VISA delays... what the FUCK!!! - GoFuckYourself.com

xenigo · 03-23-2005, 02:34 PM

I'm sitting here with my god damn dick in my hand waiting for these fucks to get off their god damn asses and approve my fucking site!! What the fuck do I have to do to get them to look at the fucking thing!! It's been 4 weeks now jesus fucking christ...

abyss_al · 03-23-2005, 02:35 PM

get an address.. let's go there

xenigo · 03-23-2005, 02:38 PM

Quote:

Originally Posted by abyss_al

get an address.. let's go there

Seriously dude. No joke. I'd like to call them directly at the very least. I'm thinking my site must have somehow slipped through the cracks, or the more likely scenario the URL is sitting on someone's desk under a pile of magazines... or a cup of coffee got spilled on the memo.

FelixFlow · 03-23-2005, 02:39 PM

pay the $750 fee ?

BigTymer01 · 03-23-2005, 02:40 PM

Why not get merchant processing? I did

if u want a referral and do at least 30-40k a month hit me up.

Sosa · 03-23-2005, 02:40 PM

heh sucks when your waiting for that, got the new site ready to rock and roll and just have to wait.

xenigo · 03-23-2005, 02:41 PM

Quote:

Originally Posted by FelixFlow

pay the $750 fee ?

Fee was paid a long, long time ago.

imafuckingaussie · 03-23-2005, 02:41 PM

Yo whats the actual process, is it via the biller, do they send the url off and let you know when its approved? Whats the turnaround time usually for a site thats not high risk?

xenigo · 03-23-2005, 02:48 PM

Quote:

Originally Posted by imafuckingaussie

Yo whats the actual process, is it via the biller, do they send the url off and let you know when its approved? Whats the turnaround time usually for a site thats not high risk?

The 3rd party biller recieves the fee, and sends the URL to VISA for their approval. Apparently they pick their buttholes for a month before they come to any conclusion.

Low risk sites don't have an approval process, they get it instantly.

Kimmykim · 03-23-2005, 02:49 PM

Visa isn't exactly setting the world record in the hundred yard dash on merchant account approvals at the moment either.

DeanCapture · 03-23-2005, 02:52 PM

Jeeeez man - you still haven't gotten approval on your website? Is it Paycom that's dragging their feet or Visa? That's freak'n rediculous man!

xenigo · 03-23-2005, 02:54 PM

Quote:

Originally Posted by Kimmykim

Visa isn't exactly setting the world record in the hundred yard dash on merchant account approvals at the moment either.

Kim, how tough is it for adult sites get a merchant account? I hear a million different stories, ranging from easy to tough as hell. What's the truth behind it?

BVF · 03-23-2005, 02:55 PM

Quote:

Originally Posted by xenigo

The 3rd party biller recieves the fee, and sends the URL to VISA for their approval. Apparently they pick their buttholes for a month before they come to any conclusion.

Low risk sites don't have an approval process, they get it instantly.

What porn site could possibly be considered low risk?

Cassie · 03-23-2005, 02:59 PM

Quote:

Originally Posted by xenigo

I'm sitting here with my god damn dick in my hand waiting for these fucks to get off their god damn asses and approve my fucking site!! What the fuck do I have to do to get them to look at the fucking thing!! It's been 4 weeks now jesus fucking christ...

are you upset?

;)

BigTymer01 · 03-23-2005, 03:06 PM

If you have clear credit and processing history (even with an ipsp) its not that hard to get set up. the trick is staying away from the sketchy ppl. wats ur email xenigo? i will give it to the guy who helped me out.

xenigo · 03-23-2005, 03:21 PM

xenigo | at | serialmedia | dot | com

sheldonjuan · 03-23-2005, 03:48 PM

if Visa rejects your site, do you get the $750 refunded?

ninavain · 03-23-2005, 04:01 PM

Quote:

Originally Posted by xenigo

Seriously dude. No joke. I'd like to call them directly at the very least. I'm thinking my site must have somehow slipped through the cracks, or the more likely scenario the URL is sitting on someone's desk under a pile of magazines... or a cup of coffee got spilled on the memo.

it's not just you...we've been waiting for along time also

MandyBlake · 03-23-2005, 04:09 PM

yeah 4 weeks seems like a very long time. any company i've talked to said 1-2 weeks.

