Recommendations for health insurance... self employed - GoFuckYourself.com

RRRED · 02-16-2005, 08:36 PM

Anyone can help me out in this department?

devilspost · 02-16-2005, 09:12 PM

Wear your seatbelt, dont smoke and drink ;) that is what I do!

Sosa · 02-16-2005, 09:13 PM

i got blue cross blue shield

WiredGuy · 02-16-2005, 09:15 PM

Blue Cross / Blue Shield I hear is great, has coverage in Canada and the USA.
WG

The Adult Broker · 02-16-2005, 09:20 PM

I have Blue Cross/Shield -it's Cobra- and they are raking me $500 a month...

I'm going to go for the individual and family plan one from them instead, much cheaper...their phone # is...1-800-910-1010.

(I was just on phone with them today that is way number is handy ;)

if all else fails, beg a friend who owns a big company to put you on their company plan

Juicy D. Links · 02-16-2005, 09:22 PM

I got Blue Cross Blue Shield of Ny here 393 /month

$5 copay

10/20/30 for meds.

I get also 30 visits to the shrink per year and they cover chiropractic visits also for the $5 per visit copay.

Vanilla DeVille · 02-16-2005, 09:23 PM

Quote:

Originally Posted by Sosa

i got blue cross blue shield

Ditto...

Juicy D. Links · 02-16-2005, 09:24 PM

btw that is under my business corp the plan and shit. Dental is another 14 bucks per month i think I gotta call the chick back (writing sticky now)

axelcat · 02-16-2005, 09:24 PM

blue cross is good

OzMan · 02-16-2005, 09:42 PM

This place is good to compare plans, kinda like progressive but for people not cars.

http://www.ehealthinsurance.com/ehi/index.html

I got a plan from them that gives full coverage for my son and basic coverage for my wife and me but will probably upgrade soon as I want the peace of mind of knowing pretty much everything is covered since you never know what tomorrow may bring.

As was mentioned above a business health insurance plan is a better deal. You may want to form a corporation for this and other benefits if you don't have one already for ~ US$300 at places like http://www.thedelawarecompany.com. Incorporate in Delaware or offshore not Nevada as apparently Nevada corps are getting put under a microscope since many Adult companies incorporate here.

abadfish · 02-16-2005, 10:26 PM

i think I am going to wait until I have kids... I am 22 and I haven't been to the DR in probably 7+ years... The dentist is pretty affordable for check ups...

I called a couple places that wouldn't insure me because I was under 25 and self employed. I've heard good things about blue cross though. But for 500$ a month I'd rather put that into a savings... make money on it and use that if something goes wrong.

Sosa · 02-16-2005, 11:01 PM

damn blue cross blue shield here wouldn't give me any dental or eye which sucked. My insurance is pretty cheap though. like $250 every 3 months. I haven't been to the doctor or been on any meds for pry close to 3 years now though so it isn't like it ever gets used.

MandyBlake · 02-16-2005, 11:08 PM

we have kaiser permanente and they are great.

tony286 · 02-16-2005, 11:31 PM

Quote:

Originally Posted by MandyBlake

we have kaiser permanente and they are great.

Very happy with them no bs they rule

tASSy · 02-16-2005, 11:37 PM

BC/BS is good if you have no pre-existing conditions, i have also heard about S.A.S.E., maybe someone else can help me out with what it stands for...something something Self Employed...sorry i'm not more helpful!

Der Schleicher · 02-17-2005, 01:52 AM

Blue cross is all over the town.

Holly · 02-17-2005, 01:57 AM

http://bcbs.com

Put in your zip code and you can see your local stuff.

Bigjohn · 02-17-2005, 02:15 AM

Every state is different and let me tell you, Washington State SUCKS for health insurance!

Bills were passed in this state so that everyone can get insurance no matter how sick they are. Terminal disease... no prob, just come to WA. Nice deal for people who are sick BUT.... for those of us who are healthy....

The insurance companies have raised their rates beyond insane in Washington State to cover all those who move here because they aren't insurable anywhere else.

