmaster and get my money back that way. Maybe threaten the CB as a last resort

but I'm not a surfer so.....

05-17-2005, 03:42 AM	#1
pradaboy sell me your banners Industry Role: Join Date: Dec 2003 Location: on the tubes Posts: 12,931	a Lady From Visa Just Told Me I Can't Do a Chargeback!? That's odd... I think I have done it before with my Visa, but she claims it can't be done. She said I can only dispute the purchase within 2 months after the transaction. Guess this must be some sort of new (perhaps only Dutch) regulation? Anyone have experience with this? __________________ Media Buyer - Sell me your traffic! FREE to register domains... Better than 99% of the crap sold here!

05-17-2005, 03:54 AM	#5
WiredGuy Pounding Googlebot Industry Role: Join Date: Aug 2002 Location: Canada Posts: 34,488	The length of time to file a chargeback varies depending on your issuer. Seems your bank is only doing 2 months. WG __________________ I play with Google.

05-17-2005, 05:20 AM	#14
DutchTeenCash I like Dutch Girls Join Date: Feb 2003 Location: dutchteencash.com Posts: 21,684	60 days is long here MC requires 30 even... Int Card Serv are assholes re CB, ive tried to do one in like 10 yrs a few months ago and they said no, had to get a police report bla bla, it was 100 something not worth the hassle. In the end the company fucking up send me a 150 euro voucher guess they had more complaints... __________________ ICQ 16 91 547 - SKYPE dutchteencash bob AT dutchteencash DOT com ... did you see our newest Sweet Natural Girl Priscilla (18)?

05-17-2005, 05:20 AM	#15
fris Too lazy to set a custom title Industry Role: Join Date: Aug 2002 Posts: 55,372	you cant chargeback rape sites __________________ Since 1999: 69 Adult Industry awards for Best Hosting Company and professional excellence. WP Stuff

05-17-2005, 06:34 AM	#18
justsexxx Too lazy to set a custom title Join Date: Aug 2001 Location: The Netherlands Posts: 13,723	Just curious, what did you wantto chargeback? I once wanted todo a chageback(ego VISA creditcard,postbank at that time) because some hosting company kept billing me. I had to fill in a lot of paperwork, and proof that the other company didn't want to refund me. How the *** do I proof that when they ignore me? Anyway after saying this si strange, and that I would call KASSA, it was done within a week __________________ Questions? ICQ: 125184542

05-17-2005, 03:46 AM	#2
chadglni Confirmed User Join Date: Dec 2002 Location: PEI, Canada Posts: 6,924	Got a habit of charging back?

05-17-2005, 03:51 AM	#3
Gunni Confirmed User Industry Role: Join Date: Apr 2003 Location: Barcelona Posts: 2,385	that is great news!

05-17-2005, 03:52 AM	#4
goBigtime Confirmed User Join Date: Nov 2002 Posts: 7,761	You may have cried wolf too many times.

05-17-2005, 04:02 AM	#7
webcrawler Confirmed User Join Date: Aug 2004 Location: ICQ .:. 286608143 Posts: 2,692	I think two months is sufficient period for the bank to accept any chargeback. Must say its becoming a habit.

05-17-2005, 06:24 AM	#17
MikeJeffs Registered User Join Date: Apr 2001 Location: United Kingdom Posts: 55	60 is a pretty long time

05-17-2005, 06:52 AM	#20
fl_prn_str Confirmed User Industry Role: Join Date: Aug 2004 Location: Tampa, FL Posts: 5,736	they have there own statute of limitations on how many months you can review that shit......otherwise someone would claim that they didn?t purchase something two-three years down the road.....I advise you to check you statements monthly......

05-17-2005, 07:13 AM	#21
Fetish Confirmed User Join Date: Mar 2005 Posts: 823	That is great news for sure. Why not contact the merchant first?

05-17-2005, 07:26 AM	#22
Turf Confirmed User Industry Role: Join Date: Jul 2001 Location: ICQ: 64644691 Posts: 1,865	thats good news... the normal 6 months being used by most ? banks is really too long.. __________________ Daddy Strokes - mature men stroking their meat Mature Gay Movies - mature men fucking everyone! Pleasing Daddy - young girls fucking mature men Looking for submitter accounts for older men niche content (both gay and straight) so hit me up if you run a tube and offer submitter accounts for paysites.