Snake Doctor · 03-23-2005, 04:18 PM

It took me a couple weeks to get approved.....which wasn't bad, I know people who waited for 3+ months.

Depends on your processor I think. Paycom had a very detailed list of things I had to comply with before they'd send the site to Visa....instead of submitting it, getting it rejected, having to fix the problem, and re-submitting it.

CybermedAndy · 03-23-2005, 04:21 PM

Well this is encouraging... just submitted my PAycom VISA app today...

bigdog · 03-23-2005, 04:38 PM

doesn't ccbill get it done for you qucker these days

bringer · 03-23-2005, 04:39 PM

Quote:

Originally Posted by bigdog

doesn't ccbill get it done for you qucker these days

nope

8char

vicki · 03-23-2005, 06:20 PM

Getting a merchant account depends on several things

location, transaction history, and volume are the big 3

US mercs - lowest rates
I deal with one bank that wants volume only if its over 30k per month - good credit (need trans history)
another wants only those over 100k per month - great credit (need trans history)
and yet another than wants UNDER 20k per month - decent credit (does not need trans history but its useful if you have it)

offshore and/or non US mercs - higher rates and fees
while one bank needs stellar credit, great transaction history and over 100k
another couple need good credit, good trans history and over 20k
some want everything but dental records and others simply require basic company info.
some of these require local incorporation (incorp fees be from $2500 +)and others don't

most have other fees like these:
$500 - setup fee
$500 - application fee (due AFTER pre-approval)
$100 - monthly minimum fee
$150 - month maintenance fee
$30-35 - chargeback fee
so you see, with an offshore if you don't do over 20k or so a month the fees can eat into your profit margins. But when you are paying rates of 6% instead of 15 .. well you can do the math ;)

The best way to find out how difficult it would be to get your own merchant account is to speak one on one with a rep, they can pretty much give a once over of your info and know if its going to fly or not.

I'd be happy to help if you like
and don't worry, I'm not a newbie to the industry, I've been here since 1997 lol

hope this helps clear some things up for you

$5 submissions · 03-23-2005, 06:24 PM

Man, times are definitely changing

Is there a multi-tier screening system now or is it just on a categorical basis?

aico · 03-23-2005, 06:25 PM

My last site with Paycom took 3 days to get Visa approved...

DirtyDanza · 03-23-2005, 07:24 PM

yeah paycom has always been great with me.... so has ccbill and any others the only time it was bad was with jettis.. I got declined because of a phrase I had on one of my girls on like the 4th page.. something along the lines of " this little dadddys girl loves the cock that daddy gave to her" daddy being me something like that and it was declined oh well....

directfiesta · 03-23-2005, 07:55 PM

Quote:

Originally Posted by Kimmykim

Visa isn't exactly setting the world record in the hundred yard dash on merchant account approvals at the moment either.

Why would they ?

They dispise this business ....

Snake Doctor · 03-23-2005, 08:26 PM

Quote:

Originally Posted by directfiesta

Why would they ?

They dispise this business ....

Yeah, and they despise it too.

iBanker · 03-23-2005, 08:39 PM

Who gives a shit.....we use Netbilling and get new sites up when we WANT them up.

If you are just venting, thats cool....been there. And I feel your pain brother.

If you are looking for a solution, hit up Mitch at NETBILLING. Best move we made in years.

wimpy · 03-23-2005, 09:22 PM

Paycom has had my new account waiting for Visa approval for almost 4 months now.

Netbilling does seem to be a good company. We're integrating them now for another site and support is very good. The admin system looks very nice also. I'm looking forward to Netbilling powering my sites.

Zprogramz · 03-23-2005, 09:24 PM

Quote:

Originally Posted by iBanker

Who gives a shit.....we use Netbilling and get new sites up when we WANT them up.

If you are just venting, thats cool....been there. And I feel your pain brother.

If you are looking for a solution, hit up Mitch at NETBILLING. Best move we made in years.

I have to agree. Netbilling is really kicking ass with setting up accounts and processing.

Z

DeanCapture · 03-23-2005, 09:29 PM

Quote:

Originally Posted by wimpy

Paycom has had my new account waiting for Visa approval for almost 4 months now.

Holy shit - 4 months you've been waiting for approval?