I've tried Group Health.... Not impressed, plus Blue Cross/Blue Shield is half the cost for exactly the same coverage. Stay away from anything that makes you Join their co-op in order to get insurance. All they do is create a mish-mash of plans from multiple companies and, from my experience, never pay their part without kicking and screaming if even then.

Theo · 02-17-2005, 02:17 AM

the ones that covers all herpes therapies

reynold · 02-17-2005, 03:14 AM

You have to be healthy in a year, no hospital records whatsoever.

MikeSmoke · 02-17-2005, 04:06 AM

Quote:

Originally Posted by RRRED

Anyone can help me out in this department?

I got hooked up with a guy who specializes in benefits (health, retirement, etc.) who walked me through everything --- by far the best approach is to set up a company with one other employee (for me, it's my gf) and that way you can get no-refusal group coverage. he's based here but i think he may service LA as well - LMK if you want his name and number :-)

bigdog · 02-17-2005, 06:02 AM

Health insurance can get expensive, the price of some people's rent, at least you will die on a matress and not in the street

02-16-2005, 08:36 PM	#1
RRRED Confirmed User Join Date: Jan 2001 Location: WA Posts: 6,754	Recommendations for health insurance... self employed Anyone can help me out in this department?

02-16-2005, 09:12 PM	#2
devilspost Confirmed User Industry Role: Join Date: Feb 2004 Location: Tampa yomebe -at- hotmail Posts: 3,980	Wear your seatbelt, dont smoke and drink ;) that is what I do! __________________ Brothels and Escorts Worldwide.

02-16-2005, 09:15 PM	#4
WiredGuy Pounding Googlebot Industry Role: Join Date: Aug 2002 Location: Canada Posts: 34,482	Blue Cross / Blue Shield I hear is great, has coverage in Canada and the USA. WG __________________ I play with Google.

02-16-2005, 09:20 PM	#5
The Adult Broker Confirmed User Join Date: Dec 2004 Location: The World Posts: 5,265	I have Blue Cross/Shield -it's Cobra- and they are raking me $500 a month... I'm going to go for the individual and family plan one from them instead, much cheaper...their phone # is...1-800-910-1010. (I was just on phone with them today that is way number is handy ;) if all else fails, beg a friend who owns a big company to put you on their company plan __________________ Gamma Entertainment \| \| Camz \| Fleshbot\| TheMobileBroker AdultShowsOnly Lori Z., The Adult Broker \| theadultbroker.com \| [email protected] \| The Mobile Broker \| themobilebroker.com \| [email protected] \|-Adult's ONE stop MOBILE shop ICQ: 289567792

02-16-2005, 11:08 PM	#13
MandyBlake The one and only! Industry Role: Join Date: Nov 2002 Location: Atlanta, GA Posts: 17,761	we have kaiser permanente and they are great. __________________ Mandy's Playhouse Her First Fat Girl If you're interested in promoting my sites, ICQ me! 178411921

02-16-2005, 09:13 PM	#3
Sosa In Tushy Land Join Date: Oct 2002 Location: Nebraska Posts: 40,149	i got blue cross blue shield

02-16-2005, 09:22 PM	#6
Juicy D. Links So Fucking Banned Industry Role: Join Date: Apr 2001 Location: N.Y. -Long Island -- Posts: 122,992	I got Blue Cross Blue Shield of Ny here 393 /month $5 copay 10/20/30 for meds. I get also 30 visits to the shrink per year and they cover chiropractic visits also for the $5 per visit copay.

