Recommendations for health insurance... self employed
 

Anyone can help me out in this department?

Wear your seatbelt, dont smoke and drink ;) that is what I do!

i got blue cross blue shield

Blue Cross / Blue Shield I hear is great, has coverage in Canada and the USA.
WG

I have Blue Cross/Shield -it's Cobra- and they are raking me $500 a month...

I'm going to go for the individual and family plan one from them instead, much cheaper...their phone # is...1-800-910-1010.

(I was just on phone with them today that is way number is handy ;)

if all else fails, beg a friend who owns a big company to put you on their company plan :)

I got Blue Cross Blue Shield of Ny here 393 /month

$5 copay

10/20/30 for meds.

I get also 30 visits to the shrink per year and they cover chiropractic visits also for the $5 per visit copay.

Ditto...

btw that is under my business corp the plan and shit. Dental is another 14 bucks per month i think I gotta call the chick back (writing sticky now)

blue cross is good

This place is good to compare plans, kinda like progressive but for people not cars.

http://www.ehealthinsurance.com/ehi/index.html

I got a plan from them that gives full coverage for my son and basic coverage for my wife and me but will probably upgrade soon as I want the peace of mind of knowing pretty much everything is covered since you never know what tomorrow may bring.

As was mentioned above a business health insurance plan is a better deal. You may want to form a corporation for this and other benefits if you don't have one already for ~ US$300 at places like http://www.thedelawarecompany.com. Incorporate in Delaware or offshore not Nevada as apparently Nevada corps are getting put under a microscope since many Adult companies incorporate here. :)

i think I am going to wait until I have kids... I am 22 and I haven't been to the DR in probably 7+ years... The dentist is pretty affordable for check ups...

I called a couple places that wouldn't insure me because I was under 25 and self employed. I've heard good things about blue cross though. But for 500$ a month I'd rather put that into a savings... make money on it and use that if something goes wrong.

damn blue cross blue shield here wouldn't give me any dental or eye which sucked. My insurance is pretty cheap though. like $250 every 3 months. I haven't been to the doctor or been on any meds for pry close to 3 years now though so it isn't like it ever gets used.

we have kaiser permanente and they are great.

Very happy with them no bs they rule

Blue cross is all over the town.

http://bcbs.com

Put in your zip code and you can see your local stuff.

Every state is different and let me tell you, Washington State SUCKS for health insurance!

Bills were passed in this state so that everyone can get insurance no matter how sick they are. Terminal disease... no prob, just come to WA. Nice deal for people who are sick BUT.... for those of us who are healthy....

The insurance companies have raised their rates beyond insane in Washington State to cover all those who move here because they aren't insurable anywhere else.

I've tried Group Health.... Not impressed, plus Blue Cross/Blue Shield is half the cost for exactly the same coverage. Stay away from anything that makes you Join their co-op in order to get insurance. All they do is create a mish-mash of plans from multiple companies and, from my experience, never pay their part without kicking and screaming if even then.

the ones that covers all herpes therapies :winkwink:

You have to be healthy in a year, no hospital records whatsoever.

I got hooked up with a guy who specializes in benefits (health, retirement, etc.) who walked me through everything --- by far the best approach is to set up a company with one other employee (for me, it's my gf) and that way you can get no-refusal group coverage. he's based here but i think he may service LA as well - LMK if you want his name and number :-)

Health insurance can get expensive, the price of some people's rent, at least you will die on a matress and not in the street