03-23-2005, 02:34 PM	#1
xenigo Confirmed User Industry Role: Join Date: Jan 2001 Location: Oakland, CA Posts: 8,067	VISA delays... what the FUCK!!! I'm sitting here with my god damn dick in my hand waiting for these fucks to get off their god damn asses and approve my fucking site!! What the fuck do I have to do to get them to look at the fucking thing!! It's been 4 weeks now jesus fucking christ...

03-23-2005, 02:35 PM	#2
abyss_al LOOKING FOR TRADES Join Date: Oct 2003 Location: Southern California Posts: 15,605	get an address.. let's go there __________________ EMAIL: allen @ vasmediagroup.com \| ICQ: 311329761 \| SKYPE: abyss.al \| AIM: xABYSSxALx

03-23-2005, 02:39 PM	#4
FelixFlow Confirmed User Industry Role: Join Date: Nov 2004 Posts: 2,779	pay the $750 fee ? __________________ ICQ: 643 339 687

03-23-2005, 02:41 PM	#8
imafuckingaussie Confirmed User Join Date: Jul 2003 Location: In the fucking outback Posts: 1,497	Yo whats the actual process, is it via the biller, do they send the url off and let you know when its approved? Whats the turnaround time usually for a site thats not high risk? __________________ You can get it ploughing a paddock, you can get it makin some porn sites, matter of fact I've got it now. For a hard earned thrist, you need a big cold beer.

03-23-2005, 02:52 PM	#11
DeanCapture Haters & Trolls SUCK! Industry Role: Join Date: Dec 2002 Location: Los Angeles, CA Posts: 9,275	Jeeeez man - you still haven't gotten approval on your website? Is it Paycom that's dragging their feet or Visa? That's freak'n rediculous man! __________________ Twitter: @DeanCapture Instagram: @TheDeanCapture DeanCapture "at" Gmail.com

03-23-2005, 02:40 PM	#5
BigTymer01 Registered User Join Date: Feb 2005 Posts: 16	Why not get merchant processing? I did if u want a referral and do at least 30-40k a month hit me up.

03-23-2005, 02:40 PM	#6
Sosa In Tushy Land Join Date: Oct 2002 Location: Nebraska Posts: 40,149	heh sucks when your waiting for that, got the new site ready to rock and roll and just have to wait.

03-23-2005, 02:49 PM	#10
Kimmykim bitchslapping zebras!!!!! Industry Role: Join Date: Jun 2001 Location: In a shack by the beach Posts: 16,015	Visa isn't exactly setting the world record in the hundred yard dash on merchant account approvals at the moment either.

03-23-2005, 03:06 PM	#15
BigTymer01 Registered User Join Date: Feb 2005 Posts: 16	If you have clear credit and processing history (even with an ipsp) its not that hard to get set up. the trick is staying away from the sketchy ppl. wats ur email xenigo? i will give it to the guy who helped me out.

03-23-2005, 03:21 PM	#16
xenigo Confirmed User Industry Role: Join Date: Jan 2001 Location: Oakland, CA Posts: 8,067	xenigo \| at \| serialmedia \| dot \| com

03-23-2005, 03:48 PM	#17
sheldonjuan Confirmed User Join Date: Sep 2003 Posts: 875	if Visa rejects your site, do you get the $750 refunded? __________________ fuck it, I dont need a sig!

03-23-2005, 04:09 PM	#19
MandyBlake The one and only! Industry Role: Join Date: Nov 2002 Location: Atlanta, GA Posts: 17,761	yeah 4 weeks seems like a very long time. any company i've talked to said 1-2 weeks. __________________ Mandy's Playhouse Her First Fat Girl If you're interested in promoting my sites, ICQ me! 178411921

03-23-2005, 04:18 PM	#20
Snake Doctor I'm Lenny2 Bitch Join Date: Mar 2001 Location: On top of my soapbox Posts: 13,449	It took me a couple weeks to get approved.....which wasn't bad, I know people who waited for 3+ months. Depends on your processor I think. Paycom had a very detailed list of things I had to comply with before they'd send the site to Visa....instead of submitting it, getting it rejected, having to fix the problem, and re-submitting it. __________________ sig too big

03-23-2005, 04:21 PM	#21
CybermedAndy Confirmed User Join Date: Jul 2004 Location: Vancouver Posts: 4,170	Well this is encouraging... just submitted my PAycom VISA app today... __________________ Add some upsell items to your pages here!