02-16-2005, 09:24 PM	#8
Juicy D. Links So Fucking Banned Industry Role: Join Date: Apr 2001 Location: N.Y. -Long Island -- Posts: 122,992	btw that is under my business corp the plan and shit. Dental is another 14 bucks per month i think I gotta call the chick back (writing sticky now)

02-16-2005, 09:24 PM	#9
axelcat Adult Locals Join Date: Jun 2002 Location: West Coast Posts: 25,450	blue cross is good

02-16-2005, 09:42 PM	#10
OzMan Confirmed User Join Date: Sep 2003 Location: Los Begas Posts: 9,162	This place is good to compare plans, kinda like progressive but for people not cars. http://www.ehealthinsurance.com/ehi/index.html I got a plan from them that gives full coverage for my son and basic coverage for my wife and me but will probably upgrade soon as I want the peace of mind of knowing pretty much everything is covered since you never know what tomorrow may bring. As was mentioned above a business health insurance plan is a better deal. You may want to form a corporation for this and other benefits if you don't have one already for ~ US$300 at places like http://www.thedelawarecompany.com. Incorporate in Delaware or offshore not Nevada as apparently Nevada corps are getting put under a microscope since many Adult companies incorporate here.

02-16-2005, 10:26 PM	#11
abadfish Confirmed User Join Date: Jul 2003 Location: WA Posts: 1,482	i think I am going to wait until I have kids... I am 22 and I haven't been to the DR in probably 7+ years... The dentist is pretty affordable for check ups... I called a couple places that wouldn't insure me because I was under 25 and self employed. I've heard good things about blue cross though. But for 500$ a month I'd rather put that into a savings... make money on it and use that if something goes wrong.

02-16-2005, 11:01 PM	#12
Sosa In Tushy Land Join Date: Oct 2002 Location: Nebraska Posts: 40,149	damn blue cross blue shield here wouldn't give me any dental or eye which sucked. My insurance is pretty cheap though. like $250 every 3 months. I haven't been to the doctor or been on any meds for pry close to 3 years now though so it isn't like it ever gets used.

02-16-2005, 11:37 PM	#15
tASSy Spread The Pink! Join Date: Nov 2004 Location: pinktown! Posts: 8,229	BC/BS is good if you have no pre-existing conditions, i have also heard about S.A.S.E., maybe someone else can help me out with what it stands for...something something Self Employed...sorry i'm not more helpful! __________________ tassyPINK ICQ ~ 318097066 *

02-17-2005, 01:52 AM	#16
Der Schleicher Confirmed User Join Date: Jan 2005 Posts: 1,189	Blue cross is all over the town. __________________ Teeny Teen Girls - One of the best free pictures and videos online. WEBMASTER - We offer free hosting and dream submitter sign up now!

02-17-2005, 01:57 AM	#17
Holly Too lazy to set a custom title Join Date: Jun 2003 Location: Jesusland Posts: 10,017	http://bcbs.com Put in your zip code and you can see your local stuff. __________________ War National Damn Champions Eagle

02-17-2005, 02:15 AM	#18
Bigjohn Confirmed User Join Date: Feb 2003 Location: Deep inside my mind Posts: 1,118	Every state is different and let me tell you, Washington State SUCKS for health insurance! Bills were passed in this state so that everyone can get insurance no matter how sick they are. Terminal disease... no prob, just come to WA. Nice deal for people who are sick BUT.... for those of us who are healthy.... The insurance companies have raised their rates beyond insane in Washington State to cover all those who move here because they aren't insurable anywhere else. I've tried Group Health.... Not impressed, plus Blue Cross/Blue Shield is half the cost for exactly the same coverage. Stay away from anything that makes you Join their co-op in order to get insurance. All they do is create a mish-mash of plans from multiple companies and, from my experience, never pay their part without kicking and screaming if even then.

02-17-2005, 02:17 AM	#19
Theo HAL 9000 Industry Role: Join Date: May 2001 Posts: 34,515	the ones that covers all herpes therapies

02-17-2005, 03:14 AM	#20
reynold Too lazy to set a custom title Join Date: Oct 2002 Location: Global Traveler Posts: 51,271	You have to be healthy in a year, no hospital records whatsoever.

02-17-2005, 06:02 AM	#22
bigdog Confirmed User Join Date: Jul 2001 Posts: 6,964	Health insurance can get expensive, the price of some people's rent, at least you will die on a matress and not in the street Last edited by bigdog; 02-17-2005 at 06:04 AM..