I'm sitting here with my god damn dick in my hand waiting for these fucks to get off their god damn asses and approve my fucking site!! What the fuck do I have to do to get them to look at the fucking thing!! It's been 4 weeks now jesus fucking christ...
VISA delays... what the FUCK!!!
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Seriously dude. No joke. I'd like to call them directly at the very least. I'm thinking my site must have somehow slipped through the cracks, or the more likely scenario the URL is sitting on someone's desk under a pile of magazines... or a cup of coffee got spilled on the memo.Originally posted by abyss_alget an address.. let's go there
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Why not get merchant processing? I did
if u want a referral and do at least 30-40k a month hit me up.Comment
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Yo whats the actual process, is it via the biller, do they send the url off and let you know when its approved? Whats the turnaround time usually for a site thats not high risk?
You can get it ploughing a paddock, you can get it makin some porn sites, matter of fact I've got it now.
For a hard earned thrist, you need a big cold beer.Comment
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The 3rd party biller recieves the fee, and sends the URL to VISA for their approval. Apparently they pick their buttholes for a month before they come to any conclusion.Originally posted by imafuckingaussieYo whats the actual process, is it via the biller, do they send the url off and let you know when its approved? Whats the turnaround time usually for a site thats not high risk?
Low risk sites don't have an approval process, they get it instantly.Comment
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Jeeeez man - you still haven't gotten approval on your website? Is it Paycom that's dragging their feet or Visa? That's freak'n rediculous man!Comment
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Kim, how tough is it for adult sites get a merchant account? I hear a million different stories, ranging from easy to tough as hell. What's the truth behind it?Originally posted by KimmykimVisa isn't exactly setting the world record in the hundred yard dash on merchant account approvals at the moment either.Comment
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What porn site could possibly be considered low risk?Originally posted by xenigoThe 3rd party biller recieves the fee, and sends the URL to VISA for their approval. Apparently they pick their buttholes for a month before they come to any conclusion.
Low risk sites don't have an approval process, they get it instantly.Comment
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Originally posted by xenigoI'm sitting here with my god damn dick in my hand waiting for these fucks to get off their god damn asses and approve my fucking site!! What the fuck do I have to do to get them to look at the fucking thing!! It's been 4 weeks now jesus fucking christ...

are you upset?
;)ICQ: 309756847
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If you have clear credit and processing history (even with an ipsp) its not that hard to get set up. the trick is staying away from the sketchy ppl. wats ur email xenigo? i will give it to the guy who helped me out.Comment
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Originally posted by xenigoSeriously dude. No joke. I'd like to call them directly at the very least. I'm thinking my site must have somehow slipped through the cracks, or the more likely scenario the URL is sitting on someone's desk under a pile of magazines... or a cup of coffee got spilled on the memo.
it's not just you...we've been waiting for along time also
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yeah 4 weeks seems like a very long time. any company i've talked to said 1-2 weeks.Comment
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It took me a couple weeks to get approved.....which wasn't bad, I know people who waited for 3+ months.
Depends on your processor I think. Paycom had a very detailed list of things I had to comply with before they'd send the site to Visa....instead of submitting it, getting it rejected, having to fix the problem, and re-submitting it.sig too bigComment
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Well this is encouraging... just submitted my PAycom VISA app today...
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Getting a merchant account depends on several things
location, transaction history, and volume are the big 3
US mercs - lowest rates
I deal with one bank that wants volume only if its over 30k per month - good credit (need trans history)
another wants only those over 100k per month - great credit (need trans history)
and yet another than wants UNDER 20k per month - decent credit (does not need trans history but its useful if you have it)
offshore and/or non US mercs - higher rates and fees
while one bank needs stellar credit, great transaction history and over 100k
another couple need good credit, good trans history and over 20k
some want everything but dental records and others simply require basic company info.
some of these require local incorporation (incorp fees be from $2500 +)and others don't
most have other fees like these:
$500 - setup fee
$500 - application fee (due AFTER pre-approval)
$100 - monthly minimum fee
$150 - month maintenance fee
$30-35 - chargeback fee
so you see, with an offshore if you don't do over 20k or so a month the fees can eat into your profit margins. But when you are paying rates of 6% instead of 15 .. well you can do the math ;)
The best way to find out how difficult it would be to get your own merchant account is to speak one on one with a rep, they can pretty much give a once over of your info and know if its going to fly or not.
I'd be happy to help if you like
and don't worry, I'm not a newbie to the industry, I've been here since 1997 lol
hope this helps clear some things up for you
If at first you do succeed - try to hide your astonishment.
HR merchant accounts from 3.45%
solid biz since 98
victoriakozub AT gmail.com
skype: victoria.kozub | ICQ: 74296746Comment
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Man, times are definitely changing
Is there a multi-tier screening system now or is it just on a categorical basis?
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yeah paycom has always been great with me.... so has ccbill and any others the only time it was bad was with jettis.. I got declined because of a phrase I had on one of my girls on like the 4th page.. something along the lines of " this little dadddys girl loves the cock that daddy gave to her" daddy being me something like that and it was declined oh well....Comment
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Why would they ?Originally posted by KimmykimVisa isn't exactly setting the world record in the hundred yard dash on merchant account approvals at the moment either.
They dispise this business ....I know that Asspimple is stoopid ... As he says, it is a FACT !
But I can't figure out how he can breathe or type , at the same time ....Comment
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Yeah, and they despise it too.Originally posted by directfiestaWhy would they ?
They dispise this business ....sig too bigComment
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Who gives a shit.....we use Netbilling and get new sites up when we WANT them up.
If you are just venting, thats cool....been there. And I feel your pain brother.
If you are looking for a solution, hit up Mitch at NETBILLING. Best move we made in years.www.JasonandAlex.com
Christopher's ICQ: 268-843-170Comment
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Paycom has had my new account waiting for Visa approval for almost 4 months now.
Netbilling does seem to be a good company. We're integrating them now for another site and support is very good. The admin system looks very nice also. I'm looking forward to Netbilling powering my sites.Fyodor Dostoyevsky wrote: "Every man has reminiscences which he would not tell to everyone but only his friends. He has other matters in his mind which he would not reveal even to his friends, but only to himself, and that in secret. But there are other things which a man is afraid to tell even to himself, and every decent man has a number of such things stored away in his mind."
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I have to agree. Netbilling is really kicking ass with setting up accounts and processing.Originally posted by iBankerWho gives a shit.....we use Netbilling and get new sites up when we WANT them up.
If you are just venting, thats cool....been there. And I feel your pain brother.
If you are looking for a solution, hit up Mitch at NETBILLING. Best move we made in years.
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Holy shit - 4 months you've been waiting for approval?Originally posted by wimpyPaycom has had my new account waiting for Visa approval for almost 4 months now.Comment




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