03-23-2005, 04:38 PM	#22
bigdog Confirmed User Join Date: Jul 2001 Posts: 6,964	doesn't ccbill get it done for you qucker these days

03-23-2005, 06:20 PM	#24
vicki Confirmed User Industry Role: Join Date: Feb 2002 Location: Deep in the heart o' Texas Posts: 1,478	Getting a merchant account depends on several things location, transaction history, and volume are the big 3 US mercs - lowest rates I deal with one bank that wants volume only if its over 30k per month - good credit (need trans history) another wants only those over 100k per month - great credit (need trans history) and yet another than wants UNDER 20k per month - decent credit (does not need trans history but its useful if you have it) offshore and/or non US mercs - higher rates and fees while one bank needs stellar credit, great transaction history and over 100k another couple need good credit, good trans history and over 20k some want everything but dental records and others simply require basic company info. some of these require local incorporation (incorp fees be from $2500 +)and others don't most have other fees like these: $500 - setup fee $500 - application fee (due AFTER pre-approval) $100 - monthly minimum fee $150 - month maintenance fee $30-35 - chargeback fee so you see, with an offshore if you don't do over 20k or so a month the fees can eat into your profit margins. But when you are paying rates of 6% instead of 15 .. well you can do the math ;) The best way to find out how difficult it would be to get your own merchant account is to speak one on one with a rep, they can pretty much give a once over of your info and know if its going to fly or not. I'd be happy to help if you like and don't worry, I'm not a newbie to the industry, I've been here since 1997 lol hope this helps clear some things up for you __________________ If at first you do succeed - try to hide your astonishment. HR merchant accounts from 3.45% solid biz since 98 victoriakozub AT gmail.com skype: victoria.kozub \| ICQ: 74296746

03-23-2005, 06:24 PM	#25
$5 submissions I help you SUCCEED Industry Role: Join Date: Nov 2003 Location: The Pearl of the Orient Seas Posts: 32,195	Man, times are definitely changing Is there a multi-tier screening system now or is it just on a categorical basis? __________________ Need a NON-ADULT income stream? We build your YOUTUBE CHANNEL for only $20 per video! For Hire: $3/hour or $400 per month Marketing Specialist Virtual Assistants

03-23-2005, 06:25 PM	#26
aico Moo Moo Cow Join Date: Mar 2004 Location: Washington State Posts: 14,748	My last site with Paycom took 3 days to get Visa approved...

03-23-2005, 07:24 PM	#27
DirtyDanza Confirmed User Industry Role: Join Date: Aug 2002 Location: BP4L.... Las Vegas, Posts: 8,370	yeah paycom has always been great with me.... so has ccbill and any others the only time it was bad was with jettis.. I got declined because of a phrase I had on one of my girls on like the 4th page.. something along the lines of " this little dadddys girl loves the cock that daddy gave to her" daddy being me something like that and it was declined oh well.... __________________ AVN Nominated Camming Couple

03-23-2005, 08:39 PM	#30
iBanker Confirmed User Join Date: Dec 2004 Location: San Diego, moving to Portland. Posts: 2,758	Who gives a shit.....we use Netbilling and get new sites up when we WANT them up. If you are just venting, thats cool....been there. And I feel your pain brother. If you are looking for a solution, hit up Mitch at NETBILLING. Best move we made in years. __________________ www.JasonandAlex.com Christopher's ICQ: 268-843-170

03-23-2005, 09:22 PM	#31
wimpy Confirmed User Industry Role: Join Date: Jan 2003 Location: Cali Posts: 607	Paycom has had my new account waiting for Visa approval for almost 4 months now. Netbilling does seem to be a good company. We're integrating them now for another site and support is very good. The admin system looks very nice also. I'm looking forward to Netbilling powering my sites. __________________ Fyodor Dostoyevsky wrote: "Every man has reminiscences which he would not tell to everyone but only his friends. He has other matters in his mind which he would not reveal even to his friends, but only to himself, and that in secret. But there are other things which a man is afraid to tell even to himself, and every decent man has a number of such things stored away in his mind." icq 8243657