05-17-2005, 07:39 AM	#24
Snake Doctor I'm Lenny2 Bitch Join Date: Mar 2001 Location: On top of my soapbox Posts: 13,449	My bank charges like $20 or $25 to process a chargeback now. It's been printed on the front page of my last few statements. I'm thinking that's a good thing all the way around. No more charging back 2.95 trials because they didn't like the site and shit like that. __________________ sig too big

05-17-2005, 08:58 AM	#26
MandyBlake The one and only! Industry Role: Join Date: Nov 2002 Location: Atlanta, GA Posts: 17,761	you shouldn't be charging back.l it's wrong. __________________ Mandy's Playhouse Her First Fat Girl If you're interested in promoting my sites, ICQ me! 178411921

05-17-2005, 09:01 AM	#27
Screaming I can change this!!!!! Join Date: Feb 2004 Posts: 18,972	yeah i think two months is enough time to dispute something __________________

05-17-2005, 09:34 AM	#31
tranza ICQ: 197-556-237 Join Date: Jun 2003 Location: BRASIL !!! Posts: 57,559	I've never tried to chargeback, but I needed to do it just last week and a lday from MasterCard told me I couldn't also... __________________ I'm just a newbie.

05-17-2005, 09:44 AM	#32
DWB Registered User Industry Role: Join Date: Jul 2003 Location: Encrypted. Access denied. Posts: 31,779	Stay on them and speak to someone else. I have another business (non-internet) and that merchant account allows customers to chargeback for UP TO TWO YEARS!!! It's not a high risk business because we get to swipe the card and get a signature, but still... 2 freakin' years. With that said, if a CB happens it does so within 2 - 3 months.

05-17-2005, 11:28 AM	#33
psyko514 See sig. Join Epic Cash. Join Date: Oct 2002 Location: Montreal, Quebec. ICQ: 214702014 Posts: 22,366	Certain types of transactions have a set time limit within which they can be charged back. Also, I don't know what the consumer protection laws are like over there, but over here, the issuer only has to give you 30 days to charge it back. __________________ Bad Girl Bucks - 50% Revshare through CCBill. Promote BrandyDDD, Pixie's Pillows, Action Allie and more! Phoenix Forum Pics \| Webmaster Access Montreal pics email: psyko514(a)gmail.com \| icq: 214-702-014

05-17-2005, 11:33 AM	#34
Kimmykim bitchslapping zebras!!!!! Industry Role: Join Date: Jun 2001 Location: In a shack by the beach Posts: 16,015	Each bank is different for their cards they issue. However, on the acquisition side of things, don't start rejoicing too fast. If the CDC is initiated, whether you win or lose the chargeback, the bank and the association still have the right to use the fact that it was initiated against your count.

05-17-2005, 11:40 AM	#35
Rinaldo Confirmed User Join Date: Sep 2003 Location: South Florida Posts: 5,086	Yes to charge back a service is easier than to charge back goods, I have never heard of them refusing to take a chargeback in fact 3 days ago Wachovia calle dme to verify charges and offered to cancel any I didn't pay for since the transaction showed up in Delaware and I live in florida. It was a mail order thing I got for my mom on mother's day and I didn't recognize the name they used for billing but when she said the price I immediately remembered it was the flower shop... they are getting crazy down here with fraud and they called another guy here a week before they called me to offer the same shit

05-17-2005, 11:42 AM	#36
Plugin Feeds K Confirmed User Join Date: Nov 2004 Location: Arizona Posts: 394	Expedia fucked up once and I tried to chargeback the airline ticket, well MBNA has this rule that you have to deal with Expedia. So they put us all on three way and then MBNA hangs up and says deal with Expedia. Well, I already had and they wouldn't do shit. So, I ate a $750 ticket. Jackasses. __________________ SIG TOO BIG! Maximum 120x60 button and no more than 3 text lines of DEFAULT SIZE and COLOR. Unless your sig is for a GFY top banner sponsor, you may use a 624x80 instead of a 120x60. Let me repeat... A 120 x 60 button and no more that 3 lines of DEFAULT SIZE AND COLOR text.

05-17-2005, 12:12 PM	#37
Hentaikid Confirmed User Join Date: Nov 2002 Posts: 1,249	Sounds good. It really sucks when some asshole charges back after rebilling for 6 months (Not saying this is the case of the OP)