VISA delays... what the FUCK!!!
 

I'm sitting here with my god damn dick in my hand waiting for these fucks to get off their god damn asses and approve my fucking site!! What the fuck do I have to do to get them to look at the fucking thing!! It's been 4 weeks now jesus fucking christ...

:mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad:

get an address.. let's go there :thumbsup

Seriously dude. No joke. I'd like to call them directly at the very least. I'm thinking my site must have somehow slipped through the cracks, or the more likely scenario the URL is sitting on someone's desk under a pile of magazines... or a cup of coffee got spilled on the memo.

pay the $750 fee ?

Why not get merchant processing? I did :thumbsup

if u want a referral and do at least 30-40k a month hit me up.

heh sucks when your waiting for that, got the new site ready to rock and roll and just have to wait.

Fee was paid a long, long time ago.

Yo whats the actual process, is it via the biller, do they send the url off and let you know when its approved? Whats the turnaround time usually for a site thats not high risk?

The 3rd party biller recieves the fee, and sends the URL to VISA for their approval. Apparently they pick their buttholes for a month before they come to any conclusion.

Low risk sites don't have an approval process, they get it instantly.

Visa isn't exactly setting the world record in the hundred yard dash on merchant account approvals at the moment either.

Jeeeez man - you still haven't gotten approval on your website? Is it Paycom that's dragging their feet or Visa? That's freak'n rediculous man!

Kim, how tough is it for adult sites get a merchant account? I hear a million different stories, ranging from easy to tough as hell. What's the truth behind it?

What porn site could possibly be considered low risk?

are you upset?





;)

If you have clear credit and processing history (even with an ipsp) its not that hard to get set up. the trick is staying away from the sketchy ppl. wats ur email xenigo? i will give it to the guy who helped me out.

xenigo | at | serialmedia | dot | com

if Visa rejects your site, do you get the $750 refunded?

it's not just you...we've been waiting for along time also :mad:

yeah 4 weeks seems like a very long time. any company i've talked to said 1-2 weeks.

It took me a couple weeks to get approved.....which wasn't bad, I know people who waited for 3+ months.

Depends on your processor I think. Paycom had a very detailed list of things I had to comply with before they'd send the site to Visa....instead of submitting it, getting it rejected, having to fix the problem, and re-submitting it.

Well this is encouraging... just submitted my PAycom VISA app today...

:(

doesn't ccbill get it done for you qucker these days

nope

8char

Getting a merchant account depends on several things

location, transaction history, and volume are the big 3

US mercs - lowest rates
I deal with one bank that wants volume only if its over 30k per month - good credit (need trans history)
another wants only those over 100k per month - great credit (need trans history)
and yet another than wants UNDER 20k per month - decent credit (does not need trans history but its useful if you have it)


offshore and/or non US mercs - higher rates and fees
while one bank needs stellar credit, great transaction history and over 100k
another couple need good credit, good trans history and over 20k
some want everything but dental records and others simply require basic company info.
some of these require local incorporation (incorp fees be from $2500 +)and others don't

most have other fees like these:
$500 - setup fee
$500 - application fee (due AFTER pre-approval)
$100 - monthly minimum fee
$150 - month maintenance fee
$30-35 - chargeback fee
so you see, with an offshore if you don't do over 20k or so a month the fees can eat into your profit margins. But when you are paying rates of 6% instead of 15 .. well you can do the math ;)


The best way to find out how difficult it would be to get your own merchant account is to speak one on one with a rep, they can pretty much give a once over of your info and know if its going to fly or not.

I'd be happy to help if you like
and don't worry, I'm not a newbie to the industry, I've been here since 1997 lol

hope this helps clear some things up for you :)

Man, times are definitely changing :( Is there a multi-tier screening system now or is it just on a categorical basis?

My last site with Paycom took 3 days to get Visa approved...

yeah paycom has always been great with me.... so has ccbill and any others the only time it was bad was with jettis.. I got declined because of a phrase I had on one of my girls on like the 4th page.. something along the lines of " this little dadddys girl loves the cock that daddy gave to her" daddy being me something like that and it was declined oh well....

Why would they ?

They dispise this business ....

Yeah, and they despise it too.

Who gives a shit.....we use Netbilling and get new sites up when we WANT them up.

If you are just venting, thats cool....been there. And I feel your pain brother.

If you are looking for a solution, hit up Mitch at NETBILLING. Best move we made in years.

Paycom has had my new account waiting for Visa approval for almost 4 months now.

Netbilling does seem to be a good company. We're integrating them now for another site and support is very good. The admin system looks very nice also. I'm looking forward to Netbilling powering my sites.

I have to agree. Netbilling is really kicking ass with setting up accounts and processing.

Z

Holy shit - 4 months you've been waiting for approval?